Last update: Nov 2026

Cost of Living Comparison Between Warsaw, IN and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $2,332 in Warsaw, IN, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Warsaw, IN
Learn more

Warsaw, IN Living Index
78

Cost of Living Index in Monterrey
Learn more

Monterrey Living Index

Jump to prices

Warsaw, IN

🇺🇸 United States

$2,332

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw, IN and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw, IN and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,332 in Warsaw, IN versus $1,641 in Monterrey.

Warsaw, IN $2,332
Monterrey $1,641

Estimated couple costs with rent: $3,352 in Warsaw, IN versus $2,573 in Monterrey.

Warsaw, IN $3,352
Monterrey $2,573

Monthly costs for a family of three with rent: $4,372 in Warsaw, IN versus $3,504 in Monterrey.

Warsaw, IN $4,372
Monterrey $3,504

Living in Warsaw, IN is roughly 42% more expensive than in Monterrey, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Warsaw, IN 73% above, Monterrey 21% above.

Meal at Budget Restaurant

$12.31 $12.31

$13.37 MX$250

-7.93%

Three-Course Dinner for Two, Mid-Range

$46.75 $46.75

$47.95 MX$897

-2.50%

Fast Food Meal (McDonalds, etc)

$9.07 $9.07

$10.79 MX$202

-15.94%

Cappuccino

$4.91 $4.91

$3.77 MX$70.4

30.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 $2.26

$1.51 MX$28.26

49.67%

Water (0.33 liter bottle)

$1.62 $1.62

$1.03 MX$19.25

57.28%

Local Beer (0.5 liter draught)

$6.04 $6.04

$2.48 MX$46.41

143.55%

Imported Beer (0.33 liter bottle)

$7.38 $7.38

$4.36 MX$81.5

69.27%

Milk (1 liter)

$1.20 $1.20

$1.89 MX$35.43

-36.51%

White Bread (500g)

$1.89 $1.89

$2.85 MX$53.3

-33.68%

Rice (white) (1kg)

$1.81 $1.81

$1.86 MX$34.71

-2.69%

Eggs

$4.63 $4.63

$2.47 MX$46.12

87.45%

Local Cheese (1kg)

$8.42 $8.42

$11.81 MX$221

-28.70%

Chicken Fillets (1kg)

$11.59 $11.59

$8.97 MX$168

29.21%

Beef Round Steak (1kg)

$11.89 $11.89

$12.57 MX$235

-5.41%

Apples (1kg)

$2.20 $2.20

$3.20 MX$59.8

-31.25%

Banana (1kg)

$1.25 $1.25

$1.50 MX$28.12

-16.67%

Oranges (1kg)

$1.97 $1.97

$2.12 MX$39.74

-7.08%

Tomato (1kg)

$2.31 $2.31

$2.33 MX$43.64

-0.86%

Potato (1kg)

$2.79 $2.79

$2.22 MX$41.58

25.68%

Onion (1kg)

$1.00 $1.00

$2.58 MX$48.34

-61.24%

Lettuce (1 head)

$1.70 $1.70

$1.45 MX$27.04

17.24%

Water (1.5 liter bottle)

$1.31 $1.31

$1.22 MX$22.85

7.38%

Cigarettes 20 Pack (Marlboro, Camel)

$9.76 $9.76

$4.80 MX$89.7

103.33%

Wine (Bottle)

$10.38 $10.38

$13.30 MX$249

-21.95%

Local Beer (0.5 liter bottle)

$2.02 $2.02

$1.93 MX$36.14

4.66%

Imported Beer (0.33 liter bottle)

$2.87 $2.87

$2.86 MX$53.4

0.35%

One-way Ticket (Public Transport)

$2.22 $2.22

$0.80 MX$14.94

177.50%

Public Transport Monthly Pass (Regular Price)

$53.1 $53.1

$30.94 MX$579

71.72%

Taxi Start (Normal Tariff)

$3.16 $3.16

$1.83 MX$34.28

72.68%

Taxi (Normal Tariff) (1km)

$1.13 $1.13

$1.06 MX$19.78

6.60%

Taxi 1hour Waiting (Normal Tariff)

$19.95 $19.95

$10.82 MX$202

84.38%

Gasoline (1 liter)

$0.98 $0.98

$1.47 MX$27.54

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$24.1K MX$450.4K

47.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$23.5K MX$440.2K

2.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$115 MX$2,144

43.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.98 $19.98

$26.37 MX$493

-24.23%

Internet (50+ Mbps, Unlimited Data)

$60.0 $60.0

$25.70 MX$481

133.35%

Gym Membership (Monthly)

$40.50 $40.50

$30.53 MX$571

32.66%

Tennis Court (1 Hour on Weekend)

$50.8 $50.8

$21.27 MX$398

138.93%

Cinema Ticket

$10.03 $10.03

$4.96 MX$92.8

102.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$986 $986

$679 MX$12.7K

45.30%

International Primary School, 1 Child (Yearly)

$12.2K $12.2K

$14.2K MX$265.3K

-13.88%

Jeans (Levis 501 Or Similar)

$66.4 $66.4

$72.2 MX$1,350

-8.09%

Summer Dress (H&M, Zara, etc)

$51.0 $51.0

$41.94 MX$784

21.63%

Sport Shoes (Adidas, Nike)

$99.0 $99.0

$107 MX$2,011

-7.87%

Men's Leather Business Shoes

$120 $120

$119 MX$2,219

1.12%

1-bedroom Apartment, City Center (Monthly)

$1,570 $1,570

$1,018 MX$19.0K

54.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,277 $1,277

$722 MX$13.5K

76.99%

3-bedroom Apartment, City Center (Monthly)

$2,548 $2,548

$1,966 MX$36.8K

29.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,082 $2,082

$1,416 MX$26.5K

47.10%

Buy Apartment in City Center (m2)

$2,789 $2,789

$4,203 MX$78.6K

-33.65%

Buy Apartment Outside City Center (m2)

$2,325 $2,325

$2,782 MX$52.0K

-16.42%

Average Monthly Net Salary (After Tax)

$3,516 $3,516

$1,096 MX$20.5K

220.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

-49.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw, IN: November 2, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw, IN

$1.3K 54.8%

Monterrey

$722 44% 43.5% $555

Groceries & Markets

Warsaw, IN

$283 12.1%

Monterrey

$302 18.4% 6.8% $19

Eating Out

Warsaw, IN

$245 10.5%

Monterrey

$216 13.2% 11.9% $29

Monthly Utilities & Internet

Warsaw, IN

$245 10.5%

Monterrey

$167 10.2% 31.8% $78

Clothing & Footwear

Warsaw, IN

$151 6.5%

Monterrey

$153 9.3% 1.2% $1.8

Getting Around

Warsaw, IN

$71 3%

Monterrey

$41 2.5% 41.7% $30

Sport & Entertainment

Warsaw, IN

$61 2.6%

Monterrey

$40 2.5% 33.2% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,570 in Warsaw, IN and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Warsaw, IN pays about 3.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $47 in Warsaw, IN vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $283 vs $302 per month, with Warsaw, IN cheaper across the board.

Good to know

🇺🇸 Warsaw, IN

🇲🇽 Monterrey

🕒 Local time

14:31 2:31 PM

13:31 1:31 PM

1 h behind Warsaw, IN

🌤 Weather

👥 Population

13,082

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.895 EUR

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

MXN to USD in detail →

On the map

Lowest

Highest

Between locations

Warsaw, IN Monterrey 2,180 km ≈ 3 h 15 min nonstop flight

From you

Warsaw, IN
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw, IN vs Monterrey: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,332 in Warsaw, IN and $1,641 in Monterrey, so Monterrey is about 30% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Warsaw, IN is about 3.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,570 in Warsaw, IN versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $986 in Warsaw, IN versus $679 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Monterrey runs roughly 42% less than in Warsaw, IN. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Monterrey wins on affordability, Warsaw, IN on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.