Last update: Oct 2026

Cost of Living Comparison Between Warsaw, IN and Austin, TX

For one person, living is cheaper in Warsaw, IN: $2,325 a month against $2,607 in Austin, TX, rent and utilities included – about $3,400 less a year. Other living expenses account for most of the difference.

113

Cost of Living Index in Warsaw, IN
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Warsaw, IN Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Warsaw, IN

🇺🇸 United States

$2,325

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw, IN and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw, IN and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,325 in Warsaw, IN versus $2,607 in Austin, TX.

Warsaw, IN $2,325
Austin, TX $2,607

Estimated couple costs with rent: $3,378 in Warsaw, IN versus $4,031 in Austin, TX.

Warsaw, IN $3,378
Austin, TX $4,031

Monthly costs for a family of three with rent: $4,431 in Warsaw, IN versus $5,454 in Austin, TX.

Warsaw, IN $4,431
Austin, TX $5,454

Living in Warsaw, IN costs roughly 11% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Warsaw, IN 71% above, Austin, TX 92% above.

Meal at Budget Restaurant

$12.39 $12.39

$20.35 $20.35

-39.12%

Three-Course Dinner for Two, Mid-Range

$47.74 $47.74

$84.7 $84.7

-43.64%

Fast Food Meal (McDonalds, etc)

$9.03 $9.03

$12.12 $12.12

-25.50%

Cappuccino

$4.88 $4.88

$5.65 $5.65

-13.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 $2.26

$3.68 $3.68

-38.59%

Water (0.33 liter bottle)

$1.62 $1.62

$2.36 $2.36

-31.36%

Local Beer (0.5 liter draught)

$6.11 $6.11

$7.87 $7.87

-22.36%

Imported Beer (0.33 liter bottle)

$7.66 $7.66

$8.82 $8.82

-13.15%

Milk (1 liter)

$1.21 $1.21

$1.14 $1.14

6.14%

White Bread (500g)

$1.81 $1.81

$3.69 $3.69

-50.95%

Rice (white) (1kg)

$1.80 $1.80

$3.31 $3.31

-45.62%

Eggs

$4.65 $4.65

$4.15 $4.15

12.05%

Local Cheese (1kg)

$8.50 $8.50

$12.98 $12.98

-34.51%

Chicken Fillets (1kg)

$11.67 $11.67

$13.86 $13.86

-15.80%

Beef Round Steak (1kg)

$11.99 $11.99

$16.34 $16.34

-26.62%

Apples (1kg)

$2.17 $2.17

$4.69 $4.69

-53.73%

Banana (1kg)

$1.24 $1.24

$1.45 $1.45

-14.48%

Oranges (1kg)

$1.89 $1.89

$5.11 $5.11

-63.01%

Tomato (1kg)

$2.34 $2.34

$4.52 $4.52

-48.23%

Potato (1kg)

$2.66 $2.66

$3.08 $3.08

-13.64%

Onion (1kg)

$1.05 $1.05

$2.38 $2.38

-55.88%

Lettuce (1 head)

$1.65 $1.65

$1.80 $1.80

-8.33%

Water (1.5 liter bottle)

$1.27 $1.27

$2.22 $2.22

-42.79%

Cigarettes 20 Pack (Marlboro, Camel)

$9.70 $9.70

$9.97 $9.97

-2.71%

Wine (Bottle)

$10.12 $10.12

$15.05 $15.05

-32.76%

Local Beer (0.5 liter bottle)

$2.02 $2.02

$2.91 $2.91

-30.58%

Imported Beer (0.33 liter bottle)

$2.73 $2.73

$3.33 $3.33

-18.02%

One-way Ticket (Public Transport)

$1.82 $1.82

$1.22 $1.22

49.18%

Public Transport Monthly Pass (Regular Price)

$54.5 $54.5

$40.53 $40.53

34.34%

Taxi Start (Normal Tariff)

$3.32 $3.32

$2.78 $2.78

19.42%

Taxi (Normal Tariff) (1km)

$1.12 $1.12

$1.65 $1.65

-32.12%

Taxi 1hour Waiting (Normal Tariff)

$20.32 $20.32

$35.39 $35.39

-42.58%

Gasoline (1 liter)

$0.97 $0.97

$0.95 $0.95

2.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$34.2K $34.2K

0.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K $23.6K

$26.8K $26.8K

-11.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 $163

$223 $223

-26.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.69 $19.69

$58.5 $58.5

-66.33%

Internet (50+ Mbps, Unlimited Data)

$60.9 $60.9

$71.2 $71.2

-14.49%

Gym Membership (Monthly)

$40.25 $40.25

$53.0 $53.0

-24.11%

Tennis Court (1 Hour on Weekend)

$50.7 $50.7

$16.75 $16.75

202.81%

Cinema Ticket

$10.03 $10.03

$14.06 $14.06

-28.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$998 $998

$1,459 $1,459

-31.56%

International Primary School, 1 Child (Yearly)

$11.9K $11.9K

$21.3K $21.3K

-44.06%

Jeans (Levis 501 Or Similar)

$66.5 $66.5

$52.5 $52.5

26.71%

Summer Dress (H&M, Zara, etc)

$51.7 $51.7

$42.75 $42.75

21.01%

Sport Shoes (Adidas, Nike)

$98.5 $98.5

$86.4 $86.4

13.91%

Men's Leather Business Shoes

$121 $121

$104 $104

16.82%

1-bedroom Apartment, City Center (Monthly)

$1,590 $1,590

$2,112 $2,112

-24.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,271 $1,271

$1,230 $1,230

3.32%

3-bedroom Apartment, City Center (Monthly)

$2,522 $2,522

$3,863 $3,863

-34.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,139 $2,139

$2,407 $2,407

-11.13%

Buy Apartment in City Center (m2)

$2,817 $2,817

$7,426 $7,426

-62.06%

Buy Apartment Outside City Center (m2)

$2,351 $2,351

$3,060 $3,060

-23.16%

Average Monthly Net Salary (After Tax)

$3,611 $3,611

$5,179 $5,179

-30.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

-12.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw, IN: October 25, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw, IN

$1.3K 54.7%

Austin, TX

$1.2K 47.2% 3.2% $41

Groceries & Markets

Warsaw, IN

$281 12.1%

Austin, TX

$410 15.7% 45.8% $129

Eating Out

Warsaw, IN

$246 10.6%

Austin, TX

$348 13.4% 41.4% $102

Monthly Utilities & Internet

Warsaw, IN

$243 10.5%

Austin, TX

$353 13.5% 44.9% $109

Clothing & Footwear

Warsaw, IN

$152 6.5%

Austin, TX

$128 4.9% 15.5% $24

Getting Around

Warsaw, IN

$71 3%

Austin, TX

$56 2.2% 20.1% $14

Sport & Entertainment

Warsaw, IN

$60 2.6%

Austin, TX

$81 3.1% 34.6% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,590 in Warsaw, IN and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 43% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Warsaw, IN vs $85 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $281 vs $410 per month, with Warsaw, IN cheaper across the board.

Good to know

🇺🇸 Warsaw, IN

🇺🇸 Austin, TX

🕒 Local time

09:20 9:20 AM

08:20 8:20 AM

1 h behind Warsaw, IN

🌤 Weather

👥 Population

13,082

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Warsaw, IN Austin, TX 1,620 km ≈ 2 h 30 min nonstop flight

From you

Warsaw, IN
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw, IN vs Austin, TX: Cost of Living - Frequently Asked Questions

Warsaw, IN wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Warsaw, IN the obvious pick if budget is a priority.

On paper, salaries run 30% lower in Warsaw, IN. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,590 in Warsaw, IN versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,325 per month in Warsaw, IN versus $2,607 in Austin, TX – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 26% less than in Warsaw, IN. Both cities have functional networks, but the price difference matters if you’re watching your budget.

For families, Warsaw, IN is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Warsaw, IN wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.