Last update: Oct 2026

Cost of Living Comparison Between Waitakere and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,065 in Waitakere, rent and utilities included – about $8,600 less a year. Rent and utilities account for about half of the difference.

93

Cost of Living Index in Waitakere
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Waitakere Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Waitakere

🇳🇿 New Zealand

$2,065

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Waitakere and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waitakere and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,065 in Waitakere versus $1,349 in Ubud, Bali.

Waitakere $2,065
Ubud, Bali $1,349

Estimated couple costs with rent: $2,933 in Waitakere versus $2,305 in Ubud, Bali.

Waitakere $2,933
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,801 in Waitakere versus $3,261 in Ubud, Bali.

Waitakere $3,801
Ubud, Bali $3,261

Living in Waitakere is roughly 53% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$12.38 NZ$21.98

$3.32 Rp 60.2K

272.89%

Three-Course Dinner for Two, Mid-Range

$73.6 NZ$131

$35.64 Rp 645.8K

106.37%

Fast Food Meal (McDonalds, etc)

$8.61 NZ$15.29

$5.53 Rp 100.3K

55.70%

Cappuccino

$3.43 NZ$6.09

$2.72 Rp 49.3K

26.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 NZ$4.08

$1.70 Rp 30.8K

35.29%

Water (0.33 liter bottle)

$2.43 NZ$4.32

$0.76 Rp 13.8K

219.74%

Local Beer (0.5 liter draught)

$6.33 NZ$11.24

$2.65 Rp 48.1K

138.87%

Imported Beer (0.33 liter bottle)

$5.53 NZ$9.81

$4.38 Rp 79.4K

26.26%

Milk (1 liter)

$1.45 NZ$2.57

$1.49 Rp 27.0K

-2.68%

White Bread (500g)

$1.30 NZ$2.30

$2.28 Rp 41.2K

-42.98%

Rice (white) (1kg)

$2.03 NZ$3.60

$1.19 Rp 21.6K

70.59%

Eggs

$5.28 NZ$9.38

$2.04 Rp 36.9K

158.82%

Local Cheese (1kg)

$5.61 NZ$9.96

$17.70 Rp 320.8K

-68.31%

Chicken Fillets (1kg)

$7.32 NZ$12.99

$3.96 Rp 71.8K

84.85%

Beef Round Steak (1kg)

$12.00 NZ$21.31

$12.19 Rp 220.9K

-1.56%

Apples (1kg)

$2.59 NZ$4.59

$3.66 Rp 66.2K

-29.23%

Banana (1kg)

$2.19 NZ$3.90

$1.52 Rp 27.5K

44.08%

Oranges (1kg)

$3.22 NZ$5.72

$2.23 Rp 40.4K

44.39%

Tomato (1kg)

$6.20 NZ$11.01

$1.97 Rp 35.7K

214.72%

Potato (1kg)

$2.08 NZ$3.69

$1.85 Rp 33.5K

12.43%

Onion (1kg)

$1.42 NZ$2.52

$2.42 Rp 43.9K

-41.32%

Lettuce (1 head)

$2.62 NZ$4.66

$0.99 Rp 17.9K

164.65%

Water (1.5 liter bottle)

$0.94 NZ$1.66

$0.51 Rp 9,303

84.31%

Cigarettes 20 Pack (Marlboro, Camel)

$26.32 NZ$46.73

$2.22 Rp 40.3K

1085.59%

Wine (Bottle)

$10.76 NZ$19.10

$22.24 Rp 403.0K

-51.62%

Local Beer (0.5 liter bottle)

$3.95 NZ$7.02

$2.26 Rp 41.0K

74.78%

Imported Beer (0.33 liter bottle)

$4.09 NZ$7.27

$2.97 Rp 53.8K

37.71%

One-way Ticket (Public Transport)

$2.14 NZ$3.80

$0.25 Rp 4,548

756.00%

Public Transport Monthly Pass (Regular Price)

$107 NZ$189

$7.82 Rp 141.8K

1263.43%

Taxi Start (Normal Tariff)

$3.71 NZ$6.59

$0.44 Rp 7,964

743.18%

Taxi (Normal Tariff) (1km)

$2.00 NZ$3.55

$0.43 Rp 7,793

365.12%

Taxi 1hour Waiting (Normal Tariff)

$26.54 NZ$47.12

$5.41 Rp 98.0K

390.57%

Gasoline (1 liter)

$1.75 NZ$3.11

$0.82 Rp 14.9K

113.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K NZ$50.5K

$23.8K Rp 432.0M

19.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K NZ$40.2K

$31.7K Rp 575.3M

-28.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.0 NZ$101

$79.1 Rp 1.4M

-27.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.26 NZ$64.4

$6.45 Rp 116.8K

462.17%

Internet (50+ Mbps, Unlimited Data)

$55.3 NZ$98.2

$18.58 Rp 336.7K

197.63%

Gym Membership (Monthly)

$40.97 NZ$72.7

$49.48 Rp 896.7K

-17.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$13.75 NZ$24.40

$4.27 Rp 77.4K

222.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 NZ$1,215

$491 Rp 8.9M

39.53%

International Primary School, 1 Child (Yearly)

$23.0K NZ$40.8K

$5,674 Rp 102.8M

304.77%

Jeans (Levis 501 Or Similar)

$63.7 NZ$113

$44.64 Rp 808.9K

42.72%

Summer Dress (H&M, Zara, etc)

$38.29 NZ$68.0

$34.95 Rp 633.4K

9.56%

Sport Shoes (Adidas, Nike)

$93.6 NZ$166

$79.9 Rp 1.4M

17.12%

Men's Leather Business Shoes

$107 NZ$189

$79.4 Rp 1.4M

34.20%

1-bedroom Apartment, City Center (Monthly)

$1,026 NZ$1,821

$1,125 Rp 20.4M

-8.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,059 NZ$1,880

$671 Rp 12.2M

57.70%

3-bedroom Apartment, City Center (Monthly)

$1,846 NZ$3,277

$3,565 Rp 64.6M

-48.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,421 NZ$2,523

$1,723 Rp 31.2M

-17.53%

Buy Apartment in City Center (m2)

$5,184 NZ$9,204

$2,732 Rp 49.5M

89.78%

Buy Apartment Outside City Center (m2)

$3,812 NZ$6,768

$2,284 Rp 41.4M

66.91%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

13.78

-50.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waitakere: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waitakere

$1.1K 51.3%

Ubud, Bali

$672 49.8% 36.6% $387

Groceries & Markets

Waitakere

$296 14.4%

Ubud, Bali

$288 21.4% 2.7% $7.9

Eating Out

Waitakere

$228 11%

Ubud, Bali

$108 8% 52.7% $120

Monthly Utilities & Internet

Waitakere

$149 7.2%

Ubud, Bali

$104 7.7% 29.9% $44

Clothing & Footwear

Waitakere

$136 6.6%

Ubud, Bali

$108 8% 20.9% $28

Getting Around

Waitakere

$129 6.2%

Ubud, Bali

$11 0.9% 91.1% $117

Sport & Entertainment

Waitakere

$68 3.3%

Ubud, Bali

$58 4.3% 15.2% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,026 in Waitakere and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $74 in Waitakere vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $296 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇿 Waitakere

🇮🇩 Ubud, Bali

🕒 Local time

11:54 11:54 AM

06:54 6:54 AM

5 h behind Waitakere

🌤 Weather

👥 Population

1,830

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 31, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NZD in detail →

On the map

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Highest

Between locations

Waitakere Ubud, Bali 6,720 km ≈ 9 h nonstop flight

From you

Waitakere
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waitakere vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 35% lower than in Waitakere. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $3,097 in Waitakere and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,026 in Waitakere versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $684 in Waitakere versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 3% higher in Waitakere. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Waitakere and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.