Cost of Living Comparison Between Waitakere and Ubud, Bali Cost of Living Comparison Between Waitakere and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,876 in Waitakere versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $2,940 in Waitakere versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,003 in Waitakere versus $3,723 in Ubud, Bali.

Living in Waitakere is roughly 35% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Waitakere 41% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$15.15 NZ$25.69

$3.57 Rp 64.5K

324.37%

Three-Course Dinner for Two, Mid-Range

$77.8 NZ$132

$32.32 Rp 583.4K

140.62%

Fast Food Meal (McDonalds, etc)

$9.56 NZ$16.20

$5.01 Rp 90.4K

90.82%

Cappuccino

$3.52 NZ$5.96

$2.82 Rp 51.0K

24.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 NZ$3.95

$1.35 Rp 24.4K

72.59%

Water (0.33 liter bottle)

$2.05 NZ$3.47

$0.73 Rp 13.2K

180.82%

Local Beer (0.5 liter draught)

$7.28 NZ$12.33

$2.93 Rp 53.0K

148.46%

Imported Beer (0.33 liter bottle)

$6.39 NZ$10.83

$3.94 Rp 71.1K

62.18%

Milk (1 liter)

$1.82 NZ$3.09

$1.78 Rp 32.1K

2.25%

White Bread (500g)

$1.99 NZ$3.37

$2.45 Rp 44.2K

-18.78%

Rice (white) (1kg)

$1.81 NZ$3.07

$1.15 Rp 20.7K

57.39%

Eggs

$6.19 NZ$10.50

$2.41 Rp 43.6K

156.85%

Local Cheese (1kg)

$8.24 NZ$13.97

$14.33 Rp 258.7K

-42.50%

Chicken Fillets (1kg)

$9.46 NZ$16.03

$4.19 Rp 75.6K

125.78%

Beef Round Steak (1kg)

$13.01 NZ$22.05

$12.06 Rp 217.7K

7.88%

Apples (1kg)

$2.78 NZ$4.70

$3.64 Rp 65.7K

-23.63%

Banana (1kg)

$2.25 NZ$3.81

$1.57 Rp 28.3K

43.31%

Oranges (1kg)

$2.98 NZ$5.05

$2.79 Rp 50.3K

6.81%

Tomato (1kg)

$4.66 NZ$7.90

$2.24 Rp 40.5K

108.04%

Potato (1kg)

$1.97 NZ$3.34

$1.98 Rp 35.7K

-0.51%

Onion (1kg)

$1.88 NZ$3.18

$2.28 Rp 41.1K

-17.54%

Lettuce (1 head)

$2.19 NZ$3.72

$1.05 Rp 19.0K

108.57%

Water (1.5 liter bottle)

$1.11 NZ$1.88

$0.79 Rp 14.2K

40.51%

Cigarettes 20 Pack (Marlboro, Camel)

$23.70 NZ$40.18

$3.19 Rp 57.6K

642.95%

Wine (Bottle)

$9.84 NZ$16.68

$23.49 Rp 424.1K

-58.11%

Local Beer (0.5 liter bottle)

$2.51 NZ$4.26

$2.90 Rp 52.3K

-13.45%

Imported Beer (0.33 liter bottle)

$3.75 NZ$6.36

$2.76 Rp 49.7K

35.87%

One-way Ticket (Public Transport)

$2.17 NZ$3.68

$0.27 Rp 4,813

703.70%

Public Transport Monthly Pass (Regular Price)

$63.2 NZ$107

$8.37 Rp 151.1K

655.44%

Taxi Start (Normal Tariff)

$2.76 NZ$4.68

$0.45 Rp 8,167

513.33%

Taxi (Normal Tariff) (1km)

$1.78 NZ$3.01

$0.46 Rp 8,298

286.96%

Taxi 1hour Waiting (Normal Tariff)

$34.93 NZ$59.2

$6.07 Rp 109.6K

475.45%

Gasoline (1 liter)

$1.74 NZ$2.95

$0.86 Rp 15.6K

102.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K NZ$47.4K

$26.6K Rp 480.0M

5.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K NZ$37.4K

$32.5K Rp 587.6M

-32.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 NZ$243

$79.0 Rp 1.4M

81.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.30 NZ$61.5

$4.09 Rp 73.9K

787.53%

Internet (50+ Mbps, Unlimited Data)

$51.5 NZ$87.4

$23.85 Rp 430.5K

116.06%

Gym Membership (Monthly)

$36.22 NZ$61.4

$98.8 Rp 1.8M

-63.33%

Tennis Court (1 Hour on Weekend)

$11.83 NZ$20.06

$6.35 Rp 114.7K

86.30%

Cinema Ticket

$10.78 NZ$18.27

$4.01 Rp 72.3K

168.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$743 NZ$1,260

$297 Rp 5.4M

150.01%

International Primary School, 1 Child (Yearly)

$11.9K NZ$20.1K

$6,602 Rp 119.2M

79.94%

Jeans (Levis 501 Or Similar)

$69.2 NZ$117

$53.4 Rp 964.5K

29.50%

Summer Dress (H&M, Zara, etc)

$38.08 NZ$64.6

$38.11 Rp 688.1K

-0.08%

Sport Shoes (Adidas, Nike)

$93.8 NZ$159

$88.7 Rp 1.6M

5.84%

Men's Leather Business Shoes

$115 NZ$196

$76.6 Rp 1.4M

50.70%

1-bedroom Apartment, City Center (Monthly)

$978 NZ$1,657

$1,020 Rp 18.4M

-4.13%

1-bedroom Apartment, Outside City Center (Monthly)

$778 NZ$1,318

$680 Rp 12.3M

14.31%

3-bedroom Apartment, City Center (Monthly)

$1,567 NZ$2,656

$3,469 Rp 62.6M

-54.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,420 NZ$2,407

$2,090 Rp 37.7M

-32.05%

Buy Apartment in City Center (m2)

$4,825 NZ$8,180

$2,729 Rp 49.3M

76.82%

Buy Apartment Outside City Center (m2)

$3,140 NZ$5,323

$2,295 Rp 41.4M

36.79%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

13.28

-49.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waitakere: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $978 in Waitakere and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Waitakere vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $315 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waitakere vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 35% lower than in Waitakere. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,814 in Waitakere and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $978 in Waitakere versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $743 in Waitakere versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 6% higher in Waitakere. For households that cook at home regularly, that difference adds up over a month.

At $1,392 in Ubud, Bali versus $1,876 in Waitakere, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Waitakere. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Waitakere and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Waitakere. Beyond cost, consider language, visa policies, and how big the international community is in each city.