Cost of Living Comparison Between Wailuku, HI and Ubud, Bali Cost of Living Comparison Between Wailuku, HI and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,750 in Wailuku, HI versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,970 in Wailuku, HI versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,190 in Wailuku, HI versus $3,694 in Ubud, Bali.

Living in Wailuku, HI is roughly 96% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Wailuku, HI 105% above, Ubud, Bali 4% above.

Currency
🍽 Eating Out
Wailuku, HI
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.10 $19.10
$3.57 Rp 64.0K
435.01%
Three-Course Dinner for Two, Mid-Range
$74.3 $74.3
$32.50 Rp 582.3K
128.62%
Fast Food Meal (McDonalds, etc)
$11.19 $11.19
$4.86 Rp 87.1K
130.25%
Cappuccino
$5.00 $5.00
$2.75 Rp 49.2K
81.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.61 $2.61
$1.32 Rp 23.7K
97.73%
Water (0.33 liter bottle)
$1.96 $1.96
$0.70 Rp 12.6K
180.00%
Local Beer (0.5 liter draught)
$5.89 $5.89
$2.91 Rp 52.2K
102.41%
Imported Beer (0.33 liter bottle)
$7.10 $7.10
$3.79 Rp 68.0K
87.34%
🛒 Groceries & Markets
Wailuku, HI
Ubud, Bali
Difference
Milk (1 liter)
$1.03 $1.03
$1.71 Rp 30.6K
-39.77%
White Bread (500g)
$3.47 $3.47
$2.47 Rp 44.3K
40.49%
Rice (white) (1kg)
$4.33 $4.33
$1.20 Rp 21.5K
260.83%
Eggs
$4.21 $4.21
$2.44 Rp 43.8K
72.54%
Local Cheese (1kg)
$12.31 $12.31
$14.38 Rp 257.7K
-14.39%
Chicken Fillets (1kg)
$11.59 $11.59
$4.31 Rp 77.1K
168.91%
Beef Round Steak (1kg)
$15.46 $15.46
$12.21 Rp 218.7K
26.62%
Apples (1kg)
$4.79 $4.79
$3.68 Rp 66.0K
30.16%
Banana (1kg)
$1.59 $1.59
$1.55 Rp 27.8K
2.58%
Oranges (1kg)
$4.20 $4.20
$2.79 Rp 49.9K
50.54%
Tomato (1kg)
$4.75 $4.75
$2.33 Rp 41.8K
103.86%
Potato (1kg)
$2.76 $2.76
$1.97 Rp 35.3K
40.10%
Onion (1kg)
$2.92 $2.92
$2.31 Rp 41.4K
26.41%
Lettuce (1 head)
$2.10 $2.10
$1.06 Rp 19.1K
98.11%
Water (1.5 liter bottle)
$2.10 $2.10
$0.73 Rp 13.1K
187.67%
Cigarettes 20 Pack (Marlboro, Camel)
$9.48 $9.48
$3.28 Rp 58.8K
189.02%
Wine (Bottle)
$14.78 $14.78
$22.79 Rp 408.4K
-35.15%
Local Beer (0.5 liter bottle)
$1.84 $1.84
$2.81 Rp 50.3K
-34.52%
Imported Beer (0.33 liter bottle)
$3.33 $3.33
$2.78 Rp 49.9K
19.78%
🚌 Getting Around
Wailuku, HI
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$0.29 Rp 5,217
596.55%
Public Transport Monthly Pass (Regular Price)
$118 $118
$8.06 Rp 144.4K
1366.00%
Taxi Start (Normal Tariff)
$3.43 $3.43
$0.45 Rp 8,047
662.22%
Taxi (Normal Tariff) (1km)
$1.57 $1.57
$0.45 Rp 8,094
248.89%
Taxi 1hour Waiting (Normal Tariff)
$29.42 $29.42
$6.24 Rp 111.7K
371.47%
Gasoline (1 liter)
$1.46 $1.46
$0.85 Rp 15.2K
71.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K $29.3K
$26.0K Rp 465.4M
12.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$31.7K Rp 567.2M
-18.08%
🧾 Monthly Utilities & Internet
Wailuku, HI
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$191 $191
$80.8 Rp 1.4M
136.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.7 $53.7
$4.06 Rp 72.7K
1221.67%
Internet (50+ Mbps, Unlimited Data)
$67.6 $67.6
$24.42 Rp 437.6K
176.66%
🎉 Sport & Entertainment
Wailuku, HI
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.15 $42.15
$97.7 Rp 1.7M
-56.84%
Tennis Court (1 Hour on Weekend)
$25.00 $25.00
$6.45 Rp 115.5K
287.60%
Cinema Ticket
$13.31 $13.31
$4.04 Rp 72.4K
229.46%
🧸 Childcare & Education
Wailuku, HI
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,311 $1,311
$304 Rp 5.4M
331.07%
International Primary School, 1 Child (Yearly)
$23.3K $23.3K
$6,621 Rp 118.6M
252.33%
👕👟 Clothing & Footwear
Wailuku, HI
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.8 $51.8
$54.2 Rp 971.7K
-4.41%
Summer Dress (H&M, Zara, etc)
$39.93 $39.93
$38.78 Rp 694.7K
2.97%
Sport Shoes (Adidas, Nike)
$88.3 $88.3
$86.1 Rp 1.5M
2.55%
Men's Leather Business Shoes
$111 $111
$76.7 Rp 1.4M
45.36%
🏠 Accommodation & Living
Wailuku, HI
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,582 $1,582
$986 Rp 17.7M
60.56%
1-bedroom Apartment, Outside City Center (Monthly)
$1,366 $1,366
$658 Rp 11.8M
107.57%
3-bedroom Apartment, City Center (Monthly)
$2,640 $2,640
$3,369 Rp 60.4M
-21.65%
3-bedroom Apartment, Outside City Center (Monthly)
$2,261 $2,261
$2,066 Rp 37.0M
9.44%
Buy Apartment in City Center (m2)
$2,700 $2,700
$2,741 Rp 49.1M
-1.52%
Buy Apartment Outside City Center (m2)
$2,154 $2,154
$2,228 Rp 39.9M
-3.31%
💵 Salaries & Financials
Wailuku, HI
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
13.28
-50.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wailuku, HI: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,582 in Wailuku, HI and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Wailuku, HI vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $388 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Wailuku, HI vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Wailuku, HI or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 96% lower than in Wailuku, HI. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Wailuku, HI vs Ubud, Bali?
You'd need roughly $4,126 in Wailuku, HI and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Wailuku, HI vs Ubud, Bali?
Rent for a central apartment: $1,582 in Wailuku, HI versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Wailuku, HI and Ubud, Bali?
Childcare runs $1,311 in Wailuku, HI versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Wailuku, HI or Ubud, Bali?
Supermarket bills run roughly 30% higher in Wailuku, HI. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Wailuku, HI or Ubud, Bali?
At $1,404 in Ubud, Bali versus $2,750 in Wailuku, HI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Wailuku, HI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Wailuku, HI or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Wailuku, HI compared to Ubud, Bali?
Safety-wise, Wailuku, HI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 96% less than in Wailuku, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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