Last update: Oct 2026

Cost of Living Comparison Between Wailuku, HI and Seattle, WA

For one person, living is cheaper in Wailuku, HI: $2,600 a month against $3,785 in Seattle, WA, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Wailuku, HI
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Wailuku, HI Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Wailuku, HI

🇺🇸 United States

$2,600

/mo nomad

Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Monthly Cost of Living

How much you'll spend in Wailuku, HI and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wailuku, HI and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,600 in Wailuku, HI versus $3,785 in Seattle, WA.

Wailuku, HI $2,600
Seattle, WA $3,785

Estimated couple costs with rent: $3,819 in Wailuku, HI versus $5,688 in Seattle, WA.

Wailuku, HI $3,819
Seattle, WA $5,688

Monthly costs for a family of three with rent: $5,038 in Wailuku, HI versus $7,592 in Seattle, WA.

Wailuku, HI $5,038
Seattle, WA $7,592

Living in Wailuku, HI costs roughly 31% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Wailuku, HI 91% above, Seattle, WA 178% above.

Meal at Budget Restaurant

$19.69 $19.69

$25.30 $25.30

-22.17%

Three-Course Dinner for Two, Mid-Range

$75.6 $75.6

$101 $101

-25.11%

Fast Food Meal (McDonalds, etc)

$11.63 $11.63

$14.76 $14.76

-21.21%

Cappuccino

$5.42 $5.42

$6.50 $6.50

-16.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$3.21 $3.21

-16.20%

Water (0.33 liter bottle)

$1.97 $1.97

$3.14 $3.14

-37.26%

Local Beer (0.5 liter draught)

$5.85 $5.85

$7.97 $7.97

-26.60%

Imported Beer (0.33 liter bottle)

$7.28 $7.28

$8.13 $8.13

-10.46%

Milk (1 liter)

$1.01 $1.01

$1.17 $1.17

-13.68%

White Bread (500g)

$3.48 $3.48

$5.30 $5.30

-34.34%

Rice (white) (1kg)

$4.26 $4.26

$6.40 $6.40

-33.44%

Eggs

$4.15 $4.15

$5.06 $5.06

-17.98%

Local Cheese (1kg)

$12.61 $12.61

$18.71 $18.71

-32.60%

Chicken Fillets (1kg)

$11.72 $11.72

$18.72 $18.72

-37.39%

Beef Round Steak (1kg)

$17.12 $17.12

$22.88 $22.88

-25.17%

Apples (1kg)

$5.08 $5.08

$6.06 $6.06

-16.17%

Banana (1kg)

$1.53 $1.53

$1.95 $1.95

-21.54%

Oranges (1kg)

$4.25 $4.25

$5.51 $5.51

-22.87%

Tomato (1kg)

$4.64 $4.64

$6.52 $6.52

-28.83%

Potato (1kg)

$2.87 $2.87

$3.49 $3.49

-17.77%

Onion (1kg)

$3.02 $3.02

$3.29 $3.29

-8.21%

Lettuce (1 head)

$2.10 $2.10

$2.80 $2.80

-25.00%

Water (1.5 liter bottle)

$2.21 $2.21

$2.58 $2.58

-14.34%

Cigarettes 20 Pack (Marlboro, Camel)

$9.34 $9.34

$12.49 $12.49

-25.22%

Wine (Bottle)

$15.27 $15.27

$14.87 $14.87

2.69%

Local Beer (0.5 liter bottle)

$1.83 $1.83

$4.19 $4.19

-56.32%

Imported Beer (0.33 liter bottle)

$3.35 $3.35

$5.80 $5.80

-42.24%

One-way Ticket (Public Transport)

$2.04 $2.04

$3.05 $3.05

-33.11%

Public Transport Monthly Pass (Regular Price)

$60.3 $60.3

$106 $106

-43.09%

Taxi Start (Normal Tariff)

$3.14 $3.14

$2.58 $2.58

21.71%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$1.64 $1.64

4.27%

Taxi 1hour Waiting (Normal Tariff)

$31.66 $31.66

$30.12 $30.12

5.11%

Gasoline (1 liter)

$1.58 $1.58

$1.41 $1.41

12.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K $28.5K

$36.8K $36.8K

-22.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.6K $26.6K

-2.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$308 $308

-35.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.5 $62.5

$69.2 $69.2

-9.59%

Internet (50+ Mbps, Unlimited Data)

$68.9 $68.9

$86.1 $86.1

-19.97%

Gym Membership (Monthly)

$34.71 $34.71

$76.5 $76.5

-54.60%

Tennis Court (1 Hour on Weekend)

$70.2 $70.2

$35.50 $35.50

97.63%

Cinema Ticket

$13.95 $13.95

$18.02 $18.02

-22.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,361 $1,361

$2,746 $2,746

-50.45%

International Primary School, 1 Child (Yearly)

$23.3K $23.3K

$30.6K $30.6K

-23.93%

Jeans (Levis 501 Or Similar)

$52.1 $52.1

$79.2 $79.2

-34.15%

Summer Dress (H&M, Zara, etc)

$41.19 $41.19

$54.3 $54.3

-24.16%

Sport Shoes (Adidas, Nike)

$87.9 $87.9

$127 $127

-30.71%

Men's Leather Business Shoes

$112 $112

$159 $159

-29.52%

1-bedroom Apartment, City Center (Monthly)

$1,575 $1,575

$2,508 $2,508

-37.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,280 $1,280

$1,938 $1,938

-33.99%

3-bedroom Apartment, City Center (Monthly)

$2,539 $2,539

$5,117 $5,117

-50.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,059 $2,059

$3,542 $3,542

-41.88%

Buy Apartment in City Center (m2)

$2,848 $2,848

$7,374 $7,374

-61.38%

Buy Apartment Outside City Center (m2)

$2,492 $2,492

$5,002 $5,002

-50.19%

Average Monthly Net Salary (After Tax)

$6,470 $6,470

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.89

-4.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wailuku, HI: October 26, 2026

Last update for Seattle, WA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wailuku, HI

$1.3K 49.2%

Seattle, WA

$1.9K 51.2% 51.5% $659

Groceries & Markets

Wailuku, HI

$397 15.3%

Seattle, WA

$547 14.5% 37.7% $150

Monthly Utilities & Internet

Wailuku, HI

$329 12.7%

Seattle, WA

$463 12.2% 40.7% $134

Eating Out

Wailuku, HI

$320 12.3%

Seattle, WA

$406 10.7% 27% $86

Clothing & Footwear

Wailuku, HI

$132 5.1%

Seattle, WA

$189 5% 43% $57

Getting Around

Wailuku, HI

$80 3.1%

Seattle, WA

$129 3.4% 60.9% $49

Sport & Entertainment

Wailuku, HI

$63 2.4%

Seattle, WA

$112 3% 79.7% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,575 in Wailuku, HI and $2,508 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Dining out: $76 in Wailuku, HI vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $397 vs $547 per month, with Wailuku, HI cheaper across the board.

Good to know

🇺🇸 Wailuku, HI

🇺🇸 Seattle, WA

🕒 Local time

17:28 5:28 PM

20:28 8:28 PM

3 h ahead of Wailuku, HI

🌤 Weather

👥 Population

15,313

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.897 EUR

Exchange rates and currency converter

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Between locations

Wailuku, HI Seattle, WA 4,260 km ≈ 6 h nonstop flight

From you

Wailuku, HI
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wailuku, HI vs Seattle, WA: Cost of Living - Frequently Asked Questions

Wailuku, HI is cheaper overall, especially in groceries, eating out, and clothing. The 46% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,900 in Wailuku, HI and $5,677 in Seattle, WA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,575 in Wailuku, HI versus $2,508 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Wailuku, HI – a meal for two runs $76 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,600 per month in Wailuku, HI versus $3,785 in Seattle, WA – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,600 in Wailuku, HI versus $3,785 in Seattle, WA, a $3,000 budget is realistic in Wailuku, HI but tight or insufficient in Seattle, WA. The gap between the two cities makes Wailuku, HI the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Wailuku, HI gentler on the wallet – expenses run 31% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.