Cost of Living in Wailuku, HI - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,315 (excluding rent), and $2,729 including rent.

Family of 3: Estimated monthly costs are $2,507 (excluding rent), and $5,272 including rent.

Meal at Budget Restaurant

$19.26 $19.26

$12.16 $12.16

$35.70 $35.70

Three-Course Dinner for Two, Mid-Range

$74.9 $74.9

$49.91 $49.91

$125 $125

Fast Food Meal (McDonalds, etc)

$11.16 $11.16

$10.10 $10.10

$14.20 $14.20

Cappuccino

$5.20 $5.20

$3.58 $3.58

$8.17 $8.17

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$1.95 $1.95

$3.90 $3.90

Water (0.33 liter bottle)

$2.04 $2.04

$1.53 $1.53

$3.06 $3.06

Local Beer (0.5 liter draught)

$6.12 $6.12

$4.08 $4.08

$8.67 $8.67

Imported Beer (0.33 liter bottle)

$7.12 $7.12

$5.09 $5.09

$10.17 $10.17

Milk (1 liter)

$1.00 $1.00

$0.74 $0.74

$1.42 $1.42

White Bread (500g)

$3.41 $3.41

$2.09 $2.09

$5.35 $5.35

Rice (white) (1kg)

$4.30 $4.30

$2.06 $2.06

$8.50 $8.50

Eggs

$4.11 $4.11

$1.96 $1.96

$6.85 $6.85

Local Cheese (1kg)

$12.14 $12.14

$6.93 $6.93

$21.83 $21.83

Chicken Fillets (1kg)

$11.71 $11.71

$6.24 $6.24

$20.20 $20.20

Beef Round Steak (1kg)

$15.32 $15.32

$9.85 $9.85

$24.07 $24.07

Apples (1kg)

$4.81 $4.81

$2.51 $2.51

$8.64 $8.64

Banana (1kg)

$1.61 $1.61

$1.11 $1.11

$4.20 $4.20

Oranges (1kg)

$4.35 $4.35

$2.25 $2.25

$9.03 $9.03

Tomato (1kg)

$4.61 $4.61

$2.15 $2.15

$8.60 $8.60

Potato (1kg)

$2.90 $2.90

$1.35 $1.35

$6.27 $6.27

Onion (1kg)

$2.90 $2.90

$1.87 $1.87

$4.51 $4.51

Lettuce (1 head)

$2.04 $2.04

$1.37 $1.37

$2.97 $2.97

Water (1.5 liter bottle)

$2.11 $2.11

$1.18 $1.18

$3.20 $3.20

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 $9.46

$7.89 $7.89

$11.84 $11.84

Wine (Bottle)

$15.07 $15.07

$10.04 $10.04

$24.11 $24.11

Local Beer (0.5 liter bottle)

$1.82 $1.82

$1.74 $1.74

$2.88 $2.88

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$1.57 $1.57

$5.87 $5.87

One-way Ticket (Public Transport)

$1.96 $1.96

$1.23 $1.23

$1.96 $1.96

Public Transport Monthly Pass (Regular Price)

$122 $122

Taxi Start (Normal Tariff)

$3.57 $3.57

$3.06 $3.06

$5.10 $5.10

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.53 $1.53

$2.15 $2.15

Taxi 1hour Waiting (Normal Tariff)

$28.72 $28.72

$25.97 $25.97

$34.43 $34.43

Gasoline (1 liter)

$1.52 $1.52

$1.31 $1.31

$1.74 $1.74

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K $29.1K

$23.3K $23.3K

$35.4K $35.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$25.0K $25.0K

$27.0K $27.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 $187

$120 $120

$343 $343

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.2 $53.2

$30.21 $30.21

$101 $101

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$50.5 $50.5

$101 $101

Gym Membership (Monthly)

$42.55 $42.55

$17.32 $17.32

$49.48 $49.48

Tennis Court (1 Hour on Weekend)

$25.15 $25.15

Cinema Ticket

$13.72 $13.72

$11.18 $11.18

$18.29 $18.29

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,306 $1,306

$1,006 $1,006

$1,858 $1,858

International Primary School, 1 Child (Yearly)

$23.9K $23.9K

$17.1K $17.1K

$27.7K $27.7K

Jeans (Levis 501 Or Similar)

$52.0 $52.0

$30.53 $30.53

$81.4 $81.4

Summer Dress (H&M, Zara, etc)

$40.74 $40.74

$25.46 $25.46

$66.2 $66.2

Sport Shoes (Adidas, Nike)

$88.3 $88.3

$61.1 $61.1

$132 $132

Men's Leather Business Shoes

$111 $111

$63.4 $63.4

$198 $198

1-bedroom Apartment, City Center (Monthly)

$1,584 $1,584

$1,186 $1,186

$1,836 $1,836

1-bedroom Apartment, Outside City Center (Monthly)

$1,340 $1,340

$990 $990

$1,485 $1,485

3-bedroom Apartment, City Center (Monthly)

$2,603 $2,603

$1,980 $1,980

$2,970 $2,970

3-bedroom Apartment, Outside City Center (Monthly)

$2,229 $2,229

$1,705 $1,705

$2,508 $2,508

Buy Apartment in City Center (m2)

$2,680 $2,680

$1,951 $1,951

$2,680 $2,680

Buy Apartment Outside City Center (m2)

$2,519 $2,519

$2,044 $2,044

$2,519 $2,519

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 14, 2026

Wailuku, HI Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Wailuku, HI - Frequently Asked Questions

Compared to bigger Hawaiian hubs, Wailuku offers a more affordable feel for an island town, with a slower rhythm and easier access to local markets. You’ll notice rents and long-term stays hinge on proximity to Lahaina, Kahului, or the coast, but good value shows up in smaller apartments, shared spaces, and longer leases. For many, Cost of Living in Wailuku, HI, United States feels manageable when you cook at home, shop locally, and pick neighborhoods with a mix of housing options. Seasonal demand from visitors can influence prices, but the town remains walkable and bike-friendly for daily errands. Tip: Compare neighborhood vibes and seasonality to find value that fits your rhythm.

Understanding Wailuku, HI, United States living cost helps you set expectations as you search for housing. Housing options span compact apartments, modest houses, and guest units, often with flexible terms near the town center. Use local listings, drive around neighborhoods, and visit in person to gauge parking and noise. Food options range from farmers markets and produce boxes to casual eateries; cooking at home stretches budgets. Transport leans toward car use, with limited fixed schedules; some routes and bike lanes keep errands doable. Tip: Map your errands by neighborhood to save time.

A practical budgeting framework for Wailuku centers on prioritizing essentials like housing and groceries, while leaving room for experiences that Hawaii offers. Start by choosing a neighborhood that minimizes commute and parking costs, then tailor your food and utility habits accordingly. Shop at locally produced groceries and markets, use shared workspaces, and tap into community events for low-cost social options. Seasonality affects activity levels and availability of certain services, so adjust expectations and plans. Tip: Track recurring expenses for a simple monthly overview and adjust where needed.