Last update: Oct 2026

Cost of Living Comparison Between Waihi and Nadi

For one person, living is cheaper in Nadi: $1,386 a month against $1,911 in Waihi, rent and utilities included – about $6,300 less a year. Rent and utilities account for about half of the difference.

90

Cost of Living Index in Waihi
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Waihi Living Index
67

Cost of Living Index in Nadi
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Nadi Living Index

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Waihi

🇳🇿 New Zealand

$1,911

/mo nomad

Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Monthly Cost of Living

How much you'll spend in Waihi and in Nadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waihi and in Nadi actually costs, broken down by who's living it.

A single person spends $1,911 per month in Waihi vs $1,386 in Nadi, rent included.

Waihi $1,911
Nadi $1,386

A couple spends around $2,937 per month in Waihi vs $2,044 in Nadi, rent included.

Waihi $2,937
Nadi $2,044

A family of three spends $3,963 per month in Waihi vs $2,702 in Nadi, rent included.

Waihi $3,963
Nadi $2,702

Waihi costs about 38% more than Nadi, and outside of rent the biggest gap is in transport.

Both Waihi and Nadi sit above the global median – Waihi by 42%, Nadi by 3%.

Meal at Budget Restaurant

$12.00 NZ$21.22

$8.87 FJD 19.85

35.29%

Three-Course Dinner for Two, Mid-Range

$59.7 NZ$105

$36.73 FJD 82.2

62.40%

Fast Food Meal (McDonalds, etc)

$8.35 NZ$14.77

$9.00 FJD 20.16

-7.22%

Cappuccino

$3.69 NZ$6.53

$4.41 FJD 9.88

-16.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 NZ$3.92

$1.49 FJD 3.35

48.99%

Water (0.33 liter bottle)

$2.04 NZ$3.61

$1.28 FJD 2.86

59.38%

Local Beer (0.5 liter draught)

$5.72 NZ$10.12

$2.74 FJD 6.13

108.76%

Imported Beer (0.33 liter bottle)

$6.49 NZ$11.47

$4.55 FJD 10.19

42.64%

Milk (1 liter)

$1.93 NZ$3.41

$1.34 FJD 3.00

44.03%

White Bread (500g)

$1.78 NZ$3.16

$1.08 FJD 2.43

64.81%

Rice (white) (1kg)

$1.62 NZ$2.86

$1.31 FJD 2.93

23.66%

Eggs

$5.12 NZ$9.06

$3.12 FJD 6.99

64.10%

Local Cheese (1kg)

$9.35 NZ$16.53

$12.07 FJD 27.01

-22.54%

Chicken Fillets (1kg)

$8.53 NZ$15.09

$13.75 FJD 30.78

-37.96%

Beef Round Steak (1kg)

$12.78 NZ$22.60

$15.66 FJD 35.07

-18.39%

Apples (1kg)

$2.80 NZ$4.95

$2.94 FJD 6.57

-4.76%

Banana (1kg)

$2.25 NZ$3.98

$2.77 FJD 6.20

-18.77%

Oranges (1kg)

$3.16 NZ$5.59

$3.71 FJD 8.30

-14.82%

Tomato (1kg)

$5.86 NZ$10.36

Potato (1kg)

$1.97 NZ$3.49

$1.98 FJD 4.44

-0.51%

Onion (1kg)

$1.58 NZ$2.79

$1.98 FJD 4.44

-20.20%

Lettuce (1 head)

$2.32 NZ$4.10

$1.10 FJD 2.45

110.91%

Water (1.5 liter bottle)

$1.12 NZ$1.97

$0.96 FJD 2.15

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$22.08 NZ$39.04

$9.46 FJD 21.19

133.40%

Wine (Bottle)

$9.83 NZ$17.38

$10.00 FJD 22.39

-1.70%

Local Beer (0.5 liter bottle)

$3.03 NZ$5.35

$2.73 FJD 6.11

10.99%

Imported Beer (0.33 liter bottle)

$3.14 NZ$5.55

$3.41 FJD 7.63

-7.92%

One-way Ticket (Public Transport)

$1.93 NZ$3.41

$0.70 FJD 1.57

175.71%

Public Transport Monthly Pass (Regular Price)

$85.1 NZ$151

Taxi Start (Normal Tariff)

$1.96 NZ$3.47

$1.14 FJD 2.55

71.93%

Taxi (Normal Tariff) (1km)

$1.99 NZ$3.53

$0.42 FJD 0.94

373.81%

Taxi 1hour Waiting (Normal Tariff)

$27.15 NZ$48.02

$4.84 FJD 10.84

460.95%

Gasoline (1 liter)

$1.72 NZ$3.04

$1.32 FJD 2.96

30.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K NZ$38.7K

$24.9K FJD 55.7K

-12.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K NZ$35.0K

$22.3K FJD 50.0K

-11.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 NZ$206

$65.8 FJD 147

77.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.18 NZ$55.1

$17.97 FJD 40.23

73.51%

Internet (50+ Mbps, Unlimited Data)

$56.0 NZ$99.1

$23.26 FJD 52.1

140.80%

Gym Membership (Monthly)

$35.97 NZ$63.6

$37.21 FJD 83.3

-3.33%

Cinema Ticket

$11.32 NZ$20.02

$5.45 FJD 12.19

107.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$647 NZ$1,144

International Primary School, 1 Child (Yearly)

$16.8K NZ$29.6K

Jeans (Levis 501 Or Similar)

$56.9 NZ$101

$29.10 FJD 65.2

95.67%

Summer Dress (H&M, Zara, etc)

$38.94 NZ$68.9

$43.62 FJD 97.7

-10.73%

Sport Shoes (Adidas, Nike)

$106 NZ$187

$56.8 FJD 127

86.01%

Men's Leather Business Shoes

$108 NZ$190

$67.7 FJD 152

58.96%

1-bedroom Apartment, City Center (Monthly)

$1,031 NZ$1,823

$1,127 FJD 2,524

-8.53%

1-bedroom Apartment, Outside City Center (Monthly)

$865 NZ$1,530

$645 FJD 1,444

34.13%

3-bedroom Apartment, City Center (Monthly)

$1,621 NZ$2,867

$1,673 FJD 3,745

-3.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,616 NZ$2,858

$1,004 FJD 2,248

60.91%

Buy Apartment in City Center (m2)

$4,404 NZ$7,789

$679 FJD 1,521

548.45%

Buy Apartment Outside City Center (m2)

$3,353 NZ$5,929

$518 FJD 1,161

546.74%

Average Monthly Net Salary (After Tax)

$806 FJD 1,805

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.25

-23.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waihi: October 11, 2026

Last update for Nadi: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waihi

$865 45.3%

Nadi

$645 46.5% 25.4% $220

Groceries & Markets

Waihi

$315 16.5%

Nadi

$306 * 22.1% 2.9% $9.1

Eating Out

Waihi

$224 11.7%

Nadi

$185 13.3% 17.5% $39

Monthly Utilities & Internet

Waihi

$204 10.7%

Nadi

$107 7.7% 47.5% $97

Clothing & Footwear

Waihi

$139 7.3%

Nadi

$89 6.4% 36.2% $50

Getting Around

Waihi

$105 5.5%

Nadi

$6 * 0.4% 94.2% $99

Sport & Entertainment

Waihi

$59 3.1%

Nadi

$48 3.5% 17.9% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,031 in Waihi versus $1,127 in Nadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $60.0 in Waihi versus $37.00 in Nadi. Monthly groceries follow the same trend: $315 vs $306 – making Nadi the more affordable choice for daily food spending.

Good to know

🇳🇿 Waihi

🇫🇯 Nadi

🕒 Local time

10:06 10:06 AM

09:06 9:06 AM

1 h behind Waihi

🌤 Weather

👥 Population

4,700

50,000

💱 Currency

New Zealand Dollar NZD $

Fijian Dollar FJD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

Exchange rates and currency converter

FJD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Fijian Dollar exchange rates as of October 18, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Waihi Nadi 2,180 km ≈ 3 h 15 min nonstop flight

From you

Waihi
Nadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waihi vs Nadi: Cost of Living - Frequently Asked Questions

Yes – Waihi is pricier by about 38%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,866 per month in Waihi and $2,079 in Nadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 3% more in Waihi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $60.0 in Waihi and $37.00 in Nadi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,386, than in Waihi at $1,911. In Nadi it covers expenses comfortably, while in Waihi it requires careful planning or may not stretch far enough.

Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Waihi makes more sense. Both are solid long-term options with distinct trade-offs.