Cost of Living Comparison Between Waiheke Island and Ubud Cost of Living Comparison Between Waiheke Island and Ubud

😐 Solo nomad: Waiheke Island is 89.6% more expensive than Ubud without rent, and 150% more expensive with rent.
😐 Family of 3: Waiheke Island is 83.3% more expensive than Ubud without rent, and 156.8% more expensive with rent.
Currency
🍽 Eating Out
Waiheke Island
Ubud
Difference
Meal at Budget Restaurant
$15.29 NZ$25.21
$3 Rp 48.8K
409.67%
Three-Course Dinner for Two, Mid-Range
$79.6 NZ$131
$12.52 Rp 203.2K
535.86%
Fast Food Meal (McDonalds, etc)
$9.91 NZ$16.35
$3.18 Rp 51.6K
211.64%
Cappuccino
$3.39 NZ$5.59
$2.21 Rp 35.9K
53.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 NZ$3.73
$1.1 Rp 17.9K
105.45%
Water (0.33 liter bottle)
$2.1 NZ$3.47
$0.26 Rp 4,217
707.69%
Local Beer (0.5 liter draught)
$7.1 NZ$11.71
$2.5 Rp 40.5K
184.00%
Imported Beer (0.33 liter bottle)
$6.22 NZ$10.26
$3.2 Rp 51.9K
94.37%
🛒 Groceries & Markets
Waiheke Island
Ubud
Difference
Milk (1 liter)
$1.87 NZ$3.08
$1.49 Rp 24.2K
25.50%
White Bread (500g)
$1.99 NZ$3.28
$1.67 Rp 27K
19.16%
Rice (white) (1kg)
$1.91 NZ$3.15
$1.14 Rp 18.5K
67.54%
Eggs
$6.07 NZ$10.01
$2.27 Rp 36.9K
167.40%
Local Cheese (1kg)
$8 NZ$13.2
$13.94 Rp 226.3K
-42.61%
Chicken Fillets (1kg)
$9.64 NZ$15.9
$4 Rp 64.8K
141.00%
Beef Round Steak (1kg)
$12.74 NZ$21.01
$11.3 Rp 183.4K
12.74%
Apples (1kg)
$2.79 NZ$4.6
$3.6 Rp 58.4K
-22.50%
Banana (1kg)
$2.18 NZ$3.59
$1.53 Rp 24.8K
42.48%
Oranges (1kg)
$2.99 NZ$4.94
$2.65 Rp 43K
12.83%
Tomato (1kg)
$4.5 NZ$7.43
$1.38 Rp 22.4K
226.09%
Potato (1kg)
$2.01 NZ$3.32
$1.58 Rp 25.6K
27.22%
Onion (1kg)
$1.87 NZ$3.09
$2.16 Rp 35.1K
-13.43%
Lettuce (1 head)
$2.28 NZ$3.75
$1.04 Rp 16.9K
119.23%
Water (1.5 liter bottle)
$1.15 NZ$1.9
$0.56 Rp 9,114
105.36%
Cigarettes 20 Pack (Marlboro, Camel)
$24.31 NZ$40.09
$2.23 Rp 36.3K
990.13%
Wine (Bottle)
$8.74 NZ$14.42
$14.98 Rp 243.2K
-41.66%
Local Beer (0.5 liter bottle)
$2.47 NZ$4.07
$2.43 Rp 39.5K
1.65%
Imported Beer (0.33 liter bottle)
$3.71 NZ$6.13
$2.64 Rp 42.8K
40.53%
🚌 Getting Around
Waiheke Island
Ubud
Difference
One-way Ticket (Public Transport)
$2.05 NZ$3.38
$0.32 Rp 5,203
540.62%
Public Transport Monthly Pass (Regular Price)
$65.1 NZ$107
$10.12 Rp 164.3K
543.28%
Taxi Start (Normal Tariff)
$2.75 NZ$4.54
$0.49 Rp 7,888
461.22%
Taxi (Normal Tariff) (1km)
$1.87 NZ$3.09
$0.34 Rp 5,573
450.00%
Taxi 1hour Waiting (Normal Tariff)
$35.92 NZ$59.2
$6.04 Rp 98K
494.70%
Gasoline (1 liter)
$1.64 NZ$2.7
$0.73 Rp 11.9K
124.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28K NZ$46.2K
$26.2K Rp 425.6M
6.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K NZ$36.1K
$31.9K Rp 518.5M
-31.45%
🧾 Monthly Utilities & Internet
Waiheke Island
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$141 NZ$232
$62.6 Rp 1M
124.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.6 NZ$58.7
$4.1 Rp 66.6K
768.29%
Internet (50+ Mbps, Unlimited Data)
$51.8 NZ$85.4
$24.32 Rp 394.7K
112.87%
🎉 Sport & Entertainment
Waiheke Island
Ubud
Difference
Gym Membership (Monthly)
$37.07 NZ$61.1
$22.6 Rp 366.9K
64.03%
Tennis Court (1 Hour on Weekend)
$11.86 NZ$19.56
$6.26 Rp 101.5K
89.46%
Cinema Ticket
$10.63 NZ$17.54
$3.29 Rp 53.4K
223.10%
🧸 Childcare & Education
Waiheke Island
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$737 NZ$1,215
$93.2 Rp 1.5M
690.55%
International Primary School, 1 Child (Yearly)
$12.1K NZ$19.9K
$6,098 Rp 99M
97.69%
👕👟 Clothing & Footwear
Waiheke Island
Ubud
Difference
Jeans (Levis 501 Or Similar)
$68.7 NZ$113
$52.8 Rp 857.4K
30.03%
Summer Dress (H&M, Zara, etc)
$38.15 NZ$62.9
$24.84 Rp 403.3K
53.58%
Sport Shoes (Adidas, Nike)
$94.7 NZ$156
$85.2 Rp 1.4M
11.15%
Men's Leather Business Shoes
$119 NZ$196
$72.5 Rp 1.2M
64.05%
🏠 Accommodation & Living
Waiheke Island
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$960 NZ$1,584
$259 Rp 4.2M
271.04%
1-bedroom Apartment, Outside City Center (Monthly)
$798 NZ$1,316
$159 Rp 2.6M
402.18%
3-bedroom Apartment, City Center (Monthly)
$1,592 NZ$2,626
$578 Rp 9.4M
175.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,405 NZ$2,317
$336 Rp 5.5M
317.88%
Buy Apartment in City Center (m2)
$3,936 NZ$6,492
$1,000 Rp 16.2M
293.42%
Buy Apartment Outside City Center (m2)
$3,824 NZ$6,307
$860 Rp 14M
344.41%
💵 Salaries & Financials
Waiheke Island
Ubud
Difference
Average Monthly Net Salary (After Tax)
-
$182 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
13.28
-49.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waiheke Island: October 26, 2025

Last update for Ubud: October 29, 2025

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