Cost of Living Comparison Between Waco, TX and Seattle, WA Cost of Living Comparison Between Waco, TX and Seattle, WA

Monthly Cost of Living

Monthly costs for one person with rent: $2,744 in Waco, TX versus $3,661 in Seattle, WA.

Estimated couple costs with rent: $3,748 in Waco, TX versus $5,544 in Seattle, WA.

Monthly costs for a family of three with rent: $4,753 in Waco, TX versus $7,427 in Seattle, WA.

Living in Waco, TX costs roughly 25% less than in Seattle, WA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Waco, TX 105% above, Seattle, WA 173% above.

Meal at Budget Restaurant

$19.87 $19.87

$25.32 $25.32

-21.52%

Three-Course Dinner for Two, Mid-Range

$62.0 $62.0

$121 $121

-48.81%

Fast Food Meal (McDonalds, etc)

$10.02 $10.02

$14.11 $14.11

-28.99%

Cappuccino

$5.56 $5.56

$5.82 $5.82

-4.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 $2.13

$2.98 $2.98

-28.52%

Water (0.33 liter bottle)

$1.48 $1.48

$2.40 $2.40

-38.33%

Local Beer (0.5 liter draught)

$5.90 $5.90

$7.73 $7.73

-23.67%

Imported Beer (0.33 liter bottle)

$4.95 $4.95

$7.87 $7.87

-37.10%

Milk (1 liter)

$1.02 $1.02

$1.34 $1.34

-23.88%

White Bread (500g)

$2.85 $2.85

$4.91 $4.91

-41.96%

Rice (white) (1kg)

$2.60 $2.60

$5.14 $5.14

-49.42%

Eggs

$4.40 $4.40

$6.57 $6.57

-33.03%

Local Cheese (1kg)

$12.22 $12.22

$24.64 $24.64

-50.41%

Chicken Fillets (1kg)

$10.76 $10.76

$15.88 $15.88

-32.24%

Beef Round Steak (1kg)

$11.60 $11.60

$20.14 $20.14

-42.40%

Apples (1kg)

$3.86 $3.86

$6.27 $6.27

-38.44%

Banana (1kg)

$1.17 $1.17

$2.86 $2.86

-59.09%

Oranges (1kg)

$3.90 $3.90

$5.29 $5.29

-26.28%

Tomato (1kg)

$3.74 $3.74

$6.39 $6.39

-41.47%

Potato (1kg)

$2.86 $2.86

$3.21 $3.21

-10.90%

Onion (1kg)

$2.72 $2.72

$3.83 $3.83

-28.98%

Lettuce (1 head)

$1.59 $1.59

$2.74 $2.74

-41.97%

Water (1.5 liter bottle)

$1.79 $1.79

$2.58 $2.58

-30.62%

Cigarettes 20 Pack (Marlboro, Camel)

$7.85 $7.85

$11.64 $11.64

-32.56%

Wine (Bottle)

$13.56 $13.56

$15.77 $15.77

-14.01%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$2.88 $2.88

-40.28%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$4.39 $4.39

-21.64%

One-way Ticket (Public Transport)

$1.51 $1.51

$2.76 $2.76

-45.29%

Public Transport Monthly Pass (Regular Price)

$39.98 $39.98

$98.8 $98.8

-59.53%

Taxi Start (Normal Tariff)

$4.51 $4.51

$2.67 $2.67

68.91%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.70 $1.70

7.65%

Taxi 1hour Waiting (Normal Tariff)

$35.35 $35.35

$29.74 $29.74

18.86%

Gasoline (1 liter)

$0.73 $0.73

$1.14 $1.14

-35.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K $25.9K

$32.9K $32.9K

-21.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.0K $26.0K

0.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$268 $268

-35.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$60.9 $60.9

-1.33%

Internet (50+ Mbps, Unlimited Data)

$65.7 $65.7

$76.2 $76.2

-13.73%

Gym Membership (Monthly)

$27.12 $27.12

$78.1 $78.1

-65.25%

Tennis Court (1 Hour on Weekend)

$40.15 $40.15

Cinema Ticket

$9.74 $9.74

$15.82 $15.82

-38.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$866 $866

$2,252 $2,252

-61.57%

International Primary School, 1 Child (Yearly)

$22.1K $22.1K

$29.7K $29.7K

-25.59%

Jeans (Levis 501 Or Similar)

$52.2 $52.2

$70.8 $70.8

-26.30%

Summer Dress (H&M, Zara, etc)

$46.56 $46.56

$53.1 $53.1

-12.38%

Sport Shoes (Adidas, Nike)

$79.6 $79.6

$117 $117

-32.10%

Men's Leather Business Shoes

$117 $117

$139 $139

-15.88%

1-bedroom Apartment, City Center (Monthly)

$1,198 $1,198

$2,310 $2,310

-48.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,574 $1,574

$1,849 $1,849

-14.87%

3-bedroom Apartment, City Center (Monthly)

$2,421 $2,421

$4,739 $4,739

-48.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,222 $2,222

$3,556 $3,556

-37.52%

Buy Apartment in City Center (m2)

$1,935 $1,935

$7,775 $7,775

-75.11%

Buy Apartment Outside City Center (m2)

$1,940 $1,940

$5,351 $5,351

-63.74%

Average Monthly Net Salary (After Tax)

$3,273 $3,273

$6,575 $6,575

-50.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.42

0.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waco, TX: April 22, 2026

Last update for Seattle, WA: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,198 in Waco, TX and $2,310 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 101% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62 in Waco, TX vs $121 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $337 vs $539 per month, with Waco, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waco, TX vs Seattle, WA: Cost of Living - Frequently Asked Questions

Waco, TX is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 33% gap adds up to real monthly savings that compound significantly over time.

On paper, Seattle, WA earns 101% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,198 in Waco, TX versus $2,310 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Waco, TX – a meal for two runs $62.0 versus $121 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,744 per month in Waco, TX versus $3,661 in Seattle, WA – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,744 in Waco, TX versus $3,661 in Seattle, WA, a $2,500 budget is realistic in Waco, TX but tight or insufficient in Seattle, WA. The gap between the two cities makes Waco, TX the clear choice for anyone on this budget.

For families, Waco, TX is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Waco, TX gentler on the wallet – expenses run 33% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.