Cost of Living Comparison Between Seattle, WA and Waco, TX Cost of Living Comparison Between Seattle, WA and Waco, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,661 in Seattle, WA versus $2,744 in Waco, TX.

Estimated couple costs with rent: $5,544 in Seattle, WA versus $3,748 in Waco, TX.

Monthly costs for a family of three with rent: $7,427 in Seattle, WA versus $4,753 in Waco, TX.

Living in Seattle, WA is roughly 33% more expensive than Waco, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 173% above, Waco, TX 105% above.

Meal at Budget Restaurant

$25.32 $25.32

$19.87 $19.87

27.43%

Three-Course Dinner for Two, Mid-Range

$121 $121

$62.0 $62.0

95.34%

Fast Food Meal (McDonalds, etc)

$14.11 $14.11

$10.02 $10.02

40.82%

Cappuccino

$5.82 $5.82

$5.56 $5.56

4.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 $2.98

$2.13 $2.13

39.91%

Water (0.33 liter bottle)

$2.40 $2.40

$1.48 $1.48

62.16%

Local Beer (0.5 liter draught)

$7.73 $7.73

$5.90 $5.90

31.02%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$4.95 $4.95

58.99%

Milk (1 liter)

$1.34 $1.34

$1.02 $1.02

31.37%

White Bread (500g)

$4.91 $4.91

$2.85 $2.85

72.28%

Rice (white) (1kg)

$5.14 $5.14

$2.60 $2.60

97.69%

Eggs

$6.57 $6.57

$4.40 $4.40

49.32%

Local Cheese (1kg)

$24.64 $24.64

$12.22 $12.22

101.64%

Chicken Fillets (1kg)

$15.88 $15.88

$10.76 $10.76

47.58%

Beef Round Steak (1kg)

$20.14 $20.14

$11.60 $11.60

73.62%

Apples (1kg)

$6.27 $6.27

$3.86 $3.86

62.44%

Banana (1kg)

$2.86 $2.86

$1.17 $1.17

144.44%

Oranges (1kg)

$5.29 $5.29

$3.90 $3.90

35.64%

Tomato (1kg)

$6.39 $6.39

$3.74 $3.74

70.86%

Potato (1kg)

$3.21 $3.21

$2.86 $2.86

12.24%

Onion (1kg)

$3.83 $3.83

$2.72 $2.72

40.81%

Lettuce (1 head)

$2.74 $2.74

$1.59 $1.59

72.33%

Water (1.5 liter bottle)

$2.58 $2.58

$1.79 $1.79

44.13%

Cigarettes 20 Pack (Marlboro, Camel)

$11.64 $11.64

$7.85 $7.85

48.28%

Wine (Bottle)

$15.77 $15.77

$13.56 $13.56

16.30%

Local Beer (0.5 liter bottle)

$2.88 $2.88

$1.72 $1.72

67.44%

Imported Beer (0.33 liter bottle)

$4.39 $4.39

$3.44 $3.44

27.62%

One-way Ticket (Public Transport)

$2.76 $2.76

$1.51 $1.51

82.78%

Public Transport Monthly Pass (Regular Price)

$98.8 $98.8

$39.98 $39.98

147.07%

Taxi Start (Normal Tariff)

$2.67 $2.67

$4.51 $4.51

-40.80%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.83 $1.83

-7.10%

Taxi 1hour Waiting (Normal Tariff)

$29.74 $29.74

$35.35 $35.35

-15.87%

Gasoline (1 liter)

$1.14 $1.14

$0.73 $0.73

56.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$25.9K $25.9K

27.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.1K $26.1K

-0.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$268 $268

$172 $172

55.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$60.1 $60.1

1.35%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$65.7 $65.7

15.91%

Gym Membership (Monthly)

$78.1 $78.1

$27.12 $27.12

187.79%

Tennis Court (1 Hour on Weekend)

$40.15 $40.15

Cinema Ticket

$15.82 $15.82

$9.74 $9.74

62.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,252 $2,252

$866 $866

160.21%

International Primary School, 1 Child (Yearly)

$29.7K $29.7K

$22.1K $22.1K

34.39%

Jeans (Levis 501 Or Similar)

$70.8 $70.8

$52.2 $52.2

35.68%

Summer Dress (H&M, Zara, etc)

$53.1 $53.1

$46.56 $46.56

14.13%

Sport Shoes (Adidas, Nike)

$117 $117

$79.6 $79.6

47.29%

Men's Leather Business Shoes

$139 $139

$117 $117

18.88%

1-bedroom Apartment, City Center (Monthly)

$2,310 $2,310

$1,198 $1,198

92.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,849 $1,849

$1,574 $1,574

17.46%

3-bedroom Apartment, City Center (Monthly)

$4,739 $4,739

$2,421 $2,421

95.72%

3-bedroom Apartment, Outside City Center (Monthly)

$3,556 $3,556

$2,222 $2,222

60.05%

Buy Apartment in City Center (m2)

$7,775 $7,775

$1,935 $1,935

301.75%

Buy Apartment Outside City Center (m2)

$5,351 $5,351

$1,940 $1,940

175.79%

Average Monthly Net Salary (After Tax)

$6,575 $6,575

$3,273 $3,273

100.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.45

-0.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: April 21, 2026

Last update for Waco, TX: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,310 in Seattle, WA and $1,198 in Waco, TX. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 101% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in Seattle, WA vs $62 in Waco, TX for a mid-range dinner for two. Groceries echo the gap at $539 vs $337 per month, with Waco, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Waco, TX: Cost of Living - Frequently Asked Questions

Waco, TX is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 33% gap adds up to real monthly savings that compound significantly over time.

Seattle, WA pays 101% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,310 in Seattle, WA versus $1,198 in Waco, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Waco, TX – a meal for two runs $62.0 versus $121 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,661 per month in Seattle, WA versus $2,744 in Waco, TX – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,744 in Waco, TX versus $3,661 in Seattle, WA, a $2,500 budget is realistic in Waco, TX but tight or insufficient in Seattle, WA. The gap between the two cities makes Waco, TX the clear choice for anyone on this budget.

For families, Waco, TX is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Waco, TX gentler on the wallet – expenses run 33% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.