Last update: Oct 2026

Cost of Living Comparison Between Waco, TX and Hong Kong

For one person, living is cheaper in Waco, TX: $2,147 a month against $3,028 in Hong Kong, rent and utilities included – about $10,600 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Waco, TX
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Waco, TX Living Index
147

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Waco, TX

🇺🇸 United States

$2,147

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Monthly Cost of Living

How much you'll spend in Waco, TX and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waco, TX and in Hong Kong actually costs, broken down by who's living it.

A single person spends $2,147 per month in Waco, TX vs $3,028 in Hong Kong, rent included.

Waco, TX $2,147
Hong Kong $3,028

A couple spends around $2,955 per month in Waco, TX vs $4,727 in Hong Kong, rent included.

Waco, TX $2,955
Hong Kong $4,727

A family of three spends $3,763 per month in Waco, TX vs $6,426 in Hong Kong, rent included.

Waco, TX $3,763
Hong Kong $6,426

Waco, TX is about 29% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Both Waco, TX and Hong Kong sit above the global median – Waco, TX by 58%, Hong Kong by 123%.

Meal at Budget Restaurant

$15.17 $15.17

$8.11 HK$63.6

87.05%

Three-Course Dinner for Two, Mid-Range

$59.4 $59.4

$62.9 HK$493

-5.49%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$6.33 HK$49.65

91.15%

Cappuccino

$5.62 $5.62

$5.03 HK$39.44

11.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.80 $1.80

$1.27 HK$9.98

41.73%

Water (0.33 liter bottle)

$1.49 $1.49

$1.08 HK$8.47

37.96%

Local Beer (0.5 liter draught)

$4.90 $4.90

$7.74 HK$60.7

-36.69%

Imported Beer (0.33 liter bottle)

$5.42 $5.42

$6.55 HK$51.4

-17.25%

Milk (1 liter)

$0.77 $0.77

$2.87 HK$22.51

-73.17%

White Bread (500g)

$3.34 $3.34

$2.44 HK$19.11

36.89%

Rice (white) (1kg)

$2.06 $2.06

$2.13 HK$16.69

-3.29%

Eggs

$2.87 $2.87

$3.43 HK$26.88

-16.33%

Local Cheese (1kg)

$12.05 $12.05

$24.73 HK$194

-51.27%

Chicken Fillets (1kg)

$9.72 $9.72

$8.86 HK$69.5

9.71%

Beef Round Steak (1kg)

$11.86 $11.86

$17.81 HK$140

-33.41%

Apples (1kg)

$3.78 $3.78

$4.21 HK$32.99

-10.21%

Banana (1kg)

$1.16 $1.16

$2.60 HK$20.36

-55.38%

Oranges (1kg)

$3.82 $3.82

$4.65 HK$36.51

-17.85%

Tomato (1kg)

$3.71 $3.71

$4.05 HK$31.80

-8.40%

Potato (1kg)

$2.38 $2.38

$3.18 HK$24.97

-25.16%

Onion (1kg)

$2.96 $2.96

$3.25 HK$25.46

-8.92%

Lettuce (1 head)

$1.78 $1.78

$1.59 HK$12.47

11.95%

Water (1.5 liter bottle)

$1.02 $1.02

$1.72 HK$13.50

-40.70%

Cigarettes 20 Pack (Marlboro, Camel)

$10.11 $10.11

$13.27 HK$104

-23.81%

Wine (Bottle)

$13.70 $13.70

$15.22 HK$119

-9.99%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.93 HK$15.17

-9.33%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$2.28 HK$17.91

70.18%

One-way Ticket (Public Transport)

$1.47 $1.47

$1.28 HK$10.05

14.84%

Public Transport Monthly Pass (Regular Price)

$39.46 $39.46

$88.0 HK$691

-55.18%

Taxi Start (Normal Tariff)

$10.06 $10.06

$3.75 HK$29.38

168.27%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.30 HK$10.23

40.77%

Taxi 1hour Waiting (Normal Tariff)

$60.7 $60.7

$15.92 HK$125

281.16%

Gasoline (1 liter)

$0.84 $0.84

$4.05 HK$31.80

-79.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$44.6K HK$349.5K

-38.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$37.5K HK$294.3K

-31.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 $180

$242 HK$1,895

-25.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.07 $40.07

$15.72 HK$123

154.90%

Internet (50+ Mbps, Unlimited Data)

$54.3 $54.3

$21.12 HK$166

157.10%

Gym Membership (Monthly)

$23.65 $23.65

$99.8 HK$783

-76.30%

Tennis Court (1 Hour on Weekend)

$9.52 HK$74.7

Cinema Ticket

$8.86 $8.86

$12.80 HK$100

-30.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$760 $760

$1,287 HK$10.1K

-40.91%

International Primary School, 1 Child (Yearly)

$17.7K $17.7K

$22.0K HK$172.7K

-19.71%

Jeans (Levis 501 Or Similar)

$48.06 $48.06

$66.7 HK$523

-27.92%

Summer Dress (H&M, Zara, etc)

$38.56 $38.56

$42.46 HK$333

-9.19%

Sport Shoes (Adidas, Nike)

$82.8 $82.8

$83.6 HK$655

-0.86%

Men's Leather Business Shoes

$94.6 $94.6

$122 HK$956

-22.46%

1-bedroom Apartment, City Center (Monthly)

$1,227 $1,227

$2,432 HK$19.1K

-49.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,057 $1,057

$1,764 HK$13.8K

-40.08%

3-bedroom Apartment, City Center (Monthly)

$1,388 $1,388

$5,347 HK$41.9K

-74.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,396 $1,396

$3,677 HK$28.8K

-62.03%

Buy Apartment in City Center (m2)

$2,583 $2,583

$28.4K HK$223.0K

-90.91%

Buy Apartment Outside City Center (m2)

$1,753 $1,753

$18.1K HK$141.8K

-90.30%

Average Monthly Net Salary (After Tax)

$3,230 $3,230

$3,264 HK$25.6K

-1.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

3.79

71.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waco, TX: October 26, 2026

Last update for Hong Kong: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waco, TX

$1.1K 49.2%

Hong Kong

$1.8K 58.2% 66.9% $707

Groceries & Markets

Waco, TX

$317 14.8%

Hong Kong

$410 13.6% 29.4% $93

Monthly Utilities & Internet

Waco, TX

$274 12.8%

Hong Kong

$278 9.2% 1.4% $3.9

Eating Out

Waco, TX

$274 12.7%

Hong Kong

$205 6.8% 24.9% $68

Clothing & Footwear

Waco, TX

$119 5.5%

Hong Kong

$142 4.7% 19.2% $23

Getting Around

Waco, TX

$65 3%

Hong Kong

$103 3.4% 60.1% $39

Sport & Entertainment

Waco, TX

$41 1.9%

Hong Kong

$125 4.1% 203% $84

Cost Breakdown

A central one-bedroom costs $1,227 in Waco, TX versus $2,432 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $59 in Waco, TX versus $63 in Hong Kong. Monthly groceries follow the same trend: $317 vs $410 – making Waco, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Waco, TX

🇭🇰 Hong Kong

🕒 Local time

04:13 4:13 AM

17:13 5:13 PM

13 h ahead of Waco, TX

🌤 Weather

👥 Population

138,486

1,367,900 Capital

💱 Currency

United States Dollar USD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 USD = 0.899 EUR

1 HKD = 0.127 USD

1 HKD = 0.115 EUR

Exchange rates and currency converter

HKD, EUR to USD – United States Dollar Converter

🇭🇰 Hong Kong Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Hong Kong Dollar exchange rates as of October 28, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.73 HKD (1 HKD = 0.115 EUR).

HKD to USD in detail →

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Between locations

Waco, TX Hong Kong 13,160 km ≈ 17 h nonstop flight

From you

Waco, TX
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waco, TX vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,147 in Waco, TX, $3,028 in Hong Kong – roughly 41% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,220 per month in Waco, TX and $4,543 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Waco, TX, especially for central apartments: a one-bedroom in the center costs $1,227 there versus $2,432 in Hong Kong.

A mid-range dinner for two costs $59 in Waco, TX and $63 in Hong Kong. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,147 in Waco, TX and $3,028 in Hong Kong. That’s a gap of about 41%.

A $2,500 monthly budget goes further in Waco, TX, where all-in costs run around $2,147, than in Hong Kong at $3,028. In Waco, TX it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Waco, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Waco, TX is the easier option financially – housing and daily costs are lower, and the 41% gap matters a lot on a fixed budget or early-career salary.