Cost of Living Comparison Between Waco, TX and Hong Kong Cost of Living Comparison Between Waco, TX and Hong Kong

Monthly Cost of Living

A single person spends $2,775 per month in Waco, TX vs $2,817 in Hong Kong, rent included.

A couple spends around $3,805 per month in Waco, TX vs $4,330 in Hong Kong, rent included.

A family of three spends $4,834 per month in Waco, TX vs $5,842 in Hong Kong, rent included.

Waco, TX is about 1% cheaper than Hong Kong, driven mainly by Eating Out.

Both Waco, TX and Hong Kong sit above the global median – Waco, TX by 108%, Hong Kong by 111%.

Meal at Budget Restaurant

$20.10 $20.10

$8.76 HK$68.7

129.45%

Three-Course Dinner for Two, Mid-Range

$63.3 $63.3

$62.9 HK$493

0.54%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$6.47 HK$50.7

57.50%

Cappuccino

$5.79 $5.79

$5.20 HK$40.80

11.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 $2.22

$1.28 HK$10.06

73.44%

Water (0.33 liter bottle)

$1.47 $1.47

$1.09 HK$8.58

34.86%

Local Beer (0.5 liter draught)

$5.94 $5.94

$6.85 HK$53.7

-13.28%

Imported Beer (0.33 liter bottle)

$4.91 $4.91

$6.49 HK$50.9

-24.35%

Milk (1 liter)

$1.01 $1.01

$2.99 HK$23.42

-66.22%

White Bread (500g)

$2.73 $2.73

$2.28 HK$17.89

19.74%

Rice (white) (1kg)

$2.69 $2.69

$1.95 HK$15.32

37.95%

Eggs

$4.43 $4.43

$3.38 HK$26.49

31.07%

Local Cheese (1kg)

$11.88 $11.88

$25.12 HK$197

-52.71%

Chicken Fillets (1kg)

$10.53 $10.53

$10.31 HK$80.8

2.13%

Beef Round Steak (1kg)

$11.87 $11.87

$22.51 HK$176

-47.27%

Apples (1kg)

$3.87 $3.87

$3.50 HK$27.42

10.57%

Banana (1kg)

$1.18 $1.18

$2.25 HK$17.64

-47.56%

Oranges (1kg)

$4.12 $4.12

$3.77 HK$29.58

9.28%

Tomato (1kg)

$3.78 $3.78

$2.97 HK$23.25

27.27%

Potato (1kg)

$2.84 $2.84

$2.27 HK$17.82

25.11%

Onion (1kg)

$2.72 $2.72

$2.19 HK$17.18

24.20%

Lettuce (1 head)

$1.65 $1.65

$1.77 HK$13.87

-6.78%

Water (1.5 liter bottle)

$1.78 $1.78

$1.65 HK$12.94

7.88%

Cigarettes 20 Pack (Marlboro, Camel)

$7.98 $7.98

$12.90 HK$101

-38.14%

Wine (Bottle)

$13.57 $13.57

$17.39 HK$136

-21.97%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.77 HK$13.86

Imported Beer (0.33 liter bottle)

$3.57 $3.57

$2.64 HK$20.67

35.23%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.68 HK$13.18

-8.33%

Public Transport Monthly Pass (Regular Price)

$39.92 $39.92

$63.9 HK$501

-37.53%

Taxi Start (Normal Tariff)

$4.45 $4.45

$3.76 HK$29.49

18.35%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$1.34 HK$10.48

41.04%

Taxi 1hour Waiting (Normal Tariff)

$35.17 $35.17

$14.67 HK$115

139.74%

Gasoline (1 liter)

$0.72 $0.72

$3.00 HK$23.54

-76.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K $25.6K

$38.4K HK$300.9K

-33.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$32.6K HK$255.3K

-20.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$228 HK$1,790

-24.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.6 $60.6

$17.89 HK$140

238.74%

Internet (50+ Mbps, Unlimited Data)

$65.8 $65.8

$22.80 HK$179

188.46%

Gym Membership (Monthly)

$27.62 $27.62

$75.7 HK$594

-63.53%

Tennis Court (1 Hour on Weekend)

$8.72 HK$68.4

Cinema Ticket

$9.69 $9.69

$12.49 HK$97.9

-22.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$843 $843

$1,005 HK$7,880

-16.10%

International Primary School, 1 Child (Yearly)

$22.0K $22.0K

$21.4K HK$168.0K

2.58%

Jeans (Levis 501 Or Similar)

$52.2 $52.2

$75.0 HK$588

-30.37%

Summer Dress (H&M, Zara, etc)

$45.90 $45.90

$38.47 HK$302

19.31%

Sport Shoes (Adidas, Nike)

$78.1 $78.1

$89.7 HK$703

-12.97%

Men's Leather Business Shoes

$118 $118

$141 HK$1,102

-16.15%

1-bedroom Apartment, City Center (Monthly)

$1,218 $1,218

$2,197 HK$17.2K

-44.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,547 $1,547

$1,569 HK$12.3K

-1.44%

3-bedroom Apartment, City Center (Monthly)

$2,413 $2,413

$4,769 HK$37.4K

-49.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,258 $2,258

$3,070 HK$24.1K

-26.46%

Buy Apartment in City Center (m2)

$1,979 $1,979

$28.0K HK$219.6K

-92.94%

Buy Apartment Outside City Center (m2)

$1,982 $1,982

$17.5K HK$137.4K

-88.69%

Average Monthly Net Salary (After Tax)

$3,195 $3,195

$3,252 HK$25.5K

-1.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

3.97

62.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waco, TX: July 21, 2026

Last update for Hong Kong: July 21, 2026

Cost Breakdown

A central one-bedroom costs $1,218 in Waco, TX versus $2,197 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Waco, TX versus $63.0 in Hong Kong. Monthly groceries follow the same trend: $337 vs $416 – making Waco, TX the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waco, TX vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,775 in Waco, TX, $2,817 in Hong Kong – roughly 2% apart. Hong Kong costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,163 per month in Waco, TX and $4,226 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Waco, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $63.0 in Waco, TX and $63.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,775 in Waco, TX and $2,817 in Hong Kong. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in Waco, TX, where all-in costs run around $2,775, than in Hong Kong at $2,817. In Waco, TX it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,775 in Waco, TX to $2,817 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Waco, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.