Last update: Nov 2026

Cost of Living Comparison Between Vrnjacka Banja and Novi Sad

For one person, living is cheaper in Vrnjacka Banja: $963 a month against $1,390 in Novi Sad, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Vrnjacka Banja
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Vrnjacka Banja Living Index
67

Cost of Living Index in Novi Sad
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Novi Sad Living Index

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Vrnjacka Banja

🇷🇸 Serbia

$963

/mo nomad

Novi Sad

🇷🇸 Serbia

$1,390

/mo nomad

Monthly Cost of Living

How much you'll spend in Vrnjacka Banja and in Novi Sad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vrnjacka Banja and in Novi Sad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $963 in Vrnjacka Banja versus $1,390 in Novi Sad.

Vrnjacka Banja $963
Novi Sad $1,390

Estimated couple costs with rent: $1,458 in Vrnjacka Banja versus $2,149 in Novi Sad.

Vrnjacka Banja $1,458
Novi Sad $2,149

Monthly costs for a family of three with rent: $1,953 in Vrnjacka Banja versus $2,908 in Novi Sad.

Vrnjacka Banja $1,953
Novi Sad $2,908

Living in Vrnjacka Banja costs roughly 31% less than in Novi Sad, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Vrnjacka Banja is 29% below, Novi Sad is 3% above.

Meal at Budget Restaurant

$9.37 RSD 978

$10.25 RSD 1,070

-8.59%

Three-Course Dinner for Two, Mid-Range

$38.01 RSD 3,968

$49.21 RSD 5,137

-22.76%

Fast Food Meal (McDonalds, etc)

$4.67 RSD 487

$12.25 RSD 1,279

-61.88%

Cappuccino

$1.96 RSD 204

$2.73 RSD 285

-28.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 RSD 92.1

$2.36 RSD 247

-62.71%

Water (0.33 liter bottle)

$1.93 RSD 201

$1.90 RSD 198

1.58%

Local Beer (0.5 liter draught)

$2.77 RSD 290

$3.04 RSD 317

-8.88%

Imported Beer (0.33 liter bottle)

$2.81 RSD 294

$3.75 RSD 392

-25.07%

Milk (1 liter)

$1.43 RSD 149

$1.38 RSD 144

3.62%

White Bread (500g)

$0.75 RSD 77.8

$1.00 RSD 104

-25.00%

Rice (white) (1kg)

$1.45 RSD 152

$2.55 RSD 266

-43.14%

Eggs

$2.57 RSD 268

$2.63 RSD 274

-2.28%

Local Cheese (1kg)

$5.61 RSD 585

$13.57 RSD 1,416

-58.66%

Chicken Fillets (1kg)

$5.78 RSD 603

$7.15 RSD 746

-19.16%

Beef Round Steak (1kg)

$11.24 RSD 1,174

$14.13 RSD 1,475

-20.45%

Apples (1kg)

$1.11 RSD 116

$1.69 RSD 176

-34.32%

Banana (1kg)

$2.00 RSD 209

$1.92 RSD 201

4.17%

Oranges (1kg)

$1.60 RSD 167

$1.62 RSD 169

-1.23%

Tomato (1kg)

$2.45 RSD 256

$2.45 RSD 255

Potato (1kg)

$1.03 RSD 108

$1.04 RSD 108

-0.96%

Onion (1kg)

$0.64 RSD 66.4

$0.64 RSD 67.3

Lettuce (1 head)

$0.96 RSD 100

$1.03 RSD 107

-6.80%

Water (1.5 liter bottle)

$0.69 RSD 72.1

$0.69 RSD 71.8

Cigarettes 20 Pack (Marlboro, Camel)

$4.76 RSD 497

$4.78 RSD 499

-0.42%

Wine (Bottle)

$7.72 RSD 805

$7.68 RSD 802

0.52%

Local Beer (0.5 liter bottle)

$0.92 RSD 96.0

$0.89 RSD 92.7

3.37%

Imported Beer (0.33 liter bottle)

$2.31 RSD 241

$2.21 RSD 231

4.52%

One-way Ticket (Public Transport)

$0.97 RSD 102

$0.98 RSD 102

-1.02%

Public Transport Monthly Pass (Regular Price)

$23.57 RSD 2,461

Taxi Start (Normal Tariff)

$1.95 RSD 203

$2.65 RSD 276

-26.42%

Taxi (Normal Tariff) (1km)

$0.82 RSD 85.7

$0.83 RSD 87.0

-1.20%

Taxi 1hour Waiting (Normal Tariff)

$11.27 RSD 1,176

$11.60 RSD 1,211

-2.84%

Gasoline (1 liter)

$1.92 RSD 200

$1.81 RSD 189

6.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K RSD 3.1M

$30.4K RSD 3.2M

-0.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K RSD 2.5M

$24.3K RSD 2.5M

-1.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 RSD 8,364

$219 RSD 22.9K

-63.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.03 RSD 2,195

$21.52 RSD 2,246

-2.28%

Internet (50+ Mbps, Unlimited Data)

$14.19 RSD 1,481

$33.91 RSD 3,540

-58.15%

Gym Membership (Monthly)

$28.73 RSD 2,999

$36.27 RSD 3,787

-20.79%

Tennis Court (1 Hour on Weekend)

$11.32 RSD 1,182

Cinema Ticket

$7.16 RSD 747

$7.19 RSD 751

-0.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$361 RSD 37.7K

$364 RSD 38.0K

-0.89%

International Primary School, 1 Child (Yearly)

$8,223 RSD 858.4K

$8,226 RSD 858.7K

-0.03%

Jeans (Levis 501 Or Similar)

$120 RSD 12.5K

0.03%

Summer Dress (H&M, Zara, etc)

$43.83 RSD 4,575

$44.74 RSD 4,671

-2.03%

Sport Shoes (Adidas, Nike)

$140 RSD 14.6K

0.45%

Men's Leather Business Shoes

$124 RSD 12.9K

$123 RSD 12.9K

0.45%

1-bedroom Apartment, City Center (Monthly)

$304 RSD 31.8K

$515 RSD 53.8K

-40.94%

1-bedroom Apartment, Outside City Center (Monthly)

$264 RSD 27.6K

$404 RSD 42.2K

-34.61%

3-bedroom Apartment, City Center (Monthly)

$386 RSD 40.3K

$1,047 RSD 109.3K

-63.14%

3-bedroom Apartment, Outside City Center (Monthly)

$346 RSD 36.2K

$810 RSD 84.6K

-57.25%

Buy Apartment in City Center (m2)

$1,928 RSD 201.2K

$3,673 RSD 383.5K

-47.52%

Buy Apartment Outside City Center (m2)

$1,479 RSD 154.4K

$2,620 RSD 273.5K

-43.53%

Average Monthly Net Salary (After Tax)

$1,270 RSD 132.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vrnjacka Banja: November 1, 2026

Last update for Novi Sad: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vrnjacka Banja

$264 27.5%

Novi Sad

$404 29.1% 52.9% $140

Groceries & Markets

Vrnjacka Banja

$195 20.2%

Novi Sad

$243 17.5% 24.8% $48

Clothing & Footwear

Vrnjacka Banja

$192 20%

Novi Sad

$192 13.8% 0.1% $0.1

Eating Out

Vrnjacka Banja

$143 14.9%

Novi Sad

$191 13.8% 33.5% $48

Monthly Utilities & Internet

Vrnjacka Banja

$115 12%

Novi Sad

$274 19.7% 138% $159

Sport & Entertainment

Vrnjacka Banja

$43 4.5%

Novi Sad

$51 3.6% 17.7% $7.6

Getting Around

Vrnjacka Banja

$9.9 * 1%

Novi Sad

$34 2.5% 245% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $304 in Vrnjacka Banja and $515 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Dining out: $38 in Vrnjacka Banja vs $49 in Novi Sad for a mid-range dinner for two. Groceries echo the gap at $195 vs $243 per month, with Vrnjacka Banja cheaper across the board.

Good to know

🇷🇸 Vrnjacka Banja

🇷🇸 Novi Sad

🕒 Local time

04:32 4:32 AM

Same time as Vrnjacka Banja

🌤 Weather

👥 Population

10,000

260,438

💱 Currency

Serbian Dinar RSD din

📈 Exchange rate

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

Exchange rates and currency converter

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Between locations

Vrnjacka Banja Novi Sad 200 km

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Vrnjacka Banja
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vrnjacka Banja vs Novi Sad: Cost of Living - Frequently Asked Questions

Vrnjacka Banja is about 31% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,445 in Vrnjacka Banja and $2,085 in Novi Sad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $304 in Vrnjacka Banja versus $515 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $963 per month in Vrnjacka Banja versus $1,390 in Novi Sad – Vrnjacka Banja is about 31% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Vrnjacka Banja and Novi Sad are both considered safe, so it’s unlikely to be the deciding factor between them.