Last update: Nov 2026

Cost of Living Comparison Between Novi Sad and Vrnjacka Banja

For one person, living is cheaper in Vrnjacka Banja: $963 a month against $1,390 in Novi Sad, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Novi Sad
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Novi Sad Living Index
46

Cost of Living Index in Vrnjacka Banja
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Vrnjacka Banja Living Index

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Novi Sad

🇷🇸 Serbia

$1,390

/mo nomad

Vrnjacka Banja

🇷🇸 Serbia

$963

/mo nomad

Monthly Cost of Living

How much you'll spend in Novi Sad and in Vrnjacka Banja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novi Sad and in Vrnjacka Banja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,390 in Novi Sad versus $963 in Vrnjacka Banja.

Novi Sad $1,390
Vrnjacka Banja $963

Estimated couple costs with rent: $2,149 in Novi Sad versus $1,458 in Vrnjacka Banja.

Novi Sad $2,149
Vrnjacka Banja $1,458

Monthly costs for a family of three with rent: $2,908 in Novi Sad versus $1,953 in Vrnjacka Banja.

Novi Sad $2,908
Vrnjacka Banja $1,953

Living in Novi Sad is roughly 44% more expensive than in Vrnjacka Banja, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Novi Sad is 3% above, Vrnjacka Banja is 29% below.

Meal at Budget Restaurant

$10.25 RSD 1,070

$9.37 RSD 978

9.39%

Three-Course Dinner for Two, Mid-Range

$49.21 RSD 5,137

$38.01 RSD 3,968

29.47%

Fast Food Meal (McDonalds, etc)

$12.25 RSD 1,279

$4.67 RSD 487

162.31%

Cappuccino

$2.73 RSD 285

$1.96 RSD 204

39.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 RSD 247

$0.88 RSD 92.1

168.18%

Water (0.33 liter bottle)

$1.90 RSD 198

$1.93 RSD 201

-1.55%

Local Beer (0.5 liter draught)

$3.04 RSD 317

$2.77 RSD 290

9.75%

Imported Beer (0.33 liter bottle)

$3.75 RSD 392

$2.81 RSD 294

33.45%

Milk (1 liter)

$1.38 RSD 144

$1.43 RSD 149

-3.50%

White Bread (500g)

$1.00 RSD 104

$0.75 RSD 77.8

33.33%

Rice (white) (1kg)

$2.55 RSD 266

$1.45 RSD 152

75.86%

Eggs

$2.63 RSD 274

$2.57 RSD 268

2.33%

Local Cheese (1kg)

$13.57 RSD 1,416

$5.61 RSD 585

141.89%

Chicken Fillets (1kg)

$7.15 RSD 746

$5.78 RSD 603

23.70%

Beef Round Steak (1kg)

$14.13 RSD 1,475

$11.24 RSD 1,174

25.71%

Apples (1kg)

$1.69 RSD 176

$1.11 RSD 116

52.25%

Banana (1kg)

$1.92 RSD 201

$2.00 RSD 209

-4.00%

Oranges (1kg)

$1.62 RSD 169

$1.60 RSD 167

1.25%

Tomato (1kg)

$2.45 RSD 255

$2.45 RSD 256

Potato (1kg)

$1.04 RSD 108

$1.03 RSD 108

0.97%

Onion (1kg)

$0.64 RSD 67.3

$0.64 RSD 66.4

Lettuce (1 head)

$1.03 RSD 107

$0.96 RSD 100

7.29%

Water (1.5 liter bottle)

$0.69 RSD 71.8

$0.69 RSD 72.1

Cigarettes 20 Pack (Marlboro, Camel)

$4.78 RSD 499

$4.76 RSD 497

0.42%

Wine (Bottle)

$7.68 RSD 802

$7.72 RSD 805

-0.52%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$0.92 RSD 96.0

-3.26%

Imported Beer (0.33 liter bottle)

$2.21 RSD 231

$2.31 RSD 241

-4.33%

One-way Ticket (Public Transport)

$0.98 RSD 102

$0.97 RSD 102

1.03%

Public Transport Monthly Pass (Regular Price)

$23.57 RSD 2,461

Taxi Start (Normal Tariff)

$2.65 RSD 276

$1.95 RSD 203

35.90%

Taxi (Normal Tariff) (1km)

$0.83 RSD 87.0

$0.82 RSD 85.7

1.22%

Taxi 1hour Waiting (Normal Tariff)

$11.60 RSD 1,211

$11.27 RSD 1,176

2.93%

Gasoline (1 liter)

$1.81 RSD 189

$1.92 RSD 200

-5.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K RSD 3.2M

$30.2K RSD 3.1M

0.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K RSD 2.5M

$24.0K RSD 2.5M

1.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 RSD 22.9K

$80.1 RSD 8,364

173.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.52 RSD 2,246

$21.03 RSD 2,195

2.33%

Internet (50+ Mbps, Unlimited Data)

$33.91 RSD 3,540

$14.19 RSD 1,481

138.97%

Gym Membership (Monthly)

$36.27 RSD 3,787

$28.73 RSD 2,999

26.24%

Tennis Court (1 Hour on Weekend)

$11.32 RSD 1,182

Cinema Ticket

$7.19 RSD 751

$7.16 RSD 747

0.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$364 RSD 38.0K

$361 RSD 37.7K

0.90%

International Primary School, 1 Child (Yearly)

$8,226 RSD 858.7K

$8,223 RSD 858.4K

0.03%

Jeans (Levis 501 Or Similar)

$120 RSD 12.5K

-0.03%

Summer Dress (H&M, Zara, etc)

$44.74 RSD 4,671

$43.83 RSD 4,575

2.08%

Sport Shoes (Adidas, Nike)

$140 RSD 14.6K

-0.45%

Men's Leather Business Shoes

$123 RSD 12.9K

$124 RSD 12.9K

-0.44%

1-bedroom Apartment, City Center (Monthly)

$515 RSD 53.8K

$304 RSD 31.8K

69.31%

1-bedroom Apartment, Outside City Center (Monthly)

$404 RSD 42.2K

$264 RSD 27.6K

52.94%

3-bedroom Apartment, City Center (Monthly)

$1,047 RSD 109.3K

$386 RSD 40.3K

171.31%

3-bedroom Apartment, Outside City Center (Monthly)

$810 RSD 84.6K

$346 RSD 36.2K

133.94%

Buy Apartment in City Center (m2)

$3,673 RSD 383.5K

$1,928 RSD 201.2K

90.56%

Buy Apartment Outside City Center (m2)

$2,620 RSD 273.5K

$1,479 RSD 154.4K

77.08%

Average Monthly Net Salary (After Tax)

$1,270 RSD 132.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: November 1, 2026

Last update for Vrnjacka Banja: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novi Sad

$404 29.1%

Vrnjacka Banja

$264 27.5% 34.6% $140

Monthly Utilities & Internet

Novi Sad

$274 19.7%

Vrnjacka Banja

$115 12% 58% $159

Groceries & Markets

Novi Sad

$243 17.5%

Vrnjacka Banja

$195 20.2% 19.9% $48

Clothing & Footwear

Novi Sad

$192 13.8%

Vrnjacka Banja

$192 20% 0.1% $0.1

Eating Out

Novi Sad

$191 13.8%

Vrnjacka Banja

$143 14.9% 25.1% $48

Sport & Entertainment

Novi Sad

$51 3.6%

Vrnjacka Banja

$43 4.5% 15% $7.6

Getting Around

Novi Sad

$34 2.5%

Vrnjacka Banja

$9.9 * 1% 71% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $515 in Novi Sad and $304 in Vrnjacka Banja. Housing cost is often the main lever when comparing two cities.

Dining out: $49 in Novi Sad vs $38 in Vrnjacka Banja for a mid-range dinner for two. Groceries echo the gap at $243 vs $195 per month, with Vrnjacka Banja cheaper across the board.

Good to know

🇷🇸 Novi Sad

🇷🇸 Vrnjacka Banja

🕒 Local time

04:43 4:43 AM

Same time as Novi Sad

🌤 Weather

👥 Population

260,438

10,000

💱 Currency

Serbian Dinar RSD din

📈 Exchange rate

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

Exchange rates and currency converter

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Novi Sad Vrnjacka Banja 200 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Vrnjacka Banja: Cost of Living - Frequently Asked Questions

Vrnjacka Banja is about 31% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,085 in Novi Sad and $1,445 in Vrnjacka Banja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $515 in Novi Sad versus $304 in Vrnjacka Banja. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,390 per month in Novi Sad versus $963 in Vrnjacka Banja – Vrnjacka Banja is about 31% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Sad and Vrnjacka Banja are both considered safe, so it’s unlikely to be the deciding factor between them.