Last update: Oct 2026

Cost of Living Comparison Between Villingen-Schwenningen and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,846 in Villingen-Schwenningen, rent and utilities included – about $11,100 less a year. Rent and utilities account for about half of the difference.

90

Cost of Living Index in Villingen-Schwenningen
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Villingen-Schwenningen Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Villingen-Schwenningen

🇩🇪 Germany

$1,846

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Villingen-Schwenningen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Villingen-Schwenningen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,846 in Villingen-Schwenningen versus $918 in Cebu.

Villingen-Schwenningen $1,846
Cebu $918

Estimated couple costs with rent: $2,844 in Villingen-Schwenningen versus $1,409 in Cebu.

Villingen-Schwenningen $2,844
Cebu $1,409

Monthly costs for a family of three with rent: $3,842 in Villingen-Schwenningen versus $1,900 in Cebu.

Villingen-Schwenningen $3,842
Cebu $1,900

Living in Villingen-Schwenningen is roughly 101% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Villingen-Schwenningen is 37% above, Cebu is 32% below.

Meal at Budget Restaurant

$15.34 €13.68

$3.09 ₱195

396.44%

Three-Course Dinner for Two, Mid-Range

$55.9 €49.83

$24.22 ₱1,526

130.76%

Fast Food Meal (McDonalds, etc)

$10.24 €9.13

$3.92 ₱247

161.22%

Cappuccino

$3.39 €3.02

$2.51 ₱158

35.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €3.03

$1.59 ₱100

113.84%

Water (0.33 liter bottle)

$2.30 €2.05

$0.53 ₱33.47

333.96%

Local Beer (0.5 liter draught)

$5.09 €4.54

$1.78 ₱112

185.96%

Imported Beer (0.33 liter bottle)

$4.37 €3.89

$2.17 ₱137

101.38%

Milk (1 liter)

$1.22 €1.09

$1.92 ₱121

-36.46%

White Bread (500g)

$2.07 €1.84

$1.36 ₱85.5

52.21%

Rice (white) (1kg)

$2.95 €2.63

$1.01 ₱63.6

192.08%

Eggs

$2.50 €2.23

$2.03 ₱128

23.15%

Local Cheese (1kg)

$9.86 €8.79

$9.86 ₱622

Chicken Fillets (1kg)

$11.30 €10.08

$4.39 ₱277

157.40%

Beef Round Steak (1kg)

$15.31 €13.65

$7.60 ₱479

101.45%

Apples (1kg)

$2.97 €2.65

$3.30 ₱208

-10.00%

Banana (1kg)

$1.63 €1.45

$1.39 ₱87.9

17.27%

Oranges (1kg)

$2.10 €1.87

$2.33 ₱147

-9.87%

Tomato (1kg)

$3.96 €3.54

$1.50 ₱94.4

164.00%

Potato (1kg)

$1.28 €1.14

$2.36 ₱149

-45.76%

Onion (1kg)

$1.28 €1.14

$1.90 ₱119

-32.63%

Lettuce (1 head)

$1.36 €1.22

$1.19 ₱75.0

14.29%

Water (1.5 liter bottle)

$1.09 €0.97

$0.63 ₱39.75

73.02%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.64

$3.00 ₱189

223.00%

Wine (Bottle)

$3.86 €3.45

$6.03 ₱380

-35.99%

Local Beer (0.5 liter bottle)

$1.22 €1.09

$1.23 ₱77.7

-0.81%

Imported Beer (0.33 liter bottle)

$1.54 €1.38

$1.75 ₱110

-12.00%

One-way Ticket (Public Transport)

$3.36 €2.99

$0.25 ₱15.87

1244.00%

Public Transport Monthly Pass (Regular Price)

$66.4 €59.2

$12.64 ₱796

425.16%

Taxi Start (Normal Tariff)

$4.92 €4.39

$0.77 ₱48.66

538.96%

Taxi (Normal Tariff) (1km)

$2.72 €2.42

$0.23 ₱14.54

1082.61%

Taxi 1hour Waiting (Normal Tariff)

$42.34 €37.75

$4.46 ₱281

849.33%

Gasoline (1 liter)

$2.04 €1.81

$1.31 ₱82.9

55.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.1K

$21.2K ₱1.3M

53.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €33.7K

$19.1K ₱1.2M

97.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$481 €429

$120 ₱7,577

300.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.63 €13.94

$14.00 ₱883

11.64%

Internet (50+ Mbps, Unlimited Data)

$46.05 €41.06

$27.54 ₱1,736

67.21%

Gym Membership (Monthly)

$38.88 €34.66

$32.33 ₱2,037

20.26%

Tennis Court (1 Hour on Weekend)

$24.16 €21.54

$6.65 ₱419

263.31%

Cinema Ticket

$9.97 €8.89

$5.65 ₱356

76.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$261 €233

$275 ₱17.3K

-5.08%

International Primary School, 1 Child (Yearly)

$17.3K €15.4K

$7,918 ₱499.0K

118.52%

Jeans (Levis 501 Or Similar)

$85.2 €76.0

$49.33 ₱3,109

72.71%

Summer Dress (H&M, Zara, etc)

$59.4 €53.0

$25.24 ₱1,591

135.42%

Sport Shoes (Adidas, Nike)

$113 €101

$77.0 ₱4,850

46.89%

Men's Leather Business Shoes

$108 €96.3

$57.2 ₱3,605

88.74%

1-bedroom Apartment, City Center (Monthly)

$767 €684

$500 ₱31.5K

53.61%

1-bedroom Apartment, Outside City Center (Monthly)

$449 €400

$309 ₱19.5K

45.33%

3-bedroom Apartment, City Center (Monthly)

$1,473 €1,313

$1,078 ₱67.9K

36.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,128 €1,006

$615 ₱38.8K

83.39%

Buy Apartment in City Center (m2)

$4,673 €4,166

$2,886 ₱181.9K

61.92%

Buy Apartment Outside City Center (m2)

$3,581 €3,193

$1,917 ₱120.8K

86.85%

Average Monthly Net Salary (After Tax)

$3,993 €3,561

$346 ₱21.8K

1054.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

7.2

-47.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Villingen-Schwenningen: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Villingen-Schwenningen

$543 29.4%

Cebu

$162 17.6% 70.2% $381

Accommodation & Living

Villingen-Schwenningen

$449 24.3%

Cebu

$309 33.6% 31.2% $140

Groceries & Markets

Villingen-Schwenningen

$281 15.3%

Cebu

$206 22.4% 26.9% $76

Eating Out

Villingen-Schwenningen

$251 13.6%

Cebu

$88 9.6% 64.9% $163

Clothing & Footwear

Villingen-Schwenningen

$165 8.9%

Cebu

$94 10.2% 42.9% $71

Getting Around

Villingen-Schwenningen

$98 5.3%

Cebu

$16 1.7% 84.2% $83

Sport & Entertainment

Villingen-Schwenningen

$59 3.2%

Cebu

$44 4.8% 25.8% $15

Cost Breakdown

A one-bedroom apartment in the center runs $767 in Villingen-Schwenningen and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Villingen-Schwenningen pays 1054% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Villingen-Schwenningen vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $281 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Villingen-Schwenningen

🇵🇭 Cebu

🕒 Local time

10:42 10:42 AM

16:42 4:42 PM

6 h ahead of Villingen-Schwenningen

🌤 Weather

👥 Population

81,128

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

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Villingen-Schwenningen Cebu 10,960 km ≈ 14 h nonstop flight

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Villingen-Schwenningen
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Villingen-Schwenningen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 101% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1054% higher in Villingen-Schwenningen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $767 in Villingen-Schwenningen versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,846 per month in Villingen-Schwenningen versus $918 in Cebu – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 425% less than in Villingen-Schwenningen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,846 in Villingen-Schwenningen, a $1,500 budget is realistic in Cebu but tight or insufficient in Villingen-Schwenningen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Villingen-Schwenningen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Villingen-Schwenningen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 101% less than in Villingen-Schwenningen. Beyond cost, consider language, visa policies, and how big the international community is in each city.