Last update: Oct 2026

Cost of Living Comparison Between Vernon, BC and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,171 in Vernon, BC, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Vernon, BC outweigh lower spending on other living expenses.

106

Cost of Living Index in Vernon, BC
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Vernon, BC Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Vernon, BC

🇨🇦 Canada

$2,171

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Vernon, BC and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vernon, BC and in Montreal actually costs, broken down by who's living it.

A single person spends $2,171 per month in Vernon, BC vs $2,059 in Montreal, rent included.

Vernon, BC $2,171
Montreal $2,059

A couple spends around $3,152 per month in Vernon, BC vs $3,123 in Montreal, rent included.

Vernon, BC $3,152
Montreal $3,123

A family of three spends $4,133 per month in Vernon, BC vs $4,187 in Montreal, rent included.

Vernon, BC $4,133
Montreal $4,187

Vernon, BC costs about 5% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Vernon, BC and Montreal sit above the global median – Vernon, BC by 60%, Montreal by 52%.

Meal at Budget Restaurant

$14.08 CA$19.91

$18.84 CA$26.63

-25.27%

Three-Course Dinner for Two, Mid-Range

$60.4 CA$85.4

$73.2 CA$104

-17.55%

Fast Food Meal (McDonalds, etc)

$10.62 CA$15.01

$10.54 CA$14.90

0.76%

Cappuccino

$3.53 CA$4.99

$3.97 CA$5.61

-11.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.82 CA$2.58

$1.94 CA$2.74

-6.19%

Water (0.33 liter bottle)

$1.57 CA$2.22

Local Beer (0.5 liter draught)

$5.43 CA$7.67

$6.42 CA$9.08

-15.42%

Imported Beer (0.33 liter bottle)

$6.55 CA$9.26

$7.20 CA$10.19

-9.03%

Milk (1 liter)

$2.70 CA$3.81

$2.32 CA$3.28

16.38%

White Bread (500g)

$2.89 CA$4.09

$3.19 CA$4.51

-9.40%

Rice (white) (1kg)

$3.12 CA$4.41

$3.19 CA$4.50

-2.19%

Eggs

$3.67 CA$5.19

$3.68 CA$5.20

-0.27%

Local Cheese (1kg)

$9.56 CA$13.52

$13.24 CA$18.72

-27.79%

Chicken Fillets (1kg)

$10.55 CA$14.91

$11.69 CA$16.53

-9.75%

Beef Round Steak (1kg)

$21.65 CA$30.61

$13.98 CA$19.76

54.86%

Apples (1kg)

$3.73 CA$5.27

$3.14 CA$4.44

18.79%

Banana (1kg)

$1.36 CA$1.92

$1.45 CA$2.05

-6.21%

Oranges (1kg)

$5.94 CA$8.40

$3.38 CA$4.78

75.74%

Tomato (1kg)

$5.05 CA$7.14

$3.11 CA$4.40

62.38%

Potato (1kg)

$2.59 CA$3.66

$1.93 CA$2.72

34.20%

Onion (1kg)

$2.85 CA$4.04

$1.83 CA$2.58

55.74%

Lettuce (1 head)

$2.51 CA$3.55

$2.36 CA$3.34

6.36%

Water (1.5 liter bottle)

$1.44 CA$2.04

$1.50 CA$2.12

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.16 CA$18.60

$11.12 CA$15.73

18.35%

Wine (Bottle)

$16.56 CA$23.41

$10.60 CA$14.98

56.23%

Local Beer (0.5 liter bottle)

$3.24 CA$4.57

$2.22 CA$3.14

45.95%

Imported Beer (0.33 liter bottle)

$4.30 CA$6.08

$2.84 CA$4.01

51.41%

One-way Ticket (Public Transport)

$1.89 CA$2.67

$2.62 CA$3.71

-27.86%

Public Transport Monthly Pass (Regular Price)

$39.10 CA$55.3

$79.1 CA$112

-50.59%

Taxi Start (Normal Tariff)

$2.15 CA$3.03

$3.23 CA$4.56

-33.44%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

Gasoline (1 liter)

$1.30 CA$1.84

$1.36 CA$1.92

-4.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K CA$37.4K

$27.6K CA$39.1K

-4.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.1K

$21.2K CA$30.0K

-6.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 CA$188

$77.0 CA$109

72.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.45 CA$40.22

$34.14 CA$48.26

-16.67%

Internet (50+ Mbps, Unlimited Data)

$55.2 CA$78.1

$42.19 CA$59.7

30.91%

Gym Membership (Monthly)

$34.92 CA$49.37

$30.81 CA$43.56

13.34%

Tennis Court (1 Hour on Weekend)

$15.33 CA$21.67

$19.66 CA$27.79

-22.02%

Cinema Ticket

$10.43 CA$14.75

$11.47 CA$16.22

-9.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$141 CA$199

$506 CA$716

-72.21%

International Primary School, 1 Child (Yearly)

$8,580 CA$12.1K

$16.2K CA$23.0K

-47.15%

Jeans (Levis 501 Or Similar)

$59.3 CA$83.9

$57.3 CA$81.0

3.58%

Summer Dress (H&M, Zara, etc)

$38.53 CA$54.5

$38.10 CA$53.9

1.13%

Sport Shoes (Adidas, Nike)

$85.5 CA$121

$91.9 CA$130

-7.00%

Men's Leather Business Shoes

$74.0 CA$105

$110 CA$155

-32.55%

1-bedroom Apartment, City Center (Monthly)

$1,095 CA$1,548

$1,237 CA$1,748

-11.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,089 CA$1,540

$977 CA$1,381

11.50%

3-bedroom Apartment, City Center (Monthly)

$1,719 CA$2,429

$2,180 CA$3,082

-21.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,692 CA$2,392

$1,608 CA$2,273

5.22%

Buy Apartment in City Center (m2)

$5,990 CA$8,469

$5,113 CA$7,228

17.16%

Buy Apartment Outside City Center (m2)

$4,872 CA$6,887

$3,744 CA$5,293

30.11%

Average Monthly Net Salary (After Tax)

$3,075 CA$4,347

$2,957 CA$4,180

3.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

4.48

2.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vernon, BC: October 17, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vernon, BC

$1.1K 50.2%

Montreal

$977 47.4% 10.3% $112

Groceries & Markets

Vernon, BC

$404 18.6%

Montreal

$351 17.1% 13.1% $53

Eating Out

Vernon, BC

$241 11.1%

Montreal

$290 14.1% 20.7% $50

Monthly Utilities & Internet

Vernon, BC

$217 10%

Montreal

$153 7.5% 29.2% $63

Clothing & Footwear

Vernon, BC

$116 5.3%

Montreal

$134 6.5% 15.4% $18

Sport & Entertainment

Vernon, BC

$56 2.6%

Montreal

$54 2.6% 3.6% $2

Getting Around

Vernon, BC

$49 * 2.3%

Montreal

$100 4.9% 106% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,095 in Vernon, BC versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Vernon, BC, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Vernon, BC versus $73.0 in Montreal. Groceries tell a different story – $404 in Vernon, BC vs $351 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Vernon, BC

🇨🇦 Montreal

🕒 Local time

06:56 6:56 AM

09:56 9:56 AM

3 h ahead of Vernon, BC

🌤 Weather

👥 Population

40,116

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Vernon, BC Montreal 3,390 km ≈ 4 h 45 min nonstop flight

From you

Vernon, BC
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vernon, BC vs Montreal: Cost of Living - Frequently Asked Questions

Vernon, BC costs about 5% more than Montreal, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,256 per month in Vernon, BC and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 15% more in Vernon, BC, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $60.0 in Vernon, BC and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Vernon, BC at $2,171. In Montreal it covers expenses comfortably, while in Vernon, BC it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $2,171 in Vernon, BC. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Vernon, BC makes more sense. Both are solid long-term options with distinct trade-offs.