Last update: Oct 2026

Cost of Living Comparison Between Veliky Novgorod and Ubud, Bali

For one person, living is cheaper in Veliky Novgorod: $824 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Veliky Novgorod
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Veliky Novgorod Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Veliky Novgorod

🇷🇺 Russia

$824

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Veliky Novgorod and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Veliky Novgorod and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $824 in Veliky Novgorod versus $1,349 in Ubud, Bali.

Veliky Novgorod $824
Ubud, Bali $1,349

Estimated couple costs with rent: $1,376 in Veliky Novgorod versus $2,305 in Ubud, Bali.

Veliky Novgorod $1,376
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,927 in Veliky Novgorod versus $3,261 in Ubud, Bali.

Veliky Novgorod $1,927
Ubud, Bali $3,261

Living in Veliky Novgorod costs roughly 39% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.80 ₽708

$3.32 Rp 60.2K

165.06%

Three-Course Dinner for Two, Mid-Range

$42.88 ₽3,453

$35.64 Rp 645.8K

20.31%

Fast Food Meal (McDonalds, etc)

$5.46 ₽440

$5.53 Rp 100.3K

-1.27%

Cappuccino

$2.19 ₽176

$2.72 Rp 49.3K

-19.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ₽58.6

$1.70 Rp 30.8K

-57.06%

Water (0.33 liter bottle)

$0.39 ₽31.16

$0.76 Rp 13.8K

-48.68%

Local Beer (0.5 liter draught)

$1.09 ₽87.5

$2.65 Rp 48.1K

-58.87%

Imported Beer (0.33 liter bottle)

$1.89 ₽152

$4.38 Rp 79.4K

-56.85%

Milk (1 liter)

$1.15 ₽92.8

$1.49 Rp 27.0K

-22.82%

White Bread (500g)

$0.71 ₽56.8

$2.28 Rp 41.2K

-68.86%

Rice (white) (1kg)

$1.67 ₽134

$1.19 Rp 21.6K

40.34%

Eggs

$1.36 ₽109

$2.04 Rp 36.9K

-33.33%

Local Cheese (1kg)

$11.21 ₽903

$17.70 Rp 320.8K

-36.67%

Chicken Fillets (1kg)

$6.33 ₽510

$3.96 Rp 71.8K

59.85%

Beef Round Steak (1kg)

$6.37 ₽513

$12.19 Rp 220.9K

-47.74%

Apples (1kg)

$1.59 ₽128

$3.66 Rp 66.2K

-56.56%

Banana (1kg)

$1.66 ₽134

$1.52 Rp 27.5K

9.21%

Oranges (1kg)

$1.80 ₽145

$2.23 Rp 40.4K

-19.28%

Tomato (1kg)

$3.21 ₽258

$1.97 Rp 35.7K

62.94%

Potato (1kg)

$0.76 ₽61.5

$1.85 Rp 33.5K

-58.92%

Onion (1kg)

$0.60 ₽47.97

$2.42 Rp 43.9K

-75.21%

Lettuce (1 head)

$1.38 ₽111

$0.99 Rp 17.9K

39.39%

Water (1.5 liter bottle)

$0.82 ₽65.7

$0.51 Rp 9,303

60.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₽243

$2.22 Rp 40.3K

36.04%

Wine (Bottle)

$6.15 ₽496

$22.24 Rp 403.0K

-72.35%

Local Beer (0.5 liter bottle)

$0.76 ₽60.8

$2.26 Rp 41.0K

-66.37%

Imported Beer (0.33 liter bottle)

$0.95 ₽76.9

$2.97 Rp 53.8K

-68.01%

One-way Ticket (Public Transport)

$0.58 ₽46.55

$0.25 Rp 4,548

132.00%

Public Transport Monthly Pass (Regular Price)

$35.28 ₽2,841

$7.82 Rp 141.8K

351.15%

Taxi Start (Normal Tariff)

$1.85 ₽149

$0.44 Rp 7,964

320.45%

Taxi (Normal Tariff) (1km)

$0.19 ₽15.61

$0.43 Rp 7,793

-55.81%

Taxi 1hour Waiting (Normal Tariff)

$3.66 ₽295

$5.41 Rp 98.0K

-32.35%

Gasoline (1 liter)

$0.89 ₽72.0

$0.82 Rp 14.9K

8.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K ₽1.5M

$23.8K Rp 432.0M

-20.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K ₽3.0M

$31.7K Rp 575.3M

16.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.87 ₽3,694

$79.1 Rp 1.4M

-41.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.62 ₽453

$6.45 Rp 116.8K

-12.87%

Internet (50+ Mbps, Unlimited Data)

$5.77 ₽465

$18.58 Rp 336.7K

-68.95%

Gym Membership (Monthly)

$34.80 ₽2,803

$49.48 Rp 896.7K

-29.67%

Tennis Court (1 Hour on Weekend)

$22.96 ₽1,849

$17.65 Rp 319.8K

30.08%

Cinema Ticket

$5.74 ₽462

$4.27 Rp 77.4K

34.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$665 ₽53.6K

$491 Rp 8.9M

35.59%

International Primary School, 1 Child (Yearly)

$17.8K ₽1.4M

$5,674 Rp 102.8M

213.59%

Jeans (Levis 501 Or Similar)

$37.22 ₽2,998

$44.64 Rp 808.9K

-16.62%

Summer Dress (H&M, Zara, etc)

$30.86 ₽2,485

$34.95 Rp 633.4K

-11.70%

Sport Shoes (Adidas, Nike)

$105 ₽8,425

$79.9 Rp 1.4M

30.93%

Men's Leather Business Shoes

$74.2 ₽5,972

$79.4 Rp 1.4M

-6.62%

1-bedroom Apartment, City Center (Monthly)

$366 ₽29.5K

$1,125 Rp 20.4M

-67.45%

1-bedroom Apartment, Outside City Center (Monthly)

$250 ₽20.1K

$671 Rp 12.2M

-62.82%

3-bedroom Apartment, City Center (Monthly)

$672 ₽54.1K

$3,565 Rp 64.6M

-81.15%

3-bedroom Apartment, Outside City Center (Monthly)

$499 ₽40.2K

$1,723 Rp 31.2M

-71.07%

Buy Apartment in City Center (m2)

$1,809 ₽145.6K

$2,732 Rp 49.5M

-33.79%

Buy Apartment Outside City Center (m2)

$1,224 ₽98.6K

$2,284 Rp 41.4M

-46.40%

Average Monthly Net Salary (After Tax)

$798 ₽64.3K

$164 Rp 3.0M

387.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.5

13.78

41.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliky Novgorod: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Veliky Novgorod

$250 30.3%

Ubud, Bali

$672 49.8% 169% $422

Groceries & Markets

Veliky Novgorod

$193 23.4%

Ubud, Bali

$288 21.4% 49.4% $95

Eating Out

Veliky Novgorod

$127 15.4%

Ubud, Bali

$108 8% 15% $19

Clothing & Footwear

Veliky Novgorod

$111 13.5%

Ubud, Bali

$108 8% 3.2% $3.6

Monthly Utilities & Internet

Veliky Novgorod

$57 7%

Ubud, Bali

$104 7.7% 81.8% $47

Sport & Entertainment

Veliky Novgorod

$46 5.6%

Ubud, Bali

$58 4.3% 25.4% $12

Getting Around

Veliky Novgorod

$40 4.9%

Ubud, Bali

$11 0.9% 71.7% $29

Cost Breakdown

A one-bedroom apartment in the center runs $366 in Veliky Novgorod and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Veliky Novgorod pays about 4.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $43 in Veliky Novgorod vs $36 in Ubud, Bali. Groceries flip the comparison at $193 vs $288, with Veliky Novgorod cheaper for home cooking.

Good to know

🇷🇺 Veliky Novgorod

🇮🇩 Ubud, Bali

🕒 Local time

06:45 6:45 AM

11:45 11:45 AM

5 h ahead of Veliky Novgorod

🌤 Weather

👥 Population

223,191

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of November 1, 2026: 1 USD = 80.53 RUB (100 RUB = 1.24 USD). 1 EUR = 89.92 RUB (100 RUB = 1.11 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Veliky Novgorod Ubud, Bali 10,470 km ≈ 14 h nonstop flight

From you

Veliky Novgorod
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliky Novgorod vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Veliky Novgorod wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Veliky Novgorod the obvious pick if budget is a priority.

Average pay in Veliky Novgorod is about 4.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $366 in Veliky Novgorod versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $665 in Veliky Novgorod versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $824 in Veliky Novgorod versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Veliky Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Veliky Novgorod the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Veliky Novgorod and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.