Cost of Living Comparison Between Ubud, Bali and Veliky Novgorod Cost of Living Comparison Between Ubud, Bali and Veliky Novgorod

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $785 in Veliky Novgorod.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,327 in Veliky Novgorod.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,869 in Veliky Novgorod.

Living in Ubud, Bali is roughly 74% more expensive than in Veliky Novgorod, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Veliky Novgorod is 43% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$8.21 ₽694

-58.10%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$40.60 ₽3,431

-10.57%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.44 ₽459

4.96%

Cappuccino

$2.67 Rp 47.3K

$2.07 ₽175

28.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.69 ₽58.3

153.62%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.35 ₽29.44

148.57%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.09 ₽91.8

170.64%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.76 ₽149

156.82%

Milk (1 liter)

$1.62 Rp 28.7K

$1.12 ₽94.9

44.64%

White Bread (500g)

$2.33 Rp 41.3K

$0.68 ₽57.8

242.65%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.63 ₽138

-31.90%

Eggs

$2.20 Rp 39.0K

$1.31 ₽110

67.94%

Local Cheese (1kg)

$17.69 Rp 313.3K

$10.57 ₽893

67.36%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.05 ₽511

-32.23%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$5.84 ₽493

108.56%

Apples (1kg)

$3.71 Rp 65.6K

$1.57 ₽133

136.31%

Banana (1kg)

$1.59 Rp 28.1K

$1.67 ₽141

-4.79%

Oranges (1kg)

$2.28 Rp 40.4K

$1.74 ₽147

31.03%

Tomato (1kg)

$1.95 Rp 34.6K

$3.15 ₽266

-38.10%

Potato (1kg)

$1.91 Rp 33.7K

$0.67 ₽57.0

185.07%

Onion (1kg)

$2.33 Rp 41.3K

$0.62 ₽52.2

275.81%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.28 ₽109

-21.09%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.74 ₽62.9

-25.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.93 ₽248

-23.89%

Wine (Bottle)

$23.07 Rp 408.6K

$6.02 ₽509

283.22%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.74 ₽62.4

227.03%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$0.96 ₽81.3

212.50%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.54 ₽45.78

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$33.44 ₽2,825

-73.15%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.80 ₽152

-73.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.16 ₽13.78

168.75%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$3.53 ₽298

59.77%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.77 ₽65.4

3.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$17.7K ₽1.5M

41.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$32.9K ₽2.8M

-3.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$44.37 ₽3,749

83.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$5.43 ₽458

19.52%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$5.76 ₽486

225.87%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$32.89 ₽2,779

72.91%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$21.82 ₽1,843

-14.16%

Cinema Ticket

$4.54 Rp 80.4K

$5.40 ₽457

-15.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$550 ₽46.5K

-12.58%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$17.3K ₽1.5M

-66.93%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$36.15 ₽3,054

25.92%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$29.29 ₽2,474

22.50%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$101 ₽8,536

-20.43%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$69.8 ₽5,898

12.71%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$349 ₽29.5K

219.72%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$236 ₽19.9K

195.48%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$659 ₽55.7K

451.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$465 ₽39.3K

273.36%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,743 ₽147.3K

59.72%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,182 ₽99.9K

93.70%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$763 ₽64.4K

-77.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.5

-29.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Veliky Novgorod: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $349 in Veliky Novgorod. Housing cost is often the main lever when comparing two cities.

Veliky Novgorod pays 354% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $41.00 in Veliky Novgorod. Groceries flip the comparison at $295 vs $185, with Veliky Novgorod cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Veliky Novgorod: Cost of Living - Frequently Asked Questions

Veliky Novgorod wins on cost – living expenses run 74% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Veliky Novgorod the obvious pick if budget is a priority.

On paper, salaries run 354% lower in Veliky Novgorod. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $349 in Veliky Novgorod. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $550 in Veliky Novgorod. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 60% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $785 in Veliky Novgorod versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Veliky Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Veliky Novgorod the clear choice for anyone on this budget.

Both work as nomad bases, but Veliky Novgorod delivers better value – similar infrastructure at $785 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Veliky Novgorod hard to pass up.

Safety-wise, Ubud, Bali and Veliky Novgorod are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Veliky Novgorod gentler on the wallet – expenses run 74% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.