Cost of Living Comparison Between Ubud, Bali and Veliky Novgorod Cost of Living Comparison Between Ubud, Bali and Veliky Novgorod

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,059 in Veliky Novgorod.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,663 in Veliky Novgorod.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,268 in Veliky Novgorod.

Living in Ubud, Bali is roughly 33% more expensive than in Veliky Novgorod, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Veliky Novgorod is 21% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$9.36 ₽735

-63.14%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$49.22 ₽3,867

-34.30%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.64 ₽443

-14.18%

Cappuccino

$2.75 Rp 49.4K

$2.49 ₽196

10.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.12 ₽88.0

23.21%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.58 ₽45.85

29.31%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.87 ₽147

59.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.52 ₽198

52.78%

Milk (1 liter)

$1.74 Rp 31.2K

$1.17 ₽92.3

48.72%

White Bread (500g)

$2.46 Rp 44.2K

$0.89 ₽69.7

176.40%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.59 ₽125

-26.42%

Eggs

$2.43 Rp 43.7K

$1.86 ₽146

30.65%

Local Cheese (1kg)

$14.50 Rp 260.6K

$12.39 ₽974

17.03%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.75 ₽295

16.00%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.56 ₽830

13.45%

Apples (1kg)

$3.72 Rp 66.8K

$1.69 ₽133

120.12%

Banana (1kg)

$1.63 Rp 29.2K

$1.24 ₽97.4

31.45%

Oranges (1kg)

$2.74 Rp 49.3K

$1.96 ₽154

39.80%

Tomato (1kg)

$2.24 Rp 40.3K

$3.41 ₽268

-34.31%

Potato (1kg)

$1.92 Rp 34.5K

$0.84 ₽66.0

128.57%

Onion (1kg)

$2.28 Rp 40.9K

$0.64 ₽49.92

256.25%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.30 ₽102

-18.46%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.79 ₽62.0

-8.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.92 ₽229

12.67%

Wine (Bottle)

$23.19 Rp 416.8K

$6.60 ₽518

251.36%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.06 ₽83.2

162.26%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.06 ₽162

32.52%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.48 ₽37.93

-43.75%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$35.61 ₽2,798

-77.23%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.24 ₽97.3

-61.29%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.59 ₽46.48

-28.81%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$7.82 ₽614

-20.46%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.71 ₽56.1

14.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$38.7K ₽3.0M

-31.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$37.7K ₽3.0M

-14.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$131 ₽10.3K

-40.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$6.77 ₽532

-39.88%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$7.06 ₽555

244.62%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$31.32 ₽2,461

214.85%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$5.61 ₽441

-28.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$390 ₽30.7K

-21.87%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,507 ₽746.9K

-30.13%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$101 ₽7,911

-46.24%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$54.9 ₽4,316

-31.17%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$113 ₽8,901

-23.35%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$133 ₽10.5K

-42.67%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$442 ₽34.7K

124.54%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$310 ₽24.4K

116.79%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$769 ₽60.4K

338.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$510 ₽40.1K

301.81%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,652 ₽129.8K

69.72%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,286 ₽101.0K

73.14%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$769 ₽60.4K

-78.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

24.95

-46.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Veliky Novgorod: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $442 in Veliky Novgorod. Housing cost is often the main lever when comparing two cities.

Veliky Novgorod pays 361% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $49.00 in Veliky Novgorod. Groceries flip the comparison at $297 vs $204, with Veliky Novgorod cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Veliky Novgorod: Cost of Living - Frequently Asked Questions

Veliky Novgorod wins on cost – living expenses run 33% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Veliky Novgorod the obvious pick if budget is a priority.

On paper, salaries run 361% lower in Veliky Novgorod. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $442 in Veliky Novgorod. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $390 in Veliky Novgorod. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,059 in Veliky Novgorod versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Veliky Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Veliky Novgorod the clear choice for anyone on this budget.

Both work as nomad bases, but Veliky Novgorod delivers better value – similar infrastructure at $1,059 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Veliky Novgorod hard to pass up.

Safety-wise, Ubud, Bali and Veliky Novgorod are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Veliky Novgorod gentler on the wallet – expenses run 33% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.