Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Veliky Novgorod

For one person, living is cheaper in Veliky Novgorod: $824 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Veliky Novgorod
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Veliky Novgorod Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Veliky Novgorod

🇷🇺 Russia

$824

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Veliky Novgorod

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Veliky Novgorod actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $824 in Veliky Novgorod.

Ubud, Bali $1,349
Veliky Novgorod $824

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,376 in Veliky Novgorod.

Ubud, Bali $2,305
Veliky Novgorod $1,376

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,927 in Veliky Novgorod.

Ubud, Bali $3,261
Veliky Novgorod $1,927

Living in Ubud, Bali is roughly 64% more expensive than in Veliky Novgorod, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$8.80 ₽708

-62.27%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$42.88 ₽3,453

-16.88%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.46 ₽440

1.28%

Cappuccino

$2.72 Rp 49.3K

$2.19 ₽176

24.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.73 ₽58.6

132.88%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.39 ₽31.16

94.87%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.09 ₽87.5

143.12%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.89 ₽152

131.75%

Milk (1 liter)

$1.49 Rp 27.0K

$1.15 ₽92.8

29.57%

White Bread (500g)

$2.28 Rp 41.2K

$0.71 ₽56.8

221.13%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.67 ₽134

-28.74%

Eggs

$2.04 Rp 36.9K

$1.36 ₽109

50.00%

Local Cheese (1kg)

$17.70 Rp 320.8K

$11.21 ₽903

57.89%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$6.33 ₽510

-37.44%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$6.37 ₽513

91.37%

Apples (1kg)

$3.66 Rp 66.2K

$1.59 ₽128

130.19%

Banana (1kg)

$1.52 Rp 27.5K

$1.66 ₽134

-8.43%

Oranges (1kg)

$2.23 Rp 40.4K

$1.80 ₽145

23.89%

Tomato (1kg)

$1.97 Rp 35.7K

$3.21 ₽258

-38.63%

Potato (1kg)

$1.85 Rp 33.5K

$0.76 ₽61.5

143.42%

Onion (1kg)

$2.42 Rp 43.9K

$0.60 ₽47.97

303.33%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.38 ₽111

-28.26%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.82 ₽65.7

-37.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.02 ₽243

-26.49%

Wine (Bottle)

$22.24 Rp 403.0K

$6.15 ₽496

261.63%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.76 ₽60.8

197.37%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$0.95 ₽76.9

212.63%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.58 ₽46.55

-56.90%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$35.28 ₽2,841

-77.83%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.85 ₽149

-76.22%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.19 ₽15.61

126.32%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$3.66 ₽295

47.81%

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.89 ₽72.0

-7.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$18.9K ₽1.5M

25.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$37.1K ₽3.0M

-14.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$45.87 ₽3,694

72.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$5.62 ₽453

14.77%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$5.77 ₽465

222.01%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$34.80 ₽2,803

42.18%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$22.96 ₽1,849

-23.13%

Cinema Ticket

$4.27 Rp 77.4K

$5.74 ₽462

-25.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$665 ₽53.6K

-26.25%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$17.8K ₽1.4M

-68.11%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$37.22 ₽2,998

19.94%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$30.86 ₽2,485

13.25%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$105 ₽8,425

-23.62%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$74.2 ₽5,972

7.09%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$366 ₽29.5K

207.24%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$250 ₽20.1K

168.99%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$672 ₽54.1K

430.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$499 ₽40.2K

245.62%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,809 ₽145.6K

51.04%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,224 ₽98.6K

86.56%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$798 ₽64.3K

-79.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.5

-29.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Veliky Novgorod: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Veliky Novgorod

$250 30.3% 62.8% $422

Groceries & Markets

Ubud, Bali

$288 21.4%

Veliky Novgorod

$193 23.4% 33.1% $95

Eating Out

Ubud, Bali

$108 8%

Veliky Novgorod

$127 15.4% 17.7% $19

Clothing & Footwear

Ubud, Bali

$108 8%

Veliky Novgorod

$111 13.5% 3.3% $3.6

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Veliky Novgorod

$57 7% 45% $47

Sport & Entertainment

Ubud, Bali

$58 4.3%

Veliky Novgorod

$46 5.6% 20.3% $12

Getting Around

Ubud, Bali

$11 0.9%

Veliky Novgorod

$40 4.9% 254% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $366 in Veliky Novgorod. Housing cost is often the main lever when comparing two cities.

Veliky Novgorod pays about 4.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $43 in Veliky Novgorod. Groceries flip the comparison at $288 vs $193, with Veliky Novgorod cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Veliky Novgorod

🕒 Local time

21:31 9:31 PM

16:31 4:31 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

223,191

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of November 1, 2026: 1 USD = 80.53 RUB (100 RUB = 1.24 USD). 1 EUR = 89.92 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Veliky Novgorod 10,470 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Veliky Novgorod

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Veliky Novgorod: Cost of Living - Frequently Asked Questions

Veliky Novgorod wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Veliky Novgorod the obvious pick if budget is a priority.

On paper, salaries run 79% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $366 in Veliky Novgorod. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $665 in Veliky Novgorod. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $824 in Veliky Novgorod versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Veliky Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Veliky Novgorod the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Veliky Novgorod are both considered safe, so it’s unlikely to be the deciding factor between them.