Cost of Living Comparison Between Nis and Veliko Tarnovo Cost of Living Comparison Between Nis and Veliko Tarnovo

Monthly Cost of Living

A single person spends $1,023 per month in Nis vs $952 in Veliko Tarnovo, rent included.

A couple spends around $1,501 per month in Nis vs $1,535 in Veliko Tarnovo, rent included.

A family of three spends $1,979 per month in Nis vs $2,118 in Veliko Tarnovo, rent included.

Nis costs about 7% more than Veliko Tarnovo, driven mainly by Clothing & Footwear.

Both Nis and Veliko Tarnovo are more affordable than the global median – Nis 24% lower, Veliko Tarnovo 29% lower.

Meal at Budget Restaurant

$7.23 RSD 727

$10.28 BGN 17.10

-29.67%

Three-Course Dinner for Two, Mid-Range

$29.67 RSD 2,984

$41.04 BGN 68.3

-27.70%

Fast Food Meal (McDonalds, etc)

$9.99 RSD 1,005

$8.77 BGN 14.60

13.91%

Cappuccino

$1.99 RSD 200

$1.89 BGN 3.14

5.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.82 RSD 183

$1.37 BGN 2.27

32.85%

Water (0.33 liter bottle)

$1.22 RSD 123

$0.67 BGN 1.11

82.09%

Local Beer (0.5 liter draught)

$2.54 RSD 256

$1.96 BGN 3.26

29.59%

Imported Beer (0.33 liter bottle)

$2.91 RSD 293

$2.87 BGN 4.78

1.39%

Milk (1 liter)

$1.33 RSD 134

$1.63 BGN 2.70

-18.40%

White Bread (500g)

$0.74 RSD 74.8

$0.95 BGN 1.59

-22.11%

Rice (white) (1kg)

$1.81 RSD 182

$1.87 BGN 3.12

-3.21%

Eggs

$2.44 RSD 245

$3.39 BGN 5.64

-28.02%

Local Cheese (1kg)

$7.78 RSD 782

$9.61 BGN 15.99

-19.04%

Chicken Fillets (1kg)

$6.65 RSD 669

$8.04 BGN 13.38

-17.29%

Beef Round Steak (1kg)

$11.70 RSD 1,176

$11.58 BGN 19.26

1.04%

Apples (1kg)

$1.19 RSD 119

$1.64 BGN 2.73

-27.44%

Banana (1kg)

$1.72 RSD 173

$2.11 BGN 3.50

-18.48%

Oranges (1kg)

$1.46 RSD 147

$1.97 BGN 3.28

-25.89%

Tomato (1kg)

$1.78 RSD 179

$2.56 BGN 4.25

-30.47%

Potato (1kg)

$1.02 RSD 103

$1.14 BGN 1.90

-10.53%

Onion (1kg)

$1.13 RSD 113

$1.30 BGN 2.16

-13.08%

Lettuce (1 head)

$0.55 RSD 55.0

$1.06 BGN 1.76

-48.11%

Water (1.5 liter bottle)

$0.57 RSD 57.0

$0.77 BGN 1.29

-25.97%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 RSD 426

$3.56 BGN 5.92

18.82%

Wine (Bottle)

$6.31 RSD 635

$6.96 BGN 11.59

-9.34%

Local Beer (0.5 liter bottle)

$0.73 RSD 73.6

$0.96 BGN 1.59

-23.96%

Imported Beer (0.33 liter bottle)

$2.04 RSD 205

$1.68 BGN 2.80

21.43%

One-way Ticket (Public Transport)

$0.80 RSD 80.5

$0.89 BGN 1.49

-10.11%

Public Transport Monthly Pass (Regular Price)

$25.95 RSD 2,610

$33.54 BGN 55.8

-22.63%

Taxi Start (Normal Tariff)

$1.45 RSD 145

$1.17 BGN 1.95

23.93%

Taxi (Normal Tariff) (1km)

$0.45 RSD 45.68

$0.63 BGN 1.05

-28.57%

Taxi 1hour Waiting (Normal Tariff)

$6.82 RSD 686

$11.58 BGN 19.26

-41.11%

Gasoline (1 liter)

$1.75 RSD 176

$1.49 BGN 2.47

17.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K RSD 3.0M

$32.7K BGN 54.5K

-7.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K RSD 2.8M

$25.8K BGN 42.9K

6.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 RSD 14.2K

$93.7 BGN 156

50.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.68 RSD 1,677

$16.56 BGN 27.56

0.72%

Internet (50+ Mbps, Unlimited Data)

$22.71 RSD 2,284

$13.12 BGN 21.83

73.09%

Gym Membership (Monthly)

$29.35 RSD 2,951

$36.02 BGN 59.9

-18.52%

Tennis Court (1 Hour on Weekend)

$18.77 RSD 1,888

$22.08 BGN 36.73

-14.99%

Cinema Ticket

$4.80 RSD 483

$6.94 BGN 11.54

-30.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$239 RSD 24.0K

$232 BGN 386

2.86%

International Primary School, 1 Child (Yearly)

$5,050 RSD 507.9K

$4,137 BGN 6,882

22.08%

Jeans (Levis 501 Or Similar)

$90.2 RSD 9,070

$45.02 BGN 74.9

100.33%

Summer Dress (H&M, Zara, etc)

$46.77 RSD 4,703

$29.43 BGN 48.96

58.92%

Sport Shoes (Adidas, Nike)

$93.6 RSD 9,415

$83.2 BGN 138

12.58%

Men's Leather Business Shoes

$104 RSD 10.4K

$70.5 BGN 117

47.15%

1-bedroom Apartment, City Center (Monthly)

$401 RSD 40.3K

$360 BGN 600

11.25%

1-bedroom Apartment, Outside City Center (Monthly)

$286 RSD 28.8K

$261 BGN 434

9.70%

3-bedroom Apartment, City Center (Monthly)

$567 RSD 57.0K

$572 BGN 952

-0.90%

3-bedroom Apartment, Outside City Center (Monthly)

$412 RSD 41.5K

$433 BGN 721

-4.85%

Buy Apartment in City Center (m2)

$2,613 RSD 262.8K

$2,499 BGN 4,157

4.55%

Buy Apartment Outside City Center (m2)

$1,894 RSD 190.5K

$1,394 BGN 2,320

35.86%

Average Monthly Net Salary (After Tax)

$907 RSD 91.2K

$957 BGN 1,592

-5.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.45

4.57

63.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: May 31, 2026

Last update for Veliko Tarnovo: May 31, 2026

Cost Breakdown

A central one-bedroom costs $401 in Nis versus $360 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Nis versus $41.00 in Veliko Tarnovo. Monthly groceries follow the same trend: $195 vs $234 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Nis costs about 7% more than Veliko Tarnovo, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,535 per month in Nis and $1,428 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,023 in Nis and $952 in Veliko Tarnovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 29% less in Veliko Tarnovo. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 covers both cities comfortably – all-in costs are $1,023 in Nis and $952 in Veliko Tarnovo, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Veliko Tarnovo costs $952 versus $1,023 in Nis. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nis makes more sense. Both are solid long-term options with distinct trade-offs.