Cost of Living Comparison Between Nis and Veliko Tarnovo Cost of Living Comparison Between Nis and Veliko Tarnovo

Monthly Cost of Living

A single person spends $1,048 per month in Nis vs $971 in Veliko Tarnovo, rent included.

A couple spends around $1,519 per month in Nis vs $1,528 in Veliko Tarnovo, rent included.

A family of three spends $1,991 per month in Nis vs $2,085 in Veliko Tarnovo, rent included.

Nis costs about 8% more than Veliko Tarnovo, driven mainly by Clothing & Footwear.

Both Nis and Veliko Tarnovo are more affordable than the global median – Nis 22% lower, Veliko Tarnovo 27% lower.

Meal at Budget Restaurant

$7.55 RSD 772

$10.37 BGN 17.25

-27.19%

Three-Course Dinner for Two, Mid-Range

$30.06 RSD 3,073

$40.59 BGN 67.5

-25.94%

Fast Food Meal (McDonalds, etc)

$9.85 RSD 1,007

$9.09 BGN 15.11

8.36%

Cappuccino

$1.90 RSD 195

$1.87 BGN 3.10

1.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.80 RSD 184

$1.38 BGN 2.29

30.43%

Water (0.33 liter bottle)

$1.28 RSD 131

$0.66 BGN 1.10

93.94%

Local Beer (0.5 liter draught)

$2.41 RSD 247

$1.93 BGN 3.22

24.87%

Imported Beer (0.33 liter bottle)

$3.01 RSD 308

$2.99 BGN 4.97

0.67%

Milk (1 liter)

$1.33 RSD 136

$1.68 BGN 2.80

-20.83%

White Bread (500g)

$0.69 RSD 70.3

$0.91 BGN 1.51

-24.18%

Rice (white) (1kg)

$1.79 RSD 183

$1.97 BGN 3.28

-9.14%

Eggs

$2.40 RSD 245

$3.28 BGN 5.46

-26.83%

Local Cheese (1kg)

$8.19 RSD 837

$9.50 BGN 15.80

-13.79%

Chicken Fillets (1kg)

$6.97 RSD 713

$7.88 BGN 13.10

-11.55%

Beef Round Steak (1kg)

$11.87 RSD 1,214

$11.50 BGN 19.14

3.22%

Apples (1kg)

$1.17 RSD 120

$1.65 BGN 2.75

-29.09%

Banana (1kg)

$1.79 RSD 183

$2.06 BGN 3.42

-13.11%

Oranges (1kg)

$1.51 RSD 154

$2.01 BGN 3.35

-24.88%

Tomato (1kg)

$1.85 RSD 189

$2.49 BGN 4.14

-25.70%

Potato (1kg)

$1.08 RSD 110

$1.20 BGN 2.00

-10.00%

Onion (1kg)

$1.13 RSD 116

$1.35 BGN 2.25

-16.30%

Lettuce (1 head)

$0.59 RSD 60.3

$1.01 BGN 1.67

-41.58%

Water (1.5 liter bottle)

$0.58 RSD 59.3

$0.80 BGN 1.32

-27.50%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 RSD 430

$3.58 BGN 5.95

17.60%

Wine (Bottle)

$5.79 RSD 592

$6.64 BGN 11.04

-12.80%

Local Beer (0.5 liter bottle)

$0.68 RSD 70.0

$0.95 BGN 1.58

-28.42%

Imported Beer (0.33 liter bottle)

$2.13 RSD 217

$1.61 BGN 2.68

32.30%

One-way Ticket (Public Transport)

$0.81 RSD 82.7

$0.86 BGN 1.43

-5.81%

Public Transport Monthly Pass (Regular Price)

$26.01 RSD 2,659

$34.46 BGN 57.3

-24.52%

Taxi Start (Normal Tariff)

$1.49 RSD 153

$1.21 BGN 2.01

23.14%

Taxi (Normal Tariff) (1km)

$0.45 RSD 46.07

$0.62 BGN 1.02

-27.42%

Taxi 1hour Waiting (Normal Tariff)

$6.84 RSD 699

$11.97 BGN 19.91

-42.86%

Gasoline (1 liter)

$1.75 RSD 179

$1.56 BGN 2.60

12.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K RSD 3.1M

$32.0K BGN 53.3K

-6.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K RSD 2.7M

$26.1K BGN 43.4K

2.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 RSD 14.2K

$93.9 BGN 156

48.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.85 RSD 1,723

$16.63 BGN 27.67

1.32%

Internet (50+ Mbps, Unlimited Data)

$22.12 RSD 2,262

$13.38 BGN 22.26

65.32%

Gym Membership (Monthly)

$28.83 RSD 2,948

$35.95 BGN 59.8

-19.81%

Tennis Court (1 Hour on Weekend)

$19.09 RSD 1,952

$21.78 BGN 36.24

-12.35%

Cinema Ticket

$4.91 RSD 502

$7.00 BGN 11.65

-29.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$239 RSD 24.4K

$233 BGN 388

2.60%

International Primary School, 1 Child (Yearly)

$5,102 RSD 521.6K

$4,168 BGN 6,934

22.40%

Jeans (Levis 501 Or Similar)

$89.0 RSD 9,104

$43.83 BGN 72.9

103.15%

Summer Dress (H&M, Zara, etc)

$46.12 RSD 4,716

$29.93 BGN 49.78

54.09%

Sport Shoes (Adidas, Nike)

$95.6 RSD 9,772

$82.4 BGN 137

15.94%

Men's Leather Business Shoes

$102 RSD 10.4K

$71.5 BGN 119

41.95%

1-bedroom Apartment, City Center (Monthly)

$402 RSD 41.1K

$364 BGN 606

10.42%

1-bedroom Apartment, Outside City Center (Monthly)

$291 RSD 29.8K

$254 BGN 422

14.75%

3-bedroom Apartment, City Center (Monthly)

$564 RSD 57.6K

$577 BGN 960

-2.30%

3-bedroom Apartment, Outside City Center (Monthly)

$402 RSD 41.1K

$435 BGN 724

-7.55%

Buy Apartment in City Center (m2)

$2,570 RSD 262.8K

$2,514 BGN 4,182

2.25%

Buy Apartment Outside City Center (m2)

$1,889 RSD 193.1K

$1,388 BGN 2,309

36.12%

Average Monthly Net Salary (After Tax)

$880 RSD 89.9K

$923 BGN 1,536

-4.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.45

4.57

63.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: July 13, 2026

Last update for Veliko Tarnovo: July 12, 2026

Cost Breakdown

A central one-bedroom costs $402 in Nis versus $364 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Nis versus $41.00 in Veliko Tarnovo. Monthly groceries follow the same trend: $198 vs $232 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Nis costs about 8% more than Veliko Tarnovo, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,572 per month in Nis and $1,457 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,048 in Nis and $971 in Veliko Tarnovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 32% less in Veliko Tarnovo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $971, than in Nis at $1,048. In Veliko Tarnovo it covers expenses comfortably, while in Nis it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $971 versus $1,048 in Nis. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nis makes more sense. Both are solid long-term options with distinct trade-offs.