Cost of Living Comparison Between Nis and Veliko Tarnovo Cost of Living Comparison Between Nis and Veliko Tarnovo

Monthly Cost of Living

A single person spends $1,044 per month in Nis vs $1,070 in Veliko Tarnovo, rent included.

A couple spends around $1,519 per month in Nis vs $1,686 in Veliko Tarnovo, rent included.

A family of three spends $1,994 per month in Nis vs $2,302 in Veliko Tarnovo, rent included.

Nis is about 2% cheaper than Veliko Tarnovo, driven mainly by Groceries & Markets.

Both Nis and Veliko Tarnovo are more affordable than the global median – Nis 24% lower, Veliko Tarnovo 22% lower.

Meal at Budget Restaurant

$7.70 RSD 776

$11.80 BGN 19.62

-34.75%

Three-Course Dinner for Two, Mid-Range

$35.00 RSD 3,531

$48.39 BGN 80.5

-27.67%

Fast Food Meal (McDonalds, etc)

$9.87 RSD 996

$10.21 BGN 16.99

-3.33%

Cappuccino

$2.00 RSD 202

$2.06 BGN 3.43

-2.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 RSD 237

$1.33 BGN 2.22

76.69%

Water (0.33 liter bottle)

$1.89 RSD 191

$1.08 BGN 1.80

75.00%

Local Beer (0.5 liter draught)

$3.75 RSD 379

$1.82 BGN 3.03

106.04%

Imported Beer (0.33 liter bottle)

$4.51 RSD 455

$3.04 BGN 5.06

48.36%

Milk (1 liter)

$1.20 RSD 121

$1.98 BGN 3.30

-39.39%

White Bread (500g)

$0.72 RSD 72.6

$1.04 BGN 1.74

-30.77%

Rice (white) (1kg)

$1.75 RSD 176

$2.74 BGN 4.56

-36.13%

Eggs

$2.42 RSD 244

$3.43 BGN 5.71

-29.45%

Local Cheese (1kg)

$8.00 RSD 807

$10.86 BGN 18.07

-26.34%

Chicken Fillets (1kg)

$5.98 RSD 603

$8.45 BGN 14.05

-29.23%

Beef Round Steak (1kg)

$10.97 RSD 1,107

$13.24 BGN 22.03

-17.15%

Apples (1kg)

$1.11 RSD 112

$1.68 BGN 2.79

-33.93%

Banana (1kg)

$1.76 RSD 178

$2.02 BGN 3.36

-12.87%

Oranges (1kg)

$1.50 RSD 152

$2.04 BGN 3.40

-26.47%

Tomato (1kg)

$2.09 RSD 211

$2.74 BGN 4.56

-23.72%

Potato (1kg)

$0.79 RSD 79.6

$1.13 BGN 1.88

-30.09%

Onion (1kg)

$0.80 RSD 80.5

$1.24 BGN 2.07

-35.48%

Lettuce (1 head)

$0.65 RSD 65.6

$1.05 BGN 1.75

-38.10%

Water (1.5 liter bottle)

$0.63 RSD 63.3

$0.80 BGN 1.33

-21.25%

Cigarettes 20 Pack (Marlboro, Camel)

$4.67 RSD 471

$4.11 BGN 6.83

13.63%

Wine (Bottle)

$5.57 RSD 562

$6.72 BGN 11.18

-17.11%

Local Beer (0.5 liter bottle)

$0.71 RSD 71.9

$1.20 BGN 2.00

-40.83%

Imported Beer (0.33 liter bottle)

$1.29 RSD 130

$1.71 BGN 2.85

-24.56%

One-way Ticket (Public Transport)

$0.91 BGN 1.52

Public Transport Monthly Pass (Regular Price)

$23.67 BGN 39.37

Taxi Start (Normal Tariff)

$1.91 RSD 193

$1.21 BGN 2.01

57.85%

Taxi (Normal Tariff) (1km)

$0.65 RSD 65.6

$0.72 BGN 1.20

-9.72%

Taxi 1hour Waiting (Normal Tariff)

$8.39 RSD 847

$12.05 BGN 20.04

-30.37%

Gasoline (1 liter)

$1.84 RSD 185

$1.52 BGN 2.52

21.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K RSD 3.2M

$31.7K BGN 52.7K

-0.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K RSD 2.5M

$31.8K BGN 53.0K

-21.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 RSD 16.6K

$107 BGN 179

53.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.57 RSD 2,075

$19.33 BGN 32.16

6.41%

Internet (50+ Mbps, Unlimited Data)

$23.38 RSD 2,359

$14.59 BGN 24.27

60.25%

Gym Membership (Monthly)

$30.95 RSD 3,123

$31.04 BGN 51.6

-0.29%

Tennis Court (1 Hour on Weekend)

$16.37 RSD 1,652

$21.21 BGN 35.28

-22.82%

Cinema Ticket

$5.08 RSD 513

$7.34 BGN 12.21

-30.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$257 RSD 25.9K

International Primary School, 1 Child (Yearly)

$5,099 RSD 514.5K

Jeans (Levis 501 Or Similar)

$90.0 RSD 9,082

$49.30 BGN 82.0

82.60%

Summer Dress (H&M, Zara, etc)

$39.89 RSD 4,025

$32.21 BGN 53.6

23.84%

Sport Shoes (Adidas, Nike)

$104 RSD 10.5K

$128 BGN 213

-18.81%

Men's Leather Business Shoes

$115 RSD 11.6K

$99.4 BGN 165

16.00%

1-bedroom Apartment, City Center (Monthly)

$395 RSD 39.8K

$365 BGN 608

8.02%

1-bedroom Apartment, Outside City Center (Monthly)

$286 RSD 28.8K

$272 BGN 452

5.20%

3-bedroom Apartment, City Center (Monthly)

$620 RSD 62.6K

$593 BGN 987

4.48%

3-bedroom Apartment, Outside City Center (Monthly)

$431 RSD 43.5K

$438 BGN 729

-1.56%

Buy Apartment in City Center (m2)

$2,592 RSD 261.5K

$2,510 BGN 4,176

3.25%

Buy Apartment Outside City Center (m2)

$1,926 RSD 194.3K

$1,386 BGN 2,305

38.96%

Average Monthly Net Salary (After Tax)

$952 RSD 96.0K

$953 BGN 1,586

-0.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

3.18

60.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: August 30, 2026

Last update for Veliko Tarnovo: August 29, 2026

Cost Breakdown

A central one-bedroom costs $395 in Nis versus $365 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Veliko Tarnovo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Nis versus $48.00 in Veliko Tarnovo. Monthly groceries follow the same trend: $187 vs $254 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Veliko Tarnovo costs about 3% more than Nis, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,566 per month in Nis and $1,605 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,044 in Nis and $1,070 in Veliko Tarnovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 36% more in Veliko Tarnovo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Nis, where all-in costs run around $1,044, than in Veliko Tarnovo at $1,070. In Nis it covers expenses comfortably, while in Veliko Tarnovo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nis costs $1,044 versus $1,070 in Veliko Tarnovo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Veliko Tarnovo makes more sense. Both are solid long-term options with distinct trade-offs.