Last update: Oct 2026

Cost of Living Comparison Between Veliko Tarnovo and Miskolc

For one person, living is cheaper in Veliko Tarnovo: $1,006 a month against $1,181 in Miskolc, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Veliko Tarnovo
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Veliko Tarnovo Living Index
58

Cost of Living Index in Miskolc
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Miskolc Living Index

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Veliko Tarnovo

🇧🇬 Bulgaria

$1,006

/mo nomad

Miskolc

🇭🇺 Hungary

$1,181

/mo nomad

Monthly Cost of Living

How much you'll spend in Veliko Tarnovo and in Miskolc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Veliko Tarnovo and in Miskolc actually costs, broken down by who's living it.

A single person spends $1,006 per month in Veliko Tarnovo vs $1,181 in Miskolc, rent included.

Veliko Tarnovo $1,006
Miskolc $1,181

A couple spends around $1,574 per month in Veliko Tarnovo vs $1,812 in Miskolc, rent included.

Veliko Tarnovo $1,574
Miskolc $1,812

A family of three spends $2,141 per month in Veliko Tarnovo vs $2,443 in Miskolc, rent included.

Veliko Tarnovo $2,141
Miskolc $2,443

Veliko Tarnovo is about 15% cheaper than Miskolc, and outside of rent the biggest gap is in clothing.

Both Veliko Tarnovo and Miskolc are more affordable than the global median – Veliko Tarnovo 25% lower, Miskolc 13% lower.

Meal at Budget Restaurant

$11.12 BGN 19.35

$9.02 Ft 2,915

23.28%

Three-Course Dinner for Two, Mid-Range

$39.76 BGN 69.2

$45.45 Ft 14.7K

-12.52%

Fast Food Meal (McDonalds, etc)

$9.61 BGN 16.73

$8.97 Ft 2,897

7.13%

Cappuccino

$1.85 BGN 3.21

$2.20 Ft 709

-15.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 BGN 2.29

$1.38 Ft 444

-5.07%

Water (0.33 liter bottle)

$0.88 BGN 1.53

$1.24 Ft 400

-29.03%

Local Beer (0.5 liter draught)

$2.03 BGN 3.53

$2.08 Ft 672

-2.40%

Imported Beer (0.33 liter bottle)

$2.79 BGN 4.85

$2.12 Ft 683

31.60%

Milk (1 liter)

$1.86 BGN 3.23

$1.20 Ft 389

55.00%

White Bread (500g)

$1.05 BGN 1.83

$1.51 Ft 488

-30.46%

Rice (white) (1kg)

$2.48 BGN 4.31

$2.43 Ft 786

2.06%

Eggs

$3.67 BGN 6.39

$3.79 Ft 1,225

-3.17%

Local Cheese (1kg)

$10.17 BGN 17.70

$10.46 Ft 3,381

-2.77%

Chicken Fillets (1kg)

$8.00 BGN 13.92

$6.81 Ft 2,200

17.47%

Beef Round Steak (1kg)

$12.43 BGN 21.63

$15.84 Ft 5,117

-21.53%

Apples (1kg)

$1.60 BGN 2.78

$2.16 Ft 697

-25.93%

Banana (1kg)

$2.05 BGN 3.57

$2.32 Ft 750

-11.64%

Oranges (1kg)

$1.96 BGN 3.41

$2.20 Ft 709

-10.91%

Tomato (1kg)

$2.58 BGN 4.48

$4.01 Ft 1,295

-35.66%

Potato (1kg)

$1.09 BGN 1.90

$1.25 Ft 403

-12.80%

Onion (1kg)

$1.17 BGN 2.04

$1.55 Ft 500

-24.52%

Lettuce (1 head)

$0.98 BGN 1.70

$1.86 Ft 601

-47.31%

Water (1.5 liter bottle)

$0.73 BGN 1.27

$0.62 Ft 200

17.74%

Cigarettes 20 Pack (Marlboro, Camel)

$4.10 BGN 7.13

$7.42 Ft 2,399

-44.74%

Wine (Bottle)

$6.72 BGN 11.69

$6.06 Ft 1,958

10.89%

Local Beer (0.5 liter bottle)

$1.21 BGN 2.10

$1.36 Ft 441

-11.03%

Imported Beer (0.33 liter bottle)

$1.61 BGN 2.79

$2.55 Ft 822

-36.86%

One-way Ticket (Public Transport)

$0.90 BGN 1.56

$1.33 Ft 429

-32.33%

Public Transport Monthly Pass (Regular Price)

$23.23 BGN 40.42

$27.07 Ft 8,744

-14.19%

Taxi Start (Normal Tariff)

$1.16 BGN 2.02

$2.71 Ft 874

-57.20%

Taxi (Normal Tariff) (1km)

$0.67 BGN 1.17

$1.19 Ft 385

-43.70%

Taxi 1hour Waiting (Normal Tariff)

$11.18 BGN 19.46

$14.55 Ft 4,700

-23.16%

Gasoline (1 liter)

$1.56 BGN 2.71

$1.84 Ft 594

-15.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K BGN 53.1K

$27.5K Ft 8.9M

10.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K BGN 53.3K

$36.0K Ft 11.6M

-14.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 BGN 167

$178 Ft 57.6K

-46.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.81 BGN 32.73

$21.76 Ft 7,032

-13.56%

Internet (50+ Mbps, Unlimited Data)

$15.86 BGN 27.59

$19.73 Ft 6,374

-19.61%

Gym Membership (Monthly)

$30.50 BGN 53.1

$55.3 Ft 17.9K

-44.81%

Tennis Court (1 Hour on Weekend)

$19.69 BGN 34.26

$15.22 Ft 4,919

29.37%

Cinema Ticket

$6.91 BGN 12.02

$7.44 Ft 2,405

-7.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$358 Ft 115.6K

International Primary School, 1 Child (Yearly)

$9,228 Ft 3.0M

Jeans (Levis 501 Or Similar)

$46.95 BGN 81.7

$55.5 Ft 17.9K

-15.37%

Summer Dress (H&M, Zara, etc)

$30.58 BGN 53.2

$28.58 Ft 9,233

7.00%

Sport Shoes (Adidas, Nike)

$122 BGN 213

$69.3 Ft 22.4K

76.16%

Men's Leather Business Shoes

$93.1 BGN 162

$73.8 Ft 23.8K

26.19%

1-bedroom Apartment, City Center (Monthly)

$351 BGN 611

$409 Ft 132.2K

-14.20%

1-bedroom Apartment, Outside City Center (Monthly)

$260 BGN 453

$333 Ft 107.5K

-21.73%

3-bedroom Apartment, City Center (Monthly)

$572 BGN 995

$709 Ft 229.1K

-19.39%

3-bedroom Apartment, Outside City Center (Monthly)

$420 BGN 731

$580 Ft 187.5K

-27.63%

Buy Apartment in City Center (m2)

$2,407 BGN 4,187

$2,136 Ft 690.2K

12.65%

Buy Apartment Outside City Center (m2)

$1,364 BGN 2,373

$1,852 Ft 598.3K

-26.36%

Average Monthly Net Salary (After Tax)

$952 BGN 1,657

$1,168 Ft 377.5K

-18.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.74

6.97

-60.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: October 11, 2026

Last update for Miskolc: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Veliko Tarnovo

$260 25.9%

Miskolc

$333 28.2% 27.8% $72

Groceries & Markets

Veliko Tarnovo

$244 24.2%

Miskolc

$264 22.4% 8.5% $21

Eating Out

Veliko Tarnovo

$164 16.3%

Miskolc

$151 12.8% 8.5% $14

Clothing & Footwear

Veliko Tarnovo

$132 13.1%

Miskolc

$102 8.7% 22.4% $30

Monthly Utilities & Internet

Veliko Tarnovo

$131 13%

Miskolc

$220 18.6% 68.3% $89

Sport & Entertainment

Veliko Tarnovo

$44 4.4%

Miskolc

$70 5.9% 58.3% $26

Getting Around

Veliko Tarnovo

$31 3.1%

Miskolc

$41 3.5% 30.9% $9.7

Cost Breakdown

A central one-bedroom costs $351 in Veliko Tarnovo versus $409 in Miskolc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Miskolc, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Veliko Tarnovo versus $45.00 in Miskolc. Monthly groceries follow the same trend: $244 vs $264 – making Veliko Tarnovo the more affordable choice for daily food spending.

Good to know

🇧🇬 Veliko Tarnovo

🇭🇺 Miskolc

🕒 Local time

17:05 5:05 PM

16:05 4:05 PM

1 h behind Veliko Tarnovo

🌤 Weather

👥 Population

71,150

143,502

💱 Currency

Bulgarian Lev BGN лв.

Hungarian Forint HUF Ft

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Hungarian Forint exchange rates as of October 19, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Veliko Tarnovo Miskolc 670 km ≈ 1 h 15 min nonstop flight

From you

Veliko Tarnovo
Miskolc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Miskolc: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,006 in Veliko Tarnovo, $1,181 in Miskolc – roughly 17% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,509 per month in Veliko Tarnovo and $1,771 in Miskolc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 17% less in Veliko Tarnovo. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 9% more in Miskolc, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $1,006, than in Miskolc at $1,181. In Veliko Tarnovo it covers expenses comfortably, while in Miskolc it requires careful planning or may not stretch far enough.

It depends on your priorities. Veliko Tarnovo has an edge in some lifestyle areas, with costs from $1,006 in Veliko Tarnovo to $1,181 in Miskolc. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Miskolc makes more sense. Both are solid long-term options with distinct trade-offs.