Last update: Oct 2026

Cost of Living Comparison Between Miskolc and Veliko Tarnovo

For one person, living is cheaper in Veliko Tarnovo: $1,006 a month against $1,181 in Miskolc, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

Miskolc
🇭🇺 Hungary
$1,181
/mo nomad
Veliko Tarnovo
🇧🇬 Bulgaria
$1,006
/mo nomad
Monthly Cost of Living

How much you'll spend in Miskolc and in Veliko Tarnovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Miskolc and in Veliko Tarnovo actually costs, broken down by who's living it.

A single person spends $1,181 per month in Miskolc vs $1,006 in Veliko Tarnovo, rent included.

  • Miskolc $1,181
  • Veliko Tarnovo $1,006

A couple spends around $1,812 per month in Miskolc vs $1,574 in Veliko Tarnovo, rent included.

  • Miskolc $1,812
  • Veliko Tarnovo $1,574

A family of three spends $2,443 per month in Miskolc vs $2,141 in Veliko Tarnovo, rent included.

  • Miskolc $2,443
  • Veliko Tarnovo $2,141

Miskolc costs about 17% more than Veliko Tarnovo, and outside of rent the biggest gap is in clothing.

Both Miskolc and Veliko Tarnovo are more affordable than the global median – Miskolc 13% lower, Veliko Tarnovo 25% lower.

Currency
🍽 Eating Out
Miskolc
Veliko Tarnovo
Difference
Meal at Budget Restaurant
$9.02 Ft 2,915
$11.12 BGN 19.35
-18.88%
Three-Course Dinner for Two, Mid-Range
$45.45 Ft 14.7K
$39.76 BGN 69.2
14.31%
Fast Food Meal (McDonalds, etc)
$8.97 Ft 2,897
$9.61 BGN 16.73
-6.66%
Cappuccino
$2.20 Ft 709
$1.85 BGN 3.21
18.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Ft 444
$1.31 BGN 2.29
5.34%
Water (0.33 liter bottle)
$1.24 Ft 400
$0.88 BGN 1.53
40.91%
Local Beer (0.5 liter draught)
$2.08 Ft 672
$2.03 BGN 3.53
2.46%
Imported Beer (0.33 liter bottle)
$2.12 Ft 683
$2.79 BGN 4.85
-24.01%
🛒 Groceries & Markets
Miskolc
Veliko Tarnovo
Difference
Milk (1 liter)
$1.20 Ft 389
$1.86 BGN 3.23
-35.48%
White Bread (500g)
$1.51 Ft 488
$1.05 BGN 1.83
43.81%
Rice (white) (1kg)
$2.43 Ft 786
$2.48 BGN 4.31
-2.02%
Eggs
$3.79 Ft 1,225
$3.67 BGN 6.39
3.27%
Local Cheese (1kg)
$10.46 Ft 3,381
$10.17 BGN 17.70
2.85%
Chicken Fillets (1kg)
$6.81 Ft 2,200
$8.00 BGN 13.92
-14.88%
Beef Round Steak (1kg)
$15.84 Ft 5,117
$12.43 BGN 21.63
27.43%
Apples (1kg)
$2.16 Ft 697
$1.60 BGN 2.78
35.00%
Banana (1kg)
$2.32 Ft 750
$2.05 BGN 3.57
13.17%
Oranges (1kg)
$2.20 Ft 709
$1.96 BGN 3.41
12.24%
Tomato (1kg)
$4.01 Ft 1,295
$2.58 BGN 4.48
55.43%
Potato (1kg)
$1.25 Ft 403
$1.09 BGN 1.90
14.68%
Onion (1kg)
$1.55 Ft 500
$1.17 BGN 2.04
32.48%
Lettuce (1 head)
$1.86 Ft 601
$0.98 BGN 1.70
89.80%
Water (1.5 liter bottle)
$0.62 Ft 200
$0.73 BGN 1.27
-15.07%
Cigarettes 20 Pack (Marlboro, Camel)
$7.42 Ft 2,399
$4.10 BGN 7.13
80.98%
Wine (Bottle)
$6.06 Ft 1,958
$6.72 BGN 11.69
-9.82%
Local Beer (0.5 liter bottle)
$1.36 Ft 441
$1.21 BGN 2.10
12.40%
Imported Beer (0.33 liter bottle)
$2.55 Ft 822
$1.61 BGN 2.79
58.39%
🚌 Getting Around
Miskolc
Veliko Tarnovo
Difference
One-way Ticket (Public Transport)
$1.33 Ft 429
$0.90 BGN 1.56
47.78%
Public Transport Monthly Pass (Regular Price)
$27.07 Ft 8,744
$23.23 BGN 40.42
16.53%
Taxi Start (Normal Tariff)
$2.71 Ft 874
$1.16 BGN 2.02
133.62%
Taxi (Normal Tariff) (1km)
$1.19 Ft 385
$0.67 BGN 1.17
77.61%
Taxi 1hour Waiting (Normal Tariff)
$14.55 Ft 4,700
$11.18 BGN 19.46
30.14%
Gasoline (1 liter)
$1.84 Ft 594
$1.56 BGN 2.71
17.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5K Ft 8.9M
$30.5K BGN 53.1K
-9.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.0K Ft 11.6M
$30.6K BGN 53.3K
17.61%
🧾 Monthly Utilities & Internet
Miskolc
Veliko Tarnovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$178 Ft 57.6K
$95.9 BGN 167
85.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.76 Ft 7,032
$18.81 BGN 32.73
15.68%
Internet (50+ Mbps, Unlimited Data)
$19.73 Ft 6,374
$15.86 BGN 27.59
24.40%
🎉 Sport & Entertainment
Miskolc
Veliko Tarnovo
Difference
Gym Membership (Monthly)
$55.3 Ft 17.9K
$30.50 BGN 53.1
81.18%
Tennis Court (1 Hour on Weekend)
$15.22 Ft 4,919
$19.69 BGN 34.26
-22.70%
Cinema Ticket
$7.44 Ft 2,405
$6.91 BGN 12.02
7.67%
🧸 Childcare & Education
Miskolc
Veliko Tarnovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$358 Ft 115.6K
-
-
International Primary School, 1 Child (Yearly)
$9,228 Ft 3.0M
-
-
👕👟 Clothing & Footwear
Miskolc
Veliko Tarnovo
Difference
Jeans (Levis 501 Or Similar)
$55.5 Ft 17.9K
$46.95 BGN 81.7
18.17%
Summer Dress (H&M, Zara, etc)
$28.58 Ft 9,233
$30.58 BGN 53.2
-6.54%
Sport Shoes (Adidas, Nike)
$69.3 Ft 22.4K
$122 BGN 213
-43.23%
Men's Leather Business Shoes
$73.8 Ft 23.8K
$93.1 BGN 162
-20.76%
🏠 Accommodation & Living
Miskolc
Veliko Tarnovo
Difference
1-bedroom Apartment, City Center (Monthly)
$409 Ft 132.2K
$351 BGN 611
16.55%
1-bedroom Apartment, Outside City Center (Monthly)
$333 Ft 107.5K
$260 BGN 453
27.77%
3-bedroom Apartment, City Center (Monthly)
$709 Ft 229.1K
$572 BGN 995
24.06%
3-bedroom Apartment, Outside City Center (Monthly)
$580 Ft 187.5K
$420 BGN 731
38.17%
Buy Apartment in City Center (m2)
$2,136 Ft 690.2K
$2,407 BGN 4,187
-11.23%
Buy Apartment Outside City Center (m2)
$1,852 Ft 598.3K
$1,364 BGN 2,373
35.80%
💵 Salaries & Financials
Miskolc
Veliko Tarnovo
Difference
Average Monthly Net Salary (After Tax)
$1,168 Ft 377.5K
$952 BGN 1,657
22.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.97
2.74
154.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Miskolc: October 12, 2026

Last update for Veliko Tarnovo: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Miskolc
$333
Veliko Tarnovo
$260 21.7% $72
Groceries & Markets
Miskolc
$264
Veliko Tarnovo
$244 7.9% $21
Monthly Utilities & Internet
Miskolc
$220
Veliko Tarnovo
$131 40.6% $89
Eating Out
Miskolc
$151
Veliko Tarnovo
$164 9.3% $14
Clothing & Footwear
Miskolc
$102
Veliko Tarnovo
$132 28.9% $30
Sport & Entertainment
Miskolc
$70
Veliko Tarnovo
$44 36.8% $26
Getting Around
Miskolc
$41
Veliko Tarnovo
$31 23.6% $9.7

Cost Breakdown

A central one-bedroom costs $409 in Miskolc versus $351 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Miskolc, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Miskolc versus $40.00 in Veliko Tarnovo. Monthly groceries follow the same trend: $264 vs $244 – making Veliko Tarnovo the more affordable choice for daily food spending.

Good to know
🇭🇺 Miskolc
🇧🇬 Veliko Tarnovo
🕒 Local time
15:22 3:22 PM
16:22 4:22 PM
1 h ahead of Miskolc
🌤 Weather
👥 Population
143,502
71,150
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD, EUR to HUF – Hungarian Forint Converter

Hungarian Forint exchange rates as of October 19, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

On the map
Between locations
  • Miskolc Veliko Tarnovo 670 km ≈ 1 h 15 min nonstop flight
From you
  • Miskolc
  • Veliko Tarnovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Miskolc vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions
How do living costs in Miskolc and in Veliko Tarnovo compare overall?
Monthly costs with rent: $1,181 in Miskolc, $1,006 in Veliko Tarnovo – roughly 17% apart. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Miskolc compared to Veliko Tarnovo?
For a comfortable life, plan on about $1,771 per month in Miskolc and $1,509 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Miskolc and Veliko Tarnovo?
Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Miskolc and in Veliko Tarnovo?
Public transport costs about 17% less in Veliko Tarnovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper grocery shopping?
Groceries cost about 9% more in Miskolc, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $1,006, than in Miskolc at $1,181. In Veliko Tarnovo it covers expenses comfortably, while in Miskolc it requires careful planning or may not stretch far enough.
How does quality of life compare between Miskolc and Veliko Tarnovo?
It depends on your priorities. Veliko Tarnovo has an edge in some lifestyle areas, with costs from $1,006 in Veliko Tarnovo to $1,181 in Miskolc. Climate, culture, job market, and personal taste all factor in.
Is Miskolc or Veliko Tarnovo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Miskolc and Veliko Tarnovo?
If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Miskolc makes more sense. Both are solid long-term options with distinct trade-offs.

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