Cost of Living Comparison Between Bali and Veliko Tarnovo Cost of Living Comparison Between Bali and Veliko Tarnovo

Monthly Cost of Living

A single person spends $1,266 per month in Bali vs $1,070 in Veliko Tarnovo, rent included.

A couple spends around $2,141 per month in Bali vs $1,686 in Veliko Tarnovo, rent included.

A family of three spends $3,016 per month in Bali vs $2,302 in Veliko Tarnovo, rent included.

Bali costs about 18% more than Veliko Tarnovo, driven mainly by Eating Out.

Both Bali and Veliko Tarnovo are more affordable than the global median – Bali 8% lower, Veliko Tarnovo 22% lower.

Meal at Budget Restaurant

$2.91 Rp 51.4K

$11.80 BGN 19.62

-75.34%

Three-Course Dinner for Two, Mid-Range

$31.94 Rp 564.9K

$48.39 BGN 80.5

-33.99%

Fast Food Meal (McDonalds, etc)

$4.50 Rp 79.5K

$10.21 BGN 16.99

-55.93%

Cappuccino

$2.29 Rp 40.4K

$2.06 BGN 3.43

11.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.5K

$1.33 BGN 2.22

4.51%

Water (0.33 liter bottle)

$0.60 Rp 10.5K

$1.08 BGN 1.80

-44.44%

Local Beer (0.5 liter draught)

$2.20 Rp 39.0K

$1.82 BGN 3.03

20.88%

Imported Beer (0.33 liter bottle)

$3.61 Rp 63.8K

$3.04 BGN 5.06

18.75%

Milk (1 liter)

$1.54 Rp 27.2K

$1.98 BGN 3.30

-22.22%

White Bread (500g)

$2.19 Rp 38.6K

$1.04 BGN 1.74

110.58%

Rice (white) (1kg)

$1.08 Rp 19.0K

$2.74 BGN 4.56

-60.58%

Eggs

$2.01 Rp 35.5K

$3.43 BGN 5.71

-41.40%

Local Cheese (1kg)

$16.91 Rp 299.0K

$10.86 BGN 18.07

55.71%

Chicken Fillets (1kg)

$3.76 Rp 66.4K

$8.45 BGN 14.05

-55.50%

Beef Round Steak (1kg)

$11.82 Rp 209.1K

$13.24 BGN 22.03

-10.73%

Apples (1kg)

$3.39 Rp 60.0K

$1.68 BGN 2.79

101.79%

Banana (1kg)

$1.47 Rp 26.0K

$2.02 BGN 3.36

-27.23%

Oranges (1kg)

$2.17 Rp 38.4K

$2.04 BGN 3.40

6.37%

Tomato (1kg)

$1.84 Rp 32.6K

$2.74 BGN 4.56

-32.85%

Potato (1kg)

$1.77 Rp 31.2K

$1.13 BGN 1.88

56.64%

Onion (1kg)

$2.26 Rp 39.9K

$1.24 BGN 2.07

82.26%

Lettuce (1 head)

$0.99 Rp 17.5K

$1.05 BGN 1.75

-5.71%

Water (1.5 liter bottle)

$0.49 Rp 8,670

$0.80 BGN 1.33

-38.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.13 Rp 37.7K

$4.11 BGN 6.83

-48.18%

Wine (Bottle)

$22.73 Rp 401.9K

$6.72 BGN 11.18

238.24%

Local Beer (0.5 liter bottle)

$2.27 Rp 40.2K

$1.20 BGN 2.00

89.17%

Imported Beer (0.33 liter bottle)

$2.67 Rp 47.3K

$1.71 BGN 2.85

56.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,384

$0.91 BGN 1.52

-72.53%

Public Transport Monthly Pass (Regular Price)

$8.56 Rp 151.4K

$23.67 BGN 39.37

-63.84%

Taxi Start (Normal Tariff)

$0.49 Rp 8,667

$1.21 BGN 2.01

-59.50%

Taxi (Normal Tariff) (1km)

$0.48 Rp 8,442

$0.72 BGN 1.20

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$5.81 Rp 102.8K

$12.05 BGN 20.04

-51.78%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.52 BGN 2.52

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 434.8M

$31.7K BGN 52.7K

-22.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.1M

$31.8K BGN 53.0K

0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$107 BGN 179

-23.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.47 Rp 114.5K

$19.33 BGN 32.16

-66.53%

Internet (50+ Mbps, Unlimited Data)

$18.80 Rp 332.4K

$14.59 BGN 24.27

28.86%

Gym Membership (Monthly)

$47.41 Rp 838.4K

$31.04 BGN 51.6

52.74%

Tennis Court (1 Hour on Weekend)

$15.42 Rp 272.7K

$21.21 BGN 35.28

-27.30%

Cinema Ticket

$3.64 Rp 64.3K

$7.34 BGN 12.21

-50.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 Rp 7.8M

International Primary School, 1 Child (Yearly)

$5,200 Rp 91.9M

Jeans (Levis 501 Or Similar)

$43.91 Rp 776.4K

$49.30 BGN 82.0

-10.93%

Summer Dress (H&M, Zara, etc)

$34.14 Rp 603.7K

$32.21 BGN 53.6

5.99%

Sport Shoes (Adidas, Nike)

$75.4 Rp 1.3M

$128 BGN 213

-41.03%

Men's Leather Business Shoes

$77.4 Rp 1.4M

$99.4 BGN 165

-22.10%

1-bedroom Apartment, City Center (Monthly)

$1,004 Rp 17.8M

$365 BGN 608

174.93%

1-bedroom Apartment, Outside City Center (Monthly)

$595 Rp 10.5M

$272 BGN 452

119.03%

3-bedroom Apartment, City Center (Monthly)

$3,169 Rp 56.0M

$593 BGN 987

433.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,478 Rp 26.1M

$438 BGN 729

237.41%

Buy Apartment in City Center (m2)

$2,472 Rp 43.7M

$2,510 BGN 4,176

-1.53%

Buy Apartment Outside City Center (m2)

$2,027 Rp 35.8M

$1,386 BGN 2,305

46.29%

Average Monthly Net Salary (After Tax)

$221 Rp 3.9M

$953 BGN 1,586

-76.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.18

333.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: August 31, 2026

Last update for Veliko Tarnovo: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,004 in Bali versus $365 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 332% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Bali versus $48.00 in Veliko Tarnovo. Groceries tell a different story – $280 in Bali vs $254 in Veliko Tarnovo – so Veliko Tarnovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Bali costs about 18% more than Veliko Tarnovo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,899 per month in Bali and $1,605 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,266 in Bali and $1,070 in Veliko Tarnovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $32.00 in Bali and $48.00 in Veliko Tarnovo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $1,070, than in Bali at $1,266. In Veliko Tarnovo it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $1,070 versus $1,266 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.