Cost of Living Comparison Between Bali and Veliko Tarnovo Cost of Living Comparison Between Bali and Veliko Tarnovo

Monthly Cost of Living

A single person spends $1,290 per month in Bali vs $971 in Veliko Tarnovo, rent included.

A couple spends around $2,302 per month in Bali vs $1,528 in Veliko Tarnovo, rent included.

A family of three spends $3,314 per month in Bali vs $2,085 in Veliko Tarnovo, rent included.

Bali costs about 33% more than Veliko Tarnovo, driven mainly by Eating Out.

Both Bali and Veliko Tarnovo are more affordable than the global median – Bali 3% lower, Veliko Tarnovo 27% lower.

Meal at Budget Restaurant

$2.86 Rp 51.4K

$10.37 BGN 17.25

-72.42%

Three-Course Dinner for Two, Mid-Range

$27.11 Rp 487.2K

$40.59 BGN 67.5

-33.21%

Fast Food Meal (McDonalds, etc)

$4.25 Rp 76.3K

$9.09 BGN 15.11

-53.25%

Cappuccino

$2.24 Rp 40.3K

$1.87 BGN 3.10

19.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 Rp 20.6K

$1.38 BGN 2.29

-16.67%

Water (0.33 liter bottle)

$0.58 Rp 10.5K

$0.66 BGN 1.10

-12.12%

Local Beer (0.5 liter draught)

$2.42 Rp 43.5K

$1.93 BGN 3.22

25.39%

Imported Beer (0.33 liter bottle)

$3.32 Rp 59.6K

$2.99 BGN 4.97

11.04%

Milk (1 liter)

$1.66 Rp 29.9K

$1.68 BGN 2.80

-1.19%

White Bread (500g)

$2.44 Rp 43.8K

$0.91 BGN 1.51

168.13%

Rice (white) (1kg)

$1.09 Rp 19.6K

$1.97 BGN 3.28

-44.67%

Eggs

$2.25 Rp 40.5K

$3.28 BGN 5.46

-31.40%

Local Cheese (1kg)

$13.93 Rp 250.3K

$9.50 BGN 15.80

46.63%

Chicken Fillets (1kg)

$4.10 Rp 73.7K

$7.88 BGN 13.10

-47.97%

Beef Round Steak (1kg)

$11.34 Rp 203.8K

$11.50 BGN 19.14

-1.39%

Apples (1kg)

$3.66 Rp 65.8K

$1.65 BGN 2.75

121.82%

Banana (1kg)

$1.54 Rp 27.7K

$2.06 BGN 3.42

-25.24%

Oranges (1kg)

$2.66 Rp 47.8K

$2.01 BGN 3.35

32.34%

Tomato (1kg)

$2.21 Rp 39.7K

$2.49 BGN 4.14

-11.24%

Potato (1kg)

$1.82 Rp 32.6K

$1.20 BGN 2.00

51.67%

Onion (1kg)

$2.08 Rp 37.4K

$1.35 BGN 2.25

54.07%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.01 BGN 1.67

2.97%

Water (1.5 liter bottle)

$0.69 Rp 12.3K

$0.80 BGN 1.32

-13.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 Rp 55.8K

$3.58 BGN 5.95

-13.41%

Wine (Bottle)

$22.34 Rp 401.5K

$6.64 BGN 11.04

236.45%

Local Beer (0.5 liter bottle)

$2.62 Rp 47.2K

$0.95 BGN 1.58

175.79%

Imported Beer (0.33 liter bottle)

$2.65 Rp 47.6K

$1.61 BGN 2.68

64.60%

One-way Ticket (Public Transport)

$0.27 Rp 4,804

$0.86 BGN 1.43

-68.60%

Public Transport Monthly Pass (Regular Price)

$8.19 Rp 147.1K

$34.46 BGN 57.3

-76.23%

Taxi Start (Normal Tariff)

$0.45 Rp 8,084

$1.21 BGN 2.01

-62.81%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,243

$0.62 BGN 1.02

-25.81%

Taxi 1hour Waiting (Normal Tariff)

$5.99 Rp 107.7K

$11.97 BGN 19.91

-49.96%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.56 BGN 2.60

-47.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 466.5M

$32.0K BGN 53.3K

-18.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K Rp 585.7M

$26.1K BGN 43.4K

24.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.4 Rp 1.4M

$93.9 BGN 156

-15.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$16.63 BGN 27.67

-75.53%

Internet (50+ Mbps, Unlimited Data)

$24.04 Rp 432.1K

$13.38 BGN 22.26

79.67%

Gym Membership (Monthly)

$80.6 Rp 1.4M

$35.95 BGN 59.8

124.14%

Tennis Court (1 Hour on Weekend)

$5.47 Rp 98.2K

$21.78 BGN 36.24

-74.89%

Cinema Ticket

$3.29 Rp 59.1K

$7.00 BGN 11.65

-53.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 Rp 4.9M

$233 BGN 388

17.07%

International Primary School, 1 Child (Yearly)

$6,104 Rp 109.7M

$4,168 BGN 6,934

46.46%

Jeans (Levis 501 Or Similar)

$52.5 Rp 943.7K

$43.83 BGN 72.9

19.80%

Summer Dress (H&M, Zara, etc)

$37.11 Rp 666.9K

$29.93 BGN 49.78

23.99%

Sport Shoes (Adidas, Nike)

$83.2 Rp 1.5M

$82.4 BGN 137

0.96%

Men's Leather Business Shoes

$72.8 Rp 1.3M

$71.5 BGN 119

1.82%

1-bedroom Apartment, City Center (Monthly)

$860 Rp 15.5M

$364 BGN 606

136.19%

1-bedroom Apartment, Outside City Center (Monthly)

$582 Rp 10.5M

$254 BGN 422

129.33%

3-bedroom Apartment, City Center (Monthly)

$2,932 Rp 52.7M

$577 BGN 960

408.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,801 Rp 32.4M

$435 BGN 724

313.70%

Buy Apartment in City Center (m2)

$2,406 Rp 43.2M

$2,514 BGN 4,182

-4.26%

Buy Apartment Outside City Center (m2)

$1,957 Rp 35.2M

$1,388 BGN 2,309

41.02%

Average Monthly Net Salary (After Tax)

$221 Rp 4.0M

$923 BGN 1,536

-76.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.57

190.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: July 11, 2026

Last update for Veliko Tarnovo: July 12, 2026

Cost Breakdown

A central one-bedroom costs $860 in Bali versus $364 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 317% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Bali versus $41.00 in Veliko Tarnovo. Groceries tell a different story – $285 in Bali vs $232 in Veliko Tarnovo – so Veliko Tarnovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Bali costs about 33% more than Veliko Tarnovo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,935 per month in Bali and $1,457 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $27.00 in Bali and $41.00 in Veliko Tarnovo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,290 in Bali and $971 in Veliko Tarnovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $971, than in Bali at $1,290. In Veliko Tarnovo it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $971 versus $1,290 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.