Cost of Living Comparison Between Bali and Veliko Tarnovo Cost of Living Comparison Between Bali and Veliko Tarnovo

Monthly Cost of Living

A single person spends $1,288 per month in Bali vs $952 in Veliko Tarnovo, rent included.

A couple spends around $2,328 per month in Bali vs $1,535 in Veliko Tarnovo, rent included.

A family of three spends $3,367 per month in Bali vs $2,118 in Veliko Tarnovo, rent included.

Bali costs about 35% more than Veliko Tarnovo, driven mainly by Eating Out.

Both Bali and Veliko Tarnovo are more affordable than the global median – Bali 4% lower, Veliko Tarnovo 29% lower.

Meal at Budget Restaurant

$2.97 Rp 53.0K

$10.28 BGN 17.10

-71.11%

Three-Course Dinner for Two, Mid-Range

$26.53 Rp 473.8K

$41.04 BGN 68.3

-35.36%

Fast Food Meal (McDonalds, etc)

$4.09 Rp 73.0K

$8.77 BGN 14.60

-53.36%

Cappuccino

$2.25 Rp 40.2K

$1.89 BGN 3.14

19.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 Rp 20.4K

$1.37 BGN 2.27

-16.79%

Water (0.33 liter bottle)

$0.62 Rp 11.1K

$0.67 BGN 1.11

-7.46%

Local Beer (0.5 liter draught)

$2.42 Rp 43.2K

$1.96 BGN 3.26

23.47%

Imported Beer (0.33 liter bottle)

$3.30 Rp 58.9K

$2.87 BGN 4.78

14.98%

Milk (1 liter)

$1.73 Rp 30.8K

$1.63 BGN 2.70

6.13%

White Bread (500g)

$2.42 Rp 43.2K

$0.95 BGN 1.59

154.74%

Rice (white) (1kg)

$1.15 Rp 20.5K

$1.87 BGN 3.12

-38.50%

Eggs

$2.31 Rp 41.2K

$3.39 BGN 5.64

-31.86%

Local Cheese (1kg)

$13.70 Rp 244.6K

$9.61 BGN 15.99

42.56%

Chicken Fillets (1kg)

$4.13 Rp 73.8K

$8.04 BGN 13.38

-48.63%

Beef Round Steak (1kg)

$11.33 Rp 202.3K

$11.58 BGN 19.26

-2.16%

Apples (1kg)

$3.45 Rp 61.7K

$1.64 BGN 2.73

110.37%

Banana (1kg)

$1.53 Rp 27.2K

$2.11 BGN 3.50

-27.49%

Oranges (1kg)

$2.70 Rp 48.2K

$1.97 BGN 3.28

37.06%

Tomato (1kg)

$2.15 Rp 38.3K

$2.56 BGN 4.25

-16.02%

Potato (1kg)

$1.83 Rp 32.6K

$1.14 BGN 1.90

60.53%

Onion (1kg)

$2.13 Rp 38.0K

$1.30 BGN 2.16

63.85%

Lettuce (1 head)

$0.98 Rp 17.5K

$1.06 BGN 1.76

-7.55%

Water (1.5 liter bottle)

$0.67 Rp 12.0K

$0.77 BGN 1.29

-12.99%

Cigarettes 20 Pack (Marlboro, Camel)

$3.16 Rp 56.5K

$3.56 BGN 5.92

-11.24%

Wine (Bottle)

$22.80 Rp 407.1K

$6.96 BGN 11.59

227.59%

Local Beer (0.5 liter bottle)

$2.65 Rp 47.3K

$0.96 BGN 1.59

176.04%

Imported Beer (0.33 liter bottle)

$2.72 Rp 48.6K

$1.68 BGN 2.80

61.90%

One-way Ticket (Public Transport)

$0.27 Rp 4,782

$0.89 BGN 1.49

-69.66%

Public Transport Monthly Pass (Regular Price)

$8.46 Rp 151.1K

$33.54 BGN 55.8

-74.78%

Taxi Start (Normal Tariff)

$0.46 Rp 8,160

$1.17 BGN 1.95

-60.68%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,176

$0.63 BGN 1.05

-26.98%

Taxi 1hour Waiting (Normal Tariff)

$6.00 Rp 107.2K

$11.58 BGN 19.26

-48.19%

Gasoline (1 liter)

$0.82 Rp 14.6K

$1.49 BGN 2.47

-44.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 464.2M

$32.7K BGN 54.5K

-20.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 569.1M

$25.8K BGN 42.9K

23.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.7 Rp 1.4M

$93.7 BGN 156

-14.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.92 Rp 70.0K

$16.56 BGN 27.56

-76.33%

Internet (50+ Mbps, Unlimited Data)

$24.36 Rp 434.9K

$13.12 BGN 21.83

85.67%

Gym Membership (Monthly)

$82.3 Rp 1.5M

$36.02 BGN 59.9

128.60%

Tennis Court (1 Hour on Weekend)

$5.30 Rp 94.6K

$22.08 BGN 36.73

-76.00%

Cinema Ticket

$3.44 Rp 61.5K

$6.94 BGN 11.54

-50.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$267 Rp 4.8M

$232 BGN 386

15.08%

International Primary School, 1 Child (Yearly)

$5,920 Rp 105.7M

$4,137 BGN 6,882

43.11%

Jeans (Levis 501 Or Similar)

$51.0 Rp 910.9K

$45.02 BGN 74.9

13.31%

Summer Dress (H&M, Zara, etc)

$36.67 Rp 654.8K

$29.43 BGN 48.96

24.60%

Sport Shoes (Adidas, Nike)

$83.9 Rp 1.5M

$83.2 BGN 138

0.85%

Men's Leather Business Shoes

$74.8 Rp 1.3M

$70.5 BGN 117

6.01%

1-bedroom Apartment, City Center (Monthly)

$854 Rp 15.3M

$360 BGN 600

137.08%

1-bedroom Apartment, Outside City Center (Monthly)

$574 Rp 10.2M

$261 BGN 434

119.90%

3-bedroom Apartment, City Center (Monthly)

$2,981 Rp 53.2M

$572 BGN 952

420.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,784 Rp 31.9M

$433 BGN 721

311.57%

Buy Apartment in City Center (m2)

$2,374 Rp 42.4M

$2,499 BGN 4,157

-4.99%

Buy Apartment Outside City Center (m2)

$1,973 Rp 35.2M

$1,394 BGN 2,320

41.47%

Average Monthly Net Salary (After Tax)

$223 Rp 4.0M

$957 BGN 1,592

-76.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.57

190.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: May 31, 2026

Last update for Veliko Tarnovo: May 31, 2026

Cost Breakdown

A central one-bedroom costs $854 in Bali versus $360 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 329% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Bali versus $41.00 in Veliko Tarnovo. Groceries tell a different story – $285 in Bali vs $234 in Veliko Tarnovo – so Veliko Tarnovo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Bali costs about 35% more than Veliko Tarnovo, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,932 per month in Bali and $1,428 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $27.00 in Bali and $41.00 in Veliko Tarnovo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,288 in Bali and $952 in Veliko Tarnovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $952, than in Bali at $1,288. In Veliko Tarnovo it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $952 versus $1,288 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.