Last update: Oct 2026

Cost of Living Comparison Between Bali and Veliko Tarnovo

For one person, living is cheaper in Veliko Tarnovo: $1,006 a month against $1,236 in Bali, rent and utilities included – about $2,800 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Bali
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Bali Living Index
49

Cost of Living Index in Veliko Tarnovo
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Veliko Tarnovo Living Index

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Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Veliko Tarnovo

🇧🇬 Bulgaria

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Veliko Tarnovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Veliko Tarnovo actually costs, broken down by who's living it.

A single person spends $1,236 per month in Bali vs $1,006 in Veliko Tarnovo, rent included.

Bali $1,236
Veliko Tarnovo $1,006

A couple spends around $2,086 per month in Bali vs $1,574 in Veliko Tarnovo, rent included.

Bali $2,086
Veliko Tarnovo $1,574

A family of three spends $2,937 per month in Bali vs $2,141 in Veliko Tarnovo, rent included.

Bali $2,937
Veliko Tarnovo $2,141

Bali costs about 23% more than Veliko Tarnovo, and outside of rent the biggest gap is in eating out.

Both Bali and Veliko Tarnovo are more affordable than the global median – Bali 8% lower, Veliko Tarnovo 25% lower.

Meal at Budget Restaurant

$2.76 Rp 49.7K

$11.12 BGN 19.35

-75.18%

Three-Course Dinner for Two, Mid-Range

$29.80 Rp 536.4K

$39.76 BGN 69.2

-25.05%

Fast Food Meal (McDonalds, etc)

$4.63 Rp 83.3K

$9.61 BGN 16.73

-51.82%

Cappuccino

$2.32 Rp 41.7K

$1.85 BGN 3.21

25.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 Rp 25.1K

$1.31 BGN 2.29

6.87%

Water (0.33 liter bottle)

$0.64 Rp 11.5K

$0.88 BGN 1.53

-27.27%

Local Beer (0.5 liter draught)

$2.19 Rp 39.4K

$2.03 BGN 3.53

7.88%

Imported Beer (0.33 liter bottle)

$3.58 Rp 64.5K

$2.79 BGN 4.85

28.32%

Milk (1 liter)

$1.49 Rp 26.7K

$1.86 BGN 3.23

-19.89%

White Bread (500g)

$2.21 Rp 39.8K

$1.05 BGN 1.83

110.48%

Rice (white) (1kg)

$1.17 Rp 21.1K

$2.48 BGN 4.31

-52.82%

Eggs

$2.02 Rp 36.4K

$3.67 BGN 6.39

-44.96%

Local Cheese (1kg)

$16.52 Rp 297.4K

$10.17 BGN 17.70

62.44%

Chicken Fillets (1kg)

$3.68 Rp 66.2K

$8.00 BGN 13.92

-54.00%

Beef Round Steak (1kg)

$11.67 Rp 210.0K

$12.43 BGN 21.63

-6.11%

Apples (1kg)

$3.44 Rp 62.0K

$1.60 BGN 2.78

115.00%

Banana (1kg)

$1.46 Rp 26.2K

$2.05 BGN 3.57

-28.78%

Oranges (1kg)

$2.24 Rp 40.3K

$1.96 BGN 3.41

14.29%

Tomato (1kg)

$1.82 Rp 32.8K

$2.58 BGN 4.48

-29.46%

Potato (1kg)

$1.79 Rp 32.2K

$1.09 BGN 1.90

64.22%

Onion (1kg)

$2.27 Rp 40.9K

$1.17 BGN 2.04

94.02%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.98 BGN 1.70

1.02%

Water (1.5 liter bottle)

$0.51 Rp 9,186

$0.73 BGN 1.27

-30.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 Rp 38.7K

$4.10 BGN 7.13

-47.56%

Wine (Bottle)

$21.44 Rp 386.0K

$6.72 BGN 11.69

219.05%

Local Beer (0.5 liter bottle)

$2.29 Rp 41.1K

$1.21 BGN 2.10

89.26%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.5K

$1.61 BGN 2.79

77.64%

One-way Ticket (Public Transport)

$0.26 Rp 4,713

$0.90 BGN 1.56

-71.11%

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 143.5K

$23.23 BGN 40.42

-65.69%

Taxi Start (Normal Tariff)

$0.48 Rp 8,646

$1.16 BGN 2.02

-58.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,705

$0.67 BGN 1.17

-35.82%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 101.6K

$11.18 BGN 19.46

-49.55%

Gasoline (1 liter)

$0.82 Rp 14.8K

$1.56 BGN 2.71

-47.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 426.6M

$30.5K BGN 53.1K

-22.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 571.3M

$30.6K BGN 53.3K

3.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.3 Rp 1.5M

$95.9 BGN 167

-15.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 Rp 117.6K

$18.81 BGN 32.73

-65.28%

Internet (50+ Mbps, Unlimited Data)

$18.31 Rp 329.7K

$15.86 BGN 27.59

15.45%

Gym Membership (Monthly)

$46.85 Rp 843.4K

$30.50 BGN 53.1

53.61%

Tennis Court (1 Hour on Weekend)

$15.05 Rp 270.8K

$19.69 BGN 34.26

-23.57%

Cinema Ticket

$3.69 Rp 66.5K

$6.91 BGN 12.02

-46.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$445 Rp 8.0M

International Primary School, 1 Child (Yearly)

$5,218 Rp 93.9M

Jeans (Levis 501 Or Similar)

$42.66 Rp 767.8K

$46.95 BGN 81.7

-9.14%

Summer Dress (H&M, Zara, etc)

$33.40 Rp 601.2K

$30.58 BGN 53.2

9.22%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$122 BGN 213

-38.56%

Men's Leather Business Shoes

$73.7 Rp 1.3M

$93.1 BGN 162

-20.83%

1-bedroom Apartment, City Center (Monthly)

$996 Rp 17.9M

$351 BGN 611

183.85%

1-bedroom Apartment, Outside City Center (Monthly)

$596 Rp 10.7M

$260 BGN 453

128.98%

3-bedroom Apartment, City Center (Monthly)

$3,054 Rp 55.0M

$572 BGN 995

434.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 Rp 27.2M

$420 BGN 731

259.70%

Buy Apartment in City Center (m2)

$2,430 Rp 43.7M

$2,407 BGN 4,187

0.99%

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.3M

$1,364 BGN 2,373

43.94%

Average Monthly Net Salary (After Tax)

$220 Rp 4.0M

$952 BGN 1,657

-76.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.74

402.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 10, 2026

Last update for Veliko Tarnovo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$596 48.2%

Veliko Tarnovo

$260 25.9% 56.3% $336

Groceries & Markets

Bali

$277 22.4%

Veliko Tarnovo

$244 24.2% 12% $33

Monthly Utilities & Internet

Bali

$106 8.6%

Veliko Tarnovo

$131 13% 22.9% $24

Clothing & Footwear

Bali

$101 8.2%

Veliko Tarnovo

$132 13.1% 30.2% $31

Eating Out

Bali

$90 7.3%

Veliko Tarnovo

$164 16.3% 82.7% $74

Sport & Entertainment

Bali

$54 4.4%

Veliko Tarnovo

$44 4.4% 18.3% $9.9

Getting Around

Bali

$12 0.9%

Veliko Tarnovo

$31 3.1% 169% $20

Cost Breakdown

A central one-bedroom costs $996 in Bali versus $351 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 332% higher in Veliko Tarnovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Bali versus $40.00 in Veliko Tarnovo. Groceries tell a different story – $277 in Bali vs $244 in Veliko Tarnovo – so Veliko Tarnovo wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Bali

🇧🇬 Veliko Tarnovo

🕒 Local time

23:52 11:52 PM

18:52 6:52 PM

5 h behind Bali

🌤 Weather

👥 Population

71,150

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Veliko Tarnovo 10,620 km ≈ 14 h nonstop flight

From you

Bali
Veliko Tarnovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Bali costs about 23% more than Veliko Tarnovo, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,854 per month in Bali and $1,509 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,236 in Bali and $1,006 in Veliko Tarnovo. That's a gap of about 23%.

A mid-range dinner for two costs $30.00 in Bali and $40.00 in Veliko Tarnovo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $1,006, than in Bali at $1,236. In Veliko Tarnovo it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Veliko Tarnovo costs $1,006 versus $1,236 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Veliko Tarnovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.