Last update: Oct 2026

Cost of Living Comparison Between Veliko Tarnovo and Austin, TX

For one person, living is cheaper in Veliko Tarnovo: $1,006 a month against $2,663 in Austin, TX, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Veliko Tarnovo
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Veliko Tarnovo Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Veliko Tarnovo

🇧🇬 Bulgaria

$1,006

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Veliko Tarnovo and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Veliko Tarnovo and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Veliko Tarnovo versus $2,663 in Austin, TX.

Veliko Tarnovo $1,006
Austin, TX $2,663

Estimated couple costs with rent: $1,574 in Veliko Tarnovo versus $4,133 in Austin, TX.

Veliko Tarnovo $1,574
Austin, TX $4,133

Monthly costs for a family of three with rent: $2,141 in Veliko Tarnovo versus $5,603 in Austin, TX.

Veliko Tarnovo $2,141
Austin, TX $5,603

Living in Veliko Tarnovo costs roughly 62% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Veliko Tarnovo is 25% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$11.12 BGN 19.46

$20.77 $20.77

-46.46%

Three-Course Dinner for Two, Mid-Range

$39.76 BGN 69.6

$84.6 $84.6

-53.00%

Fast Food Meal (McDonalds, etc)

$9.61 BGN 16.83

$12.32 $12.32

-22.00%

Cappuccino

$1.85 BGN 3.23

$5.63 $5.63

-67.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 BGN 2.30

$3.72 $3.72

-64.78%

Water (0.33 liter bottle)

$0.88 BGN 1.54

$2.50 $2.50

-64.80%

Local Beer (0.5 liter draught)

$2.03 BGN 3.55

$8.05 $8.05

-74.78%

Imported Beer (0.33 liter bottle)

$2.79 BGN 4.88

$9.01 $9.01

-69.03%

Milk (1 liter)

$1.86 BGN 3.25

$1.12 $1.12

66.07%

White Bread (500g)

$1.05 BGN 1.85

$3.75 $3.75

-72.00%

Rice (white) (1kg)

$2.48 BGN 4.34

$3.26 $3.26

-23.93%

Eggs

$3.67 BGN 6.43

$4.17 $4.17

-11.99%

Local Cheese (1kg)

$10.17 BGN 17.81

$12.90 $12.90

-21.16%

Chicken Fillets (1kg)

$8.00 BGN 14.00

$14.16 $14.16

-43.50%

Beef Round Steak (1kg)

$12.43 BGN 21.76

$16.22 $16.22

-23.37%

Apples (1kg)

$1.60 BGN 2.80

$4.33 $4.33

-63.05%

Banana (1kg)

$2.05 BGN 3.59

$1.46 $1.46

40.41%

Oranges (1kg)

$1.96 BGN 3.43

$4.51 $4.51

-56.54%

Tomato (1kg)

$2.58 BGN 4.51

$4.34 $4.34

-40.55%

Potato (1kg)

$1.09 BGN 1.91

$2.58 $2.58

-57.75%

Onion (1kg)

$1.17 BGN 2.05

$2.35 $2.35

-50.21%

Lettuce (1 head)

$0.98 BGN 1.71

$1.78 $1.78

-44.94%

Water (1.5 liter bottle)

$0.73 BGN 1.27

$2.22 $2.22

-67.12%

Cigarettes 20 Pack (Marlboro, Camel)

$4.10 BGN 7.17

$9.88 $9.88

-58.50%

Wine (Bottle)

$6.72 BGN 11.75

$15.08 $15.08

-55.44%

Local Beer (0.5 liter bottle)

$1.21 BGN 2.11

$2.92 $2.92

-58.56%

Imported Beer (0.33 liter bottle)

$1.61 BGN 2.81

$3.46 $3.46

-53.47%

One-way Ticket (Public Transport)

$0.90 BGN 1.57

$1.49 $1.49

-39.60%

Public Transport Monthly Pass (Regular Price)

$23.23 BGN 40.65

$41.72 $41.72

-44.32%

Taxi Start (Normal Tariff)

$1.16 BGN 2.03

$2.73 $2.73

-57.51%

Taxi (Normal Tariff) (1km)

$0.67 BGN 1.18

$1.66 $1.66

-59.64%

Taxi 1hour Waiting (Normal Tariff)

$11.18 BGN 19.57

$35.30 $35.30

-68.33%

Gasoline (1 liter)

$1.56 BGN 2.72

$0.95 $0.95

64.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K BGN 53.4K

$36.0K $36.0K

-15.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K BGN 53.6K

$27.1K $27.1K

13.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 BGN 168

$229 $229

-58.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.81 BGN 32.92

$59.4 $59.4

-68.33%

Internet (50+ Mbps, Unlimited Data)

$15.86 BGN 27.75

$69.9 $69.9

-77.31%

Gym Membership (Monthly)

$30.50 BGN 53.4

$57.2 $57.2

-46.72%

Tennis Court (1 Hour on Weekend)

$19.69 BGN 34.46

$16.33 $16.33

20.58%

Cinema Ticket

$6.91 BGN 12.08

$14.28 $14.28

-51.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$46.95 BGN 82.2

$52.8 $52.8

-11.10%

Summer Dress (H&M, Zara, etc)

$30.58 BGN 53.5

$43.82 $43.82

-30.21%

Sport Shoes (Adidas, Nike)

$122 BGN 214

$84.8 $84.8

44.07%

Men's Leather Business Shoes

$93.1 BGN 163

$103 $103

-9.59%

1-bedroom Apartment, City Center (Monthly)

$351 BGN 614

$1,907 $1,907

-81.60%

1-bedroom Apartment, Outside City Center (Monthly)

$260 BGN 456

$1,274 $1,274

-79.57%

3-bedroom Apartment, City Center (Monthly)

$572 BGN 1,000

$3,664 $3,664

-84.40%

3-bedroom Apartment, Outside City Center (Monthly)

$420 BGN 735

$2,538 $2,538

-83.45%

Buy Apartment in City Center (m2)

$2,407 BGN 4,211

$7,614 $7,614

-68.39%

Buy Apartment Outside City Center (m2)

$1,364 BGN 2,387

$3,157 $3,157

-56.81%

Average Monthly Net Salary (After Tax)

$952 BGN 1,666

$5,121 $5,121

-81.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.74

6.79

-59.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Veliko Tarnovo

$260 25.9%

Austin, TX

$1.3K 47.8% 390% $1K

Groceries & Markets

Veliko Tarnovo

$244 24.2%

Austin, TX

$405 15.2% 66.1% $161

Eating Out

Veliko Tarnovo

$164 16.3%

Austin, TX

$354 13.3% 115% $189

Clothing & Footwear

Veliko Tarnovo

$132 13.1%

Austin, TX

$128 4.8% 2.9% $3.8

Monthly Utilities & Internet

Veliko Tarnovo

$131 13%

Austin, TX

$358 13.5% 175% $228

Sport & Entertainment

Veliko Tarnovo

$44 4.4%

Austin, TX

$86 3.2% 93.6% $41

Getting Around

Veliko Tarnovo

$31 3.1%

Austin, TX

$59 2.2% 87.3% $27

Cost Breakdown

A one-bedroom apartment in the center runs $351 in Veliko Tarnovo and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 438% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Veliko Tarnovo vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $244 vs $405 per month, with Veliko Tarnovo cheaper across the board.

Good to know

🇧🇬 Veliko Tarnovo

🇺🇸 Austin, TX

🕒 Local time

00:04 12:04 AM

16:04 4:04 PM

8 h behind Veliko Tarnovo

🌤 Weather

👥 Population

71,150

974,447

💱 Currency

Bulgarian Lev BGN лв.

United States Dollar USD $

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 14, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

United States Dollar exchange rates as of October 14, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Veliko Tarnovo Austin, TX 10,020 km ≈ 13 h nonstop flight

From you

Veliko Tarnovo
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Veliko Tarnovo vs Austin, TX: Cost of Living - Frequently Asked Questions

Veliko Tarnovo wins on cost – living expenses run 165% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Veliko Tarnovo the obvious pick if budget is a priority.

On paper, salaries run 438% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $351 in Veliko Tarnovo versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Veliko Tarnovo – a meal for two runs $40.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Veliko Tarnovo runs roughly 80% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,006 in Veliko Tarnovo versus $2,663 in Austin, TX, a $1,500 budget is realistic in Veliko Tarnovo but tight or insufficient in Austin, TX. The gap between the two cities makes Veliko Tarnovo the clear choice for anyone on this budget.

Both work as nomad bases, but Veliko Tarnovo delivers better value – similar infrastructure at $1,006 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Veliko Tarnovo hard to pass up.

Safety-wise, Veliko Tarnovo and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Veliko Tarnovo gentler on the wallet – expenses run 165% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.