Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Veliko Tarnovo

For one person, living is cheaper in Veliko Tarnovo: $1,006 a month against $2,663 in Austin, TX, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
49

Cost of Living Index in Veliko Tarnovo
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Veliko Tarnovo Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Veliko Tarnovo

🇧🇬 Bulgaria

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Veliko Tarnovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Veliko Tarnovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,006 in Veliko Tarnovo.

Austin, TX $2,663
Veliko Tarnovo $1,006

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,574 in Veliko Tarnovo.

Austin, TX $4,133
Veliko Tarnovo $1,574

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,141 in Veliko Tarnovo.

Austin, TX $5,603
Veliko Tarnovo $2,141

Living in Austin, TX is roughly 165% more expensive than in Veliko Tarnovo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Veliko Tarnovo is 25% below.

Meal at Budget Restaurant

$20.77 $20.77

$11.12 BGN 19.46

86.78%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$39.76 BGN 69.6

112.75%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.61 BGN 16.83

28.20%

Cappuccino

$5.63 $5.63

$1.85 BGN 3.23

204.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.31 BGN 2.30

183.97%

Water (0.33 liter bottle)

$2.50 $2.50

$0.88 BGN 1.54

184.09%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.03 BGN 3.55

296.55%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.79 BGN 4.88

222.94%

Milk (1 liter)

$1.12 $1.12

$1.86 BGN 3.25

-39.78%

White Bread (500g)

$3.75 $3.75

$1.05 BGN 1.85

257.14%

Rice (white) (1kg)

$3.26 $3.26

$2.48 BGN 4.34

31.45%

Eggs

$4.17 $4.17

$3.67 BGN 6.43

13.62%

Local Cheese (1kg)

$12.90 $12.90

$10.17 BGN 17.81

26.84%

Chicken Fillets (1kg)

$14.16 $14.16

$8.00 BGN 14.00

77.00%

Beef Round Steak (1kg)

$16.22 $16.22

$12.43 BGN 21.76

30.49%

Apples (1kg)

$4.33 $4.33

$1.60 BGN 2.80

170.62%

Banana (1kg)

$1.46 $1.46

$2.05 BGN 3.59

-28.78%

Oranges (1kg)

$4.51 $4.51

$1.96 BGN 3.43

130.10%

Tomato (1kg)

$4.34 $4.34

$2.58 BGN 4.51

68.22%

Potato (1kg)

$2.58 $2.58

$1.09 BGN 1.91

136.70%

Onion (1kg)

$2.35 $2.35

$1.17 BGN 2.05

100.85%

Lettuce (1 head)

$1.78 $1.78

$0.98 BGN 1.71

81.63%

Water (1.5 liter bottle)

$2.22 $2.22

$0.73 BGN 1.27

204.11%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$4.10 BGN 7.17

140.98%

Wine (Bottle)

$15.08 $15.08

$6.72 BGN 11.75

124.40%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.21 BGN 2.11

141.32%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.61 BGN 2.81

114.91%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.90 BGN 1.57

65.56%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$23.23 BGN 40.65

79.60%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.16 BGN 2.03

135.34%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.67 BGN 1.18

147.76%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$11.18 BGN 19.57

215.74%

Gasoline (1 liter)

$0.95 $0.95

$1.56 BGN 2.72

-39.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$30.5K BGN 53.4K

18.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$30.6K BGN 53.6K

-11.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$95.9 BGN 168

138.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$18.81 BGN 32.92

215.74%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$15.86 BGN 27.75

340.79%

Gym Membership (Monthly)

$57.2 $57.2

$30.50 BGN 53.4

87.67%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$19.69 BGN 34.46

-17.06%

Cinema Ticket

$14.28 $14.28

$6.91 BGN 12.08

106.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$46.95 BGN 82.2

12.48%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$30.58 BGN 53.5

43.30%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$122 BGN 214

-30.59%

Men's Leather Business Shoes

$103 $103

$93.1 BGN 163

10.61%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$351 BGN 614

443.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$260 BGN 456

389.45%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$572 BGN 1,000

541.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$420 BGN 735

504.39%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,407 BGN 4,211

216.37%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,364 BGN 2,387

131.51%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$952 BGN 1,666

437.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

2.74

147.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Veliko Tarnovo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Veliko Tarnovo

$260 25.9% 79.6% $1K

Groceries & Markets

Austin, TX

$405 15.2%

Veliko Tarnovo

$244 24.2% 39.8% $161

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Veliko Tarnovo

$131 13% 63.6% $228

Eating Out

Austin, TX

$354 13.3%

Veliko Tarnovo

$164 16.3% 53.5% $189

Clothing & Footwear

Austin, TX

$128 4.8%

Veliko Tarnovo

$132 13.1% 2.9% $3.8

Sport & Entertainment

Austin, TX

$86 3.2%

Veliko Tarnovo

$44 4.4% 48.4% $41

Getting Around

Austin, TX

$59 2.2%

Veliko Tarnovo

$31 3.1% 46.6% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $351 in Veliko Tarnovo. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 438% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $40.00 in Veliko Tarnovo for a mid-range dinner for two. Groceries echo the gap at $405 vs $244 per month, with Veliko Tarnovo cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇧🇬 Veliko Tarnovo

🕒 Local time

16:44 4:44 PM

00:44 12:44 AM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

71,150

💱 Currency

United States Dollar USD $

Bulgarian Lev BGN лв.

📈 Exchange rate

1 USD = 0.893 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, EUR to USD – United States Dollar Converter

🇧🇬 Bulgarian Lev (лв.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 14, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Bulgarian Lev exchange rates as of October 14, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

BGN to USD in detail →

On the map

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Between locations

Austin, TX Veliko Tarnovo 10,020 km ≈ 13 h nonstop flight

From you

Austin, TX
Veliko Tarnovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions

Veliko Tarnovo wins on cost – living expenses run 165% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Veliko Tarnovo the obvious pick if budget is a priority.

Average pay runs 438% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $351 in Veliko Tarnovo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Veliko Tarnovo – a meal for two runs $40.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Veliko Tarnovo runs roughly 80% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,006 in Veliko Tarnovo versus $2,663 in Austin, TX, a $1,500 budget is realistic in Veliko Tarnovo but tight or insufficient in Austin, TX. The gap between the two cities makes Veliko Tarnovo the clear choice for anyone on this budget.

Both work as nomad bases, but Veliko Tarnovo delivers better value – similar infrastructure at $1,006 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Veliko Tarnovo hard to pass up.

Safety-wise, Austin, TX and Veliko Tarnovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Veliko Tarnovo gentler on the wallet – expenses run 165% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.