Cost of Living Comparison Between Varna and Montana Cost of Living Comparison Between Varna and Montana

Monthly Cost of Living

A single person spends $1,194 per month in Varna vs $830 in Montana, rent included.

A couple spends around $1,839 per month in Varna vs $1,325 in Montana, rent included.

A family of three spends $2,485 per month in Varna vs $1,820 in Montana, rent included.

Varna costs about 44% more than Montana, driven mainly by Groceries & Markets.

Both Varna and Montana are more affordable than the global median – Varna 11% lower, Montana 38% lower.

Meal at Budget Restaurant

$11.85 BGN 19.71

$10.82 BGN 18.00

9.52%

Three-Course Dinner for Two, Mid-Range

$46.45 BGN 77.3

$34.78 BGN 57.9

33.55%

Fast Food Meal (McDonalds, etc)

$8.96 BGN 14.90

$7.81 BGN 12.99

14.72%

Cappuccino

$2.59 BGN 4.30

$1.48 BGN 2.46

75.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 BGN 2.93

$1.40 BGN 2.33

25.71%

Water (0.33 liter bottle)

$1.27 BGN 2.12

$0.90 BGN 1.49

41.11%

Local Beer (0.5 liter draught)

$3.01 BGN 5.00

$1.39 BGN 2.31

116.55%

Imported Beer (0.33 liter bottle)

$2.88 BGN 4.79

$1.07 BGN 1.78

169.16%

Milk (1 liter)

$1.86 BGN 3.10

$1.74 BGN 2.89

6.90%

White Bread (500g)

$1.08 BGN 1.79

$0.94 BGN 1.56

14.89%

Rice (white) (1kg)

$2.52 BGN 4.20

$1.82 BGN 3.03

38.46%

Eggs

$3.37 BGN 5.61

$2.71 BGN 4.51

24.35%

Local Cheese (1kg)

$10.62 BGN 17.67

$9.40 BGN 15.64

12.98%

Chicken Fillets (1kg)

$8.43 BGN 14.03

$3.29 BGN 5.47

156.23%

Beef Round Steak (1kg)

$12.25 BGN 20.37

$12.91 BGN 21.48

-5.11%

Apples (1kg)

$1.63 BGN 2.72

$1.26 BGN 2.09

29.37%

Banana (1kg)

$2.15 BGN 3.57

$2.51 BGN 4.18

-14.34%

Oranges (1kg)

$1.84 BGN 3.07

$1.92 BGN 3.19

-4.17%

Tomato (1kg)

$2.76 BGN 4.60

$2.00 BGN 3.33

38.00%

Potato (1kg)

$1.16 BGN 1.93

$0.84 BGN 1.40

38.10%

Onion (1kg)

$1.09 BGN 1.81

$0.79 BGN 1.31

37.97%

Lettuce (1 head)

$1.03 BGN 1.71

$1.36 BGN 2.26

-24.26%

Water (1.5 liter bottle)

$0.74 BGN 1.24

$0.56 BGN 0.92

32.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.74 BGN 6.23

$3.60 BGN 5.99

3.89%

Wine (Bottle)

$8.62 BGN 14.33

$5.77 BGN 9.60

49.39%

Local Beer (0.5 liter bottle)

$1.10 BGN 1.83

$0.92 BGN 1.52

19.57%

Imported Beer (0.33 liter bottle)

$1.89 BGN 3.15

$1.70 BGN 2.83

11.18%

One-way Ticket (Public Transport)

$1.21 BGN 2.02

$0.92 BGN 1.53

31.52%

Public Transport Monthly Pass (Regular Price)

$29.77 BGN 49.52

$35.46 BGN 59.0

-16.05%

Taxi Start (Normal Tariff)

$1.39 BGN 2.32

$0.67 BGN 1.12

107.46%

Taxi (Normal Tariff) (1km)

$0.66 BGN 1.10

$0.44 BGN 0.73

50.00%

Taxi 1hour Waiting (Normal Tariff)

$12.56 BGN 20.89

$10.35 BGN 17.22

21.35%

Gasoline (1 liter)

$1.51 BGN 2.51

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K BGN 52.9K

$19.7K BGN 32.8K

61.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K BGN 48.7K

$24.4K BGN 40.6K

19.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 BGN 209

$99.2 BGN 165

26.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.91 BGN 31.46

$17.07 BGN 28.40

10.78%

Internet (50+ Mbps, Unlimited Data)

$15.54 BGN 25.85

$8.91 BGN 14.82

74.41%

Gym Membership (Monthly)

$40.40 BGN 67.2

$20.57 BGN 34.22

96.40%

Tennis Court (1 Hour on Weekend)

$14.59 BGN 24.26

$8.65 BGN 14.40

68.67%

Cinema Ticket

$8.97 BGN 14.91

$5.56 BGN 9.25

61.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$413 BGN 688

$322 BGN 536

28.21%

International Primary School, 1 Child (Yearly)

$5,520 BGN 9,183

$5,484 BGN 9,123

0.66%

Jeans (Levis 501 Or Similar)

$59.8 BGN 99.6

$54.0 BGN 89.8

10.92%

Summer Dress (H&M, Zara, etc)

$33.55 BGN 55.8

$29.94 BGN 49.81

12.06%

Sport Shoes (Adidas, Nike)

$93.7 BGN 156

$75.0 BGN 125

24.95%

Men's Leather Business Shoes

$98.4 BGN 164

$105 BGN 174

-5.87%

1-bedroom Apartment, City Center (Monthly)

$520 BGN 865

$218 BGN 363

138.34%

1-bedroom Apartment, Outside City Center (Monthly)

$388 BGN 646

$159 BGN 265

144.17%

3-bedroom Apartment, City Center (Monthly)

$894 BGN 1,488

$409 BGN 681

118.53%

3-bedroom Apartment, Outside City Center (Monthly)

$633 BGN 1,054

$304 BGN 506

108.12%

Buy Apartment in City Center (m2)

$3,359 BGN 5,589

$1,331 BGN 2,214

152.41%

Buy Apartment Outside City Center (m2)

$2,134 BGN 3,550

$1,109 BGN 1,845

92.47%

Average Monthly Net Salary (After Tax)

$1,212 BGN 2,017

$1,018 BGN 1,693

19.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

3.2

47.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: July 12, 2026

Last update for Montana: July 14, 2026

Cost Breakdown

A central one-bedroom costs $520 in Varna versus $218 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Varna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Varna versus $35.00 in Montana. Monthly groceries follow the same trend: $251 vs $203 – making Montana the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Montana: Cost of Living - Frequently Asked Questions

Yes – Varna is pricier by about 44%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,791 per month in Varna and $1,245 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 19% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $413 per month in Varna and $322 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $830, than in Varna at $1,194. In Montana it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.