Last update: Oct 2026

Cost of Living Comparison Between Varna and Montana

For one person, living is cheaper in Montana: $829 a month against $1,408 in Varna, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Varna
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Varna Living Index
40

Cost of Living Index in Montana
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Montana Living Index

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Varna

🇧🇬 Bulgaria

$1,408

/mo nomad

Montana

🇧🇬 Bulgaria

$829

/mo nomad

Monthly Cost of Living

How much you'll spend in Varna and in Montana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varna and in Montana actually costs, broken down by who's living it.

A single person spends $1,408 per month in Varna vs $829 in Montana, rent included.

Varna $1,408
Montana $829

A couple spends around $2,217 per month in Varna vs $1,329 in Montana, rent included.

Varna $2,217
Montana $1,329

A family of three spends $3,026 per month in Varna vs $1,830 in Montana, rent included.

Varna $3,026
Montana $1,830

Varna costs about 70% more than Montana, and outside of rent the biggest gap is in groceries.

Varna sits 3% above the global median, while Montana is 39% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.46 BGN 21.94

$8.92 BGN 15.70

39.69%

Three-Course Dinner for Two, Mid-Range

$59.9 BGN 106

$35.11 BGN 61.8

70.72%

Fast Food Meal (McDonalds, etc)

$10.16 BGN 17.87

$9.78 BGN 17.21

3.89%

Cappuccino

$2.87 BGN 5.05

$1.44 BGN 2.53

99.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 BGN 3.32

$1.39 BGN 2.45

35.97%

Water (0.33 liter bottle)

$1.62 BGN 2.85

$1.12 BGN 1.96

44.64%

Local Beer (0.5 liter draught)

$2.81 BGN 4.94

$1.33 BGN 2.35

111.28%

Imported Beer (0.33 liter bottle)

$3.50 BGN 6.15

$1.00 BGN 1.76

250.00%

Milk (1 liter)

$1.92 BGN 3.38

$1.68 BGN 2.95

14.29%

White Bread (500g)

$1.24 BGN 2.18

$1.06 BGN 1.86

16.98%

Rice (white) (1kg)

$2.58 BGN 4.55

$2.12 BGN 3.73

21.70%

Eggs

$3.53 BGN 6.21

$2.71 BGN 4.76

30.26%

Local Cheese (1kg)

$11.53 BGN 20.30

$9.60 BGN 16.89

20.10%

Chicken Fillets (1kg)

$9.28 BGN 16.34

$3.24 BGN 5.70

186.42%

Beef Round Steak (1kg)

$13.97 BGN 24.60

$12.34 BGN 21.72

13.21%

Apples (1kg)

$1.90 BGN 3.34

$1.21 BGN 2.14

57.02%

Banana (1kg)

$2.16 BGN 3.81

$1.84 BGN 3.24

17.39%

Oranges (1kg)

$2.12 BGN 3.74

$1.69 BGN 2.97

25.44%

Tomato (1kg)

$3.00 BGN 5.28

$2.54 BGN 4.47

18.11%

Potato (1kg)

$1.30 BGN 2.29

$0.71 BGN 1.25

83.10%

Onion (1kg)

$1.04 BGN 1.83

$0.88 BGN 1.55

18.18%

Lettuce (1 head)

$1.05 BGN 1.85

$0.86 BGN 1.52

22.09%

Water (1.5 liter bottle)

$0.78 BGN 1.37

$0.52 BGN 0.92

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 BGN 7.08

$3.57 BGN 6.29

12.89%

Wine (Bottle)

$8.90 BGN 15.66

$6.04 BGN 10.63

47.35%

Local Beer (0.5 liter bottle)

$1.17 BGN 2.06

$0.90 BGN 1.58

30.00%

Imported Beer (0.33 liter bottle)

$1.80 BGN 3.17

$1.15 BGN 2.03

56.52%

One-way Ticket (Public Transport)

$1.13 BGN 1.99

$0.84 BGN 1.48

34.52%

Public Transport Monthly Pass (Regular Price)

$28.11 BGN 49.47

$25.73 BGN 45.28

9.25%

Taxi Start (Normal Tariff)

$1.56 BGN 2.75

$0.61 BGN 1.08

155.74%

Taxi (Normal Tariff) (1km)

$0.88 BGN 1.55

$0.44 BGN 0.78

100.00%

Taxi 1hour Waiting (Normal Tariff)

$12.19 BGN 21.46

$10.40 BGN 18.30

17.21%

Gasoline (1 liter)

$1.74 BGN 3.07

$1.57 BGN 2.76

10.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K BGN 52.0K

$19.4K BGN 34.1K

52.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K BGN 43.5K

$24.2K BGN 42.7K

2.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 BGN 310

$100 BGN 176

76.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.41 BGN 35.91

$18.53 BGN 32.61

10.15%

Internet (50+ Mbps, Unlimited Data)

$15.68 BGN 27.59

$8.68 BGN 15.28

80.65%

Gym Membership (Monthly)

$51.4 BGN 90.5

$31.54 BGN 55.5

63.03%

Tennis Court (1 Hour on Weekend)

$19.47 BGN 34.26

$16.76 BGN 29.50

16.17%

Cinema Ticket

$9.06 BGN 15.95

$5.49 BGN 9.66

65.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 BGN 877

$604 BGN 1,063

-17.47%

International Primary School, 1 Child (Yearly)

$6,292 BGN 11.1K

$5,536 BGN 9,743

13.66%

Jeans (Levis 501 Or Similar)

$65.3 BGN 115

$67.0 BGN 118

-2.49%

Summer Dress (H&M, Zara, etc)

$33.01 BGN 58.1

$41.29 BGN 72.7

-20.05%

Sport Shoes (Adidas, Nike)

$102 BGN 180

$96.3 BGN 170

6.20%

Men's Leather Business Shoes

$99.7 BGN 175

$102 BGN 180

-2.71%

1-bedroom Apartment, City Center (Monthly)

$640 BGN 1,126

$210 BGN 370

204.51%

1-bedroom Apartment, Outside City Center (Monthly)

$482 BGN 848

$155 BGN 272

211.67%

3-bedroom Apartment, City Center (Monthly)

$1,362 BGN 2,397

$405 BGN 712

236.58%

3-bedroom Apartment, Outside City Center (Monthly)

$916 BGN 1,612

$294 BGN 518

211.35%

Buy Apartment in City Center (m2)

$2,998 BGN 5,276

$1,341 BGN 2,360

123.57%

Buy Apartment Outside City Center (m2)

$2,090 BGN 3,678

$1,115 BGN 1,962

87.43%

Average Monthly Net Salary (After Tax)

$1,286 BGN 2,263

$983 BGN 1,729

30.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.82

3.1

-9.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: October 27, 2026

Last update for Montana: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Varna

$482 34.2%

Montana

$155 18.7% 67.9% $327

Groceries & Markets

Varna

$272 19.3%

Montana

$198 23.9% 27.2% $74

Monthly Utilities & Internet

Varna

$212 15.1%

Montana

$127 15.4% 40% $85

Eating Out

Varna

$200 14.2%

Montana

$137 16.5% 31.6% $63

Clothing & Footwear

Varna

$135 9.6%

Montana

$138 16.7% 2.2% $3

Sport & Entertainment

Varna

$70 4.9%

Montana

$43 5.1% 38.9% $27

Getting Around

Varna

$39 2.7%

Montana

$32 3.9% 17.3% $6.7

Cost Breakdown

A central one-bedroom costs $640 in Varna versus $210 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Varna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60 in Varna versus $35 in Montana. Monthly groceries follow the same trend: $272 vs $198 – making Montana the more affordable choice for daily food spending.

Good to know

🇧🇬 Varna

🇧🇬 Montana

🕒 Local time

01:52 1:52 AM

Same time as Varna

🌤 Weather

👥 Population

348,058

44,502

💱 Currency

Bulgarian Lev BGN лв.

📈 Exchange rate

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

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Between locations

Varna Montana 380 km

From you

Varna
Montana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Montana: Cost of Living - Frequently Asked Questions

Yes – Varna is pricier by about 70%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,113 per month in Varna and $1,243 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments: a one-bedroom in the center costs $210 there versus $640 in Varna.

Public transport costs about 8% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $498 per month in Varna and $604 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Montana, where all-in costs run around $829, than in Varna at $1,408. In Montana it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

It depends on your priorities. Varna has an edge in some lifestyle areas, with costs from $829 in Montana to $1,408 in Varna. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Montana. If higher salaries or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.