Cost of Living Comparison Between Varna and Montana Cost of Living Comparison Between Varna and Montana

Monthly Cost of Living

A single person spends $1,189 per month in Varna vs $842 in Montana, rent included.

A couple spends around $1,839 per month in Varna vs $1,323 in Montana, rent included.

A family of three spends $2,489 per month in Varna vs $1,805 in Montana, rent included.

Varna costs about 41% more than Montana, driven mainly by Groceries & Markets.

Both Varna and Montana are more affordable than the global median – Varna 11% lower, Montana 37% lower.

Meal at Budget Restaurant

$11.58 BGN 19.26

$10.45 BGN 17.38

10.81%

Three-Course Dinner for Two, Mid-Range

$46.66 BGN 77.6

$34.87 BGN 58.0

33.81%

Fast Food Meal (McDonalds, etc)

$8.68 BGN 14.43

$7.92 BGN 13.18

9.60%

Cappuccino

$2.58 BGN 4.30

$1.46 BGN 2.44

76.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.82 BGN 3.03

$1.38 BGN 2.29

31.88%

Water (0.33 liter bottle)

$1.28 BGN 2.13

$0.87 BGN 1.45

47.13%

Local Beer (0.5 liter draught)

$2.88 BGN 4.79

$1.32 BGN 2.20

118.18%

Imported Beer (0.33 liter bottle)

$3.02 BGN 5.03

$1.04 BGN 1.73

190.38%

Milk (1 liter)

$1.88 BGN 3.14

$1.70 BGN 2.83

10.59%

White Bread (500g)

$1.08 BGN 1.79

$1.00 BGN 1.66

8.00%

Rice (white) (1kg)

$2.44 BGN 4.06

$1.81 BGN 3.02

34.81%

Eggs

$3.30 BGN 5.48

$2.65 BGN 4.40

24.53%

Local Cheese (1kg)

$11.00 BGN 18.30

$9.49 BGN 15.79

15.91%

Chicken Fillets (1kg)

$8.46 BGN 14.08

$3.25 BGN 5.41

160.31%

Beef Round Steak (1kg)

$12.26 BGN 20.40

$12.84 BGN 21.36

-4.52%

Apples (1kg)

$1.66 BGN 2.77

$1.26 BGN 2.10

31.75%

Banana (1kg)

$2.13 BGN 3.54

$2.62 BGN 4.36

-18.70%

Oranges (1kg)

$1.85 BGN 3.08

$1.99 BGN 3.31

-7.04%

Tomato (1kg)

$2.79 BGN 4.64

$2.10 BGN 3.50

32.86%

Potato (1kg)

$1.19 BGN 1.98

$0.84 BGN 1.39

41.67%

Onion (1kg)

$1.14 BGN 1.90

$0.74 BGN 1.23

54.05%

Lettuce (1 head)

$1.03 BGN 1.71

$1.36 BGN 2.26

-24.26%

Water (1.5 liter bottle)

$0.70 BGN 1.16

$0.51 BGN 0.85

37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 BGN 6.26

$3.55 BGN 5.91

5.92%

Wine (Bottle)

$9.12 BGN 15.16

$5.90 BGN 9.81

54.58%

Local Beer (0.5 liter bottle)

$1.16 BGN 1.92

$0.91 BGN 1.51

27.47%

Imported Beer (0.33 liter bottle)

$1.92 BGN 3.19

$1.71 BGN 2.85

12.28%

One-way Ticket (Public Transport)

$1.20 BGN 2.00

$0.92 BGN 1.53

30.43%

Public Transport Monthly Pass (Regular Price)

$29.96 BGN 49.84

$35.97 BGN 59.9

-16.71%

Taxi Start (Normal Tariff)

$1.39 BGN 2.31

$0.67 BGN 1.11

107.46%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.17

$0.43 BGN 0.72

65.12%

Taxi 1hour Waiting (Normal Tariff)

$12.51 BGN 20.80

$10.60 BGN 17.63

18.02%

Gasoline (1 liter)

$1.51 BGN 2.51

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 52.7K

$20.1K BGN 33.5K

57.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K BGN 47.7K

$24.4K BGN 40.6K

17.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 BGN 208

$99.0 BGN 165

25.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.16 BGN 31.87

$17.04 BGN 28.35

12.44%

Internet (50+ Mbps, Unlimited Data)

$15.85 BGN 26.37

$8.88 BGN 14.78

78.49%

Gym Membership (Monthly)

$40.38 BGN 67.2

$20.79 BGN 34.58

94.23%

Tennis Court (1 Hour on Weekend)

$14.52 BGN 24.15

$9.07 BGN 15.09

60.09%

Cinema Ticket

$9.11 BGN 15.16

$5.68 BGN 9.45

60.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$400 BGN 666

$324 BGN 539

23.42%

International Primary School, 1 Child (Yearly)

$5,515 BGN 9,174

$5,558 BGN 9,246

-0.77%

Jeans (Levis 501 Or Similar)

$60.2 BGN 100

$52.9 BGN 87.9

13.90%

Summer Dress (H&M, Zara, etc)

$33.44 BGN 55.6

$29.33 BGN 48.79

14.01%

Sport Shoes (Adidas, Nike)

$92.6 BGN 154

$72.5 BGN 121

27.71%

Men's Leather Business Shoes

$100 BGN 167

$106 BGN 177

-5.55%

1-bedroom Apartment, City Center (Monthly)

$515 BGN 857

$223 BGN 371

130.91%

1-bedroom Apartment, Outside City Center (Monthly)

$391 BGN 650

$164 BGN 273

138.46%

3-bedroom Apartment, City Center (Monthly)

$907 BGN 1,508

$414 BGN 688

119.07%

3-bedroom Apartment, Outside City Center (Monthly)

$646 BGN 1,075

$305 BGN 507

112.08%

Buy Apartment in City Center (m2)

$3,420 BGN 5,690

$1,352 BGN 2,249

153.01%

Buy Apartment Outside City Center (m2)

$2,147 BGN 3,572

$1,090 BGN 1,813

97.04%

Average Monthly Net Salary (After Tax)

$1,196 BGN 1,989

$1,036 BGN 1,723

15.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

3.2

47.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: June 1, 2026

Last update for Montana: June 2, 2026

Cost Breakdown

A central one-bedroom costs $515 in Varna versus $223 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Varna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Varna versus $35.00 in Montana. Monthly groceries follow the same trend: $253 vs $204 – making Montana the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Montana: Cost of Living - Frequently Asked Questions

Yes – Varna is pricier by about 41%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,783 per month in Varna and $1,263 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 20% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $400 per month in Varna and $324 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $842, than in Varna at $1,189. In Montana it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.