Cost of Living Comparison Between Montana and Varna Cost of Living Comparison Between Montana and Varna

Monthly Cost of Living

A single person spends $862 per month in Montana vs $1,486 in Varna, rent included.

A couple spends around $1,399 per month in Montana vs $2,323 in Varna, rent included.

A family of three spends $1,937 per month in Montana vs $3,161 in Varna, rent included.

Montana is about 42% cheaper than Varna, driven mainly by Groceries & Markets.

Montana sits 37% below the global median, while Varna is 8% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.45 BGN 15.73

$14.23 BGN 23.67

-33.59%

Three-Course Dinner for Two, Mid-Range

$36.89 BGN 61.4

$59.9 BGN 99.6

-38.36%

Fast Food Meal (McDonalds, etc)

$9.86 BGN 16.40

$10.72 BGN 17.83

-8.02%

Cappuccino

$1.44 BGN 2.40

$2.97 BGN 4.94

-51.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.46 BGN 2.43

$1.96 BGN 3.27

-25.51%

Water (0.33 liter bottle)

$1.10 BGN 1.84

$1.67 BGN 2.79

-34.13%

Local Beer (0.5 liter draught)

$1.40 BGN 2.32

$2.89 BGN 4.80

-51.56%

Imported Beer (0.33 liter bottle)

$1.08 BGN 1.80

$3.70 BGN 6.16

-70.81%

Milk (1 liter)

$1.70 BGN 2.82

$2.01 BGN 3.34

-15.42%

White Bread (500g)

$1.08 BGN 1.80

$1.28 BGN 2.14

-15.62%

Rice (white) (1kg)

$2.16 BGN 3.59

$2.70 BGN 4.49

-20.00%

Eggs

$2.77 BGN 4.60

$3.72 BGN 6.18

-25.54%

Local Cheese (1kg)

$9.91 BGN 16.49

$11.67 BGN 19.42

-15.08%

Chicken Fillets (1kg)

$3.34 BGN 5.56

$9.35 BGN 15.56

-64.28%

Beef Round Steak (1kg)

$12.87 BGN 21.41

$14.86 BGN 24.72

-13.39%

Apples (1kg)

$1.30 BGN 2.17

$2.07 BGN 3.45

-37.20%

Banana (1kg)

$1.93 BGN 3.21

$2.27 BGN 3.78

-14.98%

Oranges (1kg)

$1.84 BGN 3.05

$2.21 BGN 3.68

-16.74%

Tomato (1kg)

$2.65 BGN 4.40

$3.19 BGN 5.31

-16.93%

Potato (1kg)

$0.72 BGN 1.20

$1.30 BGN 2.16

-44.62%

Onion (1kg)

$0.97 BGN 1.61

$1.08 BGN 1.80

-10.19%

Lettuce (1 head)

$0.95 BGN 1.58

$1.05 BGN 1.75

-9.52%

Water (1.5 liter bottle)

$0.52 BGN 0.86

$0.86 BGN 1.43

-39.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.83 BGN 6.38

$4.24 BGN 7.06

-9.67%

Wine (Bottle)

$6.47 BGN 10.77

$8.94 BGN 14.87

-27.63%

Local Beer (0.5 liter bottle)

$0.91 BGN 1.51

$1.28 BGN 2.12

-28.91%

Imported Beer (0.33 liter bottle)

$1.22 BGN 2.04

$1.95 BGN 3.24

-37.44%

One-way Ticket (Public Transport)

$0.85 BGN 1.41

$1.04 BGN 1.72

-18.27%

Public Transport Monthly Pass (Regular Price)

$24.69 BGN 41.08

$29.45 BGN 48.99

-16.16%

Taxi Start (Normal Tariff)

$0.62 BGN 1.04

$1.58 BGN 2.62

-60.76%

Taxi (Normal Tariff) (1km)

$0.46 BGN 0.77

$0.93 BGN 1.54

-50.54%

Taxi 1hour Waiting (Normal Tariff)

$10.89 BGN 18.12

$12.45 BGN 20.71

-12.53%

Gasoline (1 liter)

$1.57 BGN 2.61

$1.75 BGN 2.90

-10.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K BGN 33.0K

$31.6K BGN 52.6K

-37.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K BGN 41.1K

$26.2K BGN 43.7K

-5.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 BGN 174

$179 BGN 297

-41.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.18 BGN 31.91

$21.82 BGN 36.30

-12.10%

Internet (50+ Mbps, Unlimited Data)

$8.86 BGN 14.74

$17.25 BGN 28.70

-48.64%

Gym Membership (Monthly)

$31.81 BGN 52.9

$53.8 BGN 89.5

-40.88%

Tennis Court (1 Hour on Weekend)

$17.58 BGN 29.25

$20.59 BGN 34.25

-14.62%

Cinema Ticket

$5.61 BGN 9.33

$9.10 BGN 15.14

-38.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$537 BGN 893

$536 BGN 892

0.13%

International Primary School, 1 Child (Yearly)

$5,681 BGN 9,452

$6,573 BGN 10.9K

-13.56%

Jeans (Levis 501 Or Similar)

$71.8 BGN 119

$67.2 BGN 112

6.91%

Summer Dress (H&M, Zara, etc)

$44.05 BGN 73.3

$34.37 BGN 57.2

28.16%

Sport Shoes (Adidas, Nike)

$98.8 BGN 164

$104 BGN 173

-5.23%

Men's Leather Business Shoes

$108 BGN 180

$106 BGN 176

2.03%

1-bedroom Apartment, City Center (Monthly)

$225 BGN 375

$636 BGN 1,059

-64.60%

1-bedroom Apartment, Outside City Center (Monthly)

$166 BGN 277

$489 BGN 813

-65.96%

3-bedroom Apartment, City Center (Monthly)

$409 BGN 681

$1,359 BGN 2,261

-69.89%

3-bedroom Apartment, Outside City Center (Monthly)

$307 BGN 511

$927 BGN 1,542

-66.87%

Buy Apartment in City Center (m2)

$1,368 BGN 2,276

$3,327 BGN 5,534

-58.87%

Buy Apartment Outside City Center (m2)

$1,112 BGN 1,849

$2,199 BGN 3,659

-49.45%

Average Monthly Net Salary (After Tax)

$1,026 BGN 1,706

$1,297 BGN 2,158

-20.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

2.9

6.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: September 7, 2026

Last update for Varna: September 6, 2026

Cost Breakdown

A central one-bedroom costs $225 in Montana versus $636 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Varna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $37.00 in Montana versus $60.0 in Varna. Monthly groceries follow the same trend: $205 vs $283 – making Montana the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montana vs Varna: Cost of Living - Frequently Asked Questions

Yes – Varna is pricier by about 72%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,293 per month in Montana and $2,229 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 19% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $537 per month in Montana and $536 in Varna. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $862, than in Varna at $1,486. In Montana it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.