Cost of Living Comparison Between Montana and Varna Cost of Living Comparison Between Montana and Varna

Monthly Cost of Living

A single person spends $830 per month in Montana vs $1,194 in Varna, rent included.

A couple spends around $1,325 per month in Montana vs $1,839 in Varna, rent included.

A family of three spends $1,820 per month in Montana vs $2,485 in Varna, rent included.

Montana is about 30% cheaper than Varna, driven mainly by Groceries & Markets.

Both Montana and Varna are more affordable than the global median – Montana 38% lower, Varna 11% lower.

Meal at Budget Restaurant

$10.82 BGN 18.00

$11.85 BGN 19.71

-8.69%

Three-Course Dinner for Two, Mid-Range

$34.78 BGN 57.9

$46.45 BGN 77.3

-25.12%

Fast Food Meal (McDonalds, etc)

$7.81 BGN 12.99

$8.96 BGN 14.90

-12.83%

Cappuccino

$1.48 BGN 2.46

$2.59 BGN 4.30

-42.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 BGN 2.33

$1.76 BGN 2.93

-20.45%

Water (0.33 liter bottle)

$0.90 BGN 1.49

$1.27 BGN 2.12

-29.13%

Local Beer (0.5 liter draught)

$1.39 BGN 2.31

$3.01 BGN 5.00

-53.82%

Imported Beer (0.33 liter bottle)

$1.07 BGN 1.78

$2.88 BGN 4.79

-62.85%

Milk (1 liter)

$1.74 BGN 2.89

$1.86 BGN 3.10

-6.45%

White Bread (500g)

$0.94 BGN 1.56

$1.08 BGN 1.79

-12.96%

Rice (white) (1kg)

$1.82 BGN 3.03

$2.52 BGN 4.20

-27.78%

Eggs

$2.71 BGN 4.51

$3.37 BGN 5.61

-19.58%

Local Cheese (1kg)

$9.40 BGN 15.64

$10.62 BGN 17.67

-11.49%

Chicken Fillets (1kg)

$3.29 BGN 5.47

$8.43 BGN 14.03

-60.97%

Beef Round Steak (1kg)

$12.91 BGN 21.48

$12.25 BGN 20.37

5.39%

Apples (1kg)

$1.26 BGN 2.09

$1.63 BGN 2.72

-22.70%

Banana (1kg)

$2.51 BGN 4.18

$2.15 BGN 3.57

16.74%

Oranges (1kg)

$1.92 BGN 3.19

$1.84 BGN 3.07

4.35%

Tomato (1kg)

$2.00 BGN 3.33

$2.76 BGN 4.60

-27.54%

Potato (1kg)

$0.84 BGN 1.40

$1.16 BGN 1.93

-27.59%

Onion (1kg)

$0.79 BGN 1.31

$1.09 BGN 1.81

-27.52%

Lettuce (1 head)

$1.36 BGN 2.26

$1.03 BGN 1.71

32.04%

Water (1.5 liter bottle)

$0.56 BGN 0.92

$0.74 BGN 1.24

-24.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.60 BGN 5.99

$3.74 BGN 6.23

-3.74%

Wine (Bottle)

$5.77 BGN 9.60

$8.62 BGN 14.33

-33.06%

Local Beer (0.5 liter bottle)

$0.92 BGN 1.52

$1.10 BGN 1.83

-16.36%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.83

$1.89 BGN 3.15

-10.05%

One-way Ticket (Public Transport)

$0.92 BGN 1.53

$1.21 BGN 2.02

-23.97%

Public Transport Monthly Pass (Regular Price)

$35.46 BGN 59.0

$29.77 BGN 49.52

19.11%

Taxi Start (Normal Tariff)

$0.67 BGN 1.12

$1.39 BGN 2.32

-51.80%

Taxi (Normal Tariff) (1km)

$0.44 BGN 0.73

$0.66 BGN 1.10

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$10.35 BGN 17.22

$12.56 BGN 20.89

-17.60%

Gasoline (1 liter)

$1.51 BGN 2.51

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K BGN 32.8K

$31.8K BGN 52.9K

-37.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K BGN 40.6K

$29.3K BGN 48.7K

-16.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.2 BGN 165

$126 BGN 209

-21.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.07 BGN 28.40

$18.91 BGN 31.46

-9.73%

Internet (50+ Mbps, Unlimited Data)

$8.91 BGN 14.82

$15.54 BGN 25.85

-42.66%

Gym Membership (Monthly)

$20.57 BGN 34.22

$40.40 BGN 67.2

-49.08%

Tennis Court (1 Hour on Weekend)

$8.65 BGN 14.40

$14.59 BGN 24.26

-40.71%

Cinema Ticket

$5.56 BGN 9.25

$8.97 BGN 14.91

-38.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 BGN 536

$413 BGN 688

-22.00%

International Primary School, 1 Child (Yearly)

$5,484 BGN 9,123

$5,520 BGN 9,183

-0.66%

Jeans (Levis 501 Or Similar)

$54.0 BGN 89.8

$59.8 BGN 99.6

-9.84%

Summer Dress (H&M, Zara, etc)

$29.94 BGN 49.81

$33.55 BGN 55.8

-10.76%

Sport Shoes (Adidas, Nike)

$75.0 BGN 125

$93.7 BGN 156

-19.97%

Men's Leather Business Shoes

$105 BGN 174

$98.4 BGN 164

6.24%

1-bedroom Apartment, City Center (Monthly)

$218 BGN 363

$520 BGN 865

-58.04%

1-bedroom Apartment, Outside City Center (Monthly)

$159 BGN 265

$388 BGN 646

-59.05%

3-bedroom Apartment, City Center (Monthly)

$409 BGN 681

$894 BGN 1,488

-54.24%

3-bedroom Apartment, Outside City Center (Monthly)

$304 BGN 506

$633 BGN 1,054

-51.95%

Buy Apartment in City Center (m2)

$1,331 BGN 2,214

$3,359 BGN 5,589

-60.38%

Buy Apartment Outside City Center (m2)

$1,109 BGN 1,845

$2,134 BGN 3,550

-48.04%

Average Monthly Net Salary (After Tax)

$1,018 BGN 1,693

$1,212 BGN 2,017

-16.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

4.71

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: July 14, 2026

Last update for Varna: July 12, 2026

Cost Breakdown

A central one-bedroom costs $218 in Montana versus $520 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Varna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Montana versus $46.00 in Varna. Monthly groceries follow the same trend: $203 vs $251 – making Montana the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montana vs Varna: Cost of Living - Frequently Asked Questions

Yes – Varna is pricier by about 44%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,245 per month in Montana and $1,791 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 19% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $322 per month in Montana and $413 in Varna. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $830, than in Varna at $1,194. In Montana it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.