Cost of Living Comparison Between Montana and Varna Cost of Living Comparison Between Montana and Varna

Monthly Cost of Living

A single person spends $842 per month in Montana vs $1,189 in Varna, rent included.

A couple spends around $1,323 per month in Montana vs $1,839 in Varna, rent included.

A family of three spends $1,805 per month in Montana vs $2,489 in Varna, rent included.

Montana is about 29% cheaper than Varna, driven mainly by Groceries & Markets.

Both Montana and Varna are more affordable than the global median – Montana 37% lower, Varna 11% lower.

Meal at Budget Restaurant

$10.45 BGN 17.38

$11.58 BGN 19.26

-9.76%

Three-Course Dinner for Two, Mid-Range

$34.87 BGN 58.0

$46.66 BGN 77.6

-25.27%

Fast Food Meal (McDonalds, etc)

$7.92 BGN 13.18

$8.68 BGN 14.43

-8.76%

Cappuccino

$1.46 BGN 2.44

$2.58 BGN 4.30

-43.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 BGN 2.29

$1.82 BGN 3.03

-24.18%

Water (0.33 liter bottle)

$0.87 BGN 1.45

$1.28 BGN 2.13

-32.03%

Local Beer (0.5 liter draught)

$1.32 BGN 2.20

$2.88 BGN 4.79

-54.17%

Imported Beer (0.33 liter bottle)

$1.04 BGN 1.73

$3.02 BGN 5.03

-65.56%

Milk (1 liter)

$1.70 BGN 2.83

$1.88 BGN 3.14

-9.57%

White Bread (500g)

$1.00 BGN 1.66

$1.08 BGN 1.79

-7.41%

Rice (white) (1kg)

$1.81 BGN 3.02

$2.44 BGN 4.06

-25.82%

Eggs

$2.65 BGN 4.40

$3.30 BGN 5.48

-19.70%

Local Cheese (1kg)

$9.49 BGN 15.79

$11.00 BGN 18.30

-13.73%

Chicken Fillets (1kg)

$3.25 BGN 5.41

$8.46 BGN 14.08

-61.58%

Beef Round Steak (1kg)

$12.84 BGN 21.36

$12.26 BGN 20.40

4.73%

Apples (1kg)

$1.26 BGN 2.10

$1.66 BGN 2.77

-24.10%

Banana (1kg)

$2.62 BGN 4.36

$2.13 BGN 3.54

23.00%

Oranges (1kg)

$1.99 BGN 3.31

$1.85 BGN 3.08

7.57%

Tomato (1kg)

$2.10 BGN 3.50

$2.79 BGN 4.64

-24.73%

Potato (1kg)

$0.84 BGN 1.39

$1.19 BGN 1.98

-29.41%

Onion (1kg)

$0.74 BGN 1.23

$1.14 BGN 1.90

-35.09%

Lettuce (1 head)

$1.36 BGN 2.26

$1.03 BGN 1.71

32.04%

Water (1.5 liter bottle)

$0.51 BGN 0.85

$0.70 BGN 1.16

-27.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.55 BGN 5.91

$3.76 BGN 6.26

-5.59%

Wine (Bottle)

$5.90 BGN 9.81

$9.12 BGN 15.16

-35.31%

Local Beer (0.5 liter bottle)

$0.91 BGN 1.51

$1.16 BGN 1.92

-21.55%

Imported Beer (0.33 liter bottle)

$1.71 BGN 2.85

$1.92 BGN 3.19

-10.94%

One-way Ticket (Public Transport)

$0.92 BGN 1.53

$1.20 BGN 2.00

-23.33%

Public Transport Monthly Pass (Regular Price)

$35.97 BGN 59.9

$29.96 BGN 49.84

20.06%

Taxi Start (Normal Tariff)

$0.67 BGN 1.11

$1.39 BGN 2.31

-51.80%

Taxi (Normal Tariff) (1km)

$0.43 BGN 0.72

$0.71 BGN 1.17

-39.44%

Taxi 1hour Waiting (Normal Tariff)

$10.60 BGN 17.63

$12.51 BGN 20.80

-15.27%

Gasoline (1 liter)

$1.51 BGN 2.51

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K BGN 33.5K

$31.7K BGN 52.7K

-36.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K BGN 40.6K

$28.7K BGN 47.7K

-15.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.0 BGN 165

$125 BGN 208

-20.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.04 BGN 28.35

$19.16 BGN 31.87

-11.06%

Internet (50+ Mbps, Unlimited Data)

$8.88 BGN 14.78

$15.85 BGN 26.37

-43.97%

Gym Membership (Monthly)

$20.79 BGN 34.58

$40.38 BGN 67.2

-48.51%

Tennis Court (1 Hour on Weekend)

$9.07 BGN 15.09

$14.52 BGN 24.15

-37.53%

Cinema Ticket

$5.68 BGN 9.45

$9.11 BGN 15.16

-37.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 BGN 539

$400 BGN 666

-18.97%

International Primary School, 1 Child (Yearly)

$5,558 BGN 9,246

$5,515 BGN 9,174

0.78%

Jeans (Levis 501 Or Similar)

$52.9 BGN 87.9

$60.2 BGN 100

-12.21%

Summer Dress (H&M, Zara, etc)

$29.33 BGN 48.79

$33.44 BGN 55.6

-12.29%

Sport Shoes (Adidas, Nike)

$72.5 BGN 121

$92.6 BGN 154

-21.70%

Men's Leather Business Shoes

$106 BGN 177

$100 BGN 167

5.88%

1-bedroom Apartment, City Center (Monthly)

$223 BGN 371

$515 BGN 857

-56.69%

1-bedroom Apartment, Outside City Center (Monthly)

$164 BGN 273

$391 BGN 650

-58.06%

3-bedroom Apartment, City Center (Monthly)

$414 BGN 688

$907 BGN 1,508

-54.35%

3-bedroom Apartment, Outside City Center (Monthly)

$305 BGN 507

$646 BGN 1,075

-52.85%

Buy Apartment in City Center (m2)

$1,352 BGN 2,249

$3,420 BGN 5,690

-60.48%

Buy Apartment Outside City Center (m2)

$1,090 BGN 1,813

$2,147 BGN 3,572

-49.25%

Average Monthly Net Salary (After Tax)

$1,036 BGN 1,723

$1,196 BGN 1,989

-13.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

4.71

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: June 2, 2026

Last update for Varna: June 1, 2026

Cost Breakdown

A central one-bedroom costs $223 in Montana versus $515 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Varna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Montana versus $47.00 in Varna. Monthly groceries follow the same trend: $204 vs $253 – making Montana the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montana vs Varna: Cost of Living - Frequently Asked Questions

Yes – Varna is pricier by about 41%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,263 per month in Montana and $1,783 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 20% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $324 per month in Montana and $400 in Varna. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Montana, where all-in costs run around $842, than in Varna at $1,189. In Montana it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.