Last update: Oct 2026

Cost of Living Comparison Between Montana and Varna

For one person, living is cheaper in Montana: $829 a month against $1,408 in Varna, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Montana
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Montana Living Index
67

Cost of Living Index in Varna
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Varna Living Index

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Montana

🇧🇬 Bulgaria

$829

/mo nomad

Varna

🇧🇬 Bulgaria

$1,408

/mo nomad

Monthly Cost of Living

How much you'll spend in Montana and in Varna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montana and in Varna actually costs, broken down by who's living it.

A single person spends $829 per month in Montana vs $1,408 in Varna, rent included.

Montana $829
Varna $1,408

A couple spends around $1,329 per month in Montana vs $2,217 in Varna, rent included.

Montana $1,329
Varna $2,217

A family of three spends $1,830 per month in Montana vs $3,026 in Varna, rent included.

Montana $1,830
Varna $3,026

Montana is about 41% cheaper than Varna, and outside of rent the biggest gap is in groceries.

Montana sits 39% below the global median, while Varna is 3% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.92 BGN 15.70

$12.46 BGN 21.94

-28.41%

Three-Course Dinner for Two, Mid-Range

$35.11 BGN 61.8

$59.9 BGN 106

-41.42%

Fast Food Meal (McDonalds, etc)

$9.78 BGN 17.21

$10.16 BGN 17.87

-3.74%

Cappuccino

$1.44 BGN 2.53

$2.87 BGN 5.05

-49.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 BGN 2.45

$1.89 BGN 3.32

-26.46%

Water (0.33 liter bottle)

$1.12 BGN 1.96

$1.62 BGN 2.85

-30.86%

Local Beer (0.5 liter draught)

$1.33 BGN 2.35

$2.81 BGN 4.94

-52.67%

Imported Beer (0.33 liter bottle)

$1.00 BGN 1.76

$3.50 BGN 6.15

-71.43%

Milk (1 liter)

$1.68 BGN 2.95

$1.92 BGN 3.38

-12.50%

White Bread (500g)

$1.06 BGN 1.86

$1.24 BGN 2.18

-14.52%

Rice (white) (1kg)

$2.12 BGN 3.73

$2.58 BGN 4.55

-17.83%

Eggs

$2.71 BGN 4.76

$3.53 BGN 6.21

-23.23%

Local Cheese (1kg)

$9.60 BGN 16.89

$11.53 BGN 20.30

-16.74%

Chicken Fillets (1kg)

$3.24 BGN 5.70

$9.28 BGN 16.34

-65.09%

Beef Round Steak (1kg)

$12.34 BGN 21.72

$13.97 BGN 24.60

-11.67%

Apples (1kg)

$1.21 BGN 2.14

$1.90 BGN 3.34

-36.32%

Banana (1kg)

$1.84 BGN 3.24

$2.16 BGN 3.81

-14.81%

Oranges (1kg)

$1.69 BGN 2.97

$2.12 BGN 3.74

-20.28%

Tomato (1kg)

$2.54 BGN 4.47

$3.00 BGN 5.28

-15.33%

Potato (1kg)

$0.71 BGN 1.25

$1.30 BGN 2.29

-45.38%

Onion (1kg)

$0.88 BGN 1.55

$1.04 BGN 1.83

-15.38%

Lettuce (1 head)

$0.86 BGN 1.52

$1.05 BGN 1.85

-18.10%

Water (1.5 liter bottle)

$0.52 BGN 0.92

$0.78 BGN 1.37

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 BGN 6.29

$4.03 BGN 7.08

-11.41%

Wine (Bottle)

$6.04 BGN 10.63

$8.90 BGN 15.66

-32.13%

Local Beer (0.5 liter bottle)

$0.90 BGN 1.58

$1.17 BGN 2.06

-23.08%

Imported Beer (0.33 liter bottle)

$1.15 BGN 2.03

$1.80 BGN 3.17

-36.11%

One-way Ticket (Public Transport)

$0.84 BGN 1.48

$1.13 BGN 1.99

-25.66%

Public Transport Monthly Pass (Regular Price)

$25.73 BGN 45.28

$28.11 BGN 49.47

-8.47%

Taxi Start (Normal Tariff)

$0.61 BGN 1.08

$1.56 BGN 2.75

-60.90%

Taxi (Normal Tariff) (1km)

$0.44 BGN 0.78

$0.88 BGN 1.55

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$10.40 BGN 18.30

$12.19 BGN 21.46

-14.68%

Gasoline (1 liter)

$1.57 BGN 2.76

$1.74 BGN 3.07

-9.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.4K BGN 34.1K

$29.6K BGN 52.0K

-34.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K BGN 42.7K

$24.7K BGN 43.5K

-2.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 BGN 176

$176 BGN 310

-43.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.53 BGN 32.61

$20.41 BGN 35.91

-9.21%

Internet (50+ Mbps, Unlimited Data)

$8.68 BGN 15.28

$15.68 BGN 27.59

-44.64%

Gym Membership (Monthly)

$31.54 BGN 55.5

$51.4 BGN 90.5

-38.66%

Tennis Court (1 Hour on Weekend)

$16.76 BGN 29.50

$19.47 BGN 34.26

-13.92%

Cinema Ticket

$5.49 BGN 9.66

$9.06 BGN 15.95

-39.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 BGN 1,063

$498 BGN 877

21.17%

International Primary School, 1 Child (Yearly)

$5,536 BGN 9,743

$6,292 BGN 11.1K

-12.02%

Jeans (Levis 501 Or Similar)

$67.0 BGN 118

$65.3 BGN 115

2.56%

Summer Dress (H&M, Zara, etc)

$41.29 BGN 72.7

$33.01 BGN 58.1

25.08%

Sport Shoes (Adidas, Nike)

$96.3 BGN 170

$102 BGN 180

-5.84%

Men's Leather Business Shoes

$102 BGN 180

$99.7 BGN 175

2.79%

1-bedroom Apartment, City Center (Monthly)

$210 BGN 370

$640 BGN 1,126

-67.16%

1-bedroom Apartment, Outside City Center (Monthly)

$155 BGN 272

$482 BGN 848

-67.91%

3-bedroom Apartment, City Center (Monthly)

$405 BGN 712

$1,362 BGN 2,397

-70.29%

3-bedroom Apartment, Outside City Center (Monthly)

$294 BGN 518

$916 BGN 1,612

-67.88%

Buy Apartment in City Center (m2)

$1,341 BGN 2,360

$2,998 BGN 5,276

-55.27%

Buy Apartment Outside City Center (m2)

$1,115 BGN 1,962

$2,090 BGN 3,678

-46.65%

Average Monthly Net Salary (After Tax)

$983 BGN 1,729

$1,286 BGN 2,263

-23.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

2.82

9.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: October 24, 2026

Last update for Varna: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Montana

$198 23.9%

Varna

$272 19.3% 37.4% $74

Accommodation & Living

Montana

$155 18.7%

Varna

$482 34.2% 212% $327

Clothing & Footwear

Montana

$138 16.7%

Varna

$135 9.6% 2.2% $3

Eating Out

Montana

$137 16.5%

Varna

$200 14.2% 46.1% $63

Monthly Utilities & Internet

Montana

$127 15.4%

Varna

$212 15.1% 66.8% $85

Sport & Entertainment

Montana

$43 5.1%

Varna

$70 4.9% 63.5% $27

Getting Around

Montana

$32 3.9%

Varna

$39 2.7% 21% $6.7

Cost Breakdown

A central one-bedroom costs $210 in Montana versus $640 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Varna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Montana versus $60 in Varna. Monthly groceries follow the same trend: $198 vs $272 – making Montana the more affordable choice for daily food spending.

Good to know

🇧🇬 Montana

🇧🇬 Varna

🕒 Local time

06:26 6:26 AM

Same time as Montana

🌤 Weather

👥 Population

44,502

348,058

💱 Currency

Bulgarian Lev BGN лв.

📈 Exchange rate

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

On the map

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Between locations

Montana Varna 380 km

From you

Montana
Varna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montana vs Varna: Cost of Living - Frequently Asked Questions

Yes – Varna is pricier by about 70%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,243 per month in Montana and $2,113 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montana, especially for central apartments: a one-bedroom in the center costs $210 there versus $640 in Varna.

Public transport costs about 8% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $604 per month in Montana and $498 in Varna. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Montana, where all-in costs run around $829, than in Varna at $1,408. In Montana it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

It depends on your priorities. Varna has an edge in some lifestyle areas, with costs from $829 in Montana to $1,408 in Varna. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Montana. If higher salaries or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.