Last update: Oct 2026

Cost of Living Comparison Between Valenzuela and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Valenzuela: $754 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,300 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Valenzuela
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Valenzuela Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Valenzuela

🇵🇭 Philippines

$754

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Monthly Cost of Living

How much you'll spend in Valenzuela and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Valenzuela and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $754 in Valenzuela versus $859 in Ho Chi Minh City (Saigon).

Valenzuela $754
Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,106 in Valenzuela versus $1,395 in Ho Chi Minh City (Saigon).

Valenzuela $1,106
Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,459 in Valenzuela versus $1,931 in Ho Chi Minh City (Saigon).

Valenzuela $1,459
Ho Chi Minh City (Saigon) $1,931

Living in Valenzuela costs roughly 12% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Valenzuela 44% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$4.02 ₱253

$1.91 ₫49.6K

110.47%

Three-Course Dinner for Two, Mid-Range

$16.85 ₱1,061

$22.84 ₫591.2K

-26.23%

Fast Food Meal (McDonalds, etc)

$2.74 ₱173

$4.54 ₫117.6K

-39.65%

Cappuccino

$2.00 ₱126

$1.85 ₫48.0K

8.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₱37.79

$0.56 ₫14.6K

7.14%

Water (0.33 liter bottle)

$0.34 ₱21.10

$0.32 ₫8,185

6.25%

Local Beer (0.5 liter draught)

$1.24 ₱78.4

$1.06 ₫27.5K

16.98%

Imported Beer (0.33 liter bottle)

$1.60 ₱101

$1.72 ₫44.5K

-6.98%

Milk (1 liter)

$1.61 ₱101

$1.66 ₫42.9K

-3.01%

White Bread (500g)

$1.11 ₱69.8

$1.11 ₫28.7K

Rice (white) (1kg)

$0.97 ₱60.8

$1.00 ₫25.9K

-3.00%

Eggs

$2.03 ₱128

$1.67 ₫43.1K

21.56%

Local Cheese (1kg)

$5.15 ₱324

$12.08 ₫312.8K

-57.37%

Chicken Fillets (1kg)

$3.45 ₱218

$3.68 ₫95.2K

-6.25%

Beef Round Steak (1kg)

$7.11 ₱448

$10.24 ₫265.1K

-30.57%

Apples (1kg)

$2.45 ₱154

$2.96 ₫76.5K

-17.23%

Banana (1kg)

$1.53 ₱96.6

$1.24 ₫32.2K

23.39%

Oranges (1kg)

$2.40 ₱151

$1.56 ₫40.3K

53.85%

Tomato (1kg)

$1.06 ₱67.1

$1.30 ₫33.6K

-18.46%

Potato (1kg)

$1.70 ₱107

$1.23 ₫31.9K

38.21%

Onion (1kg)

$1.72 ₱109

$1.15 ₫29.8K

49.57%

Lettuce (1 head)

$0.63 ₱39.50

$0.74 ₫19.1K

-14.86%

Water (1.5 liter bottle)

$0.58 ₱36.40

$0.56 ₫14.4K

3.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₱162

$1.24 ₫32.1K

107.26%

Wine (Bottle)

$8.12 ₱511

$12.60 ₫326.1K

-35.56%

Local Beer (0.5 liter bottle)

$0.91 ₱57.2

$0.96 ₫24.9K

-5.21%

Imported Beer (0.33 liter bottle)

$2.03 ₱128

$1.53 ₫39.6K

32.68%

One-way Ticket (Public Transport)

$0.26 ₱16.67

$0.26 ₫6,694

Public Transport Monthly Pass (Regular Price)

$11.10 ₱699

$11.51 ₫297.9K

-3.56%

Taxi Start (Normal Tariff)

$0.61 ₱38.64

$0.75 ₫19.5K

-18.67%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.49

$0.67 ₫17.4K

-65.67%

Taxi 1hour Waiting (Normal Tariff)

$1.86 ₱117

$3.03 ₫78.5K

-38.61%

Gasoline (1 liter)

$1.21 ₱76.4

$0.96 ₫24.8K

26.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$31.1K ₫804.3M

-32.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$30.4K ₫785.9M

-35.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 ₱8,959

$102 ₫2.6M

39.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.14 ₱1,016

$5.89 ₫152.5K

174.02%

Internet (50+ Mbps, Unlimited Data)

$31.55 ₱1,986

$10.49 ₫271.6K

200.76%

Gym Membership (Monthly)

$32.02 ₱2,016

$25.54 ₫661.2K

25.37%

Tennis Court (1 Hour on Weekend)

$5.13 ₱323

$11.92 ₫308.5K

-56.96%

Cinema Ticket

$6.26 ₱394

$3.53 ₫91.3K

77.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 ₱8,370

$436 ₫11.3M

-69.54%

International Primary School, 1 Child (Yearly)

$7,524 ₱473.7K

$23.3K ₫602.8M

-67.69%

Jeans (Levis 501 Or Similar)

$29.41 ₱1,852

$52.8 ₫1.4M

-44.25%

Summer Dress (H&M, Zara, etc)

$19.37 ₱1,219

$34.15 ₫884.1K

-43.28%

Sport Shoes (Adidas, Nike)

$70.5 ₱4,440

$90.3 ₫2.3M

-21.87%

Men's Leather Business Shoes

$56.2 ₱3,539

$95.0 ₫2.5M

-40.83%

1-bedroom Apartment, City Center (Monthly)

$294 ₱18.5K

$589 ₫15.3M

-50.12%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₱11.1K

$298 ₫7.7M

-40.85%

3-bedroom Apartment, City Center (Monthly)

$442 ₱27.8K

$1,292 ₫33.5M

-65.81%

3-bedroom Apartment, Outside City Center (Monthly)

$312 ₱19.7K

$711 ₫18.4M

-56.04%

Buy Apartment in City Center (m2)

$2,066 ₱130.1K

$4,676 ₫121.1M

-55.82%

Buy Apartment Outside City Center (m2)

$955 ₱60.1K

$1,904 ₫49.3M

-49.83%

Average Monthly Net Salary (After Tax)

$597 ₱37.6K

$490 ₫12.7M

21.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

8.64

-21.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Valenzuela: October 11, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Valenzuela

$190 25.2%

Ho Chi Minh City (Saigon)

$118 13.8% 37.7% $72

Accommodation & Living

Valenzuela

$176 23.4%

Ho Chi Minh City (Saigon)

$298 34.7% 69.1% $122

Groceries & Markets

Valenzuela

$172 22.9%

Ho Chi Minh City (Saigon)

$207 24.1% 20.2% $35

Clothing & Footwear

Valenzuela

$79 10.5%

Ho Chi Minh City (Saigon)

$122 14.3% 55.1% $43

Eating Out

Valenzuela

$78 10.3%

Ho Chi Minh City (Saigon)

$63 7.4% 18.3% $14

Sport & Entertainment

Valenzuela

$45 5.9%

Ho Chi Minh City (Saigon)

$33 3.8% 26.8% $12

Getting Around

Valenzuela

$14 1.9%

Ho Chi Minh City (Saigon)

$17 1.9% 19.5% $2.7

Cost Breakdown

A one-bedroom apartment in the center runs $294 in Valenzuela and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Valenzuela pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Valenzuela vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $172 vs $207 per month, with Valenzuela cheaper across the board.

Good to know

🇵🇭 Valenzuela

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

01:52 1:52 AM

00:52 12:52 AM

1 h behind Valenzuela

🌤 Weather

👥 Population

714,978

9,456,700

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Valenzuela Ho Chi Minh City (Saigon) 1,610 km ≈ 2 h 30 min nonstop flight

From you

Valenzuela
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Valenzuela vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Valenzuela wins on cost – living expenses run 14% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Valenzuela the obvious pick if budget is a priority.

Average pay runs 22% higher in Valenzuela, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $294 in Valenzuela versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $754 per month in Valenzuela versus $859 in Ho Chi Minh City (Saigon) – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Valenzuela runs roughly 4% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $754 in Valenzuela versus $859 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Valenzuela but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Valenzuela the clear choice for anyone on this budget.

Both work as nomad bases, but Valenzuela delivers better value – similar infrastructure at $754 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Valenzuela hard to pass up.

Safety-wise, Valenzuela and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Valenzuela gentler on the wallet – expenses run 14% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.