Last update: Oct 2026

Cost of Living Comparison Between Valdivia and Montreal

For one person, living is cheaper in Valdivia: $1,015 a month against $2,003 in Montreal, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

49

Cost of Living Index in Valdivia
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Valdivia Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Valdivia

🇨🇱 Chile

$1,015

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Valdivia and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Valdivia and in Montreal actually costs, broken down by who's living it.

A single person spends $1,015 per month in Valdivia vs $2,003 in Montreal, rent included.

Valdivia $1,015
Montreal $2,003

A couple spends around $1,560 per month in Valdivia vs $3,048 in Montreal, rent included.

Valdivia $1,560
Montreal $3,048

A family of three spends $2,104 per month in Valdivia vs $4,092 in Montreal, rent included.

Valdivia $2,104
Montreal $4,092

Valdivia is about 49% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

Valdivia sits 24% below the global median, while Montreal is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.25 CLP 6,093

$19.31 CA$27.52

-67.63%

Three-Course Dinner for Two, Mid-Range

$46.87 CLP 45.7K

$75.5 CA$108

-37.92%

Fast Food Meal (McDonalds, etc)

$6.88 CLP 6,711

$10.63 CA$15.15

-35.28%

Cappuccino

$2.14 CLP 2,082

$3.93 CA$5.60

-45.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CLP 2,004

$1.92 CA$2.73

6.77%

Water (0.33 liter bottle)

$1.26 CLP 1,226

$1.48 CA$2.11

-14.86%

Local Beer (0.5 liter draught)

$3.53 CLP 3,446

$6.30 CA$8.98

-43.97%

Imported Beer (0.33 liter bottle)

$3.54 CLP 3,448

$7.19 CA$10.24

-50.76%

Milk (1 liter)

$1.19 CLP 1,161

$2.22 CA$3.17

-46.40%

White Bread (500g)

$1.30 CLP 1,267

$3.06 CA$4.36

-57.52%

Rice (white) (1kg)

$1.62 CLP 1,576

$2.94 CA$4.19

-44.90%

Eggs

$3.09 CLP 3,017

$3.53 CA$5.03

-12.46%

Local Cheese (1kg)

$8.80 CLP 8,578

$13.19 CA$18.79

-33.28%

Chicken Fillets (1kg)

$6.40 CLP 6,244

$11.24 CA$16.02

-43.06%

Beef Round Steak (1kg)

$12.61 CLP 12.3K

$13.81 CA$19.69

-8.69%

Apples (1kg)

$2.19 CLP 2,135

$3.40 CA$4.85

-35.59%

Banana (1kg)

$1.88 CLP 1,832

$1.44 CA$2.06

30.56%

Oranges (1kg)

$1.73 CLP 1,692

$3.26 CA$4.65

-46.93%

Tomato (1kg)

$1.86 CLP 1,816

$2.88 CA$4.10

-35.42%

Potato (1kg)

$2.43 CLP 2,365

$1.86 CA$2.65

30.65%

Onion (1kg)

$1.50 CLP 1,460

$1.82 CA$2.60

-17.58%

Lettuce (1 head)

$1.48 CLP 1,446

$2.43 CA$3.46

-39.09%

Water (1.5 liter bottle)

$1.11 CLP 1,085

$1.52 CA$2.17

-26.97%

Cigarettes 20 Pack (Marlboro, Camel)

$5.05 CLP 4,923

$11.45 CA$16.32

-55.90%

Wine (Bottle)

$4.49 CLP 4,381

$10.36 CA$14.76

-56.66%

Local Beer (0.5 liter bottle)

$1.47 CLP 1,436

$2.22 CA$3.16

-33.78%

Imported Beer (0.33 liter bottle)

$2.15 CLP 2,095

$2.82 CA$4.02

-23.76%

One-way Ticket (Public Transport)

$0.56 CLP 548

$2.58 CA$3.67

-78.29%

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

Taxi Start (Normal Tariff)

$1.00 CLP 975

$3.25 CA$4.64

-69.23%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.11

Taxi 1hour Waiting (Normal Tariff)

$33.04 CA$47.09

Gasoline (1 liter)

$1.50 CLP 1,460

$1.36 CA$1.94

10.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.9K CLP 14.6M

$27.4K CA$39.1K

-45.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.8K CLP 17.3M

$20.0K CA$28.5K

-10.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.0 CLP 86.8K

$76.1 CA$109

16.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.86 CLP 13.5K

$34.68 CA$49.43

-60.03%

Internet (50+ Mbps, Unlimited Data)

$30.85 CLP 30.1K

$42.69 CA$60.9

-27.73%

Gym Membership (Monthly)

$40.34 CLP 39.3K

$28.94 CA$41.26

39.39%

Tennis Court (1 Hour on Weekend)

$24.05 CLP 23.5K

$20.33 CA$28.97

18.30%

Cinema Ticket

$4.60 CLP 4,490

$11.21 CA$15.98

-58.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 CLP 239.2K

$505 CA$720

-51.43%

International Primary School, 1 Child (Yearly)

$3,064 CLP 3.0M

$16.0K CA$22.8K

-80.86%

Jeans (Levis 501 Or Similar)

$51.8 CLP 50.5K

$58.5 CA$83.4

-11.54%

Summer Dress (H&M, Zara, etc)

$17.82 CLP 17.4K

$38.00 CA$54.2

-53.11%

Sport Shoes (Adidas, Nike)

$49.57 CLP 48.3K

$92.7 CA$132

-46.53%

Men's Leather Business Shoes

$78.2 CLP 76.2K

$106 CA$151

-26.12%

1-bedroom Apartment, City Center (Monthly)

$570 CLP 555.6K

$1,240 CA$1,768

-54.05%

1-bedroom Apartment, Outside City Center (Monthly)

$371 CLP 361.3K

$986 CA$1,405

-62.42%

3-bedroom Apartment, City Center (Monthly)

$975 CLP 950.5K

$2,102 CA$2,996

-53.63%

3-bedroom Apartment, Outside City Center (Monthly)

$560 CLP 546.1K

$1,615 CA$2,302

-65.32%

Buy Apartment in City Center (m2)

$4,505 CLP 4.4M

$5,043 CA$7,188

-10.67%

Buy Apartment Outside City Center (m2)

$3,830 CA$5,459

Average Monthly Net Salary (After Tax)

$619 CLP 603.3K

$2,920 CA$4,163

-78.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

4.46

0.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Valdivia: October 6, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Valdivia

$370 36.7%

Montreal

$986 47.9% 166% $615

Groceries & Markets

Valdivia

$229 22.7%

Montreal

$344 16.7% 50.3% $115

Eating Out

Valdivia

$134 13.3%

Montreal

$293 14.2% 118% $159

Monthly Utilities & Internet

Valdivia

$134 13.3%

Montreal

$154 7.5% 14.8% $20

Clothing & Footwear

Valdivia

$89 8.8%

Montreal

$133 6.5% 49.5% $44

Sport & Entertainment

Valdivia

$50 4.9%

Montreal

$51 2.5% 3.7% $1.8

Getting Around

Valdivia

$3.3 * 0.3%

Montreal

$98 4.8% 2911% $95

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $570 in Valdivia versus $1,240 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 372% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Valdivia versus $75.0 in Montreal. Monthly groceries follow the same trend: $229 vs $344 – making Valdivia the more affordable choice for daily food spending.

Good to know

🇨🇱 Valdivia

🇨🇦 Montreal

🕒 Local time

08:27 8:27 AM

07:27 7:27 AM

1 h behind Valdivia

🌤 Weather

👥 Population

150,048

1,762,949

💱 Currency

Chilean Peso CLP $

Canadian Dollar CAD $

📈 Exchange rate

10,000 CLP = 10.26 USD

10,000 CLP = 9.15 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to CLP – Chilean Peso Converter

🇺🇸 United States Dollar ($)

🇨🇱 Chilean Peso ($)

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 975 CLP (1,000 CLP = 1.03 USD). 1 EUR = 1,093 CLP (10,000 CLP = 9.15 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to CLP in detail →

On the map

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Between locations

Valdivia Montreal 9,490 km ≈ 12 h nonstop flight

From you

Valdivia
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Valdivia vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 97% more than Valdivia, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,522 per month in Valdivia and $3,005 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Valdivia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $47.00 in Valdivia and $75.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 50% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Valdivia, where all-in costs run around $1,015, than in Montreal at $2,003. In Valdivia it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Valdivia costs $1,015 versus $2,003 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Valdivia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.