Last update: Oct 2026

Cost of Living Comparison Between Montreal and Valdivia

For one person, living is cheaper in Valdivia: $1,015 a month against $2,003 in Montreal, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
49

Cost of Living Index in Valdivia
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Valdivia Living Index

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Montreal

🇨🇦 Canada

$2,003

/mo nomad

Valdivia

🇨🇱 Chile

$1,015

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Valdivia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Valdivia actually costs, broken down by who's living it.

A single person spends $2,003 per month in Montreal vs $1,015 in Valdivia, rent included.

Montreal $2,003
Valdivia $1,015

A couple spends around $3,048 per month in Montreal vs $1,560 in Valdivia, rent included.

Montreal $3,048
Valdivia $1,560

A family of three spends $4,092 per month in Montreal vs $2,104 in Valdivia, rent included.

Montreal $4,092
Valdivia $2,104

Montreal costs about 97% more than Valdivia, and outside of rent the biggest gap is in eating out.

Montreal sits 49% above the global median, while Valdivia is 24% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.31 CA$27.52

$6.25 CLP 6,093

208.96%

Three-Course Dinner for Two, Mid-Range

$75.5 CA$108

$46.87 CLP 45.7K

61.08%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.15

$6.88 CLP 6,711

54.51%

Cappuccino

$3.93 CA$5.60

$2.14 CLP 2,082

83.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.73

$2.05 CLP 2,004

-6.34%

Water (0.33 liter bottle)

$1.48 CA$2.11

$1.26 CLP 1,226

17.46%

Local Beer (0.5 liter draught)

$6.30 CA$8.98

$3.53 CLP 3,446

78.47%

Imported Beer (0.33 liter bottle)

$7.19 CA$10.24

$3.54 CLP 3,448

103.11%

Milk (1 liter)

$2.22 CA$3.17

$1.19 CLP 1,161

86.55%

White Bread (500g)

$3.06 CA$4.36

$1.30 CLP 1,267

135.38%

Rice (white) (1kg)

$2.94 CA$4.19

$1.62 CLP 1,576

81.48%

Eggs

$3.53 CA$5.03

$3.09 CLP 3,017

14.24%

Local Cheese (1kg)

$13.19 CA$18.79

$8.80 CLP 8,578

49.89%

Chicken Fillets (1kg)

$11.24 CA$16.02

$6.40 CLP 6,244

75.63%

Beef Round Steak (1kg)

$13.81 CA$19.69

$12.61 CLP 12.3K

9.52%

Apples (1kg)

$3.40 CA$4.85

$2.19 CLP 2,135

55.25%

Banana (1kg)

$1.44 CA$2.06

$1.88 CLP 1,832

-23.40%

Oranges (1kg)

$3.26 CA$4.65

$1.73 CLP 1,692

88.44%

Tomato (1kg)

$2.88 CA$4.10

$1.86 CLP 1,816

54.84%

Potato (1kg)

$1.86 CA$2.65

$2.43 CLP 2,365

-23.46%

Onion (1kg)

$1.82 CA$2.60

$1.50 CLP 1,460

21.33%

Lettuce (1 head)

$2.43 CA$3.46

$1.48 CLP 1,446

64.19%

Water (1.5 liter bottle)

$1.52 CA$2.17

$1.11 CLP 1,085

36.94%

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 CA$16.32

$5.05 CLP 4,923

126.73%

Wine (Bottle)

$10.36 CA$14.76

$4.49 CLP 4,381

130.73%

Local Beer (0.5 liter bottle)

$2.22 CA$3.16

$1.47 CLP 1,436

51.02%

Imported Beer (0.33 liter bottle)

$2.82 CA$4.02

$2.15 CLP 2,095

31.16%

One-way Ticket (Public Transport)

$2.58 CA$3.67

$0.56 CLP 548

360.71%

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

Taxi Start (Normal Tariff)

$3.25 CA$4.64

$1.00 CLP 975

225.00%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.11

Taxi 1hour Waiting (Normal Tariff)

$33.04 CA$47.09

Gasoline (1 liter)

$1.36 CA$1.94

$1.50 CLP 1,460

-9.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$39.1K

$14.9K CLP 14.6M

83.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.5K

$17.8K CLP 17.3M

12.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 CA$109

$89.0 CLP 86.8K

-14.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.68 CA$49.43

$13.86 CLP 13.5K

150.22%

Internet (50+ Mbps, Unlimited Data)

$42.69 CA$60.9

$30.85 CLP 30.1K

38.38%

Gym Membership (Monthly)

$28.94 CA$41.26

$40.34 CLP 39.3K

-28.26%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.97

$24.05 CLP 23.5K

-15.47%

Cinema Ticket

$11.21 CA$15.98

$4.60 CLP 4,490

143.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$720

$245 CLP 239.2K

105.87%

International Primary School, 1 Child (Yearly)

$16.0K CA$22.8K

$3,064 CLP 3.0M

422.52%

Jeans (Levis 501 Or Similar)

$58.5 CA$83.4

$51.8 CLP 50.5K

13.04%

Summer Dress (H&M, Zara, etc)

$38.00 CA$54.2

$17.82 CLP 17.4K

113.24%

Sport Shoes (Adidas, Nike)

$92.7 CA$132

$49.57 CLP 48.3K

87.01%

Men's Leather Business Shoes

$106 CA$151

$78.2 CLP 76.2K

35.36%

1-bedroom Apartment, City Center (Monthly)

$1,240 CA$1,768

$570 CLP 555.6K

117.62%

1-bedroom Apartment, Outside City Center (Monthly)

$986 CA$1,405

$371 CLP 361.3K

166.12%

3-bedroom Apartment, City Center (Monthly)

$2,102 CA$2,996

$975 CLP 950.5K

115.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,615 CA$2,302

$560 CLP 546.1K

188.33%

Buy Apartment in City Center (m2)

$5,043 CA$7,188

$4,505 CLP 4.4M

11.95%

Buy Apartment Outside City Center (m2)

$3,830 CA$5,459

Average Monthly Net Salary (After Tax)

$2,920 CA$4,163

$619 CLP 603.3K

372.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

4.5

-0.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 6, 2026

Last update for Valdivia: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$986 47.9%

Valdivia

$370 36.7% 62.4% $615

Groceries & Markets

Montreal

$344 16.7%

Valdivia

$229 22.7% 33.5% $115

Eating Out

Montreal

$293 14.2%

Valdivia

$134 13.3% 54.2% $159

Monthly Utilities & Internet

Montreal

$154 7.5%

Valdivia

$134 13.3% 12.9% $20

Clothing & Footwear

Montreal

$133 6.5%

Valdivia

$89 8.8% 33.1% $44

Getting Around

Montreal

$98 4.8%

Valdivia

$3.3 * 0.3% 96.7% $95

Sport & Entertainment

Montreal

$51 2.5%

Valdivia

$50 4.9% 3.5% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,240 in Montreal versus $570 in Valdivia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 372% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Montreal versus $47.00 in Valdivia. Monthly groceries follow the same trend: $344 vs $229 – making Valdivia the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇨🇱 Valdivia

🕒 Local time

08:12 8:12 AM

09:12 9:12 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

150,048

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

10,000 CLP = 10.26 USD

10,000 CLP = 9.15 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 975 CLP (1,000 CLP = 1.03 USD). 1 EUR = 1,093 CLP (10,000 CLP = 9.15 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Valdivia 9,490 km ≈ 12 h nonstop flight

From you

Montreal
Valdivia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Valdivia: Cost of Living - Frequently Asked Questions

Montreal costs about 97% more than Valdivia, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,005 per month in Montreal and $1,522 in Valdivia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Valdivia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $75.0 in Montreal and $47.00 in Valdivia. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 50% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Valdivia, where all-in costs run around $1,015, than in Montreal at $2,003. In Valdivia it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Valdivia costs $1,015 versus $2,003 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Valdivia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.