Last update: Oct 2026

Cost of Living Comparison Between Vac and Ubud, Bali

For one person, living costs are similar in Vac and in Ubud, Bali: $1,333 and $1,353 a month, rent and utilities included.

64

Cost of Living Index in Vac
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Vac Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Vac

🇭🇺 Hungary

$1,333

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Vac and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vac and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,333 in Vac versus $1,353 in Ubud, Bali.

Vac $1,333
Ubud, Bali $1,353

Estimated couple costs with rent: $2,250 in Vac versus $2,297 in Ubud, Bali.

Vac $2,250
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,167 in Vac versus $3,241 in Ubud, Bali.

Vac $3,167
Ubud, Bali $3,241

Living in Vac costs roughly 2% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Vac is 2% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$19.05 Ft 6,154

$3.23 Rp 58.1K

489.78%

Three-Course Dinner for Two, Mid-Range

$111 Ft 35.9K

$34.88 Rp 627.8K

218.38%

Fast Food Meal (McDonalds, etc)

$9.10 Ft 2,939

$5.70 Rp 102.5K

59.65%

Cappuccino

$2.47 Ft 798

$2.62 Rp 47.1K

-5.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 Ft 499

$1.72 Rp 31.0K

-9.88%

Water (0.33 liter bottle)

$1.25 Ft 405

$0.81 Rp 14.6K

54.32%

Local Beer (0.5 liter draught)

$2.29 Ft 739

$2.65 Rp 47.7K

-13.58%

Imported Beer (0.33 liter bottle)

$2.34 Ft 755

$4.37 Rp 78.6K

-46.45%

Milk (1 liter)

$1.27 Ft 409

$1.57 Rp 28.3K

-19.11%

White Bread (500g)

$1.43 Ft 461

$2.19 Rp 39.5K

-34.70%

Rice (white) (1kg)

$2.35 Ft 758

$1.18 Rp 21.2K

99.15%

Eggs

$3.22 Ft 1,040

$2.16 Rp 38.8K

49.07%

Local Cheese (1kg)

$8.78 Ft 2,836

$17.65 Rp 317.7K

-50.25%

Chicken Fillets (1kg)

$6.01 Ft 1,941

$3.78 Rp 68.0K

58.99%

Beef Round Steak (1kg)

$16.46 Ft 5,319

$11.95 Rp 215.1K

37.74%

Apples (1kg)

$1.87 Ft 604

$3.60 Rp 64.8K

-48.06%

Banana (1kg)

$2.13 Ft 687

$1.59 Rp 28.6K

33.96%

Oranges (1kg)

$2.08 Ft 673

$2.31 Rp 41.6K

-9.96%

Tomato (1kg)

$2.39 Ft 771

$1.91 Rp 34.3K

25.13%

Potato (1kg)

$1.67 Ft 541

$1.78 Rp 32.1K

-6.18%

Onion (1kg)

$1.10 Ft 355

$2.33 Rp 41.9K

-52.79%

Lettuce (1 head)

$1.33 Ft 431

$1.00 Rp 18.0K

33.00%

Water (1.5 liter bottle)

$0.50 Ft 163

$0.53 Rp 9,509

-5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$7.82 Ft 2,525

$2.29 Rp 41.1K

241.48%

Wine (Bottle)

$5.08 Ft 1,642

$22.07 Rp 397.3K

-76.98%

Local Beer (0.5 liter bottle)

$0.84 Ft 272

$2.35 Rp 42.2K

-64.26%

Imported Beer (0.33 liter bottle)

$2.23 Ft 720

$2.98 Rp 53.6K

-25.17%

One-way Ticket (Public Transport)

$1.36 Ft 439

$0.23 Rp 4,112

491.30%

Public Transport Monthly Pass (Regular Price)

$26.23 Ft 8,474

$8.90 Rp 160.2K

194.72%

Taxi Start (Normal Tariff)

$3.30 Ft 1,065

$0.47 Rp 8,466

602.13%

Taxi (Normal Tariff) (1km)

$1.66 Ft 538

$0.43 Rp 7,737

286.05%

Taxi 1hour Waiting (Normal Tariff)

$19.40 Ft 6,268

$5.47 Rp 98.4K

254.66%

Gasoline (1 liter)

$1.94 Ft 627

$0.83 Rp 14.9K

133.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K Ft 8.3M

$23.9K Rp 429.8M

7.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K Ft 12.4M

$32.8K Rp 590.1M

16.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 Ft 49.7K

$80.0 Rp 1.4M

92.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.43 Ft 7,891

$6.56 Rp 118.1K

272.41%

Internet (50+ Mbps, Unlimited Data)

$21.58 Ft 6,971

$18.60 Rp 334.8K

16.02%

Gym Membership (Monthly)

$52.9 Ft 17.1K

$54.1 Rp 974.1K

-2.33%

Tennis Court (1 Hour on Weekend)

$19.41 Ft 6,272

$18.28 Rp 329.0K

6.18%

Cinema Ticket

$7.92 Ft 2,559

$4.25 Rp 76.5K

86.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$250 Ft 80.8K

$493 Rp 8.9M

-49.27%

International Primary School, 1 Child (Yearly)

$8,440 Ft 2.7M

$5,597 Rp 100.7M

50.79%

Jeans (Levis 501 Or Similar)

$88.8 Ft 28.7K

$45.58 Rp 820.4K

94.87%

Summer Dress (H&M, Zara, etc)

$32.27 Ft 10.4K

$34.96 Rp 629.4K

-7.69%

Sport Shoes (Adidas, Nike)

$86.1 Ft 27.8K

$77.7 Rp 1.4M

10.72%

Men's Leather Business Shoes

$104 Ft 33.5K

$78.5 Rp 1.4M

31.99%

1-bedroom Apartment, City Center (Monthly)

$514 Ft 165.9K

$1,131 Rp 20.4M

-54.61%

1-bedroom Apartment, Outside City Center (Monthly)

$410 Ft 132.4K

$673 Rp 12.1M

-39.11%

3-bedroom Apartment, City Center (Monthly)

$838 Ft 270.7K

$3,613 Rp 65.0M

-76.81%

3-bedroom Apartment, Outside City Center (Monthly)

$779 Ft 251.6K

$1,702 Rp 30.6M

-54.24%

Buy Apartment in City Center (m2)

$3,061 Ft 989.0K

$2,717 Rp 48.9M

12.65%

Buy Apartment Outside City Center (m2)

$2,600 Ft 839.9K

$2,241 Rp 40.3M

16.00%

Average Monthly Net Salary (After Tax)

$1,398 Ft 451.6K

$166 Rp 3.0M

740.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.78

-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vac: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vac

$410 30.8%

Ubud, Bali

$673 49.7% 64.2% $263

Eating Out

Vac

$237 17.8%

Ubud, Bali

$106 7.9% 55% $130

Groceries & Markets

Vac

$235 17.6%

Ubud, Bali

$287 21.2% 22.3% $52

Monthly Utilities & Internet

Vac

$200 15%

Ubud, Bali

$105 7.8% 47.4% $95

Clothing & Footwear

Vac

$140 10.5%

Ubud, Bali

$107 7.9% 23.8% $33

Sport & Entertainment

Vac

$69 5.2%

Ubud, Bali

$63 4.6% 8.9% $6.1

Getting Around

Vac

$43 3.3%

Ubud, Bali

$12 0.9% 71.3% $31

Cost Breakdown

A one-bedroom apartment in the center runs $514 in Vac and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Vac pays 740% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $111 in Vac vs $35.00 in Ubud, Bali. Groceries flip the comparison at $235 vs $287, with Vac cheaper for home cooking.

Good to know

🇭🇺 Vac

🇮🇩 Ubud, Bali

🕒 Local time

17:16 5:16 PM

23:16 11:16 PM

6 h ahead of Vac

🌤 Weather

👥 Population

34,001

74,800

💱 Currency

Hungarian Forint HUF Ft

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to HUF – Hungarian Forint Converter

🇺🇸 United States Dollar ($)

🇭🇺 Hungarian Forint (Ft)

Hungarian Forint exchange rates as of October 20, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to HUF in detail →

On the map

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Highest

Between locations

Vac Ubud, Bali 11,160 km ≈ 14 h nonstop flight

From you

Vac
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vac vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vac wins on cost – living expenses run 2% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vac the obvious pick if budget is a priority.

Average pay runs 740% higher in Vac, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $514 in Vac versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $250 in Vac versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 22% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,333 in Vac versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Vac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vac the clear choice for anyone on this budget.

Both work as nomad bases, but Vac delivers better value – similar infrastructure at $1,333 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vac hard to pass up.

Safety-wise, Vac and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vac gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.