Cost of Living Comparison Between Ubud, Bali and Vac Cost of Living Comparison Between Ubud, Bali and Vac

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,329 in Vac.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,280 in Vac.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $3,232 in Vac.

Living in Ubud, Bali is roughly 3% more expensive than in Vac, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Vac is 3% below.

Currency
🍽 Eating Out
Ubud, Bali
Vac
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$19.40 Ft 6,171
-82.27%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$115 Ft 36.6K
-68.44%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$9.70 Ft 3,086
-41.13%
Cappuccino
$2.67 Rp 47.3K
$2.39 Ft 760
11.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$1.58 Ft 503
10.76%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$1.32 Ft 419
-34.09%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$2.24 Ft 711
31.70%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$2.38 Ft 758
89.92%
🛒 Groceries & Markets
Ubud, Bali
Vac
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.30 Ft 414
24.62%
White Bread (500g)
$2.33 Rp 41.3K
$1.47 Ft 469
58.50%
Rice (white) (1kg)
$1.11 Rp 19.6K
$2.32 Ft 740
-52.16%
Eggs
$2.20 Rp 39.0K
$3.28 Ft 1,044
-32.93%
Local Cheese (1kg)
$17.69 Rp 313.3K
$8.52 Ft 2,709
107.63%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$6.10 Ft 1,940
-32.79%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
$16.85 Ft 5,359
-27.72%
Apples (1kg)
$3.71 Rp 65.6K
$1.91 Ft 607
94.24%
Banana (1kg)
$1.59 Rp 28.1K
$2.16 Ft 688
-26.39%
Oranges (1kg)
$2.28 Rp 40.4K
$2.11 Ft 672
8.06%
Tomato (1kg)
$1.95 Rp 34.6K
$2.40 Ft 762
-18.75%
Potato (1kg)
$1.91 Rp 33.7K
$1.67 Ft 530
14.37%
Onion (1kg)
$2.33 Rp 41.3K
$1.17 Ft 373
99.15%
Lettuce (1 head)
$1.01 Rp 17.8K
$1.36 Ft 433
-25.74%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$0.51 Ft 164
7.84%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$7.79 Ft 2,479
-71.37%
Wine (Bottle)
$23.07 Rp 408.6K
$5.08 Ft 1,617
354.13%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$0.86 Ft 273
181.40%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$2.28 Ft 727
31.58%
🚌 Getting Around
Ubud, Bali
Vac
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$1.39 Ft 444
-80.58%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
$30.20 Ft 9,608
-70.26%
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$3.00 Ft 954
-84.00%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$1.61 Ft 512
-73.29%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$16.80 Ft 5,345
-66.43%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.84 Ft 586
-56.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$28.9K Ft 9.2M
-13.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$40.5K Ft 12.9M
-21.74%
🧾 Monthly Utilities & Internet
Ubud, Bali
Vac
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$157 Ft 49.9K
-48.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$25.87 Ft 8,230
-74.91%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$22.02 Ft 7,006
-14.76%
🎉 Sport & Entertainment
Ubud, Bali
Vac
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$49.73 Ft 15.8K
14.36%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
$17.35 Ft 5,518
7.95%
Cinema Ticket
$4.54 Rp 80.4K
$8.45 Ft 2,688
-46.27%
🧸 Childcare & Education
Ubud, Bali
Vac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$309 Ft 98.2K
55.75%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$6,805 Ft 2.2M
-16.08%
👕👟 Clothing & Footwear
Ubud, Bali
Vac
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$90.6 Ft 28.8K
-49.78%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$32.35 Ft 10.3K
10.91%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$83.9 Ft 26.7K
-4.16%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$109 Ft 34.7K
-27.88%
🏠 Accommodation & Living
Ubud, Bali
Vac
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$528 Ft 168.1K
110.97%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$408 Ft 129.7K
71.11%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$866 Ft 275.5K
319.92%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$784 Ft 249.3K
121.70%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$3,145 Ft 1.0M
-11.48%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$2,657 Ft 845.4K
-13.84%
💵 Salaries & Financials
Ubud, Bali
Vac
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$1,438 Ft 457.4K
-88.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.67
106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Vac: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $528 in Vac. Housing cost is often the main lever when comparing two cities.

Vac pays 756% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $115 in Vac. Groceries flip the comparison at $295 vs $238, with Vac cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Vac: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Vac?
Vac wins on cost – living expenses run 3% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vac the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Vac?
On paper, salaries run 756% lower in Vac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Vac?
Rent for a central apartment: $1,115 in Ubud, Bali versus $528 in Vac. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Vac?
Childcare runs $481 in Ubud, Bali versus $309 in Vac. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Vac?
Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Ubud, Bali or in Vac?
At $1,329 in Vac versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Vac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vac the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Vac?
Both work as nomad bases, but Vac delivers better value – similar infrastructure at $1,329 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vac hard to pass up.
How safe is Ubud, Bali compared to Vac?
Safety-wise, Ubud, Bali and Vac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Vac gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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