Last update: Oct 2026

Cost of Living Comparison Between Urmia and Ubud, Bali

For one person, living is cheaper in Urmia: $419 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

20

Cost of Living Index in Urmia
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Urmia Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Urmia

🇮🇷 Iran

$419

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Urmia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Urmia and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $419 in Urmia versus $1,353 in Ubud, Bali.

Urmia $419
Ubud, Bali $1,353

Estimated couple costs with rent: $725 in Urmia versus $2,297 in Ubud, Bali.

Urmia $725
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,030 in Urmia versus $3,241 in Ubud, Bali.

Urmia $1,030
Ubud, Bali $3,241

Living in Urmia costs roughly 69% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Urmia is 69% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$5.06 $5.06

$3.23 Rp 58.1K

56.66%

Three-Course Dinner for Two, Mid-Range

$23.78 $23.78

$34.88 Rp 627.8K

-31.82%

Fast Food Meal (McDonalds, etc)

$2.97 $2.97

$5.70 Rp 102.5K

-47.89%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.26 $1.26

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.57 $1.57

Cappuccino

$1.09 $1.09

$2.62 Rp 47.1K

-58.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 $0.74

$1.72 Rp 31.0K

-56.98%

Water (0.33 liter bottle)

$0.49 $0.49

$0.81 Rp 14.6K

-39.51%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$0.62 $0.62

$1.57 Rp 28.3K

-60.51%

White Bread (500g)

$0.44 $0.44

$2.19 Rp 39.5K

-79.91%

Rice (white) (1kg)

$2.35 $2.35

$1.18 Rp 21.2K

99.15%

Eggs

$1.22 $1.22

$2.16 Rp 38.8K

-43.52%

Local Cheese (1kg)

$4.29 $4.29

$17.65 Rp 317.7K

-75.69%

Chicken Fillets (1kg)

$2.54 $2.54

$3.78 Rp 68.0K

-32.80%

Beef Round Steak (1kg)

$6.37 $6.37

$11.95 Rp 215.1K

-46.69%

Apples (1kg)

$0.88 $0.88

$3.60 Rp 64.8K

-75.56%

Banana (1kg)

$1.46 $1.46

$1.59 Rp 28.6K

-8.18%

Oranges (1kg)

$0.74 $0.74

$2.31 Rp 41.6K

-67.97%

Tomato (1kg)

$0.67 $0.67

$1.91 Rp 34.3K

-64.92%

Potato (1kg)

$0.52 $0.52

$1.78 Rp 32.1K

-70.79%

Onion (1kg)

$0.56 $0.56

$2.33 Rp 41.9K

-75.97%

Lettuce (1 head)

$0.53 $0.53

$1.00 Rp 18.0K

-47.00%

Water (1.5 liter bottle)

$0.26 $0.26

$0.53 Rp 9,509

-50.94%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.78 $0.78

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.55 $0.55

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.37 $1.37

Cigarettes 20 Pack (Marlboro, Camel)

$1.13 $1.13

$2.29 Rp 41.1K

-50.66%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.16 $0.16

$0.23 Rp 4,112

-30.43%

Public Transport Monthly Pass (Regular Price)

$9.65 $9.65

$8.90 Rp 160.2K

8.43%

Taxi Start (Normal Tariff)

$0.39 $0.39

$0.47 Rp 8,466

-17.02%

Taxi (Normal Tariff) (1km)

$0.31 $0.31

$0.43 Rp 7,737

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$2.55 $2.55

$5.47 Rp 98.4K

-53.38%

Gasoline (1 liter)

$0.10 $0.10

$0.83 Rp 14.9K

-87.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.6K $49.6K

$23.9K Rp 429.8M

107.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.0K $44.0K

$32.8K Rp 590.1M

34.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$12.79 $12.79

$80.0 Rp 1.4M

-84.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$1.58 $1.58

$6.56 Rp 118.1K

-75.91%

Internet (50+ Mbps, Unlimited Data)

$3.65 $3.65

$18.60 Rp 334.8K

-80.38%

Gym Membership (Monthly)

$9.38 $9.38

$54.1 Rp 974.1K

-82.67%

Tennis Court (1 Hour on Weekend)

$13.16 $13.16

$18.28 Rp 329.0K

-28.01%

Cinema Ticket

$2.02 $2.02

$4.25 Rp 76.5K

-52.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$106 $106

$493 Rp 8.9M

-78.56%

International Primary School, 1 Child (Yearly)

$2,393 $2,393

$5,597 Rp 100.7M

-57.24%

Jeans (Levis 501 Or Similar)

$22.69 $22.69

$45.58 Rp 820.4K

-50.22%

Summer Dress (H&M, Zara, etc)

$27.94 $27.94

$34.96 Rp 629.4K

-20.08%

Sport Shoes (Adidas, Nike)

$97.7 $97.7

$77.7 Rp 1.4M

25.68%

Men's Leather Business Shoes

$32.75 $32.75

$78.5 Rp 1.4M

-58.29%

1-bedroom Apartment, City Center (Monthly)

$175 $175

$1,131 Rp 20.4M

-84.50%

1-bedroom Apartment, Outside City Center (Monthly)

$130 $130

$673 Rp 12.1M

-80.68%

3-bedroom Apartment, City Center (Monthly)

$326 $326

$3,613 Rp 65.0M

-90.97%

3-bedroom Apartment, Outside City Center (Monthly)

$271 $271

$1,702 Rp 30.6M

-84.07%

Buy Apartment in City Center (m2)

$712 $712

$2,717 Rp 48.9M

-73.80%

Buy Apartment Outside City Center (m2)

$594 $594

$2,241 Rp 40.3M

-73.50%

Average Monthly Net Salary (After Tax)

$277 $277

$166 Rp 3.0M

66.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

24.3

13.78

76.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Urmia: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Urmia

$130 31%

Ubud, Bali

$673 49.7% 418% $543

Groceries & Markets

Urmia

$97 23.1%

Ubud, Bali

$287 21.2% 196% $190

Clothing & Footwear

Urmia

$81 19.4%

Ubud, Bali

$107 7.9% 30.8% $25

Eating Out

Urmia

$67 16.1%

Ubud, Bali

$106 7.9% 58.1% $39

Monthly Utilities & Internet

Urmia

$18 4.3%

Ubud, Bali

$105 7.8% 484% $87

Sport & Entertainment

Urmia

$13 3.2%

Ubud, Bali

$63 4.6% 367% $49

Getting Around

Urmia

$12 2.9%

Ubud, Bali

$12 0.9% 1.8% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $175 in Urmia and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Urmia pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Urmia vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $287 per month, with Urmia cheaper across the board.

Good to know

🇮🇷 Urmia

🇮🇩 Ubud, Bali

🕒 Local time

19:33 7:33 PM

00:03 12:03 AM

4 h 30 min ahead of Urmia

🌤 Weather

👥 Population

736,224

74,800

💱 Currency

USD USD

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – USD Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

USD exchange rates as of October 23, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Urmia Ubud, Bali 8,880 km ≈ 12 h nonstop flight

From you

Urmia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Urmia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Urmia wins on cost – living expenses run 223% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Urmia the obvious pick if budget is a priority.

Average pay runs 66% higher in Urmia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $175 in Urmia versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $106 in Urmia versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 196% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $419 in Urmia versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Urmia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Urmia the clear choice for anyone on this budget.

Both work as nomad bases, but Urmia delivers better value – similar infrastructure at $419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Urmia hard to pass up.

Safety-wise, Urmia and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Urmia gentler on the wallet – expenses run 223% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.