Cost of Living Comparison Between Ubud, Bali and Urmia Cost of Living Comparison Between Ubud, Bali and Urmia

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $431 in Urmia.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $731 in Urmia.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,031 in Urmia.

Living in Ubud, Bali is roughly 229% more expensive than Urmia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Urmia is 68% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.68 $3.68

-3.26%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$16.96 $16.96

92.98%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$4.42 $4.42

11.99%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.22 $1.22

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.58 $1.58

Cappuccino

$2.71 Rp 48.4K

$1.21 $1.21

123.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.90 $0.90

48.89%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.57 $0.57

22.81%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$1.81 Rp 32.3K

$0.59 $0.59

206.78%

White Bread (500g)

$2.52 Rp 45.0K

$0.72 $0.72

250.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.33 $2.33

-50.21%

Eggs

$2.46 Rp 43.9K

$1.13 $1.13

117.70%

Local Cheese (1kg)

$14.71 Rp 262.7K

$3.40 $3.40

332.65%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$2.57 $2.57

68.09%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$6.43 $6.43

88.80%

Apples (1kg)

$3.84 Rp 68.6K

$0.93 $0.93

312.90%

Banana (1kg)

$1.56 Rp 27.8K

$1.43 $1.43

9.09%

Oranges (1kg)

$2.83 Rp 50.6K

$0.77 $0.77

267.53%

Tomato (1kg)

$2.33 Rp 41.5K

$0.67 $0.67

247.76%

Potato (1kg)

$1.91 Rp 34.2K

$0.48 $0.48

297.92%

Onion (1kg)

$2.20 Rp 39.3K

$0.52 $0.52

323.08%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.55 $0.55

83.64%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.25 $0.25

212.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.65 $0.65

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.50 $0.50

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.38 $1.38

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.18 $1.18

181.36%

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.17 $0.17

58.82%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$9.97 $9.97

-19.46%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.38 $0.38

21.05%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.24 $0.24

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$1.97 $1.97

209.64%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.77 $0.77

2.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$75.8K $75.8K

-65.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$44.3K $44.3K

-27.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$15.59 $15.59

412.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$2.04 $2.04

99.02%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$5.89 $5.89

299.32%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$22.31 $22.31

342.40%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$5.60 $5.60

18.39%

Cinema Ticket

$4.15 Rp 74.1K

$1.54 $1.54

169.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$117 $117

160.66%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$1,938 $1,938

241.28%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$22.41 $22.41

147.84%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$24.94 $24.94

53.61%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$110 $110

-19.37%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$32.46 $32.46

139.90%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$172 $172

483.88%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$129 $129

425.22%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$319 $319

979.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$271 $271

652.76%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$690 $690

311.56%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$588 $588

285.26%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$192 $192

-13.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-36.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Urmia: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $172 in Urmia. Housing cost is often the main lever when comparing two cities.

Urmia pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $17.00 in Urmia for a mid-range dinner for two. Groceries echo the gap at $302 vs $97.0 per month, with Urmia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Urmia: Cost of Living - Frequently Asked Questions

Urmia wins on cost – living expenses run 229% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Urmia the obvious pick if budget is a priority.

On paper, Urmia earns 16% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $172 in Urmia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $117 in Urmia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 213% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $431 in Urmia versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Urmia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Urmia the clear choice for anyone on this budget.

Both work as nomad bases, but Urmia delivers better value – similar infrastructure at $431 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Urmia hard to pass up.

Safety-wise, Ubud, Bali and Urmia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Urmia gentler on the wallet – expenses run 229% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.