Cost of Living Comparison Between Ubud, Bali and Urmia Cost of Living Comparison Between Ubud, Bali and Urmia

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $442 in Urmia.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $724 in Urmia.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,007 in Urmia.

Living in Ubud, Bali is roughly 219% more expensive than in Urmia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Urmia is 67% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$3.72 $3.72

-7.26%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$17.15 $17.15

88.57%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$4.46 $4.46

8.52%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.22 $1.22

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.62 $1.62

Cappuccino

$2.75 Rp 49.3K

$1.20 $1.20

129.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.91 $0.91

51.65%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.57 $0.57

31.58%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$1.74 Rp 31.1K

$0.62 $0.62

180.65%

White Bread (500g)

$2.46 Rp 44.1K

$0.72 $0.72

241.67%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.35 $2.35

-50.21%

Eggs

$2.43 Rp 43.6K

$1.18 $1.18

105.93%

Local Cheese (1kg)

$14.50 Rp 260.2K

$3.42 $3.42

323.98%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$2.47 $2.47

76.11%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$6.57 $6.57

82.34%

Apples (1kg)

$3.72 Rp 66.7K

$0.86 $0.86

332.56%

Banana (1kg)

$1.63 Rp 29.2K

$1.42 $1.42

14.79%

Oranges (1kg)

$2.74 Rp 49.2K

$0.78 $0.78

251.28%

Tomato (1kg)

$2.24 Rp 40.2K

$0.68 $0.68

229.41%

Potato (1kg)

$1.92 Rp 34.4K

$0.49 $0.49

291.84%

Onion (1kg)

$2.28 Rp 40.8K

$0.52 $0.52

338.46%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.55 $0.55

92.73%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.23 $0.23

213.04%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.56 $0.56

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.50 $0.50

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.36 $1.36

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$1.17 $1.17

181.20%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.21 $0.21

28.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$9.82 $9.82

-17.41%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.41 $0.41

17.07%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.26 $0.26

61.54%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.04 $2.04

204.90%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.78 $0.78

3.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$77.4K $77.4K

-65.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$44.1K $44.1K

-26.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$15.65 $15.65

400.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$2.12 $2.12

91.98%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$5.88 $5.88

313.78%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$22.25 $22.25

343.19%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$5.41 $5.41

17.19%

Cinema Ticket

$3.99 Rp 71.5K

$1.54 $1.54

159.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$118 $118

159.22%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,980 $1,980

235.38%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$22.05 $22.05

145.53%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$24.53 $24.53

54.14%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$111 $111

-21.61%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$32.74 $32.74

133.20%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$170 $170

483.75%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$129 $129

419.56%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$329 $329

925.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$272 $272

653.28%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$708 $708

296.38%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$588 $588

278.69%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$192 $192

-12.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-36.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Urmia: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $170 in Urmia. Housing cost is often the main lever when comparing two cities.

Urmia pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $17.00 in Urmia for a mid-range dinner for two. Groceries echo the gap at $297 vs $97.0 per month, with Urmia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Urmia: Cost of Living - Frequently Asked Questions

Urmia wins on cost – living expenses run 219% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Urmia the obvious pick if budget is a priority.

On paper, salaries run 15% lower in Urmia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $170 in Urmia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $118 in Urmia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 207% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $442 in Urmia versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Urmia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Urmia the clear choice for anyone on this budget.

Both work as nomad bases, but Urmia delivers better value – similar infrastructure at $442 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Urmia hard to pass up.

Safety-wise, Ubud, Bali and Urmia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Urmia gentler on the wallet – expenses run 219% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.