Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Urmia

For one person, living is cheaper in Urmia: $419 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
20

Cost of Living Index in Urmia
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Urmia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Urmia

🇮🇷 Iran

$419

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Urmia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Urmia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $419 in Urmia.

Ubud, Bali $1,353
Urmia $419

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $725 in Urmia.

Ubud, Bali $2,297
Urmia $725

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,030 in Urmia.

Ubud, Bali $3,241
Urmia $1,030

Living in Ubud, Bali is roughly 223% more expensive than in Urmia, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Urmia is 69% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$5.06 $5.06

-36.17%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$23.78 $23.78

46.68%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$2.97 $2.97

91.92%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.26 $1.26

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.57 $1.57

Cappuccino

$2.62 Rp 47.1K

$1.09 $1.09

140.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.74 $0.74

132.43%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.49 $0.49

65.31%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

$0.62 $0.62

153.23%

White Bread (500g)

$2.19 Rp 39.5K

$0.44 $0.44

397.73%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.35 $2.35

-49.79%

Eggs

$2.16 Rp 38.8K

$1.22 $1.22

77.05%

Local Cheese (1kg)

$17.65 Rp 317.7K

$4.29 $4.29

311.42%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.54 $2.54

48.82%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$6.37 $6.37

87.60%

Apples (1kg)

$3.60 Rp 64.8K

$0.88 $0.88

309.09%

Banana (1kg)

$1.59 Rp 28.6K

$1.46 $1.46

8.90%

Oranges (1kg)

$2.31 Rp 41.6K

$0.74 $0.74

212.16%

Tomato (1kg)

$1.91 Rp 34.3K

$0.67 $0.67

185.07%

Potato (1kg)

$1.78 Rp 32.1K

$0.52 $0.52

242.31%

Onion (1kg)

$2.33 Rp 41.9K

$0.56 $0.56

316.07%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.53 $0.53

88.68%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.26 $0.26

103.85%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.78 $0.78

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.55 $0.55

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.37 $1.37

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$1.13 $1.13

102.65%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.16 $0.16

43.75%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$9.65 $9.65

-7.77%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.39 $0.39

20.51%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.31 $0.31

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.55 $2.55

114.51%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.10 $0.10

730.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$49.6K $49.6K

-51.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$44.0K $44.0K

-25.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$12.79 $12.79

525.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$1.58 $1.58

315.19%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$3.65 $3.65

409.59%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$9.38 $9.38

476.97%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$13.16 $13.16

38.91%

Cinema Ticket

$4.25 Rp 76.5K

$2.02 $2.02

110.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$106 $106

366.34%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$2,393 $2,393

133.88%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$22.69 $22.69

100.88%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$27.94 $27.94

25.13%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$97.7 $97.7

-20.43%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$32.75 $32.75

139.76%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$175 $175

545.12%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$130 $130

417.52%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$326 $326

1006.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$271 $271

527.62%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$712 $712

281.74%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$594 $594

277.43%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$277 $277

-39.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

24.3

-43.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Urmia: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Urmia

$130 31% 80.7% $543

Groceries & Markets

Ubud, Bali

$287 21.2%

Urmia

$97 23.1% 66.2% $190

Clothing & Footwear

Ubud, Bali

$107 7.9%

Urmia

$81 19.4% 23.5% $25

Eating Out

Ubud, Bali

$106 7.9%

Urmia

$67 16.1% 36.8% $39

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Urmia

$18 4.3% 82.9% $87

Sport & Entertainment

Ubud, Bali

$63 4.6%

Urmia

$13 3.2% 78.6% $49

Getting Around

Ubud, Bali

$12 0.9%

Urmia

$12 2.9% 1.8% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $175 in Urmia. Housing cost is often the main lever when comparing two cities.

Urmia pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $24.00 in Urmia for a mid-range dinner for two. Groceries echo the gap at $287 vs $97.0 per month, with Urmia cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇷 Urmia

🕒 Local time

01:01 1:01 AM

20:31 8:31 PM

4 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

736,224

💱 Currency

Indonesian Rupiah IDR Rp

USD USD

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD exchange rates as of October 23, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Urmia 8,880 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Urmia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Urmia: Cost of Living - Frequently Asked Questions

Urmia wins on cost – living expenses run 223% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Urmia the obvious pick if budget is a priority.

On paper, salaries run 66% lower in Urmia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $175 in Urmia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $106 in Urmia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 196% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $419 in Urmia versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Urmia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Urmia the clear choice for anyone on this budget.

Both work as nomad bases, but Urmia delivers better value – similar infrastructure at $419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Urmia hard to pass up.

Safety-wise, Ubud, Bali and Urmia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Urmia gentler on the wallet – expenses run 223% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.