Last update: Oct 2026

Cost of Living Comparison Between Umhlanga and Ubud, Bali

For one person, living costs are similar in Umhlanga and in Ubud, Bali: $1,341 and $1,349 a month, rent and utilities included.

65

Cost of Living Index in Umhlanga
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Umhlanga Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Umhlanga

🇿🇦 South Africa

$1,341

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Umhlanga and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umhlanga and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,341 in Umhlanga versus $1,349 in Ubud, Bali.

Umhlanga $1,341
Ubud, Bali $1,349

Estimated couple costs with rent: $1,988 in Umhlanga versus $2,305 in Ubud, Bali.

Umhlanga $1,988
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,634 in Umhlanga versus $3,261 in Ubud, Bali.

Umhlanga $2,634
Ubud, Bali $3,261

Monthly costs are close between Umhlanga and Ubud, Bali; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$12.11 R 201

$3.32 Rp 60.3K

264.76%

Three-Course Dinner for Two, Mid-Range

$29.61 R 492

$35.64 Rp 647.3K

-16.92%

Fast Food Meal (McDonalds, etc)

$5.43 R 90.1

$5.53 Rp 100.5K

-1.81%

Cappuccino

$2.51 R 41.75

$2.72 Rp 49.4K

-7.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 R 23.92

$1.70 Rp 30.9K

-15.29%

Water (0.33 liter bottle)

$1.17 R 19.48

$0.76 Rp 13.8K

53.95%

Local Beer (0.5 liter draught)

$2.97 R 49.36

$2.65 Rp 48.2K

12.08%

Imported Beer (0.33 liter bottle)

$4.45 R 73.9

$4.38 Rp 79.6K

1.60%

Milk (1 liter)

$1.13 R 18.78

$1.49 Rp 27.1K

-24.16%

White Bread (500g)

$0.97 R 16.10

$2.28 Rp 41.3K

-57.46%

Rice (white) (1kg)

$1.78 R 29.52

$1.19 Rp 21.6K

49.58%

Eggs

$2.24 R 37.13

$2.04 Rp 37.0K

9.80%

Local Cheese (1kg)

$10.82 R 180

$17.70 Rp 321.5K

-38.87%

Chicken Fillets (1kg)

$4.48 R 74.3

$3.96 Rp 72.0K

13.13%

Beef Round Steak (1kg)

$9.62 R 160

$12.19 Rp 221.4K

-21.08%

Apples (1kg)

$1.23 R 20.46

$3.66 Rp 66.4K

-66.39%

Banana (1kg)

$1.49 R 24.71

$1.52 Rp 27.6K

-1.97%

Oranges (1kg)

$1.46 R 24.22

$2.23 Rp 40.5K

-34.53%

Tomato (1kg)

$1.22 R 20.20

$1.97 Rp 35.8K

-38.07%

Potato (1kg)

$1.06 R 17.61

$1.85 Rp 33.6K

-42.70%

Onion (1kg)

$1.52 R 25.22

$2.42 Rp 44.0K

-37.19%

Lettuce (1 head)

$1.23 R 20.48

$0.99 Rp 18.0K

24.24%

Water (1.5 liter bottle)

$0.87 R 14.53

$0.51 Rp 9,324

70.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.27 R 54.4

$2.22 Rp 40.4K

47.30%

Wine (Bottle)

$5.91 R 98.1

$22.24 Rp 403.9K

-73.43%

Local Beer (0.5 liter bottle)

$2.19 R 36.34

$2.26 Rp 41.0K

-3.10%

Imported Beer (0.33 liter bottle)

$3.59 R 59.7

$2.97 Rp 53.9K

20.88%

One-way Ticket (Public Transport)

$0.59 R 9.75

$0.25 Rp 4,559

136.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$1.60 R 26.55

$0.82 Rp 15.0K

95.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.8K R 660.2K

$23.8K Rp 433.0M

66.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.5K R 588.9K

$31.7K Rp 576.6M

11.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 R 2,205

$79.1 Rp 1.4M

67.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.04 R 599

$6.45 Rp 117.1K

458.76%

Internet (50+ Mbps, Unlimited Data)

$41.36 R 687

$18.58 Rp 337.4K

122.60%

Gym Membership (Monthly)

$30.30 R 503

$49.48 Rp 898.7K

-38.76%

Tennis Court (1 Hour on Weekend)

$15.32 R 254

$17.65 Rp 320.5K

-13.20%

Cinema Ticket

$7.59 R 126

$4.27 Rp 77.6K

77.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$270 R 4,486

$491 Rp 8.9M

-44.93%

International Primary School, 1 Child (Yearly)

$7,664 R 127.3K

$5,674 Rp 103.0M

35.08%

Jeans (Levis 501 Or Similar)

$64.7 R 1,075

$44.64 Rp 810.7K

45.00%

Summer Dress (H&M, Zara, etc)

$44.84 R 745

$34.95 Rp 634.8K

28.30%

Sport Shoes (Adidas, Nike)

$120 R 1,997

$79.9 Rp 1.5M

50.54%

Men's Leather Business Shoes

$89.4 R 1,484

$79.4 Rp 1.4M

12.50%

1-bedroom Apartment, City Center (Monthly)

$597 R 9,917

$1,125 Rp 20.4M

-46.91%

1-bedroom Apartment, Outside City Center (Monthly)

$563 R 9,341

$671 Rp 12.2M

-16.23%

3-bedroom Apartment, City Center (Monthly)

$1,216 R 20.2K

$3,565 Rp 64.7M

-65.89%

3-bedroom Apartment, Outside City Center (Monthly)

$990 R 16.4K

$1,723 Rp 31.3M

-42.53%

Buy Apartment in City Center (m2)

$2,303 R 38.2K

$2,732 Rp 49.6M

-15.68%

Buy Apartment Outside City Center (m2)

$1,555 R 25.8K

$2,284 Rp 41.5M

-31.91%

Average Monthly Net Salary (After Tax)

$1,581 R 26.3K

$164 Rp 3.0M

865.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.33

13.78

-3.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umhlanga: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umhlanga

$563 41.9%

Ubud, Bali

$672 49.8% 19.4% $109

Monthly Utilities & Internet

Umhlanga

$210 15.7%

Ubud, Bali

$104 7.7% 50.5% $106

Groceries & Markets

Umhlanga

$199 14.9%

Ubud, Bali

$288 21.4% 44.7% $89

Eating Out

Umhlanga

$178 13.2%

Ubud, Bali

$108 8% 39.3% $70

Clothing & Footwear

Umhlanga

$144 10.7%

Ubud, Bali

$108 8% 25.2% $36

Sport & Entertainment

Umhlanga

$45 3.4%

Ubud, Bali

$58 4.3% 27.6% $13

Getting Around

Umhlanga

$2.4 * 0.2%

Ubud, Bali

$11 0.9% 386% $9.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $597 in Umhlanga and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umhlanga pays about 9.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $30 in Umhlanga vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $199 vs $288 per month, with Umhlanga cheaper across the board.

Good to know

🇿🇦 Umhlanga

🇮🇩 Ubud, Bali

🕒 Local time

10:05 10:05 AM

16:05 4:05 PM

6 h ahead of Umhlanga

🌤 Weather

👥 Population

74,800

💱 Currency

South African Rand ZAR R

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZAR = 6.02 USD

100 ZAR = 5.38 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of November 3, 2026: 1 USD = 16.61 ZAR (100 ZAR = 6.02 USD). 1 EUR = 18.59 ZAR (100 ZAR = 5.38 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to ZAR in detail →

On the map

Lowest

Highest

Between locations

Umhlanga Ubud, Bali 8,980 km ≈ 12 h nonstop flight

From you

Umhlanga
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umhlanga vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay in Umhlanga is about 9.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $597 in Umhlanga versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Umhlanga – a meal for two runs $30 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Umhlanga is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Umhlanga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Umhlanga and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.