Cost of Living Comparison Between Ubud, Bali and Umhlanga Cost of Living Comparison Between Ubud, Bali and Umhlanga

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,422 in Umhlanga.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,082 in Umhlanga.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,741 in Umhlanga.

Living in Ubud, Bali costs roughly 3% less than in Umhlanga, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 0% above, Umhlanga 3% above.

Meal at Budget Restaurant

$3.33 Rp 58.8K

$12.69 R 203

-73.76%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.6K

$31.64 R 506

13.21%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.3K

$5.51 R 88.1

2.18%

Cappuccino

$2.82 Rp 49.7K

$2.70 R 43.23

4.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.46 R 23.28

19.86%

Water (0.33 liter bottle)

$0.80 Rp 14.1K

$1.18 R 18.80

-32.20%

Local Beer (0.5 liter draught)

$3.04 Rp 53.7K

$3.21 R 51.3

-5.30%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.8K

$4.74 R 75.7

-9.28%

Milk (1 liter)

$1.61 Rp 28.4K

$1.14 R 18.14

41.23%

White Bread (500g)

$2.27 Rp 40.0K

$1.00 R 16.04

127.00%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.93 R 30.80

-39.38%

Eggs

$2.17 Rp 38.2K

$2.31 R 36.98

-6.06%

Local Cheese (1kg)

$17.63 Rp 310.9K

$11.25 R 180

56.71%

Chicken Fillets (1kg)

$4.05 Rp 71.5K

$4.76 R 76.1

-14.92%

Beef Round Steak (1kg)

$12.18 Rp 214.8K

$10.38 R 166

17.34%

Apples (1kg)

$3.62 Rp 63.8K

$1.27 R 20.29

185.04%

Banana (1kg)

$1.64 Rp 28.8K

$1.57 R 25.13

4.46%

Oranges (1kg)

$2.31 Rp 40.6K

$1.53 R 24.42

50.98%

Tomato (1kg)

$1.96 Rp 34.5K

$1.24 R 19.80

58.06%

Potato (1kg)

$1.84 Rp 32.5K

$1.11 R 17.67

65.77%

Onion (1kg)

$2.37 Rp 41.8K

$1.58 R 25.27

50.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.22 R 19.51

-13.93%

Water (1.5 liter bottle)

$0.54 Rp 9,573

$0.97 R 15.49

-44.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.40 R 54.3

-32.35%

Wine (Bottle)

$23.08 Rp 406.9K

$6.10 R 97.6

278.36%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.36 R 37.68

-0.85%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.1K

$3.83 R 61.2

-19.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,371

$0.60 R 9.66

-58.33%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 166.1K

Taxi Start (Normal Tariff)

$0.49 Rp 8,643

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,361

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.8K

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.61 R 25.72

-49.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 441.0M

$40.3K R 644.6K

-37.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.7M

$37.1K R 593.2K

-16.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$139 R 2,226

-40.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.4K

$38.07 R 608

-82.95%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.3K

$43.54 R 696

-56.84%

Gym Membership (Monthly)

$55.2 Rp 974.0K

$31.10 R 497

77.62%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 321.1K

$15.88 R 254

14.67%

Cinema Ticket

$4.30 Rp 75.8K

$7.73 R 124

-44.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$281 R 4,498

75.60%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.3M

$7,972 R 127.4K

-25.78%

Jeans (Levis 501 Or Similar)

$46.28 Rp 816.0K

$66.7 R 1,066

-30.57%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 642.5K

$47.14 R 753

-22.70%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$123 R 1,973

-34.62%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$93.9 R 1,500

-16.05%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$623 R 9,959

78.80%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$597 R 9,549

16.05%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.2M

$1,228 R 19.6K

196.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$1,065 R 17.0K

60.76%

Buy Apartment in City Center (m2)

$2,761 Rp 48.7M

$2,335 R 37.3K

18.23%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,663 R 26.6K

37.84%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,661 R 26.6K

-89.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.33

3.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Umhlanga: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $623 in Umhlanga. Housing cost is often the main lever when comparing two cities.

Umhlanga pays 894% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $32.00 in Umhlanga for a mid-range dinner for two. Groceries echo the gap at $294 vs $210 per month, with Umhlanga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umhlanga: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 3% lower than in Umhlanga. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 894% lower in Umhlanga. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $623 in Umhlanga. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Umhlanga pay roughly 40% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,378 per month in Ubud, Bali versus $1,422 in Umhlanga – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,378 in Ubud, Bali versus $1,422 in Umhlanga, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umhlanga. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Umhlanga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 3% less than in Umhlanga. Beyond cost, consider language, visa policies, and how big the international community is in each city.