Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Umhlanga

For one person, living costs are similar in Ubud, Bali and in Umhlanga: $1,349 and $1,341 a month, rent and utilities included.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
65

Cost of Living Index in Umhlanga
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Umhlanga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Umhlanga

🇿🇦 South Africa

$1,341

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Umhlanga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Umhlanga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,341 in Umhlanga.

Ubud, Bali $1,349
Umhlanga $1,341

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,988 in Umhlanga.

Ubud, Bali $2,305
Umhlanga $1,988

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,634 in Umhlanga.

Ubud, Bali $3,261
Umhlanga $2,634

Monthly costs are close between Ubud, Bali and Umhlanga; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$12.11 R 201

-72.58%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$29.61 R 492

20.36%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$5.43 R 90.1

1.84%

Cappuccino

$2.72 Rp 49.4K

$2.51 R 41.75

8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.44 R 23.92

18.06%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.17 R 19.48

-35.04%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.97 R 49.36

-10.77%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.45 R 73.9

-1.57%

Milk (1 liter)

$1.49 Rp 27.1K

$1.13 R 18.78

31.86%

White Bread (500g)

$2.28 Rp 41.3K

$0.97 R 16.10

135.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.78 R 29.52

-33.15%

Eggs

$2.04 Rp 37.0K

$2.24 R 37.13

-8.93%

Local Cheese (1kg)

$17.70 Rp 321.5K

$10.82 R 180

63.59%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$4.48 R 74.3

-11.61%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$9.62 R 160

26.72%

Apples (1kg)

$3.66 Rp 66.4K

$1.23 R 20.46

197.56%

Banana (1kg)

$1.52 Rp 27.6K

$1.49 R 24.71

2.01%

Oranges (1kg)

$2.23 Rp 40.5K

$1.46 R 24.22

52.74%

Tomato (1kg)

$1.97 Rp 35.8K

$1.22 R 20.20

61.48%

Potato (1kg)

$1.85 Rp 33.6K

$1.06 R 17.61

74.53%

Onion (1kg)

$2.42 Rp 44.0K

$1.52 R 25.22

59.21%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.23 R 20.48

-19.51%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$0.87 R 14.53

-41.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.27 R 54.4

-32.11%

Wine (Bottle)

$22.24 Rp 403.9K

$5.91 R 98.1

276.31%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.19 R 36.34

3.20%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.59 R 59.7

-17.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$0.59 R 9.75

-57.63%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.60 R 26.55

-48.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$39.8K R 660.2K

-40.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$35.5K R 588.9K

-10.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$133 R 2,205

-40.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$36.04 R 599

-82.10%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$41.36 R 687

-55.08%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$30.30 R 503

63.30%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

$15.32 R 254

15.21%

Cinema Ticket

$4.27 Rp 77.6K

$7.59 R 126

-43.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$270 R 4,486

81.59%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$7,664 R 127.3K

-25.97%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$64.7 R 1,075

-31.04%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$44.84 R 745

-22.06%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$120 R 1,997

-33.57%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$89.4 R 1,484

-11.11%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$597 R 9,917

88.35%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$563 R 9,341

19.37%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,216 R 20.2K

193.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$990 R 16.4K

74.01%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,303 R 38.2K

18.60%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,555 R 25.8K

46.87%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,581 R 26.3K

-89.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.33

3.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Umhlanga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Umhlanga

$563 41.9% 16.2% $109

Groceries & Markets

Ubud, Bali

$288 21.4%

Umhlanga

$199 14.9% 30.9% $89

Eating Out

Ubud, Bali

$108 8%

Umhlanga

$178 13.2% 64.8% $70

Clothing & Footwear

Ubud, Bali

$108 8%

Umhlanga

$144 10.7% 33.6% $36

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Umhlanga

$210 15.7% 102% $106

Sport & Entertainment

Ubud, Bali

$58 4.3%

Umhlanga

$45 3.4% 21.6% $13

Getting Around

Ubud, Bali

$11 0.9%

Umhlanga

$2.4 * 0.2% 79.4% $9.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $597 in Umhlanga. Housing cost is often the main lever when comparing two cities.

Umhlanga pays about 9.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $30 in Umhlanga for a mid-range dinner for two. Groceries echo the gap at $288 vs $199 per month, with Umhlanga cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇿🇦 Umhlanga

🕒 Local time

16:18 4:18 PM

10:18 10:18 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

South African Rand ZAR R

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 ZAR = 6.02 USD

100 ZAR = 5.38 EUR

Exchange rates and currency converter

ZAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

South African Rand exchange rates as of November 3, 2026: 1 USD = 16.61 ZAR (100 ZAR = 6.02 USD). 1 EUR = 18.59 ZAR (100 ZAR = 5.38 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Umhlanga 8,980 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Umhlanga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umhlanga: Cost of Living - Frequently Asked Questions

On paper, salaries run 90% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $597 in Umhlanga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Umhlanga – a meal for two runs $30 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Umhlanga is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Umhlanga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Umhlanga are both considered safe, so it’s unlikely to be the deciding factor between them.