Cost of Living Comparison Between Ubud, Bali and Umhlanga Cost of Living Comparison Between Ubud, Bali and Umhlanga

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,062 in Umhlanga.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,682 in Umhlanga.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,303 in Umhlanga.

Living in Ubud, Bali is roughly 33% more expensive than in Umhlanga, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Umhlanga is 21% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$11.19 R 185

-69.17%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$34.78 R 574

-7.02%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.72 R 77.9

2.54%

Cappuccino

$2.75 Rp 49.4K

$2.09 R 34.48

31.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.34 R 22.17

2.99%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.15 R 18.91

-34.78%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.20 R 36.24

35.91%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.50 R 41.18

54.00%

Milk (1 liter)

$1.74 Rp 31.2K

$1.07 R 17.65

62.62%

White Bread (500g)

$2.46 Rp 44.2K

$0.84 R 13.85

192.86%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.59 R 26.16

-26.42%

Eggs

$2.43 Rp 43.7K

$2.14 R 35.35

13.55%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.38 R 171

39.69%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.15 R 68.5

4.82%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.45 R 156

26.77%

Apples (1kg)

$3.72 Rp 66.8K

$1.62 R 26.67

129.63%

Banana (1kg)

$1.63 Rp 29.2K

$1.53 R 25.31

6.54%

Oranges (1kg)

$2.74 Rp 49.3K

$1.54 R 25.37

77.92%

Tomato (1kg)

$2.24 Rp 40.3K

$1.57 R 25.92

42.68%

Potato (1kg)

$1.92 Rp 34.5K

$1.37 R 22.61

40.15%

Onion (1kg)

$2.28 Rp 40.9K

$1.23 R 20.38

85.37%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.05 R 17.36

0.95%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.97 R 16.09

-25.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.77 R 45.66

18.77%

Wine (Bottle)

$23.19 Rp 416.8K

$6.06 R 100

282.67%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.12 R 35.07

31.13%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.64 R 27.12

66.46%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.62 R 26.72

-83.33%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.10 R 18.15

-56.36%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.88 R 14.50

-52.27%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$4.13 R 68.1

50.61%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.43 R 23.60

-43.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$30.1K R 497.1K

-11.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$34.7K R 573.1K

-7.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$133 R 2,196

-41.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$35.41 R 584

-88.51%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$39.56 R 653

-38.50%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$30.75 R 507

220.68%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$6.92 R 114

-42.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$200 R 3,307

52.21%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,319 R 71.3K

53.79%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$60.6 R 999

-10.59%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$32.11 R 530

17.75%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$110 R 1,816

-21.07%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$79.7 R 1,315

-4.16%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$358 R 5,909

177.06%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$330 R 5,448

103.80%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$983 R 16.2K

243.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$686 R 11.3K

199.04%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,308 R 38.1K

21.49%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,618 R 26.7K

37.60%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,589 R 26.2K

-89.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.5

-8.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Umhlanga: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $358 in Umhlanga. Housing cost is often the main lever when comparing two cities.

Umhlanga pays 852% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $35.00 in Umhlanga. Groceries flip the comparison at $297 vs $194, with Umhlanga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umhlanga: Cost of Living - Frequently Asked Questions

Umhlanga wins on cost – living expenses run 33% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Umhlanga the obvious pick if budget is a priority.

On paper, salaries run 852% lower in Umhlanga. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $358 in Umhlanga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $1,062 in Umhlanga – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,062 in Umhlanga versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Umhlanga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Umhlanga the clear choice for anyone on this budget.

Both work as nomad bases, but Umhlanga delivers better value – similar infrastructure at $1,062 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Umhlanga hard to pass up.

Safety-wise, Ubud, Bali and Umhlanga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umhlanga gentler on the wallet – expenses run 33% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.