Last update: Oct 2026

Cost of Living Comparison Between Uman and Ubud, Bali

For one person, living is cheaper in Uman: $807 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Uman
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Uman Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Uman

🇺🇦 Ukraine

$807

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Uman and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Uman and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $807 in Uman versus $1,349 in Ubud, Bali.

Uman $807
Ubud, Bali $1,349

Estimated couple costs with rent: $1,263 in Uman versus $2,305 in Ubud, Bali.

Uman $1,263
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,719 in Uman versus $3,261 in Ubud, Bali.

Uman $1,719
Ubud, Bali $3,261

Living in Uman costs roughly 40% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.54 ₴344

$3.32 Rp 60.4K

127.11%

Three-Course Dinner for Two, Mid-Range

$35.20 ₴1,603

$35.64 Rp 647.8K

-1.23%

Fast Food Meal (McDonalds, etc)

$5.52 ₴252

$5.53 Rp 100.6K

-0.18%

Cappuccino

$1.57 ₴71.7

$2.72 Rp 49.4K

-42.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ₴40.87

$1.70 Rp 30.9K

-47.06%

Water (0.33 liter bottle)

$0.82 ₴37.33

$0.76 Rp 13.8K

7.89%

Local Beer (0.5 liter draught)

$1.70 ₴77.5

$2.65 Rp 48.2K

-35.85%

Imported Beer (0.33 liter bottle)

$2.13 ₴97.0

$4.38 Rp 79.6K

-51.37%

Milk (1 liter)

$1.29 ₴58.9

$1.49 Rp 27.1K

-13.42%

White Bread (500g)

$0.73 ₴33.42

$2.28 Rp 41.4K

-67.98%

Rice (white) (1kg)

$1.75 ₴79.5

$1.19 Rp 21.6K

47.06%

Eggs

$1.98 ₴90.3

$2.04 Rp 37.0K

-2.94%

Local Cheese (1kg)

$9.80 ₴446

$17.70 Rp 321.7K

-44.63%

Chicken Fillets (1kg)

$5.12 ₴233

$3.96 Rp 72.0K

29.29%

Beef Round Steak (1kg)

$6.82 ₴311

$12.19 Rp 221.6K

-44.05%

Apples (1kg)

$1.16 ₴52.7

$3.66 Rp 66.4K

-68.31%

Banana (1kg)

$1.39 ₴63.3

$1.52 Rp 27.6K

-8.55%

Oranges (1kg)

$2.01 ₴91.4

$2.23 Rp 40.5K

-9.87%

Tomato (1kg)

$3.19 ₴145

$1.97 Rp 35.9K

61.93%

Potato (1kg)

$0.77 ₴35.19

$1.85 Rp 33.6K

-58.38%

Onion (1kg)

$0.46 ₴20.99

$2.42 Rp 44.1K

-80.99%

Lettuce (1 head)

$1.56 ₴71.1

$0.99 Rp 18.0K

57.58%

Water (1.5 liter bottle)

$0.56 ₴25.47

$0.51 Rp 9,332

9.80%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₴137

$2.22 Rp 40.4K

35.14%

Wine (Bottle)

$5.59 ₴254

$22.24 Rp 404.2K

-74.87%

Local Beer (0.5 liter bottle)

$0.75 ₴34.21

$2.26 Rp 41.1K

-66.81%

Imported Beer (0.33 liter bottle)

$1.46 ₴66.5

$2.97 Rp 54.0K

-50.84%

One-way Ticket (Public Transport)

$0.32 ₴14.42

$0.25 Rp 4,562

28.00%

Public Transport Monthly Pass (Regular Price)

$12.14 ₴553

$7.82 Rp 142.2K

55.24%

Taxi Start (Normal Tariff)

$1.80 ₴81.9

$0.44 Rp 7,989

309.09%

Taxi (Normal Tariff) (1km)

$0.34 ₴15.53

$0.43 Rp 7,817

-20.93%

Taxi 1hour Waiting (Normal Tariff)

$4.34 ₴198

$5.41 Rp 98.3K

-19.78%

Gasoline (1 liter)

$1.75 ₴79.9

$0.82 Rp 15.0K

113.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K ₴1.3M

$23.8K Rp 433.3M

20.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₴1.1M

$31.7K Rp 577.0M

-22.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ₴5,205

$79.1 Rp 1.4M

44.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.46 ₴248

$6.45 Rp 117.2K

-15.35%

Internet (50+ Mbps, Unlimited Data)

$6.53 ₴298

$18.58 Rp 337.7K

-64.85%

Gym Membership (Monthly)

$30.13 ₴1,372

$49.48 Rp 899.4K

-39.11%

Tennis Court (1 Hour on Weekend)

$15.28 ₴696

$17.65 Rp 320.8K

-13.43%

Cinema Ticket

$5.59 ₴255

$4.27 Rp 77.7K

30.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$250 ₴11.4K

$491 Rp 8.9M

-49.08%

International Primary School, 1 Child (Yearly)

$3,643 ₴165.9K

$5,674 Rp 103.1M

-35.79%

Jeans (Levis 501 Or Similar)

$49.96 ₴2,275

$44.64 Rp 811.4K

11.92%

Summer Dress (H&M, Zara, etc)

$43.58 ₴1,985

$34.95 Rp 635.3K

24.69%

Sport Shoes (Adidas, Nike)

$85.7 ₴3,901

$79.9 Rp 1.5M

7.22%

Men's Leather Business Shoes

$101 ₴4,611

$79.4 Rp 1.4M

27.50%

1-bedroom Apartment, City Center (Monthly)

$351 ₴16.0K

$1,125 Rp 20.4M

-68.76%

1-bedroom Apartment, Outside City Center (Monthly)

$198 ₴9,015

$671 Rp 12.2M

-70.52%

3-bedroom Apartment, City Center (Monthly)

$439 ₴20.0K

$3,565 Rp 64.8M

-87.67%

3-bedroom Apartment, Outside City Center (Monthly)

$342 ₴15.6K

$1,723 Rp 31.3M

-80.18%

Buy Apartment in City Center (m2)

$1,082 ₴49.3K

$2,732 Rp 49.6M

-60.40%

Buy Apartment Outside City Center (m2)

$828 ₴37.7K

$2,284 Rp 41.5M

-63.73%

Average Monthly Net Salary (After Tax)

$258 ₴11.8K

$164 Rp 3.0M

57.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.17

13.78

53.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Uman: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Uman

$198 24.5%

Ubud, Bali

$672 49.8% 239% $474

Groceries & Markets

Uman

$183 22.7%

Ubud, Bali

$288 21.4% 57.8% $106

Monthly Utilities & Internet

Uman

$126 15.7%

Ubud, Bali

$104 7.7% 17.6% $22

Clothing & Footwear

Uman

$126 15.6%

Ubud, Bali

$108 8% 14.8% $19

Eating Out

Uman

$115 14.3%

Ubud, Bali

$108 8% 6.7% $7.8

Sport & Entertainment

Uman

$41 5.1%

Ubud, Bali

$58 4.3% 40.4% $17

Getting Around

Uman

$17 2.1%

Ubud, Bali

$11 0.9% 32.5% $5.5

Cost Breakdown

A one-bedroom apartment in the center runs $351 in Uman and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Uman pays 58% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Uman vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $183 vs $288 per month, with Uman cheaper across the board.

Good to know

🇺🇦 Uman

🇮🇩 Ubud, Bali

🕒 Local time

19:46 7:46 PM

01:46 1:46 AM

6 h ahead of Uman

🌤 Weather

👥 Population

86,614

74,800

💱 Currency

Ukrainian Hryvnia UAH ₴

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 28, 2026: 1 USD = 45.54 UAH (100 UAH = 2.2 USD). 1 EUR = 50.69 UAH (100 UAH = 1.97 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Uman Ubud, Bali 10,360 km ≈ 13 h nonstop flight

From you

Uman
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Uman vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Uman wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Uman the obvious pick if budget is a priority.

Average pay runs 58% higher in Uman, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $351 in Uman versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $250 in Uman versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 58% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $807 in Uman versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Uman but tight or insufficient in Ubud, Bali. The gap between the two cities makes Uman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.