Cost of Living Comparison Between Uman and Kharkiv Cost of Living Comparison Between Uman and Kharkiv

Monthly Cost of Living

A single person spends $827 per month in Uman vs $691 in Kharkiv, rent included.

A couple spends around $1,269 per month in Uman vs $1,079 in Kharkiv, rent included.

A family of three spends $1,711 per month in Uman vs $1,467 in Kharkiv, rent included.

Uman costs about 20% more than Kharkiv, driven mainly by Groceries & Markets.

Both Uman and Kharkiv are more affordable than the global median – Uman 40% lower, Kharkiv 50% lower.

Meal at Budget Restaurant

$8.07 ₴360

$6.74 ₴300

19.73%

Three-Course Dinner for Two, Mid-Range

$35.61 ₴1,587

$31.20 ₴1,390

14.13%

Fast Food Meal (McDonalds, etc)

$5.88 ₴262

$5.06 ₴226

16.21%

Cappuccino

$1.60 ₴71.5

$1.55 ₴69.2

3.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ₴41.60

$1.07 ₴47.87

-13.08%

Water (0.33 liter bottle)

$0.84 ₴37.45

$0.52 ₴22.95

61.54%

Local Beer (0.5 liter draught)

$1.81 ₴80.8

$0.98 ₴43.72

84.69%

Imported Beer (0.33 liter bottle)

$2.20 ₴98.1

$1.72 ₴76.5

27.91%

Milk (1 liter)

$1.33 ₴59.1

$1.12 ₴50.0

18.75%

White Bread (500g)

$0.80 ₴35.83

$0.69 ₴30.78

15.94%

Rice (white) (1kg)

$1.81 ₴80.5

$1.25 ₴55.5

44.80%

Eggs

$2.10 ₴93.7

$1.74 ₴77.7

20.69%

Local Cheese (1kg)

$9.78 ₴436

$8.24 ₴367

18.69%

Chicken Fillets (1kg)

$5.15 ₴229

$4.31 ₴192

19.49%

Beef Round Steak (1kg)

$6.97 ₴310

$7.40 ₴330

-5.81%

Apples (1kg)

$1.19 ₴53.0

$1.41 ₴62.9

-15.60%

Banana (1kg)

$1.57 ₴70.1

Oranges (1kg)

$2.01 ₴89.4

$1.70 ₴75.7

18.24%

Tomato (1kg)

$3.25 ₴145

$2.07 ₴92.3

57.00%

Potato (1kg)

$0.80 ₴35.85

$0.72 ₴31.87

11.11%

Onion (1kg)

$0.48 ₴21.22

$0.53 ₴23.53

-9.43%

Lettuce (1 head)

$1.57 ₴70.1

$1.23 ₴54.6

27.64%

Water (1.5 liter bottle)

$0.57 ₴25.23

$0.57 ₴25.52

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₴133

$2.78 ₴124

7.19%

Wine (Bottle)

$5.56 ₴248

$4.42 ₴197

25.79%

Local Beer (0.5 liter bottle)

$0.93 ₴41.56

$0.79 ₴35.21

17.72%

Imported Beer (0.33 liter bottle)

$1.50 ₴67.0

$1.31 ₴58.5

14.50%

One-way Ticket (Public Transport)

$0.35 ₴15.73

Public Transport Monthly Pass (Regular Price)

$10.91 ₴486

Taxi Start (Normal Tariff)

$1.77 ₴79.0

$1.38 ₴61.3

28.26%

Taxi (Normal Tariff) (1km)

$0.36 ₴15.82

$0.33 ₴14.53

9.09%

Taxi 1hour Waiting (Normal Tariff)

$4.40 ₴196

$2.31 ₴103

90.48%

Gasoline (1 liter)

$1.62 ₴72.2

$1.76 ₴78.4

-7.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K ₴1.3M

$29.6K ₴1.3M

-0.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K ₴1.1M

$22.4K ₴997.4K

8.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 ₴5,114

$97.1 ₴4,325

18.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.03 ₴313

$6.08 ₴271

15.63%

Internet (50+ Mbps, Unlimited Data)

$6.67 ₴297

$7.31 ₴326

-8.76%

Gym Membership (Monthly)

$27.36 ₴1,219

$22.27 ₴992

22.86%

Tennis Court (1 Hour on Weekend)

$14.61 ₴651

$15.36 ₴684

-4.88%

Cinema Ticket

$5.68 ₴253

$4.80 ₴214

18.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$262 ₴11.7K

$289 ₴12.9K

-9.36%

International Primary School, 1 Child (Yearly)

$3,699 ₴164.8K

$2,857 ₴127.3K

29.50%

Jeans (Levis 501 Or Similar)

$66.7 ₴2,974

$56.5 ₴2,519

18.04%

Summer Dress (H&M, Zara, etc)

$44.76 ₴1,994

$40.83 ₴1,819

9.63%

Sport Shoes (Adidas, Nike)

$90.9 ₴4,049

$93.6 ₴4,170

-2.91%

Men's Leather Business Shoes

$107 ₴4,745

$98.0 ₴4,368

8.64%

1-bedroom Apartment, City Center (Monthly)

$317 ₴14.1K

$249 ₴11.1K

27.30%

1-bedroom Apartment, Outside City Center (Monthly)

$227 ₴10.1K

$144 ₴6,423

57.70%

3-bedroom Apartment, City Center (Monthly)

$455 ₴20.3K

$520 ₴23.2K

-12.51%

3-bedroom Apartment, Outside City Center (Monthly)

$346 ₴15.4K

$211 ₴9,385

64.01%

Buy Apartment in City Center (m2)

$1,072 ₴47.8K

$1,058 ₴47.1K

1.33%

Buy Apartment Outside City Center (m2)

$726 ₴32.3K

$578 ₴25.7K

25.60%

Average Monthly Net Salary (After Tax)

$268 ₴11.9K

$537 ₴23.9K

-50.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.17

17.89

18.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Uman: September 6, 2026

Last update for Kharkiv: September 7, 2026

Cost Breakdown

A central one-bedroom costs $317 in Uman versus $249 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 100% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Uman versus $31.00 in Kharkiv. Monthly groceries follow the same trend: $188 vs $163 – making Kharkiv the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Uman vs Kharkiv: Cost of Living - Frequently Asked Questions

Uman costs about 20% more than Kharkiv, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,240 per month in Uman and $1,036 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Uman and $31.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 16% more in Uman, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $827 in Uman and $691 in Kharkiv, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Kharkiv costs $691 versus $827 in Uman. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Uman makes more sense. Both are solid long-term options with distinct trade-offs.