Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Uman

For one person, living is cheaper in Uman: $813 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Uman
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Uman Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Uman

🇺🇦 Ukraine

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Uman

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Uman actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $813 in Uman.

Ubud, Bali $1,331
Uman $813

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,280 in Uman.

Ubud, Bali $2,255
Uman $1,280

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,746 in Uman.

Ubud, Bali $3,180
Uman $1,746

Living in Ubud, Bali is roughly 64% more expensive than in Uman, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Uman 40% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$7.64 ₴349

-55.76%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$35.46 ₴1,619

-2.28%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.54 ₴253

0.54%

Cappuccino

$2.62 Rp 47.5K

$1.52 ₴69.3

72.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.83 ₴37.82

85.54%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.76 ₴34.56

-15.79%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.74 ₴79.3

53.45%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.14 ₴97.6

99.07%

Milk (1 liter)

$1.46 Rp 26.5K

$1.30 ₴59.3

12.31%

White Bread (500g)

$2.29 Rp 41.6K

$0.79 ₴35.86

189.87%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.80 ₴82.2

-38.33%

Eggs

$2.10 Rp 38.1K

$2.00 ₴91.3

5.00%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.53 ₴435

67.26%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$5.17 ₴236

-24.95%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$6.89 ₴315

65.46%

Apples (1kg)

$3.55 Rp 64.4K

$1.18 ₴53.9

200.85%

Banana (1kg)

$1.54 Rp 27.9K

$1.41 ₴64.2

9.22%

Oranges (1kg)

$2.23 Rp 40.5K

$1.90 ₴86.8

17.37%

Tomato (1kg)

$1.97 Rp 35.8K

$3.12 ₴142

-36.86%

Potato (1kg)

$1.86 Rp 33.7K

$0.78 ₴35.71

138.46%

Onion (1kg)

$2.42 Rp 43.9K

$0.48 ₴21.78

404.17%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.54 ₴70.6

-33.77%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.56 ₴25.39

-7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.93 ₴134

-24.91%

Wine (Bottle)

$21.79 Rp 395.2K

$5.50 ₴251

296.18%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.81 ₴36.80

187.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.53 ₴70.0

94.12%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.32 ₴14.55

-21.88%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$12.51 ₴571

-34.69%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.25 ₴103

-80.44%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.32 ₴14.53

46.87%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$4.31 ₴197

29.93%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.79 ₴81.8

-53.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$28.8K ₴1.3M

-15.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$25.3K ₴1.2M

25.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$110 ₴5,031

-29.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$5.42 ₴248

13.28%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$6.31 ₴288

199.84%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$24.39 ₴1,114

109.06%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$12.69 ₴579

43.81%

Cinema Ticket

$4.38 Rp 79.5K

$5.58 ₴255

-21.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$251 ₴11.5K

95.86%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$4,141 ₴189.1K

195.13%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$75.2 ₴3,434

-39.95%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$38.55 ₴1,760

-9.49%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$90.6 ₴4,139

-13.59%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$105 ₴4,784

-25.68%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$344 ₴15.7K

213.17%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$201 ₴9,175

230.92%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$514 ₴23.5K

583.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$355 ₴16.2K

370.13%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,313 ₴60.0K

78.21%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$823 ₴37.6K

171.87%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$263 ₴12.0K

-36.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.8

-36.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Uman: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Uman

$201 24.7% 69.8% $464

Groceries & Markets

Ubud, Bali

$279 21%

Uman

$183 22.5% 34.5% $97

Clothing & Footwear

Ubud, Bali

$106 8%

Uman

$139 17.1% 30.9% $33

Eating Out

Ubud, Bali

$106 8%

Uman

$115 14.2% 9% $9.5

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Uman

$122 15% 18.9% $19

Sport & Entertainment

Ubud, Bali

$60 4.5%

Uman

$36 4.4% 40.5% $24

Getting Around

Ubud, Bali

$12 0.9%

Uman

$18 2.2% 47.5% $5.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $344 in Uman. Housing cost is often the main lever when comparing two cities.

Uman pays 58% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $35 in Uman. Groceries flip the comparison at $279 vs $183, with Uman cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇺🇦 Uman

🕒 Local time

19:11 7:11 PM

13:11 1:11 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

86,614

💱 Currency

Indonesian Rupiah IDR Rp

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 UAH = 2.19 USD

100 UAH = 1.95 EUR

Exchange rates and currency converter

UAH, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Ukrainian Hryvnia exchange rates as of November 5, 2026: 1 USD = 45.67 UAH (100 UAH = 2.19 USD). 1 EUR = 51.32 UAH (100 UAH = 1.95 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Uman 10,360 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Uman

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Uman: Cost of Living - Frequently Asked Questions

Uman wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Uman the obvious pick if budget is a priority.

On paper, salaries run 37% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $344 in Uman. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $813 in Uman – Uman is about 39% cheaper, which adds up to real savings over time.

At $813 in Uman versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Uman but tight or insufficient in Ubud, Bali. The gap between the two cities makes Uman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.