Last update: Oct 2026

Cost of Living Comparison Between Umag and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $1,562 in Umag, rent and utilities included – about $3,500 less a year. Rent and utilities account for about half of the difference.

77

Cost of Living Index in Umag
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Umag Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Umag

🇭🇷 Croatia

$1,562

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Umag and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umag and in Tbilisi actually costs, broken down by who's living it.

A single person spends $1,562 per month in Umag vs $1,269 in Tbilisi, rent included.

Umag $1,562
Tbilisi $1,269

A couple spends around $2,448 per month in Umag vs $2,016 in Tbilisi, rent included.

Umag $2,448
Tbilisi $2,016

A family of three spends $3,333 per month in Umag vs $2,763 in Tbilisi, rent included.

Umag $3,333
Tbilisi $2,763

Umag costs about 23% more than Tbilisi, and outside of rent the biggest gap is in groceries.

Umag sits 15% above the global median, while Tbilisi is 7% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.16 €10.92

$11.63 ₾30.07

4.56%

Three-Course Dinner for Two, Mid-Range

$65.3 €58.6

$37.83 ₾97.8

72.48%

Fast Food Meal (McDonalds, etc)

$8.29 €7.44

$9.66 ₾24.98

-14.18%

Cappuccino

$2.26 €2.03

$3.57 ₾9.24

-36.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 €2.69

$1.08 ₾2.78

176.85%

Water (0.33 liter bottle)

$2.28 €2.05

$0.56 ₾1.45

307.14%

Local Beer (0.5 liter draught)

$3.34 €3.00

$2.62 ₾6.78

27.48%

Imported Beer (0.33 liter bottle)

$4.35 €3.91

$3.04 ₾7.85

43.09%

Milk (1 liter)

$1.30 €1.17

$2.17 ₾5.60

-40.09%

White Bread (500g)

$1.57 €1.41

$0.80 ₾2.06

96.25%

Rice (white) (1kg)

$2.80 €2.51

$1.74 ₾4.51

60.92%

Eggs

$3.83 €3.44

$2.83 ₾7.31

35.34%

Local Cheese (1kg)

$14.69 €13.19

$9.31 ₾24.07

57.79%

Chicken Fillets (1kg)

$11.49 €10.32

$6.52 ₾16.85

76.23%

Beef Round Steak (1kg)

$17.63 €15.84

$12.95 ₾33.50

36.14%

Apples (1kg)

$2.23 €2.00

$1.68 ₾4.34

32.74%

Banana (1kg)

$1.64 €1.48

$1.85 ₾4.79

-11.35%

Oranges (1kg)

$2.21 €1.98

$1.97 ₾5.10

12.18%

Tomato (1kg)

$2.45 €2.20

$2.42 ₾6.25

1.24%

Potato (1kg)

$1.36 €1.22

$0.82 ₾2.11

65.85%

Onion (1kg)

$1.26 €1.13

$0.74 ₾1.91

70.27%

Lettuce (1 head)

$1.19 €1.07

$1.34 ₾3.47

-11.19%

Water (1.5 liter bottle)

$1.28 €1.15

$0.77 ₾2.00

66.23%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 €5.47

$3.57 ₾9.24

70.59%

Wine (Bottle)

$11.15 €10.01

$7.67 ₾19.83

45.37%

Local Beer (0.5 liter bottle)

$1.68 €1.51

$1.70 ₾4.39

-1.18%

Imported Beer (0.33 liter bottle)

$2.45 €2.20

$2.40 ₾6.21

2.08%

One-way Ticket (Public Transport)

$1.82 €1.64

$0.40 ₾1.05

355.00%

Public Transport Monthly Pass (Regular Price)

$47.33 €42.51

$15.23 ₾39.38

210.77%

Taxi Start (Normal Tariff)

$2.27 €2.04

$1.14 ₾2.95

99.12%

Taxi (Normal Tariff) (1km)

$1.42 €1.27

$0.78 ₾2.02

82.05%

Taxi 1hour Waiting (Normal Tariff)

$12.15 €10.91

$11.83 ₾30.58

2.70%

Gasoline (1 liter)

$1.89 €1.70

$1.45 ₾3.75

30.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K €24.4K

$24.6K ₾63.6K

10.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.9K

$22.3K ₾57.8K

14.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €189

$88.8 ₾230

136.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.03 €19.79

$13.12 ₾33.93

67.91%

Internet (50+ Mbps, Unlimited Data)

$37.86 €34.01

$19.67 ₾50.9

92.48%

Gym Membership (Monthly)

$51.4 €46.14

$64.1 ₾166

-19.81%

Tennis Court (1 Hour on Weekend)

$15.08 €13.54

$19.04 ₾49.24

-20.80%

Cinema Ticket

$8.56 €7.69

$7.12 ₾18.42

20.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 €439

$375 ₾971

30.25%

International Primary School, 1 Child (Yearly)

$9,869 €8,865

$10.5K ₾27.1K

-5.74%

Jeans (Levis 501 Or Similar)

$111 €99.9

$104 ₾268

7.31%

Summer Dress (H&M, Zara, etc)

$42.52 €38.20

$39.26 ₾102

8.30%

Sport Shoes (Adidas, Nike)

$103 €92.2

$117 ₾303

-12.51%

Men's Leather Business Shoes

$114 €103

$122 ₾315

-6.17%

1-bedroom Apartment, City Center (Monthly)

$602 €541

$695 ₾1,798

-13.39%

1-bedroom Apartment, Outside City Center (Monthly)

$483 €434

$451 ₾1,167

7.12%

3-bedroom Apartment, City Center (Monthly)

$1,252 €1,125

$1,355 ₾3,504

-7.57%

3-bedroom Apartment, Outside City Center (Monthly)

$941 €846

$906 ₾2,343

3.89%

Buy Apartment in City Center (m2)

$4,602 €4,134

$2,295 ₾5,934

100.52%

Buy Apartment Outside City Center (m2)

$3,282 €2,948

$1,345 ₾3,478

144.07%

Average Monthly Net Salary (After Tax)

$664 ₾1,718

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

12.62

-73.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umag

$483 30.9%

Tbilisi

$451 35.6% 6.6% $32

Groceries & Markets

Umag

$314 20.1%

Tbilisi

$234 18.4% 25.5% $80

Monthly Utilities & Internet

Umag

$270 17.3%

Tbilisi

$122 9.6% 55% $148

Eating Out

Umag

$196 12.5%

Tbilisi

$191 15% 2.6% $5.1

Clothing & Footwear

Umag

$167 10.7%

Tbilisi

$172 13.5% 3.1% $5.1

Sport & Entertainment

Umag

$68 4.4%

Tbilisi

$78 6.2% 14.3% $9.8

Getting Around

Umag

$64 4.1%

Tbilisi

$22 1.7% 65.8% $42

Cost Breakdown

A central one-bedroom costs $602 in Umag versus $695 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65 in Umag versus $38 in Tbilisi. Monthly groceries follow the same trend: $314 vs $234 – making Tbilisi the more affordable choice for daily food spending.

Good to know

🇭🇷 Umag

🇬🇪 Tbilisi

🕒 Local time

18:40 6:40 PM

21:40 9:40 PM

3 h ahead of Umag

🌤 Weather

👥 Population

13,000

1,241,700 Capital

💱 Currency

Euro EUR €

Georgian Lari GEL ₾

📈 Exchange rate

1 EUR = 1.11 USD

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

On the map

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Between locations

Umag Tbilisi 2,540 km ≈ 3 h 45 min nonstop flight

From you

Umag
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umag vs Tbilisi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,562 in Umag, $1,269 in Tbilisi – roughly 23% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,343 per month in Umag and $1,904 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Umag, especially for central apartments: a one-bedroom in the center costs $602 there versus $695 in Tbilisi.

A mid-range dinner for two costs $65 in Umag and $38 in Tbilisi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,562 in Umag and $1,269 in Tbilisi. That’s a gap of about 23%.

$2,000 covers both cities comfortably – all-in costs are $1,562 in Umag and $1,269 in Tbilisi, leaving budget for savings and extras in both cases.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,269 in Tbilisi to $1,562 in Umag. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.