Last update: Nov 2026

Cost of Living Comparison Between Umag and Rijeka

For one person, living costs are similar in Umag and in Rijeka: $1,607 and $1,608 a month, rent and utilities included.

77

Cost of Living Index in Umag
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Umag Living Index
77

Cost of Living Index in Rijeka
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Rijeka Living Index

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Umag

🇭🇷 Croatia

$1,607

/mo nomad

Rijeka

🇭🇷 Croatia

$1,608

/mo nomad

Monthly Cost of Living

How much you'll spend in Umag and in Rijeka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umag and in Rijeka actually costs, broken down by who's living it.

A single person spends $1,607 per month in Umag vs $1,608 in Rijeka, rent included.

Umag $1,607
Rijeka $1,608

A couple spends around $2,444 per month in Umag vs $2,443 in Rijeka, rent included.

Umag $2,444
Rijeka $2,443

A family of three spends $3,280 per month in Umag vs $3,278 in Rijeka, rent included.

Umag $3,280
Rijeka $3,278

Umag and Rijeka have comparable living costs – the differences are in the details.

Both Umag and Rijeka sit above the global median – Umag by 19%, Rijeka by 19%.

Meal at Budget Restaurant

$12.42 €11.07

$13.46 €11.99

-7.73%

Three-Course Dinner for Two, Mid-Range

$64.3 €57.3

$72.0 €64.1

-10.63%

Fast Food Meal (McDonalds, etc)

$7.93 €7.07

$10.11 €9.00

-21.56%

Cappuccino

$2.19 €1.95

$2.27 €2.02

-3.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.73

$3.00 €2.68

2.00%

Water (0.33 liter bottle)

$2.18 €1.94

$1.89 €1.69

15.34%

Local Beer (0.5 liter draught)

$3.30 €2.94

$3.84 €3.42

-14.06%

Imported Beer (0.33 liter bottle)

$4.55 €4.05

$4.36 €3.89

4.36%

Milk (1 liter)

$1.31 €1.17

$1.20 €1.07

9.17%

White Bread (500g)

$1.58 €1.41

$1.55 €1.38

1.94%

Rice (white) (1kg)

$2.78 €2.47

$3.36 €2.99

-17.26%

Eggs

$3.95 €3.52

$3.68 €3.28

7.34%

Local Cheese (1kg)

$14.74 €13.13

$16.03 €14.28

-8.05%

Chicken Fillets (1kg)

$11.82 €10.53

$10.35 €9.22

14.20%

Beef Round Steak (1kg)

$17.68 €15.75

$14.07 €12.54

25.66%

Apples (1kg)

$2.21 €1.97

$1.63 €1.45

35.58%

Banana (1kg)

$1.74 €1.55

$1.73 €1.54

0.58%

Oranges (1kg)

$2.18 €1.94

$1.83 €1.63

19.13%

Tomato (1kg)

$2.47 €2.20

$2.65 €2.36

-6.79%

Potato (1kg)

$1.40 €1.25

$1.38 €1.23

1.45%

Onion (1kg)

$1.26 €1.12

$1.27 €1.13

-0.79%

Lettuce (1 head)

$1.24 €1.10

$1.35 €1.20

-8.15%

Water (1.5 liter bottle)

$1.34 €1.20

$1.36 €1.22

-1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$5.92 €5.27

$5.77 €5.14

2.60%

Wine (Bottle)

$11.31 €10.08

$8.00 €7.12

41.38%

Local Beer (0.5 liter bottle)

$1.70 €1.52

$1.67 €1.48

1.80%

Imported Beer (0.33 liter bottle)

$2.39 €2.13

$2.17 €1.94

10.14%

One-way Ticket (Public Transport)

$1.74 €1.55

$2.87 €2.56

-39.37%

Public Transport Monthly Pass (Regular Price)

$44.20 €39.37

$52.7 €46.97

-16.16%

Taxi Start (Normal Tariff)

$2.20 €1.96

$5.65 €5.03

-61.06%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.48 €1.32

-4.05%

Taxi 1hour Waiting (Normal Tariff)

$12.15 €10.82

$27.87 €24.82

-56.40%

Gasoline (1 liter)

$1.89 €1.68

$1.88 €1.67

0.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €25.1K

$27.3K €24.3K

3.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K €22.9K

$25.1K €22.3K

2.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €189

$186 €166

13.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.23 €19.81

$24.34 €21.68

-8.67%

Internet (50+ Mbps, Unlimited Data)

$38.08 €33.92

$39.94 €35.58

-4.66%

Gym Membership (Monthly)

$52.8 €47.02

$53.0 €47.25

-0.49%

Tennis Court (1 Hour on Weekend)

$15.11 €13.46

$11.15 €9.93

35.52%

Cinema Ticket

$8.47 €7.54

$10.35 €9.22

-18.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 €440

$541 €482

-8.86%

International Primary School, 1 Child (Yearly)

$9,752 €8,687

$10.1K €8,957

-3.02%

Jeans (Levis 501 Or Similar)

$107 €95.4

$98.9 €88.1

8.30%

Summer Dress (H&M, Zara, etc)

$42.90 €38.21

$41.89 €37.32

2.41%

Sport Shoes (Adidas, Nike)

$102 €90.6

$103 €91.5

-0.93%

Men's Leather Business Shoes

$110 €98.2

$110 €98.0

0.23%

1-bedroom Apartment, City Center (Monthly)

$687 €612

$688 €613

-0.23%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €470

$541 €482

-2.48%

3-bedroom Apartment, City Center (Monthly)

$1,180 €1,051

$1,199 €1,068

-1.60%

3-bedroom Apartment, Outside City Center (Monthly)

$891 €794

$866 €771

2.92%

Buy Apartment in City Center (m2)

$4,048 €3,606

$4,070 €3,626

-0.54%

Buy Apartment Outside City Center (m2)

$2,912 €2,594

$3,758 €3,348

-22.52%

Average Monthly Net Salary (After Tax)

$1,466 €1,306

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.73

-11.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: November 2, 2026

Last update for Rijeka: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umag

$527 32.8%

Rijeka

$541 33.6% 2.6% $13

Groceries & Markets

Umag

$318 19.8%

Rijeka

$294 18.3% 7.7% $25

Monthly Utilities & Internet

Umag

$273 17%

Rijeka

$251 15.6% 8.1% $22

Eating Out

Umag

$196 12.2%

Rijeka

$213 13.2% 8.6% $17

Clothing & Footwear

Umag

$163 10.1%

Rijeka

$159 9.9% 2.4% $3.8

Sport & Entertainment

Umag

$70 4.3%

Rijeka

$74 4.6% 5.8% $4

Getting Around

Umag

$60 3.8%

Rijeka

$77 4.8% 27.8% $17

Cost Breakdown

A central one-bedroom costs $687 in Umag versus $688 in Rijeka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64 in Umag versus $72 in Rijeka. Groceries tell a different story – $318 in Umag vs $294 in Rijeka – so Rijeka wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Umag

🇭🇷 Rijeka

🕒 Local time

02:07 2:07 AM

Same time as Umag

🌤 Weather

👥 Population

13,000

107,964

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Umag Rijeka 73 km

From you

Umag
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umag vs Rijeka: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,411 per month in Umag and $2,412 in Rijeka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $687 in Umag and $688 in Rijeka. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Interestingly, groceries are about 8% cheaper in Rijeka – one category where the pricier city actually offers better value.

Kindergarten costs $493 per month in Umag and $541 in Rijeka. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,607 in Umag and $1,608 in Rijeka, leaving budget for savings and extras in both cases.

It depends on your priorities. Rijeka has an edge in some lifestyle areas, with costs from $1,607 in Umag to $1,608 in Rijeka. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.