Last update: Oct 2026

Cost of Living Comparison Between Umag and Lisbon

For one person, living is cheaper in Umag: $1,562 a month against $2,210 in Lisbon, rent and utilities included – about $7,800 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

77

Cost of Living Index in Umag
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Umag Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Umag

🇭🇷 Croatia

$1,562

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Umag and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umag and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,562 in Umag versus $2,210 in Lisbon.

Umag $1,562
Lisbon $2,210

Estimated couple costs with rent: $2,448 in Umag versus $3,275 in Lisbon.

Umag $2,448
Lisbon $3,275

Monthly costs for a family of three with rent: $3,333 in Umag versus $4,341 in Lisbon.

Umag $3,333
Lisbon $4,341

Living in Umag costs roughly 29% less than in Lisbon, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Umag 15% above, Lisbon 62% above.

Meal at Budget Restaurant

$12.16 €10.92

$16.65 €14.95

-26.97%

Three-Course Dinner for Two, Mid-Range

$65.3 €58.6

$61.7 €55.5

5.69%

Fast Food Meal (McDonalds, etc)

$8.29 €7.44

$11.36 €10.20

-27.02%

Cappuccino

$2.26 €2.03

$2.97 €2.67

-23.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 €2.69

$2.29 €2.06

30.57%

Water (0.33 liter bottle)

$2.28 €2.05

$1.74 €1.56

31.03%

Local Beer (0.5 liter draught)

$3.34 €3.00

$3.40 €3.06

-1.76%

Imported Beer (0.33 liter bottle)

$4.35 €3.91

$3.31 €2.97

31.42%

Milk (1 liter)

$1.30 €1.17

$1.16 €1.04

12.07%

White Bread (500g)

$1.57 €1.41

$1.91 €1.72

-17.80%

Rice (white) (1kg)

$2.80 €2.51

$1.51 €1.36

85.43%

Eggs

$3.83 €3.44

$4.02 €3.61

-4.73%

Local Cheese (1kg)

$14.69 €13.19

$12.94 €11.62

13.52%

Chicken Fillets (1kg)

$11.49 €10.32

$7.77 €6.98

47.88%

Beef Round Steak (1kg)

$17.63 €15.84

$17.76 €15.95

-0.73%

Apples (1kg)

$2.23 €2.00

$2.30 €2.07

-3.04%

Banana (1kg)

$1.64 €1.48

$1.73 €1.56

-5.20%

Oranges (1kg)

$2.21 €1.98

$1.86 €1.67

18.82%

Tomato (1kg)

$2.45 €2.20

$2.59 €2.33

-5.41%

Potato (1kg)

$1.36 €1.22

$1.82 €1.64

-25.27%

Onion (1kg)

$1.26 €1.13

$1.97 €1.77

-36.04%

Lettuce (1 head)

$1.19 €1.07

$1.47 €1.32

-19.05%

Water (1.5 liter bottle)

$1.28 €1.15

$0.72 €0.65

77.78%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 €5.47

$6.58 €5.91

-7.45%

Wine (Bottle)

$11.15 €10.01

$5.61 €5.04

98.75%

Local Beer (0.5 liter bottle)

$1.68 €1.51

$1.36 €1.22

23.53%

Imported Beer (0.33 liter bottle)

$2.45 €2.20

$2.14 €1.92

14.49%

One-way Ticket (Public Transport)

$1.82 €1.64

$2.33 €2.10

-21.89%

Public Transport Monthly Pass (Regular Price)

$47.33 €42.51

$44.68 €40.14

5.93%

Taxi Start (Normal Tariff)

$2.27 €2.04

$3.85 €3.46

-41.04%

Taxi (Normal Tariff) (1km)

$1.42 €1.27

$1.07 €0.96

32.71%

Taxi 1hour Waiting (Normal Tariff)

$12.15 €10.91

$16.46 €14.79

-26.18%

Gasoline (1 liter)

$1.89 €1.70

$2.20 €1.98

-14.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K €24.4K

$34.2K €30.7K

-20.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.9K

$38.7K €34.8K

-34.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €189

$161 €145

30.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.03 €19.79

$18.41 €16.54

19.66%

Internet (50+ Mbps, Unlimited Data)

$37.86 €34.01

$32.74 €29.41

15.64%

Gym Membership (Monthly)

$51.4 €46.14

$44.55 €40.02

15.29%

Tennis Court (1 Hour on Weekend)

$15.08 €13.54

$19.10 €17.16

-21.05%

Cinema Ticket

$8.56 €7.69

$9.60 €8.62

-10.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 €439

$668 €600

-26.76%

International Primary School, 1 Child (Yearly)

$9,869 €8,865

$17.6K €15.8K

-43.97%

Jeans (Levis 501 Or Similar)

$111 €99.9

$102 €91.6

9.02%

Summer Dress (H&M, Zara, etc)

$42.52 €38.20

$44.46 €39.94

-4.36%

Sport Shoes (Adidas, Nike)

$103 €92.2

$98.5 €88.5

4.23%

Men's Leather Business Shoes

$114 €103

$124 €111

-7.63%

1-bedroom Apartment, City Center (Monthly)

$602 €541

$1,608 €1,445

-62.56%

1-bedroom Apartment, Outside City Center (Monthly)

$483 €434

$1,190 €1,069

-59.39%

3-bedroom Apartment, City Center (Monthly)

$1,252 €1,125

$2,812 €2,526

-55.47%

3-bedroom Apartment, Outside City Center (Monthly)

$941 €846

$2,013 €1,808

-53.24%

Buy Apartment in City Center (m2)

$4,602 €4,134

$7,839 €7,042

-41.30%

Buy Apartment Outside City Center (m2)

$3,282 €2,948

$4,576 €4,110

-28.27%

Average Monthly Net Salary (After Tax)

$1,575 €1,415

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.85

-14.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: October 26, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umag

$483 30.9%

Lisbon

$1.2K 53.8% 146% $707

Groceries & Markets

Umag

$314 20.1%

Lisbon

$272 12.3% 13.3% $42

Monthly Utilities & Internet

Umag

$270 17.3%

Lisbon

$212 9.6% 21.3% $58

Eating Out

Umag

$196 12.5%

Lisbon

$243 11% 23.9% $47

Clothing & Footwear

Umag

$167 10.7%

Lisbon

$166 7.5% 0.5% $0.9

Sport & Entertainment

Umag

$68 4.4%

Lisbon

$64 2.9% 6.9% $4.7

Getting Around

Umag

$64 4.1%

Lisbon

$63 2.9% 1.2% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $602 in Umag and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $65 in Umag vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $314 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇭🇷 Umag

🇵🇹 Lisbon

🕒 Local time

21:22 9:22 PM

20:22 8:22 PM

1 h behind Umag

🌤 Weather

👥 Population

13,000

545,923 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Umag Lisbon 2,010 km ≈ 3 h nonstop flight

From you

Umag
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umag vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,562 in Umag and $2,210 in Lisbon, so Umag is about 29% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,343 in Umag and $3,315 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $602 in Umag versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Umag versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 13% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Umag is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Umag and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.