Last update: Nov 2026

Cost of Living Comparison Between Rijeka and Umag

For one person, living costs are similar in Rijeka and in Umag: $1,608 and $1,607 a month, rent and utilities included.

Rijeka, Croatia
Umag, Croatia
Rijeka
🇭🇷 Croatia
$1,608
/mo nomad
Umag
🇭🇷 Croatia
$1,607
/mo nomad
Monthly Cost of Living

How much you'll spend in Rijeka and in Umag

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rijeka and in Umag actually costs, broken down by who's living it.

A single person spends $1,608 per month in Rijeka vs $1,607 in Umag, rent included.

  • Rijeka $1,608
  • Umag $1,607

A couple spends around $2,443 per month in Rijeka vs $2,444 in Umag, rent included.

  • Rijeka $2,443
  • Umag $2,444

A family of three spends $3,278 per month in Rijeka vs $3,280 in Umag, rent included.

  • Rijeka $3,278
  • Umag $3,280

Rijeka and Umag have comparable living costs – the differences are in the details.

Both Rijeka and Umag sit above the global median – Rijeka by 19%, Umag by 19%.

Currency
🍽 Eating Out
Rijeka
Umag
Difference
Meal at Budget Restaurant
$13.46 €11.99
$12.42 €11.07
8.37%
Three-Course Dinner for Two, Mid-Range
$72.0 €64.1
$64.3 €57.3
11.89%
Fast Food Meal (McDonalds, etc)
$10.11 €9.00
$7.93 €7.07
27.49%
Cappuccino
$2.27 €2.02
$2.19 €1.95
3.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.00 €2.68
$3.06 €2.73
-1.96%
Water (0.33 liter bottle)
$1.89 €1.69
$2.18 €1.94
-13.30%
Local Beer (0.5 liter draught)
$3.84 €3.42
$3.30 €2.94
16.36%
Imported Beer (0.33 liter bottle)
$4.36 €3.89
$4.55 €4.05
-4.18%
🛒 Groceries & Markets
Rijeka
Umag
Difference
Milk (1 liter)
$1.20 €1.07
$1.31 €1.17
-8.40%
White Bread (500g)
$1.55 €1.38
$1.58 €1.41
-1.90%
Rice (white) (1kg)
$3.36 €2.99
$2.78 €2.47
20.86%
Eggs
$3.68 €3.28
$3.95 €3.52
-6.84%
Local Cheese (1kg)
$16.03 €14.28
$14.74 €13.13
8.75%
Chicken Fillets (1kg)
$10.35 €9.22
$11.82 €10.53
-12.44%
Beef Round Steak (1kg)
$14.07 €12.54
$17.68 €15.75
-20.42%
Apples (1kg)
$1.63 €1.45
$2.21 €1.97
-26.24%
Banana (1kg)
$1.73 €1.54
$1.74 €1.55
-0.57%
Oranges (1kg)
$1.83 €1.63
$2.18 €1.94
-16.06%
Tomato (1kg)
$2.65 €2.36
$2.47 €2.20
7.29%
Potato (1kg)
$1.38 €1.23
$1.40 €1.25
-1.43%
Onion (1kg)
$1.27 €1.13
$1.26 €1.12
0.79%
Lettuce (1 head)
$1.35 €1.20
$1.24 €1.10
8.87%
Water (1.5 liter bottle)
$1.36 €1.22
$1.34 €1.20
1.49%
Cigarettes 20 Pack (Marlboro, Camel)
$5.77 €5.14
$5.92 €5.27
-2.53%
Wine (Bottle)
$8.00 €7.12
$11.31 €10.08
-29.27%
Local Beer (0.5 liter bottle)
$1.67 €1.48
$1.70 €1.52
-1.76%
Imported Beer (0.33 liter bottle)
$2.17 €1.94
$2.39 €2.13
-9.21%
🚌 Getting Around
Rijeka
Umag
Difference
One-way Ticket (Public Transport)
$2.87 €2.56
$1.74 €1.55
64.94%
Public Transport Monthly Pass (Regular Price)
$52.7 €46.97
$44.20 €39.37
19.28%
Taxi Start (Normal Tariff)
$5.65 €5.03
$2.20 €1.96
156.82%
Taxi (Normal Tariff) (1km)
$1.48 €1.32
$1.42 €1.26
4.23%
Taxi 1hour Waiting (Normal Tariff)
$27.87 €24.82
$12.15 €10.82
129.38%
Gasoline (1 liter)
$1.88 €1.67
$1.89 €1.68
-0.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K €24.3K
$28.1K €25.1K
-3.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K €22.3K
$25.7K €22.9K
-2.57%
🧾 Monthly Utilities & Internet
Rijeka
Umag
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$186 €166
$212 €189
-12.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.34 €21.68
$22.23 €19.81
9.49%
Internet (50+ Mbps, Unlimited Data)
$39.94 €35.58
$38.08 €33.92
4.88%
🎉 Sport & Entertainment
Rijeka
Umag
Difference
Gym Membership (Monthly)
$53.0 €47.25
$52.8 €47.02
0.49%
Tennis Court (1 Hour on Weekend)
$11.15 €9.93
$15.11 €13.46
-26.21%
Cinema Ticket
$10.35 €9.22
$8.47 €7.54
22.20%
🧸 Childcare & Education
Rijeka
Umag
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$541 €482
$493 €440
9.72%
International Primary School, 1 Child (Yearly)
$10.1K €8,957
$9,752 €8,687
3.11%
👕👟 Clothing & Footwear
Rijeka
Umag
Difference
Jeans (Levis 501 Or Similar)
$98.9 €88.1
$107 €95.4
-7.66%
Summer Dress (H&M, Zara, etc)
$41.89 €37.32
$42.90 €38.21
-2.35%
Sport Shoes (Adidas, Nike)
$103 €91.5
$102 €90.6
0.93%
Men's Leather Business Shoes
$110 €98.0
$110 €98.2
-0.23%
🏠 Accommodation & Living
Rijeka
Umag
Difference
1-bedroom Apartment, City Center (Monthly)
$688 €613
$687 €612
0.23%
1-bedroom Apartment, Outside City Center (Monthly)
$541 €482
$527 €470
2.55%
3-bedroom Apartment, City Center (Monthly)
$1,199 €1,068
$1,180 €1,051
1.63%
3-bedroom Apartment, Outside City Center (Monthly)
$866 €771
$891 €794
-2.84%
Buy Apartment in City Center (m2)
$4,070 €3,626
$4,048 €3,606
0.54%
Buy Apartment Outside City Center (m2)
$3,758 €3,348
$2,912 €2,594
29.06%
💵 Salaries & Financials
Rijeka
Umag
Difference
Average Monthly Net Salary (After Tax)
$1,466 €1,306
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.73
3.3
13.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rijeka: November 1, 2026

Last update for Umag: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Rijeka
$541
Umag
$527 2.5% $13
Groceries & Markets
Rijeka
$294
Umag
$318 8.4% $25
Monthly Utilities & Internet
Rijeka
$251
Umag
$273 8.8% $22
Eating Out
Rijeka
$213
Umag
$196 7.9% $17
Clothing & Footwear
Rijeka
$159
Umag
$163 2.4% $3.8
Getting Around
Rijeka
$77
Umag
$60 21.7% $17
Sport & Entertainment
Rijeka
$74
Umag
$70 5.5% $4

Cost Breakdown

A central one-bedroom costs $688 in Rijeka versus $687 in Umag. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $72 in Rijeka versus $64 in Umag. Groceries tell a different story – $294 in Rijeka vs $318 in Umag – so Rijeka wins on supermarket bills even if dining out costs more.

Good to know
🇭🇷 Rijeka
🇭🇷 Umag
🕒 Local time
23:49 11:49 PM
23:49 11:49 PM
Same time as Rijeka
🌤 Weather
👥 Population
107,964
13,000
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of November 5, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Rijeka Umag 73 km
From you
  • Rijeka
  • Umag

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rijeka vs Umag: Cost of Living - Frequently Asked Questions
What income do you need for each city?
For a comfortable life, plan on about $2,412 per month in Rijeka and $2,411 in Umag. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What is the rent difference between Rijeka and Umag?
A central 1-bedroom goes for about $688 in Rijeka and $687 in Umag. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How do food prices compare in Rijeka and in Umag?
Interestingly, groceries are about 8% cheaper in Rijeka – one category where the pricier city actually offers better value.
Which city has cheaper kindergarten?
Kindergarten costs $541 per month in Rijeka and $493 in Umag. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 enough for either Rijeka or Umag?
$2,000 covers both cities comfortably – all-in costs are $1,608 in Rijeka and $1,607 in Umag, leaving budget for savings and extras in both cases.
Is it better to live in Rijeka or in Umag?
It depends on your priorities. Rijeka has an edge in some lifestyle areas, with costs from $1,607 in Umag to $1,608 in Rijeka. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Rijeka or Umag?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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