Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Umag

For one person, living is cheaper in Umag: $1,562 a month against $2,210 in Lisbon, rent and utilities included – about $7,800 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
77

Cost of Living Index in Umag
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Umag Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Umag

🇭🇷 Croatia

$1,562

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Umag

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Umag actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $1,562 in Umag.

Lisbon $2,210
Umag $1,562

Estimated couple costs with rent: $3,275 in Lisbon versus $2,448 in Umag.

Lisbon $3,275
Umag $2,448

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $3,333 in Umag.

Lisbon $4,341
Umag $3,333

Living in Lisbon is roughly 41% more expensive than in Umag, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Lisbon 62% above, Umag 15% above.

Meal at Budget Restaurant

$16.65 €14.95

$12.16 €10.92

36.92%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.5

$65.3 €58.6

-5.38%

Fast Food Meal (McDonalds, etc)

$11.36 €10.20

$8.29 €7.44

37.03%

Cappuccino

$2.97 €2.67

$2.26 €2.03

31.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.06

$2.99 €2.69

-23.41%

Water (0.33 liter bottle)

$1.74 €1.56

$2.28 €2.05

-23.68%

Local Beer (0.5 liter draught)

$3.40 €3.06

$3.34 €3.00

1.80%

Imported Beer (0.33 liter bottle)

$3.31 €2.97

$4.35 €3.91

-23.91%

Milk (1 liter)

$1.16 €1.04

$1.30 €1.17

-10.77%

White Bread (500g)

$1.91 €1.72

$1.57 €1.41

21.66%

Rice (white) (1kg)

$1.51 €1.36

$2.80 €2.51

-46.07%

Eggs

$4.02 €3.61

$3.83 €3.44

4.96%

Local Cheese (1kg)

$12.94 €11.62

$14.69 €13.19

-11.91%

Chicken Fillets (1kg)

$7.77 €6.98

$11.49 €10.32

-32.38%

Beef Round Steak (1kg)

$17.76 €15.95

$17.63 €15.84

0.74%

Apples (1kg)

$2.30 €2.07

$2.23 €2.00

3.14%

Banana (1kg)

$1.73 €1.56

$1.64 €1.48

5.49%

Oranges (1kg)

$1.86 €1.67

$2.21 €1.98

-15.84%

Tomato (1kg)

$2.59 €2.33

$2.45 €2.20

5.71%

Potato (1kg)

$1.82 €1.64

$1.36 €1.22

33.82%

Onion (1kg)

$1.97 €1.77

$1.26 €1.13

56.35%

Lettuce (1 head)

$1.47 €1.32

$1.19 €1.07

23.53%

Water (1.5 liter bottle)

$0.72 €0.65

$1.28 €1.15

-43.75%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.91

$6.09 €5.47

8.05%

Wine (Bottle)

$5.61 €5.04

$11.15 €10.01

-49.69%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$1.68 €1.51

-19.05%

Imported Beer (0.33 liter bottle)

$2.14 €1.92

$2.45 €2.20

-12.65%

One-way Ticket (Public Transport)

$2.33 €2.10

$1.82 €1.64

28.02%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.14

$47.33 €42.51

-5.60%

Taxi Start (Normal Tariff)

$3.85 €3.46

$2.27 €2.04

69.60%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

$1.42 €1.27

-24.65%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.79

$12.15 €10.91

35.47%

Gasoline (1 liter)

$2.20 €1.98

$1.89 €1.70

16.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.7K

$27.1K €24.4K

26.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.8K

$25.5K €22.9K

51.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €145

$210 €189

-23.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.54

$22.03 €19.79

-16.43%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.41

$37.86 €34.01

-13.52%

Gym Membership (Monthly)

$44.55 €40.02

$51.4 €46.14

-13.26%

Tennis Court (1 Hour on Weekend)

$19.10 €17.16

$15.08 €13.54

26.66%

Cinema Ticket

$9.60 €8.62

$8.56 €7.69

12.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €600

$489 €439

36.53%

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$9,869 €8,865

78.49%

Jeans (Levis 501 Or Similar)

$102 €91.6

$111 €99.9

-8.27%

Summer Dress (H&M, Zara, etc)

$44.46 €39.94

$42.52 €38.20

4.56%

Sport Shoes (Adidas, Nike)

$98.5 €88.5

$103 €92.2

-4.06%

Men's Leather Business Shoes

$124 €111

$114 €103

8.26%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,445

$602 €541

167.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,069

$483 €434

146.26%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,526

$1,252 €1,125

124.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,808

$941 €846

113.87%

Buy Apartment in City Center (m2)

$7,839 €7,042

$4,602 €4,134

70.35%

Buy Apartment Outside City Center (m2)

$4,576 €4,110

$3,282 €2,948

39.41%

Average Monthly Net Salary (After Tax)

$1,575 €1,415

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

3.3

16.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Umag: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Umag

$483 30.9% 59.4% $707

Groceries & Markets

Lisbon

$272 12.3%

Umag

$314 20.1% 15.3% $42

Eating Out

Lisbon

$243 11%

Umag

$196 12.5% 19.3% $47

Monthly Utilities & Internet

Lisbon

$212 9.6%

Umag

$270 17.3% 27.1% $58

Clothing & Footwear

Lisbon

$166 7.5%

Umag

$167 10.7% 0.5% $0.9

Sport & Entertainment

Lisbon

$64 2.9%

Umag

$68 4.4% 7.4% $4.7

Getting Around

Lisbon

$63 2.9%

Umag

$64 4.1% 1.2% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $602 in Umag. Housing cost is often the main lever when comparing two cities.

Dining out: $62 in Lisbon vs $65 in Umag for a mid-range dinner for two. Groceries echo the gap at $272 vs $314 per month, with Lisbon cheaper across the board.

Good to know

🇵🇹 Lisbon

🇭🇷 Umag

🕒 Local time

21:14 9:14 PM

22:14 10:14 PM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

13,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Lisbon Umag 2,010 km ≈ 3 h nonstop flight

From you

Lisbon
Umag

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Umag: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,210 in Lisbon and $1,562 in Umag, so Umag is about 29% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,315 in Lisbon and $2,343 in Umag to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,608 in Lisbon versus $602 in Umag. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $668 in Lisbon versus $489 in Umag. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 13% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Umag is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Umag are both considered safe, so it’s unlikely to be the deciding factor between them.