Last update: Oct 2026

Cost of Living Comparison Between Ulcinj and Ubud, Bali

For one person, living is cheaper in Ulcinj: $1,200 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Ulcinj
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Ulcinj Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ulcinj

🇲🇪 Montenegro

$1,200

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Ulcinj and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ulcinj and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,200 in Ulcinj versus $1,368 in Ubud, Bali.

Ulcinj $1,200
Ubud, Bali $1,368

Estimated couple costs with rent: $1,919 in Ulcinj versus $2,314 in Ubud, Bali.

Ulcinj $1,919
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,639 in Ulcinj versus $3,260 in Ubud, Bali.

Ulcinj $2,639
Ubud, Bali $3,260

Living in Ulcinj costs roughly 12% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ulcinj is 11% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$11.29 €10.05

$3.33 Rp 59.9K

239.04%

Three-Course Dinner for Two, Mid-Range

$35.99 €32.01

$35.18 Rp 633.2K

2.30%

Fast Food Meal (McDonalds, etc)

$7.93 €7.05

$5.80 Rp 104.5K

36.72%

Cappuccino

$2.19 €1.95

$2.73 Rp 49.1K

-19.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$1.64 Rp 29.5K

32.32%

Water (0.33 liter bottle)

$1.62 €1.44

$0.83 Rp 15.0K

95.18%

Local Beer (0.5 liter draught)

$2.29 €2.04

$2.70 Rp 48.6K

-15.19%

Imported Beer (0.33 liter bottle)

$3.45 €3.07

$4.30 Rp 77.4K

-19.77%

Milk (1 liter)

$1.15 €1.02

$1.50 Rp 27.1K

-23.33%

White Bread (500g)

$0.65 €0.58

$2.30 Rp 41.4K

-71.74%

Rice (white) (1kg)

$2.80 €2.49

$1.18 Rp 21.2K

137.29%

Eggs

$1.88 €1.68

$2.14 Rp 38.6K

-12.15%

Local Cheese (1kg)

$9.09 €8.09

$17.48 Rp 314.6K

-48.00%

Chicken Fillets (1kg)

$7.16 €6.37

$4.03 Rp 72.5K

77.67%

Beef Round Steak (1kg)

$12.51 €11.13

$12.23 Rp 220.1K

2.29%

Apples (1kg)

$1.34 €1.19

$3.55 Rp 63.9K

-62.25%

Banana (1kg)

$1.54 €1.37

$1.57 Rp 28.3K

-1.91%

Oranges (1kg)

$0.96 €0.85

$2.24 Rp 40.2K

-57.14%

Tomato (1kg)

$1.15 €1.02

$1.93 Rp 34.7K

-40.41%

Potato (1kg)

$0.75 €0.67

$1.88 Rp 33.9K

-60.11%

Onion (1kg)

$1.25 €1.11

$2.29 Rp 41.3K

-45.41%

Lettuce (1 head)

$1.47 €1.31

$0.99 Rp 17.9K

48.48%

Water (1.5 liter bottle)

$0.86 €0.77

$0.53 Rp 9,475

62.26%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 €3.57

$2.28 Rp 41.1K

76.32%

Wine (Bottle)

$4.35 €3.87

$23.01 Rp 414.2K

-81.10%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$2.34 Rp 42.2K

-44.87%

Imported Beer (0.33 liter bottle)

$1.70 €1.52

$2.91 Rp 52.4K

-41.58%

One-way Ticket (Public Transport)

$1.48 €1.31

$0.24 Rp 4,315

516.67%

Public Transport Monthly Pass (Regular Price)

$40.75 €36.25

$8.82 Rp 158.7K

362.02%

Taxi Start (Normal Tariff)

$1.14 €1.01

$0.48 Rp 8,684

137.50%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.46 Rp 8,233

147.83%

Taxi 1hour Waiting (Normal Tariff)

$16.70 €14.85

$5.45 Rp 98.2K

206.42%

Gasoline (1 liter)

$1.57 €1.40

$0.88 Rp 15.9K

78.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.7K

$24.6K Rp 442.2M

31.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K €18.6K

$31.2K Rp 561.4M

-32.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €116

$83.0 Rp 1.5M

57.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.95 €11.52

$6.45 Rp 116.0K

100.78%

Internet (50+ Mbps, Unlimited Data)

$25.21 €22.42

$18.57 Rp 334.2K

35.76%

Gym Membership (Monthly)

$22.26 €19.80

$55.8 Rp 1.0M

-60.12%

Tennis Court (1 Hour on Weekend)

$14.56 €12.95

$18.11 Rp 326.0K

-19.60%

Cinema Ticket

$7.85 €6.98

$4.38 Rp 78.9K

79.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 €403

$493 Rp 8.9M

-8.18%

International Primary School, 1 Child (Yearly)

$6,812 €6,059

$5,754 Rp 103.6M

18.40%

Jeans (Levis 501 Or Similar)

$82.9 €73.7

$46.19 Rp 831.4K

79.45%

Summer Dress (H&M, Zara, etc)

$33.67 €29.95

$35.33 Rp 636.0K

-4.70%

Sport Shoes (Adidas, Nike)

$72.4 €64.4

$79.1 Rp 1.4M

-8.47%

Men's Leather Business Shoes

$93.1 €82.8

$78.4 Rp 1.4M

18.79%

1-bedroom Apartment, City Center (Monthly)

$721 €641

$1,142 Rp 20.6M

-36.90%

1-bedroom Apartment, Outside City Center (Monthly)

$436 €388

$676 Rp 12.2M

-35.46%

3-bedroom Apartment, City Center (Monthly)

$1,462 €1,300

$3,503 Rp 63.1M

-58.27%

3-bedroom Apartment, Outside City Center (Monthly)

$973 €865

$1,700 Rp 30.6M

-42.78%

Buy Apartment in City Center (m2)

$3,319 €2,952

$2,784 Rp 50.1M

19.22%

Buy Apartment Outside City Center (m2)

$2,321 €2,065

$2,241 Rp 40.3M

3.59%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulcinj: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ulcinj

$436 36.4%

Ubud, Bali

$676 49.4% 54.9% $240

Groceries & Markets

Ulcinj

$202 16.9%

Ubud, Bali

$290 21.2% 43.5% $88

Eating Out

Ulcinj

$174 14.5%

Ubud, Bali

$109 8% 37.5% $65

Monthly Utilities & Internet

Ulcinj

$169 14.1%

Ubud, Bali

$108 7.9% 36.1% $61

Clothing & Footwear

Ulcinj

$127 10.6%

Ubud, Bali

$108 7.9% 15.3% $19

Getting Around

Ulcinj

$54 4.5%

Ubud, Bali

$13 0.9% 76.5% $41

Sport & Entertainment

Ulcinj

$38 3.2%

Ubud, Bali

$65 4.7% 70.1% $27

Cost Breakdown

A one-bedroom apartment in the center runs $721 in Ulcinj and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ulcinj vs $35.00 in Ubud, Bali. Groceries flip the comparison at $202 vs $290, with Ulcinj cheaper for home cooking.

Good to know

🇲🇪 Ulcinj

🇮🇩 Ubud, Bali

🕒 Local time

07:04 7:04 AM

13:04 1:04 PM

6 h ahead of Ulcinj

🌤 Weather

👥 Population

10,707

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Ulcinj Ubud, Bali 11,140 km ≈ 14 h nonstop flight

From you

Ulcinj
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ulcinj vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ulcinj wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ulcinj the obvious pick if budget is a priority.

You'd need roughly $1,800 in Ulcinj and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $721 in Ulcinj versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $453 in Ulcinj versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,200 in Ulcinj versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Ulcinj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ulcinj the clear choice for anyone on this budget.

Both work as nomad bases, but Ulcinj delivers better value – similar infrastructure at $1,200 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ulcinj hard to pass up.

Safety-wise, Ulcinj and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ulcinj gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.