Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ulcinj

For one person, living is cheaper in Ulcinj: $1,226 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
61

Cost of Living Index in Ulcinj
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Ulcinj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ulcinj

🇲🇪 Montenegro

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ulcinj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ulcinj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,226 in Ulcinj.

Ubud, Bali $1,349
Ulcinj $1,226

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,881 in Ulcinj.

Ubud, Bali $2,305
Ulcinj $1,881

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,536 in Ulcinj.

Ubud, Bali $3,261
Ulcinj $2,536

Living in Ubud, Bali is roughly 10% more expensive than in Ulcinj, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.97 €9.83

-69.74%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$36.74 €32.92

-2.99%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.94 €7.11

-30.35%

Cappuccino

$2.72 Rp 49.3K

$2.30 €2.06

18.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.29 €2.05

-25.76%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.61 €1.44

-52.80%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.28 €2.05

16.23%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.30 €2.96

32.73%

Milk (1 liter)

$1.49 Rp 27.0K

$1.16 €1.04

28.45%

White Bread (500g)

$2.28 Rp 41.3K

$0.64 €0.58

256.25%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.80 €2.51

-57.50%

Eggs

$2.04 Rp 36.9K

$1.92 €1.72

6.25%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.06 €8.12

95.36%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.45 €6.67

-46.85%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$12.46 €11.17

-2.17%

Apples (1kg)

$3.66 Rp 66.3K

$1.28 €1.15

185.94%

Banana (1kg)

$1.52 Rp 27.5K

$1.55 €1.39

-1.94%

Oranges (1kg)

$2.23 Rp 40.4K

$1.04 €0.93

114.42%

Tomato (1kg)

$1.97 Rp 35.8K

$1.16 €1.04

69.83%

Potato (1kg)

$1.85 Rp 33.5K

$0.76 €0.68

143.42%

Onion (1kg)

$2.42 Rp 44.0K

$1.26 €1.13

92.06%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.51 €1.35

-34.44%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.88 €0.78

-42.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.83 €3.43

-42.04%

Wine (Bottle)

$22.24 Rp 403.4K

$4.50 €4.03

394.22%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.23 €1.10

83.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.70 €1.53

74.71%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.83 €1.64

-86.34%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$37.79 €33.87

-79.31%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.14 €1.02

-61.40%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.09 €0.98

-60.55%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$16.50 €14.78

-67.21%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.58 €1.42

-48.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$32.3K €29.0K

-26.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$21.6K €19.3K

47.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$133 €120

-40.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$13.02 €11.67

-50.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$25.56 €22.91

-27.31%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$22.54 €20.20

119.52%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$16.12 €14.44

9.49%

Cinema Ticket

$4.27 Rp 77.5K

$7.97 €7.14

-46.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$441 €396

11.13%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$6,847 €6,136

-17.14%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$85.1 €76.3

-47.56%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$33.83 €30.31

3.31%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$71.7 €64.3

11.42%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$93.9 €84.1

-15.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$674 €604

66.81%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$459 €411

46.29%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,488 €1,334

139.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$860 €771

100.37%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,694 €3,310

-26.05%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,403 €2,154

-4.96%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ulcinj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ulcinj

$459 37.4% 31.6% $213

Groceries & Markets

Ubud, Bali

$288 21.4%

Ulcinj

$204 16.7% 29.2% $84

Eating Out

Ubud, Bali

$108 8%

Ulcinj

$173 14.1% 60.5% $65

Clothing & Footwear

Ubud, Bali

$108 8%

Ulcinj

$128 10.4% 19.1% $21

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ulcinj

$172 14% 65.2% $68

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ulcinj

$38 3.1% 33.7% $20

Getting Around

Ubud, Bali

$11 0.9%

Ulcinj

$52 4.2% 353% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $674 in Ulcinj. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $37 in Ulcinj. Groceries flip the comparison at $288 vs $204, with Ulcinj cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇲🇪 Ulcinj

🕒 Local time

11:47 11:47 AM

04:47 4:47 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,707

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Ulcinj 11,140 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Ulcinj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ulcinj: Cost of Living - Frequently Asked Questions

Ulcinj wins on cost – living expenses run 9% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Ulcinj the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,839 in Ulcinj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $674 in Ulcinj. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $441 in Ulcinj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,500 a month, though Ulcinj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ulcinj are both considered safe, so it’s unlikely to be the deciding factor between them.