Last update: Oct 2026

Cost of Living Comparison Between Ulcinj and Podgorica

For one person, living is cheaper in Ulcinj: $1,200 a month against $1,328 in Podgorica, rent and utilities included – about $1,500 less a year. Other living expenses account for most of the difference.

60

Cost of Living Index in Ulcinj
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Ulcinj Living Index
65

Cost of Living Index in Podgorica
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Podgorica Living Index

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Ulcinj

🇲🇪 Montenegro

$1,200

/mo nomad

Podgorica

🇲🇪 Montenegro

$1,328

/mo nomad

Monthly Cost of Living

How much you'll spend in Ulcinj and in Podgorica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ulcinj and in Podgorica actually costs, broken down by who's living it.

A single person spends $1,200 per month in Ulcinj vs $1,328 in Podgorica, rent included.

Ulcinj $1,200
Podgorica $1,328

A couple spends around $1,919 per month in Ulcinj vs $2,094 in Podgorica, rent included.

Ulcinj $1,919
Podgorica $2,094

A family of three spends $2,639 per month in Ulcinj vs $2,860 in Podgorica, rent included.

Ulcinj $2,639
Podgorica $2,860

Ulcinj is about 10% cheaper than Podgorica, and outside of rent the biggest gap is in clothing.

Both Ulcinj and Podgorica are more affordable than the global median – Ulcinj 11% lower, Podgorica 2% lower.

Meal at Budget Restaurant

$11.29 €10.05

$11.37 €10.12

-0.70%

Three-Course Dinner for Two, Mid-Range

$35.99 €32.01

$44.91 €39.95

-19.86%

Fast Food Meal (McDonalds, etc)

$7.93 €7.05

$10.41 €9.26

-23.82%

Cappuccino

$2.19 €1.95

$2.23 €1.98

-1.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$2.57 €2.29

-15.56%

Water (0.33 liter bottle)

$1.62 €1.44

$1.41 €1.25

14.89%

Local Beer (0.5 liter draught)

$2.29 €2.04

$3.14 €2.79

-27.07%

Imported Beer (0.33 liter bottle)

$3.45 €3.07

$3.39 €3.02

1.77%

Milk (1 liter)

$1.15 €1.02

$1.31 €1.16

-12.21%

White Bread (500g)

$0.65 €0.58

$0.93 €0.83

-30.11%

Rice (white) (1kg)

$2.80 €2.49

$1.98 €1.76

41.41%

Eggs

$1.88 €1.68

$3.53 €3.14

-46.74%

Local Cheese (1kg)

$9.09 €8.09

$8.84 €7.86

2.83%

Chicken Fillets (1kg)

$7.16 €6.37

$8.09 €7.19

-11.50%

Beef Round Steak (1kg)

$12.51 €11.13

$11.95 €10.63

4.69%

Apples (1kg)

$1.34 €1.19

$1.56 €1.39

-14.10%

Banana (1kg)

$1.54 €1.37

$1.63 €1.45

-5.52%

Oranges (1kg)

$0.96 €0.85

$1.78 €1.59

-46.07%

Tomato (1kg)

$1.15 €1.02

$2.38 €2.11

-51.68%

Potato (1kg)

$0.75 €0.67

$0.95 €0.84

-21.05%

Onion (1kg)

$1.25 €1.11

$1.02 €0.90

22.55%

Lettuce (1 head)

$1.47 €1.31

$1.45 €1.29

1.38%

Water (1.5 liter bottle)

$0.86 €0.77

$0.78 €0.69

10.26%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 €3.57

$4.26 €3.79

-5.63%

Wine (Bottle)

$4.35 €3.87

$5.72 €5.08

-23.95%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$1.08 €0.96

19.44%

Imported Beer (0.33 liter bottle)

$1.70 €1.52

$1.69 €1.51

0.59%

One-way Ticket (Public Transport)

$1.48 €1.31

$1.01 €0.90

46.53%

Public Transport Monthly Pass (Regular Price)

$40.75 €36.25

$33.57 €29.86

21.39%

Taxi Start (Normal Tariff)

$1.14 €1.01

$0.77 €0.68

48.05%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.76 €0.67

50.00%

Taxi 1hour Waiting (Normal Tariff)

$16.70 €14.85

$11.32 €10.07

47.53%

Gasoline (1 liter)

$1.57 €1.40

$1.86 €1.66

-15.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.7K

$30.9K €27.5K

4.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K €18.6K

$25.9K €23.0K

-18.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €116

$126 €112

3.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.95 €11.52

$18.89 €16.80

-31.45%

Internet (50+ Mbps, Unlimited Data)

$25.21 €22.42

$31.22 €27.77

-19.25%

Gym Membership (Monthly)

$22.26 €19.80

$48.05 €42.74

-53.67%

Tennis Court (1 Hour on Weekend)

$14.56 €12.95

$13.53 €12.03

7.61%

Cinema Ticket

$7.85 €6.98

$6.34 €5.64

23.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 €403

$335 €298

34.99%

International Primary School, 1 Child (Yearly)

$6,812 €6,059

$7,336 €6,525

-7.14%

Jeans (Levis 501 Or Similar)

$82.9 €73.7

$86.8 €77.2

-4.53%

Summer Dress (H&M, Zara, etc)

$33.67 €29.95

$46.78 €41.61

-28.02%

Sport Shoes (Adidas, Nike)

$72.4 €64.4

$98.4 €87.5

-26.43%

Men's Leather Business Shoes

$93.1 €82.8

$107 €95.0

-12.79%

1-bedroom Apartment, City Center (Monthly)

$721 €641

$647 €576

11.37%

1-bedroom Apartment, Outside City Center (Monthly)

$436 €388

$485 €431

-10.09%

3-bedroom Apartment, City Center (Monthly)

$1,462 €1,300

$1,317 €1,172

10.98%

3-bedroom Apartment, Outside City Center (Monthly)

$973 €865

$979 €871

-0.65%

Buy Apartment in City Center (m2)

$3,319 €2,952

$2,975 €2,646

11.56%

Buy Apartment Outside City Center (m2)

$2,321 €2,065

$2,252 €2,003

3.05%

Average Monthly Net Salary (After Tax)

$1,162 €1,034

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

-4.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulcinj: October 11, 2026

Last update for Podgorica: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ulcinj

$436 36.4%

Podgorica

$485 36.5% 11.2% $49

Groceries & Markets

Ulcinj

$202 16.9%

Podgorica

$224 16.9% 10.7% $22

Eating Out

Ulcinj

$174 14.5%

Podgorica

$187 14.1% 7.7% $13

Monthly Utilities & Internet

Ulcinj

$169 14.1%

Podgorica

$176 13.3% 4.1% $7

Clothing & Footwear

Ulcinj

$127 10.6%

Podgorica

$152 11.5% 20.1% $26

Getting Around

Ulcinj

$54 4.5%

Podgorica

$42 3.2% 21.2% $11

Sport & Entertainment

Ulcinj

$38 3.2%

Podgorica

$61 4.6% 60% $23

Cost Breakdown

A central one-bedroom costs $721 in Ulcinj versus $647 in Podgorica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ulcinj versus $45.00 in Podgorica. Monthly groceries follow the same trend: $202 vs $224 – making Ulcinj the more affordable choice for daily food spending.

Good to know

🇲🇪 Ulcinj

🇲🇪 Podgorica

🕒 Local time

07:05 7:05 AM

Same time as Ulcinj

🌤 Weather

👥 Population

10,707

150,799 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Ulcinj Podgorica 58 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ulcinj vs Podgorica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,200 in Ulcinj, $1,328 in Podgorica – roughly 11% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,800 per month in Ulcinj and $1,992 in Podgorica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ulcinj, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $453 per month in Ulcinj and $335 in Podgorica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 11% more in Podgorica, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ulcinj, where all-in costs run around $1,200, than in Podgorica at $1,328. In Ulcinj it covers expenses comfortably, while in Podgorica it requires careful planning or may not stretch far enough.

Families tend to lean toward Ulcinj – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ulcinj. If higher salaries, better infrastructure, or specific career opportunities are the priority, Podgorica makes more sense. Both are solid long-term options with distinct trade-offs.