Last update: Oct 2026

Cost of Living Comparison Between Podgorica and Ulcinj

For one person, living is cheaper in Ulcinj: $1,226 a month against $1,331 in Podgorica, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Podgorica
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Podgorica Living Index
61

Cost of Living Index in Ulcinj
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Ulcinj Living Index

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Podgorica

🇲🇪 Montenegro

$1,331

/mo nomad

Ulcinj

🇲🇪 Montenegro

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Podgorica and in Ulcinj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Podgorica and in Ulcinj actually costs, broken down by who's living it.

A single person spends $1,331 per month in Podgorica vs $1,226 in Ulcinj, rent included.

Podgorica $1,331
Ulcinj $1,226

A couple spends around $2,096 per month in Podgorica vs $1,881 in Ulcinj, rent included.

Podgorica $2,096
Ulcinj $1,881

A family of three spends $2,860 per month in Podgorica vs $2,536 in Ulcinj, rent included.

Podgorica $2,860
Ulcinj $2,536

Podgorica costs about 9% more than Ulcinj, and outside of rent the biggest gap is in leisure.

Both Podgorica and Ulcinj are more affordable than the global median – Podgorica 2% lower, Ulcinj 10% lower.

Meal at Budget Restaurant

$11.27 €10.06

$10.97 €9.79

2.73%

Three-Course Dinner for Two, Mid-Range

$44.27 €39.50

$36.74 €32.78

20.50%

Fast Food Meal (McDonalds, etc)

$10.56 €9.42

$7.94 €7.08

33.00%

Cappuccino

$2.12 €1.90

$2.30 €2.05

-7.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.21

$2.29 €2.04

8.30%

Water (0.33 liter bottle)

$1.45 €1.30

$1.61 €1.43

-9.94%

Local Beer (0.5 liter draught)

$3.15 €2.81

$2.28 €2.04

38.16%

Imported Beer (0.33 liter bottle)

$3.31 €2.96

$3.30 €2.95

0.30%

Milk (1 liter)

$1.26 €1.12

$1.16 €1.03

8.62%

White Bread (500g)

$0.99 €0.88

$0.64 €0.58

54.69%

Rice (white) (1kg)

$1.99 €1.77

$2.80 €2.50

-28.93%

Eggs

$3.59 €3.20

$1.92 €1.71

86.98%

Local Cheese (1kg)

$8.85 €7.89

$9.06 €8.08

-2.32%

Chicken Fillets (1kg)

$8.08 €7.21

$7.45 €6.64

8.46%

Beef Round Steak (1kg)

$12.07 €10.77

$12.46 €11.12

-3.13%

Apples (1kg)

$1.63 €1.45

$1.28 €1.14

27.34%

Banana (1kg)

$1.72 €1.53

$1.55 €1.38

10.97%

Oranges (1kg)

$1.80 €1.61

$1.04 €0.93

73.08%

Tomato (1kg)

$2.33 €2.08

$1.16 €1.03

100.86%

Potato (1kg)

$0.95 €0.84

$0.76 €0.68

25.00%

Onion (1kg)

$1.07 €0.95

$1.26 €1.12

-15.08%

Lettuce (1 head)

$1.50 €1.34

$1.51 €1.34

-0.66%

Water (1.5 liter bottle)

$0.83 €0.74

$0.88 €0.78

-5.68%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 €3.82

$3.83 €3.42

11.75%

Wine (Bottle)

$5.72 €5.10

$4.50 €4.01

27.11%

Local Beer (0.5 liter bottle)

$1.07 €0.95

$1.23 €1.09

-13.01%

Imported Beer (0.33 liter bottle)

$1.61 €1.44

$1.70 €1.52

-5.29%

One-way Ticket (Public Transport)

$1.03 €0.92

$1.83 €1.63

-43.72%

Public Transport Monthly Pass (Regular Price)

$32.90 €29.36

$37.79 €33.72

-12.94%

Taxi Start (Normal Tariff)

$0.76 €0.68

$1.14 €1.02

-33.33%

Taxi (Normal Tariff) (1km)

$0.81 €0.72

$1.09 €0.97

-25.69%

Taxi 1hour Waiting (Normal Tariff)

$11.08 €9.88

$16.50 €14.72

-32.85%

Gasoline (1 liter)

$1.89 €1.68

$1.58 €1.41

19.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K €25.4K

$32.3K €28.8K

-11.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K €21.2K

$21.6K €19.2K

10.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 €116

$133 €119

-2.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.49

$13.02 €11.62

41.94%

Internet (50+ Mbps, Unlimited Data)

$32.17 €28.70

$25.56 €22.81

25.86%

Gym Membership (Monthly)

$50.2 €44.83

$22.54 €20.11

122.89%

Tennis Court (1 Hour on Weekend)

$13.34 €11.90

$16.12 €14.38

-17.25%

Cinema Ticket

$6.61 €5.90

$7.97 €7.11

-17.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$343 €306

$441 €394

-22.23%

International Primary School, 1 Child (Yearly)

$7,326 €6,536

$6,847 €6,109

6.99%

Jeans (Levis 501 Or Similar)

$85.9 €76.6

$85.1 €75.9

0.92%

Summer Dress (H&M, Zara, etc)

$46.72 €41.68

$33.83 €30.18

38.10%

Sport Shoes (Adidas, Nike)

$98.1 €87.5

$71.7 €64.0

36.76%

Men's Leather Business Shoes

$105 €93.4

$93.9 €83.8

11.53%

1-bedroom Apartment, City Center (Monthly)

$663 €592

$674 €602

-1.63%

1-bedroom Apartment, Outside City Center (Monthly)

$483 €431

$459 €410

5.14%

3-bedroom Apartment, City Center (Monthly)

$1,361 €1,215

$1,488 €1,328

-8.53%

3-bedroom Apartment, Outside City Center (Monthly)

$976 €871

$860 €767

13.50%

Buy Apartment in City Center (m2)

$3,122 €2,786

$3,694 €3,296

-15.47%

Buy Apartment Outside City Center (m2)

$2,388 €2,131

$2,403 €2,144

-0.64%

Average Monthly Net Salary (After Tax)

$1,152 €1,028

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

4.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Podgorica: October 25, 2026

Last update for Ulcinj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Podgorica

$483 36.2%

Ulcinj

$459 37.4% 4.9% $24

Groceries & Markets

Podgorica

$226 17%

Ulcinj

$204 16.7% 9.7% $22

Eating Out

Podgorica

$186 13.9%

Ulcinj

$173 14.1% 6.8% $13

Monthly Utilities & Internet

Podgorica

$181 13.6%

Ulcinj

$172 14% 5% $9.1

Clothing & Footwear

Podgorica

$151 11.3%

Ulcinj

$128 10.4% 15.2% $23

Sport & Entertainment

Podgorica

$63 4.8%

Ulcinj

$38 3.1% 39.4% $25

Getting Around

Podgorica

$42 3.1%

Ulcinj

$52 4.2% 23.6% $9.9

Cost Breakdown

A central one-bedroom costs $663 in Podgorica versus $674 in Ulcinj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44 in Podgorica versus $37 in Ulcinj. Monthly groceries follow the same trend: $226 vs $204 – making Ulcinj the more affordable choice for daily food spending.

Good to know

🇲🇪 Podgorica

🇲🇪 Ulcinj

🕒 Local time

00:04 12:04 AM

Same time as Podgorica

🌤 Weather

👥 Population

150,799 Capital

10,707

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Podgorica Ulcinj 58 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Podgorica vs Ulcinj: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Podgorica, $1,226 in Ulcinj – Ulcinj comes out roughly 8% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,997 per month in Podgorica and $1,839 in Ulcinj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $663 in Podgorica and $674 in Ulcinj. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $343 per month in Podgorica and $441 in Ulcinj. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 11% more in Podgorica, though the gap depends on what you buy.

$1,500 covers both cities comfortably – all-in costs are $1,331 in Podgorica and $1,226 in Ulcinj, leaving budget for savings and extras in both cases.

It depends on your priorities. Ulcinj has an edge in some lifestyle areas, with costs from $1,226 in Ulcinj to $1,331 in Podgorica. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.