Cost of Living Comparison Between Podgorica and Ulcinj Cost of Living Comparison Between Podgorica and Ulcinj

Monthly Cost of Living

A single person spends $1,301 per month in Podgorica vs $1,375 in Ulcinj, rent included.

A couple spends around $2,000 per month in Podgorica vs $2,075 in Ulcinj, rent included.

A family of three spends $2,698 per month in Podgorica vs $2,774 in Ulcinj, rent included.

Podgorica is about 5% cheaper than Ulcinj, driven mainly by Eating Out.

Podgorica sits 3% below the global median, while Ulcinj is 3% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.79 €8.42

$13.98 €12.03

-29.97%

Three-Course Dinner for Two, Mid-Range

$46.06 €39.62

$51.9 €44.67

-11.30%

Fast Food Meal (McDonalds, etc)

$9.14 €7.86

$9.48 €8.15

-3.59%

Cappuccino

$2.14 €1.84

$2.27 €1.95

-5.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €1.96

$2.14 €1.84

6.07%

Water (0.33 liter bottle)

$1.44 €1.24

$1.39 €1.19

3.60%

Local Beer (0.5 liter draught)

$2.90 €2.49

$2.95 €2.54

-1.69%

Imported Beer (0.33 liter bottle)

$3.53 €3.04

$3.16 €2.72

11.71%

Milk (1 liter)

$1.32 €1.14

$1.44 €1.24

-8.33%

White Bread (500g)

$1.04 €0.89

$1.07 €0.92

-2.80%

Rice (white) (1kg)

$2.30 €1.98

$1.79 €1.54

28.49%

Eggs

$3.22 €2.77

$3.11 €2.67

3.54%

Local Cheese (1kg)

$8.57 €7.37

$13.40 €11.53

-36.04%

Chicken Fillets (1kg)

$8.33 €7.17

$7.40 €6.36

12.57%

Beef Round Steak (1kg)

$11.99 €10.31

$9.53 €8.20

25.81%

Apples (1kg)

$1.52 €1.31

$1.39 €1.20

9.35%

Banana (1kg)

$1.74 €1.50

$2.12 €1.83

-17.92%

Oranges (1kg)

$1.60 €1.38

$1.45 €1.25

10.34%

Tomato (1kg)

$2.57 €2.21

$2.74 €2.36

-6.20%

Potato (1kg)

$0.97 €0.83

$1.07 €0.92

-9.35%

Onion (1kg)

$1.15 €0.99

$1.19 €1.02

-3.36%

Lettuce (1 head)

$1.85 €1.59

$2.29 €1.97

-19.21%

Water (1.5 liter bottle)

$0.75 €0.65

$1.31 €1.12

-42.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 €3.72

$3.75 €3.23

15.47%

Wine (Bottle)

$5.85 €5.03

$4.73 €4.07

23.68%

Local Beer (0.5 liter bottle)

$1.08 €0.93

$0.93 €0.80

16.13%

Imported Beer (0.33 liter bottle)

$1.80 €1.55

$1.42 €1.22

26.76%

One-way Ticket (Public Transport)

$1.06 €0.91

$1.46 €1.26

-27.40%

Public Transport Monthly Pass (Regular Price)

$34.51 €29.69

$38.12 €32.79

-9.47%

Taxi Start (Normal Tariff)

$0.70 €0.61

$1.18 €1.02

-40.68%

Taxi (Normal Tariff) (1km)

$0.71 €0.61

$0.74 €0.64

-4.05%

Taxi 1hour Waiting (Normal Tariff)

$11.61 €9.99

$11.39 €9.79

1.93%

Gasoline (1 liter)

$1.68 €1.45

$1.68 €1.44

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K €24.9K

$32.2K €27.7K

-9.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K €28.5K

$29.4K €25.2K

12.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €97.5

$142 €122

-20.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.33 €15.76

$18.17 €15.63

0.88%

Internet (50+ Mbps, Unlimited Data)

$31.40 €27.01

$29.97 €25.78

4.77%

Gym Membership (Monthly)

$44.82 €38.55

$23.39 €20.12

91.62%

Tennis Court (1 Hour on Weekend)

$13.73 €11.81

$14.57 €12.53

-5.77%

Cinema Ticket

$5.77 €4.97

$3.51 €3.02

64.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$287 €247

$260 €224

10.47%

International Primary School, 1 Child (Yearly)

$7,458 €6,416

$6,323 €5,439

17.95%

Jeans (Levis 501 Or Similar)

$84.0 €72.2

$23.10 €19.87

263.42%

Summer Dress (H&M, Zara, etc)

$45.40 €39.06

$30.28 €26.05

49.93%

Sport Shoes (Adidas, Nike)

$93.5 €80.4

$96.1 €82.6

-2.70%

Men's Leather Business Shoes

$113 €97.5

$118 €102

-4.05%

1-bedroom Apartment, City Center (Monthly)

$626 €538

$711 €611

-11.94%

1-bedroom Apartment, Outside City Center (Monthly)

$485 €417

$537 €462

-9.77%

3-bedroom Apartment, City Center (Monthly)

$1,140 €981

$1,277 €1,099

-10.71%

3-bedroom Apartment, Outside City Center (Monthly)

$864 €743

$901 €775

-4.06%

Buy Apartment in City Center (m2)

$3,276 €2,818

$3,985 €3,428

-17.79%

Buy Apartment Outside City Center (m2)

$2,416 €2,078

$2,723 €2,342

-11.29%

Average Monthly Net Salary (After Tax)

$1,176 €1,011

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

14.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Podgorica: June 2, 2026

Last update for Ulcinj: June 1, 2026

Cost Breakdown

A central one-bedroom costs $626 in Podgorica versus $711 in Ulcinj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $46.00 in Podgorica versus $52.0 in Ulcinj. Monthly groceries follow the same trend: $229 vs $237 – making Podgorica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Podgorica vs Ulcinj: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,301 in Podgorica, $1,375 in Ulcinj – roughly 6% apart. Ulcinj costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,952 per month in Podgorica and $2,063 in Ulcinj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Podgorica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $287 per month in Podgorica and $260 in Ulcinj. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 4% more in Ulcinj, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Podgorica, where all-in costs run around $1,301, than in Ulcinj at $1,375. In Podgorica it covers expenses comfortably, while in Ulcinj it requires careful planning or may not stretch far enough.

Families tend to lean toward Podgorica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Podgorica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ulcinj makes more sense. Both are solid long-term options with distinct trade-offs.