Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zuchwil

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,823 in Zuchwil, rent and utilities included – about $29,900 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
182

Cost of Living Index in Zuchwil
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Zuchwil Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zuchwil

🇨🇭 Switzerland

$3,823

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zuchwil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zuchwil actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $3,823 in Zuchwil.

Ubud, Bali $1,331
Zuchwil $3,823

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $5,478 in Zuchwil.

Ubud, Bali $2,255
Zuchwil $5,478

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $7,133 in Zuchwil.

Ubud, Bali $3,180
Zuchwil $7,133

Living in Ubud, Bali costs roughly 65% less than in Zuchwil, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Zuchwil is 183% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$36.81 CHF 30.06

-90.82%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$146 CHF 119

-76.28%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$18.20 CHF 14.86

-69.40%

Cappuccino

$2.62 Rp 47.5K

$6.82 CHF 5.57

-61.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$6.03 CHF 4.93

-74.46%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$5.39 CHF 4.40

-88.13%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$9.87 CHF 8.06

-72.95%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$8.61 CHF 7.03

-50.52%

Milk (1 liter)

$1.46 Rp 26.5K

$2.13 CHF 1.74

-31.46%

White Bread (500g)

$2.29 Rp 41.6K

$4.02 CHF 3.28

-43.03%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.67 CHF 3.00

-69.75%

Eggs

$2.10 Rp 38.1K

$8.55 CHF 6.98

-75.44%

Local Cheese (1kg)

$15.94 Rp 289.2K

$27.02 CHF 22.06

-41.01%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$28.51 CHF 23.28

-86.39%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$61.0 CHF 49.80

-81.31%

Apples (1kg)

$3.55 Rp 64.4K

$4.12 CHF 3.36

-13.83%

Banana (1kg)

$1.54 Rp 27.9K

$2.83 CHF 2.31

-45.58%

Oranges (1kg)

$2.23 Rp 40.5K

$3.54 CHF 2.89

-37.01%

Tomato (1kg)

$1.97 Rp 35.8K

$4.77 CHF 3.89

-58.70%

Potato (1kg)

$1.86 Rp 33.7K

$2.64 CHF 2.16

-29.55%

Onion (1kg)

$2.42 Rp 43.9K

$2.36 CHF 1.92

2.54%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.42 CHF 1.97

-57.85%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.26 CHF 1.03

-58.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$11.05 CHF 9.02

-80.09%

Wine (Bottle)

$21.79 Rp 395.2K

$14.32 CHF 11.69

52.16%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.92 CHF 2.39

-20.21%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.20 CHF 2.62

-7.19%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$4.52 CHF 3.69

-94.47%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$94.7 CHF 77.3

-91.37%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$8.23 CHF 6.72

-94.65%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$4.51 CHF 3.68

-89.58%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$91.5 CHF 74.7

-93.88%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.21 CHF 1.81

-62.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$39.7K CHF 32.4K

-38.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$39.1K CHF 32.0K

-19.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$285 CHF 232

-72.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$36.42 CHF 29.74

-83.14%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$54.8 CHF 44.74

-65.47%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$81.7 CHF 66.7

-37.59%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$39.75 CHF 32.45

-54.09%

Cinema Ticket

$4.38 Rp 79.5K

$24.33 CHF 19.86

-82.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$3,396 CHF 2,773

-85.50%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$41.1K CHF 33.6K

-70.29%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$139 CHF 113

-67.48%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$54.8 CHF 44.73

-36.32%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$160 CHF 130

-50.92%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$253 CHF 207

-69.26%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,811 CHF 1,479

-40.51%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,677 CHF 1,369

-60.36%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,801 CHF 2,287

25.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,054 CHF 1,677

-18.67%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$15.7K CHF 12.8K

-85.07%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$12.1K CHF 9,882

-81.53%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$7,370 CHF 6,017

-97.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.03

578.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zuchwil: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zuchwil

$1.7K 43.9% 152% $1K

Groceries & Markets

Ubud, Bali

$279 21%

Zuchwil

$680 17.8% 143% $400

Clothing & Footwear

Ubud, Bali

$106 8%

Zuchwil

$273 7.1% 157% $167

Eating Out

Ubud, Bali

$106 8%

Zuchwil

$543 14.2% 414% $438

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zuchwil

$376 9.8% 267% $273

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zuchwil

$130 3.4% 118% $71

Getting Around

Ubud, Bali

$12 0.9%

Zuchwil

$144 3.8% 1101% $132

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,811 in Zuchwil. Housing cost is often the main lever when comparing two cities.

Zuchwil pays about 44 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $146 in Zuchwil for a mid-range dinner for two. Groceries echo the gap at $279 vs $680 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Zuchwil

🕒 Local time

18:41 6:41 PM

11:41 11:41 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

9,000

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Swiss Franc exchange rates as of November 5, 2026: 1 USD = 0.816 CHF (1 CHF = 1.22 USD). 1 EUR = 0.917 CHF (1 CHF = 1.09 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zuchwil 12,030 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Zuchwil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zuchwil: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 65% lower than in Zuchwil. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,811 in Zuchwil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $3,396 in Zuchwil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 143% higher in Zuchwil. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zuchwil are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 65% less than in Zuchwil. Beyond cost, consider language, visa policies, and how big the international community is in each city.