Last update: Oct 2026

Cost of Living Comparison Between Zuchwil and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,823 in Zuchwil, rent and utilities included – about $29,900 less a year. Rent and utilities account for about half of the difference.

182

Cost of Living Index in Zuchwil
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Zuchwil Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zuchwil

🇨🇭 Switzerland

$3,823

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Zuchwil and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zuchwil and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,823 in Zuchwil versus $1,331 in Ubud, Bali.

Zuchwil $3,823
Ubud, Bali $1,331

Estimated couple costs with rent: $5,478 in Zuchwil versus $2,255 in Ubud, Bali.

Zuchwil $5,478
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $7,133 in Zuchwil versus $3,180 in Ubud, Bali.

Zuchwil $7,133
Ubud, Bali $3,180

Living in Zuchwil is roughly 187% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zuchwil is 183% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$36.81 CHF 30.08

$3.38 Rp 61.3K

989.05%

Three-Course Dinner for Two, Mid-Range

$146 CHF 119

$34.65 Rp 629.1K

321.59%

Fast Food Meal (McDonalds, etc)

$18.20 CHF 14.87

$5.57 Rp 101.2K

226.75%

Cappuccino

$6.82 CHF 5.58

$2.62 Rp 47.6K

160.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.03 CHF 4.93

$1.54 Rp 27.9K

291.56%

Water (0.33 liter bottle)

$5.39 CHF 4.40

$0.64 Rp 11.6K

742.19%

Local Beer (0.5 liter draught)

$9.87 CHF 8.06

$2.67 Rp 48.4K

269.66%

Imported Beer (0.33 liter bottle)

$8.61 CHF 7.04

$4.26 Rp 77.4K

102.11%

Milk (1 liter)

$2.13 CHF 1.74

$1.46 Rp 26.5K

45.89%

White Bread (500g)

$4.02 CHF 3.29

$2.29 Rp 41.6K

75.55%

Rice (white) (1kg)

$3.67 CHF 3.00

$1.11 Rp 20.1K

230.63%

Eggs

$8.55 CHF 6.99

$2.10 Rp 38.1K

307.14%

Local Cheese (1kg)

$27.02 CHF 22.07

$15.94 Rp 289.4K

69.51%

Chicken Fillets (1kg)

$28.51 CHF 23.29

$3.88 Rp 70.5K

634.79%

Beef Round Steak (1kg)

$61.0 CHF 49.83

$11.40 Rp 207.0K

435.09%

Apples (1kg)

$4.12 CHF 3.36

$3.55 Rp 64.5K

16.06%

Banana (1kg)

$2.83 CHF 2.32

$1.54 Rp 27.9K

83.77%

Oranges (1kg)

$3.54 CHF 2.89

$2.23 Rp 40.5K

58.74%

Tomato (1kg)

$4.77 CHF 3.90

$1.97 Rp 35.8K

142.13%

Potato (1kg)

$2.64 CHF 2.16

$1.86 Rp 33.7K

41.94%

Onion (1kg)

$2.36 CHF 1.93

$2.42 Rp 43.9K

-2.48%

Lettuce (1 head)

$2.42 CHF 1.98

$1.02 Rp 18.6K

137.25%

Water (1.5 liter bottle)

$1.26 CHF 1.03

$0.52 Rp 9,483

142.31%

Cigarettes 20 Pack (Marlboro, Camel)

$11.05 CHF 9.02

$2.20 Rp 39.9K

402.27%

Wine (Bottle)

$14.32 CHF 11.70

$21.79 Rp 395.6K

-34.28%

Local Beer (0.5 liter bottle)

$2.92 CHF 2.39

$2.33 Rp 42.2K

25.32%

Imported Beer (0.33 liter bottle)

$3.20 CHF 2.62

$2.97 Rp 53.9K

7.74%

One-way Ticket (Public Transport)

$4.52 CHF 3.70

$0.25 Rp 4,546

1708.00%

Public Transport Monthly Pass (Regular Price)

$94.7 CHF 77.4

$8.17 Rp 148.4K

1059.00%

Taxi Start (Normal Tariff)

$8.23 CHF 6.72

$0.44 Rp 7,947

1770.45%

Taxi (Normal Tariff) (1km)

$4.51 CHF 3.68

$0.47 Rp 8,496

859.57%

Taxi 1hour Waiting (Normal Tariff)

$91.5 CHF 74.7

$5.60 Rp 101.7K

1533.57%

Gasoline (1 liter)

$2.21 CHF 1.81

$0.83 Rp 15.0K

166.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K CHF 32.4K

$24.4K Rp 443.8M

62.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K CHF 32.0K

$31.7K Rp 575.5M

23.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$285 CHF 232

$77.5 Rp 1.4M

267.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.42 CHF 29.75

$6.14 Rp 111.6K

493.16%

Internet (50+ Mbps, Unlimited Data)

$54.8 CHF 44.77

$18.92 Rp 343.4K

189.64%

Gym Membership (Monthly)

$81.7 CHF 66.7

$51.0 Rp 925.8K

60.23%

Tennis Court (1 Hour on Weekend)

$39.75 CHF 32.47

$18.25 Rp 331.3K

117.81%

Cinema Ticket

$24.33 CHF 19.87

$4.38 Rp 79.6K

455.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,396 CHF 2,775

$492 Rp 8.9M

589.72%

International Primary School, 1 Child (Yearly)

$41.1K CHF 33.6K

$12.2K Rp 221.9M

236.64%

Jeans (Levis 501 Or Similar)

$139 CHF 113

$45.16 Rp 819.9K

207.53%

Summer Dress (H&M, Zara, etc)

$54.8 CHF 44.76

$34.89 Rp 633.4K

57.04%

Sport Shoes (Adidas, Nike)

$160 CHF 130

$78.3 Rp 1.4M

103.73%

Men's Leather Business Shoes

$253 CHF 207

$77.9 Rp 1.4M

225.34%

1-bedroom Apartment, City Center (Monthly)

$1,811 CHF 1,480

$1,078 Rp 19.6M

68.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,677 CHF 1,370

$665 Rp 12.1M

152.28%

3-bedroom Apartment, City Center (Monthly)

$2,801 CHF 2,288

$3,510 Rp 63.7M

-20.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,054 CHF 1,678

$1,671 Rp 30.3M

22.96%

Buy Apartment in City Center (m2)

$15.7K CHF 12.8K

$2,340 Rp 42.5M

569.58%

Buy Apartment Outside City Center (m2)

$12.1K CHF 9,889

$2,236 Rp 40.6M

441.30%

Average Monthly Net Salary (After Tax)

$7,370 CHF 6,021

$166 Rp 3.0M

4330.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.03

13.78

-85.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zuchwil: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zuchwil

$1.7K 43.9%

Ubud, Bali

$665 50% 60.4% $1K

Groceries & Markets

Zuchwil

$680 17.8%

Ubud, Bali

$279 21% 58.9% $400

Eating Out

Zuchwil

$543 14.2%

Ubud, Bali

$106 8% 80.5% $438

Monthly Utilities & Internet

Zuchwil

$376 9.8%

Ubud, Bali

$103 7.7% 72.7% $273

Clothing & Footwear

Zuchwil

$273 7.1%

Ubud, Bali

$106 8% 61.1% $167

Getting Around

Zuchwil

$144 3.8%

Ubud, Bali

$12 0.9% 91.7% $132

Sport & Entertainment

Zuchwil

$130 3.4%

Ubud, Bali

$60 4.5% 54.2% $71

Cost Breakdown

A one-bedroom apartment in the center runs $1,811 in Zuchwil and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zuchwil pays about 44 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $146 in Zuchwil vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $680 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇭 Zuchwil

🇮🇩 Ubud, Bali

🕒 Local time

11:45 11:45 AM

18:45 6:45 PM

7 h ahead of Zuchwil

🌤 Weather

👥 Population

9,000

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of November 5, 2026: 1 USD = 0.817 CHF (1 CHF = 1.22 USD). 1 EUR = 0.918 CHF (1 CHF = 1.09 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,401 IDR (100,000 IDR = 4.9 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

Zuchwil Ubud, Bali 12,030 km ≈ 16 h nonstop flight

From you

Zuchwil
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zuchwil vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 65% lower than in Zuchwil. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Zuchwil is about 44 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,811 in Zuchwil versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,396 in Zuchwil versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 143% higher in Zuchwil. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zuchwil and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 65% less than in Zuchwil. Beyond cost, consider language, visa policies, and how big the international community is in each city.