Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zrenjanin

For one person, living is cheaper in Zrenjanin: $978 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Zrenjanin
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Zrenjanin Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zrenjanin

🇷🇸 Serbia

$978

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zrenjanin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zrenjanin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $978 in Zrenjanin.

Ubud, Bali $1,331
Zrenjanin $978

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,422 in Zrenjanin.

Ubud, Bali $2,255
Zrenjanin $1,422

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,866 in Zrenjanin.

Ubud, Bali $3,180
Zrenjanin $1,866

Living in Ubud, Bali is roughly 36% more expensive than in Zrenjanin, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Zrenjanin 28% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$10.62 RSD 1,108

-68.17%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$28.00 RSD 2,923

23.75%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$9.31 RSD 972

-40.17%

Cappuccino

$2.62 Rp 47.5K

$1.59 RSD 166

64.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.85 RSD 194

-16.76%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.33 RSD 139

-51.88%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.93 RSD 202

38.34%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.02 RSD 315

41.06%

Milk (1 liter)

$1.46 Rp 26.5K

$1.35 RSD 140

8.15%

White Bread (500g)

$2.29 Rp 41.6K

$0.58 RSD 61.0

294.83%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.85 RSD 193

-40.00%

Eggs

$2.10 Rp 38.1K

$2.23 RSD 232

-5.83%

Local Cheese (1kg)

$15.94 Rp 289.2K

$7.75 RSD 809

105.68%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$4.46 RSD 465

-13.00%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$8.58 RSD 896

32.87%

Apples (1kg)

$3.55 Rp 64.4K

$0.93 RSD 96.7

281.72%

Banana (1kg)

$1.54 Rp 27.9K

$1.84 RSD 192

-16.30%

Oranges (1kg)

$2.23 Rp 40.5K

$1.69 RSD 177

31.95%

Tomato (1kg)

$1.97 Rp 35.8K

$2.08 RSD 217

-5.29%

Potato (1kg)

$1.86 Rp 33.7K

$0.83 RSD 86.4

124.10%

Onion (1kg)

$2.42 Rp 43.9K

$0.79 RSD 82.0

206.33%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.00 RSD 104

2.00%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.62 RSD 64.6

-16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.41 RSD 460

-50.11%

Wine (Bottle)

$21.79 Rp 395.2K

$5.26 RSD 549

314.26%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.65 RSD 67.5

258.46%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.03 RSD 108

188.35%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.92 RSD 95.8

-72.83%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.45 RSD 152

-69.66%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.78 RSD 80.9

-39.74%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$9.25 RSD 966

-39.46%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.84 RSD 192

-54.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$30.0K RSD 3.1M

-18.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$23.9K RSD 2.5M

32.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$185 RSD 19.3K

-58.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$23.87 RSD 2,492

-74.28%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$29.39 RSD 3,068

-35.62%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$23.45 RSD 2,448

117.44%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$6.75 RSD 705

-35.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$173 RSD 18.0K

185.31%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$3,751 RSD 391.6K

225.81%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$60.6 RSD 6,326

-25.48%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$66.7 RSD 6,960

-47.68%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$100.0 RSD 10.4K

-21.64%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$118 RSD 12.3K

-33.89%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$286 RSD 29.9K

276.49%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$206 RSD 21.5K

222.15%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$384 RSD 40.0K

815.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$301 RSD 31.4K

455.88%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,716 RSD 179.2K

36.33%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,235 RSD 128.9K

81.04%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$617 RSD 64.4K

-73.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.84

184.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zrenjanin: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zrenjanin

$206 21.1% 69% $459

Groceries & Markets

Ubud, Bali

$279 21%

Zrenjanin

$171 17.5% 38.8% $109

Clothing & Footwear

Ubud, Bali

$106 8%

Zrenjanin

$155 15.9% 46% $49

Eating Out

Ubud, Bali

$106 8%

Zrenjanin

$160 16.4% 51.6% $55

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zrenjanin

$239 24.4% 133% $136

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zrenjanin

$37 3.8% 38.2% $23

Getting Around

Ubud, Bali

$12 0.9%

Zrenjanin

$9 * 0.9% 24.7% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $286 in Zrenjanin. Housing cost is often the main lever when comparing two cities.

Zrenjanin pays about 3.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $28 in Zrenjanin for a mid-range dinner for two. Groceries echo the gap at $279 vs $171 per month, with Zrenjanin cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇷🇸 Zrenjanin

🕒 Local time

10:51 10:51 AM

03:51 3:51 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

67,129

💱 Currency

Indonesian Rupiah IDR Rp

Serbian Dinar RSD din

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Serbian Dinar exchange rates as of November 5, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 118 RSD (1,000 RSD = 8.51 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zrenjanin 11,060 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Zrenjanin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zrenjanin: Cost of Living - Frequently Asked Questions

Zrenjanin wins on cost – living expenses run 27% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zrenjanin the obvious pick if budget is a priority.

On paper, salaries run 73% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $286 in Zrenjanin. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 63% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $978 in Zrenjanin – Zrenjanin is about 27% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zrenjanin are both considered safe, so it’s unlikely to be the deciding factor between them.