Cost of Living Comparison Between Ubud, Bali and Zonguldak Cost of Living Comparison Between Ubud, Bali and Zonguldak

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,080 in Zonguldak.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,615 in Zonguldak.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,151 in Zonguldak.

Living in Ubud, Bali is roughly 27% more expensive than in Zonguldak, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Zonguldak is 21% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$8.33 ₺406

-58.70%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$22.78 ₺1,111

59.39%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.33 ₺357

-22.10%

Cappuccino

$2.67 Rp 47.4K

$3.73 ₺182

-28.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.51 ₺73.8

15.89%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.40 ₺19.33

117.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$4.23 ₺206

-30.26%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$4.12 ₺201

9.71%

Milk (1 liter)

$1.62 Rp 28.7K

$0.92 ₺45.06

76.09%

White Bread (500g)

$2.33 Rp 41.3K

$1.02 ₺49.51

128.43%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.31 ₺113

-51.95%

Eggs

$2.20 Rp 39.0K

$2.65 ₺129

-16.98%

Local Cheese (1kg)

$17.69 Rp 313.8K

$10.38 ₺506

70.42%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.42 ₺264

-24.35%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$20.47 ₺998

-40.50%

Apples (1kg)

$3.71 Rp 65.7K

$1.96 ₺95.7

89.29%

Banana (1kg)

$1.59 Rp 28.2K

$2.26 ₺110

-29.65%

Oranges (1kg)

$2.28 Rp 40.5K

$1.35 ₺65.8

68.89%

Tomato (1kg)

$1.95 Rp 34.6K

$1.61 ₺78.4

21.12%

Potato (1kg)

$1.91 Rp 33.8K

$0.61 ₺29.80

213.11%

Onion (1kg)

$2.33 Rp 41.3K

$0.54 ₺26.37

331.48%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.99 ₺48.41

2.02%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.65 ₺31.91

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.02 ₺98.6

10.40%

Wine (Bottle)

$23.07 Rp 409.2K

$12.68 ₺618

81.94%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.11 ₺103

14.69%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.00 ₺97.6

50.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$2.03 ₺98.8

-86.70%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$1.27 ₺61.8

-62.20%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.75 ₺36.80

-42.67%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$6.84 ₺334

-17.54%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.24 ₺60.4

-35.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$48.4K ₺2.4M

-48.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$42.1K ₺2.1M

-24.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$66.0 ₺3,219

23.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$11.02 ₺537

-41.11%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$16.94 ₺826

10.80%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$45.94 ₺2,240

23.79%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$51.8 ₺2,527

-63.86%

Cinema Ticket

$4.54 Rp 80.5K

$5.76 ₺281

-21.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$1,053 ₺51.3K

-54.35%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$18.6K ₺905.6K

-69.25%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$48.23 ₺2,352

-5.62%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$49.05 ₺2,392

-26.85%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$102 ₺4,980

-21.29%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$97.8 ₺4,769

-19.56%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$431 ₺21.0K

158.78%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$376 ₺18.3K

85.56%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$444 ₺21.6K

719.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$500 ₺24.4K

247.79%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,196 ₺58.3K

132.74%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$874 ₺42.6K

-80.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

43.33

-68.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Zonguldak: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $431 in Zonguldak. Housing cost is often the main lever when comparing two cities.

Zonguldak pays 420% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $23.00 in Zonguldak for a mid-range dinner for two. Groceries echo the gap at $295 vs $250 per month, with Zonguldak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zonguldak: Cost of Living - Frequently Asked Questions

Zonguldak wins on cost – living expenses run 27% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zonguldak the obvious pick if budget is a priority.

On paper, salaries run 420% lower in Zonguldak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $431 in Zonguldak. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,080 in Zonguldak – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,080 in Zonguldak versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Zonguldak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zonguldak the clear choice for anyone on this budget.

Both work as nomad bases, but Zonguldak delivers better value – similar infrastructure at $1,080 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zonguldak hard to pass up.

Safety-wise, Ubud, Bali and Zonguldak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zonguldak gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.