Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zonguldak

For one person, living is cheaper in Zonguldak: $1,069 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Zonguldak
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Zonguldak Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zonguldak

🇹🇷 Turkey

$1,069

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zonguldak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zonguldak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,069 in Zonguldak.

Ubud, Bali $1,331
Zonguldak $1,069

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,578 in Zonguldak.

Ubud, Bali $2,255
Zonguldak $1,578

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,088 in Zonguldak.

Ubud, Bali $3,180
Zonguldak $2,088

Living in Ubud, Bali is roughly 25% more expensive than in Zonguldak, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Zonguldak 21% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$8.07 ₺404

-58.12%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$22.26 ₺1,113

55.66%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$7.19 ₺360

-22.53%

Cappuccino

$2.62 Rp 47.6K

$3.57 ₺178

-26.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.42 ₺71.0

8.45%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.38 ₺19.18

68.42%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.18 ₺209

-36.12%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.10 ₺205

3.90%

Milk (1 liter)

$1.46 Rp 26.5K

$0.91 ₺45.38

60.44%

White Bread (500g)

$2.29 Rp 41.6K

$1.02 ₺51.1

124.51%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.24 ₺112

-50.45%

Eggs

$2.10 Rp 38.1K

$2.68 ₺134

-21.64%

Local Cheese (1kg)

$15.94 Rp 289.4K

$10.15 ₺508

57.04%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$5.31 ₺266

-26.93%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$20.18 ₺1,009

-43.51%

Apples (1kg)

$3.55 Rp 64.5K

$1.91 ₺95.6

85.86%

Banana (1kg)

$1.54 Rp 27.9K

$2.20 ₺110

-30.00%

Oranges (1kg)

$2.23 Rp 40.5K

$1.25 ₺62.6

78.40%

Tomato (1kg)

$1.97 Rp 35.8K

$1.70 ₺84.9

15.88%

Potato (1kg)

$1.86 Rp 33.7K

$0.63 ₺31.37

195.24%

Onion (1kg)

$2.42 Rp 43.9K

$0.55 ₺27.40

340.00%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.99 ₺49.73

3.03%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.66 ₺33.08

-21.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.03 ₺102

8.37%

Wine (Bottle)

$21.79 Rp 395.6K

$12.61 ₺631

72.80%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.94 ₺97.1

20.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.01 ₺101

47.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.98 ₺99.1

-87.37%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.32 ₺65.9

-66.67%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.78 ₺39.26

-39.74%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$8.17 ₺409

-31.46%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.34 ₺66.8

-38.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$47.2K ₺2.4M

-48.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$40.3K ₺2.0M

-21.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$65.8 ₺3,289

17.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$10.85 ₺543

-43.41%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$18.11 ₺906

4.47%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$44.30 ₺2,216

15.10%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$49.15 ₺2,458

-62.87%

Cinema Ticket

$4.38 Rp 79.6K

$5.57 ₺278

-21.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,107 ₺55.4K

-55.53%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$20.1K ₺1.0M

-39.07%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$52.0 ₺2,600

-13.12%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$47.39 ₺2,370

-26.38%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$103 ₺5,156

-24.03%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$97.8 ₺4,890

-20.35%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$418 ₺20.9K

157.64%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$358 ₺17.9K

85.58%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$438 ₺21.9K

701.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$484 ₺24.2K

245.55%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,131 ₺56.6K

106.84%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$834 ₺41.7K

-80.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

43.85

-68.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zonguldak: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zonguldak

$358 33.5% 46.1% $307

Groceries & Markets

Ubud, Bali

$279 21%

Zonguldak

$247 23.1% 11.8% $33

Clothing & Footwear

Ubud, Bali

$106 8%

Zonguldak

$135 12.6% 27.1% $29

Eating Out

Ubud, Bali

$106 8%

Zonguldak

$165 15.5% 56.3% $60

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zonguldak

$95 8.9% 7.6% $7.8

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zonguldak

$55 5.2% 7.2% $4.3

Getting Around

Ubud, Bali

$12 0.9%

Zonguldak

$13 * 1.2% 10.2% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $418 in Zonguldak. Housing cost is often the main lever when comparing two cities.

Zonguldak pays about 5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $22 in Zonguldak for a mid-range dinner for two. Groceries echo the gap at $279 vs $247 per month, with Zonguldak cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇷 Zonguldak

🕒 Local time

07:29 7:29 AM

02:29 2:29 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

120,395

💱 Currency

Indonesian Rupiah IDR Rp

Turkish Lira TRY ₺

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

100 TRY = 2 USD

100 TRY = 1.78 EUR

Exchange rates and currency converter

TRY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Turkish Lira exchange rates as of November 4, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 56.31 TRY (100 TRY = 1.78 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zonguldak 10,090 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Zonguldak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zonguldak: Cost of Living - Frequently Asked Questions

Zonguldak wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zonguldak the obvious pick if budget is a priority.

On paper, salaries run 80% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $418 in Zonguldak. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,069 in Zonguldak – Zonguldak is about 20% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Zonguldak gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zonguldak are both considered safe, so it’s unlikely to be the deciding factor between them.