Cost of Living Comparison Between Ubud, Bali and Zonguldak Cost of Living Comparison Between Ubud, Bali and Zonguldak

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $938 in Zonguldak.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,497 in Zonguldak.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,055 in Zonguldak.

Living in Ubud, Bali is roughly 53% more expensive than Zonguldak, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Zonguldak is 30% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.85 ₺174

-7.27%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$38.21 ₺1,725

-14.73%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.61 ₺343

-33.38%

Cappuccino

$2.83 Rp 49.0K

$3.00 ₺136

-5.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.74 ₺33.33

81.08%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.24 ₺10.74

187.50%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.96 ₺88.4

52.55%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.00 ₺90.5

92.50%

Milk (1 liter)

$1.74 Rp 30.2K

$0.59 ₺26.72

194.92%

White Bread (500g)

$2.54 Rp 44.0K

$0.37 ₺16.67

586.49%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.40 ₺108

-50.42%

Eggs

$2.43 Rp 42.0K

$2.29 ₺104

6.11%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.65 ₺436

51.92%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.82 ₺263

-28.18%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$19.48 ₺879

-38.71%

Apples (1kg)

$3.69 Rp 63.9K

$1.52 ₺68.7

142.76%

Banana (1kg)

$1.61 Rp 27.8K

$2.27 ₺103

-29.07%

Oranges (1kg)

$2.69 Rp 46.5K

$1.26 ₺56.7

113.49%

Tomato (1kg)

$2.33 Rp 40.4K

$1.47 ₺66.2

58.50%

Potato (1kg)

$1.91 Rp 33.0K

$0.73 ₺33.02

161.64%

Onion (1kg)

$2.19 Rp 37.9K

$0.62 ₺27.81

253.23%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.12 ₺50.3

-5.36%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.39 ₺17.59

84.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.96 ₺88.6

59.69%

Wine (Bottle)

$23.49 Rp 407.1K

$11.14 ₺503

110.86%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.02 ₺91.2

35.64%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.09 ₺94.2

37.80%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.66 ₺29.91

-56.06%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$30.21 ₺1,364

-72.96%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.86 ₺38.70

-47.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.62 ₺27.82

-32.26%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.16 ₺278

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.08 ₺48.82

-22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$42.5K ₺1.9M

-38.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$42.8K ₺1.9M

-24.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$28.14 ₺1,270

178.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$9.03 ₺408

-56.26%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$10.12 ₺457

141.11%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$42.79 ₺1,932

125.61%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$3.25 ₺147

24.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$613 ₺27.7K

-50.61%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$13.6K ₺615.1K

-52.13%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$17.48 ₺789

208.01%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$44.34 ₺2,002

-14.34%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$46.21 ₺2,086

87.75%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$99.0 ₺4,469

-20.34%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$523 ₺23.6K

93.50%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$401 ₺18.1K

68.39%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$881 ₺39.8K

284.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$716 ₺32.3K

193.06%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,297 ₺58.5K

130.16%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$948 ₺42.8K

-81.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

48.4

-72.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Zonguldak: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $523 in Zonguldak. Housing cost is often the main lever when comparing two cities.

Zonguldak pays 448% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $38.00 in Zonguldak. Groceries flip the comparison at $298 vs $228, with Zonguldak cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zonguldak: Cost of Living - Frequently Asked Questions

Zonguldak wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zonguldak the obvious pick if budget is a priority.

On paper, Zonguldak earns 448% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $523 in Zonguldak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $613 in Zonguldak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 31% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $938 in Zonguldak versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Zonguldak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zonguldak the clear choice for anyone on this budget.

Both work as nomad bases, but Zonguldak delivers better value – similar infrastructure at $938 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zonguldak hard to pass up.

Safety-wise, Ubud, Bali and Zonguldak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zonguldak gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.